When shopping for home insurance, the last thing you want to do is spend time contacting each individual insurance company in order to obtain a quote. With ease of use in mind, Swyfft developed technology that can assess customer needs in just a few minutes, showing them policy options without hours of research.

Swyfft’s model is a bit different, as most of its policies are backed by Clear Blue Insurance. Swyfft does partner with other companies that are highly rated by A.M. Best and feature solid financial standing. Policyholders love how tech-minded Swyfft is, although coverage is limited to only a handful of states. Lastly, Getting in touch with someone can sometimes be tricky.

If you’re unsatisfied with your Swyfft experience, consider heading to Insurify instead. You’ll be able to research policy options from a wide range of companies and obtain an insurance quote in a matter of minutes.

Swyfft Homeowners Insurance Reviews: Here’s what people are saying…

In general, customers seem to be pleased with the range of insurance products that Swyfft can provide. The company partners with other carriers to offer a range of coverage types. Instead of speaking with an insurance agent to determine the levels of insurance best for your home, Swyfft uses a unique algorithm to save you time and ensure your valuables are protected.

While many enjoy their ability to shop for insurance quickly, not everyone is thrilled with Swyfft. Some customers have reported to the Better Business Bureau that the claims process is difficult to navigate. Others report that simple administrative requests, including billing questions and policy changes, are lost in the shuffle.

What’s covered by Swyfft home insurance?

Each insurance policy available through Swyfft’s partners is quite comprehensive, offering peace of mind to homeowners who are looking for the ultimate in coverage. While options might differ from state to state, you can typically expect the following to be available:

  • Dwelling and other structures coverage for your home, garage, fences, and more
  • Personal property protection to help replace stolen or damaged items inside the home
  • Living expenses should your home become uninhabitable during repairs
  • Personal liability and medical expenses coverage in the event someone is injured while on your property

How does Swyfft’s claims process work?

Those who enjoy a do-it-yourself experience can head to swyfft.com and click “Report a Claim” to get started. You’ll be asked simple questions about the covered event, including the date and time of the incident and any additional information you can provide that will help Swyfft determine the next steps.

If you’d rather begin your claim over the phone, you can call Swyfft at (877) 799-3389. As with any claims experience, timelines will vary. You should continue to be proactive about contacting Swyfft. The more information you provide the easier it will be to handle your claim.

Swyfft Home Insurance Discounts and Payment Methods

Many insurance carriers boast about discounts in order to offer customers a lower premium, but Swyfft doesn’t make such information public. If any discounts are even available, it’s hard to tell. If you speak with an agent when enrolling in coverage, ask if Swyfft offers any savings for certain home safety features or deductible savings options if you remain claim-free.

In the theme of keeping things as automated as possible, paying your Swyfft premium involves using auto-pay. You won’t receive a bill in the mail each month. Instead, your monthly premium is charged to a debit or credit card. If you prefer to pay online, there’s an option for that at www.swyfft.com. Policyholders who need to mail in a check for annual payments can send it to:

Swyfft LLC

PO Box 21649

New York, NY 10087-1649

How to Get a Quote from Swyfft Insurance

If you’re curious about what Swyfft has to offer, you can obtain a quote online by providing your home address and answering a few questions. You’ll be able to see what type of policy Swyfft generates for your home through the use of unique data sources and algorithms.

Some customers note that trying to use the online system can be frustrating, as Swyfft sometimes states that new business isn’t being accepted after providing your home address. Swyfft does provide a customer service phone number on its website, so should you have any difficulty when trying to get quotes for your home or commercial property, you can call (855) 479-9338.

Other Types of Insurance Coverage Offered by Swyfft

Swyfft keeps its coverage limited and only offers homeowner insurance to residents of Alabama, Florida, Massachusetts, New Jersey, New York, and Texas. Commercial coverage on a limited basis is available to Illinois businesses as well. 

Customers interested in a variety of coverage features including rental insurance, umbrella policies, and more should explore options with another insurance provider.

Conclusion: The best way to save on home insurance

Swyfft is certainly changing the way that homeowners shop for insurance, and while it might be a convenient way to purchase coverage, it may not always be the cheapest. 

If you’re looking for the best way to save money and are also interested in saving time, make sure to visit Insurify. In just a few minutes you’ll be able to compare quotes from multiple companies.

Swyfft Insurance Overview

The history of Swyfft is vague at best, with some stating that the company has only been in business for a handful of years. Raising seed money in a matter of hours only, Swyfft has attracted the attention of the tech industry and insurance carriers alike with its unique business model.

Rated as “Excellent” by A.M. Best, Swyfft has a mostly positive reputation among its customers. Many are pleased with the do it yourself type of policy management that Swyfft has created, while others who have issues with claims or billing note that customer service is sorely lacking. Remember, Swyfft is a relatively new company within the insurance industry and as it continues to grow, there’s a good chance that these issues will be handled with ease and the company’s service areas will continue to grow.

DepartmentContact Information
Claims1 (877) 799-3389
Customer Service1 (855) 479-9338
Headquarters44 Headquarters Plaza
4th Floor, North Tower

Morristown, NJ 07960

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Updated May 5, 2020

Courtney Elder has loved to write since age six, yet she didn’t turn it into a career until many years after that. She graduated from Sonoma State University with a degree in Communications, and when she’s not creating content for Insurify, she’s exploring Portland, OR with her kids.