Jeep Compass Car Insurance Quotes (2025)
Jeep Compass insurance averages $142 per month, which is slightly higher than for similar makes and models.
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Written byMelanie Lockert
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10+ years writing on personal finance topics
Host of the Mental Health and Wealth podcast
Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”
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Edited byBecky Helzer
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Becky Helzer is an editor at Insurify. She loves helping writers express their ideas clearly and authentically. With a diverse background in editing everything from curriculum and books to magazine articles and blog posts, she’s worked on topics ranging from home finance, insurance, and cloud computing to the best tools for home improvement.
A proud graduate of Colorado State University with a degree in technical journalism, Becky lives in Fort Collins, CO, with her husband and their two spoiled rescue dogs.
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Table of contents
The Jeep Compass is an appealing option if you’re shopping for an affordable compact SUV. With a starting manufacturer’s suggested retail price (MSRP) of $26,900, the Compass gets high consumer ratings from Kelley Blue Book (KBB), earning 4.4 out of 5 stars.[1] Additionally, the vehicle received an overall safety rating of 4 out of 5 stars from the National Highway Traffic Safety Administration (NHTSA).[2]
The average cost of car insurance for a Jeep Compass is $99 per month for liability-only coverage and $185 for full coverage, according to Insurify data. Here’s what you should know about finding car insurance for your Jeep Compass.
Quick Facts
The Jeep Compass has a lower base MSRP than some of its competitors.
Jeep Compass insurance costs an average of $1,704 annually.
USAA, State Farm, and Allstate offer the cheapest Compass policy rates, on average.
Cost of Jeep Compass insurance by model year
The average monthly Jeep Compass insurance premium is $142. But your premium depends on factors including your age and gender, driving history, ZIP code, and coverage types you choose.[3]
USAA has the cheapest average Jeep car insurance rates, but coverage is available only to military members and their families. State Farm and Allstate also have some of the cheapest car insurance rates for the Jeep Compass.
The table below shows average monthly quotes by model year for full-coverage and liability-only policies.
Model Year  | Average Monthly Quote: Full Coverage | Average Monthly Quote: Liability Only |
|---|---|---|
| 2025 | $229 | $122 |
| 2024 | $218 | $116 |
| 2023 | $205 | $109 |
| 2022 | $192 | $102 |
| 2021 | $214 | $114 |
| 2020 | $208 | $111 |
| 2019 | $187 | $99 |
| 2018 | $185 | $98 |
| 2017 | $164 | $87 |
| 2016 | $178 | $95 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Your vehicle’s cost is one of many factors determining your insurance premium, and the 2025 Jeep Compass has a $26,900 starting MSRP. Below are insurance rates by company for the 2025 Jeep Compass.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $115 $60 State Farm $137 $71 Allstate $153 $78 GEICO $169 $88 American Family $176 $90 Progressive $181 $129 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Jeep Compass prices vary by model year and trim level. The starting MSRP for a 2024 Jeep Compass Sport trim model is $27,495, according to KBB. The following table shows some of the most affordable Jeep Compass insurers and their average costs.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $109 $57 State Farm $131 $67 Allstate $146 $74 GEICO $161 $84 American Family $168 $86 Progressive $172 $123 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Jeep Compass had an original starting MSRP of $29,995, according to KBB. Below are full-coverage and liability-only rates from several of the best car insurance companies for this model year.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $103 $53 State Farm $123 $63 Allstate $137 $70 GEICO $152 $78 American Family $158 $81 Progressive $162 $116 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original starting MSRP for the 2022 Jeep Compass model was $30,380, according to KBB. See below for a price comparison from several of the cheapest insurers.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $96 $50 State Farm $115 $59 Allstate $129 $65 GEICO $142 $73 American Family $148 $75 Progressive $152 $108 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting 2021 Jeep Compass MSRP was $27,490, according to KBB. The table below shows average Compass insurance costs for full coverage and liability-only coverage.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $107 $56 State Farm $128 $66 Allstate $143 $73 GEICO $158 $82 American Family $165 $84 Progressive $169 $121 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2020, the Jeep Compass had a $26,775 starting MSRP, according to KBB. If you’re insuring this model year, the table below shows the cheapest average full coverage and liability-only rates.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $104 $54 State Farm $125 $64 Allstate $139 $71 GEICO $154 $80 American Family $160 $82 Progressive $164 $118 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting MSRP for the 2019 Jeep Compass was $25,790, according to KBB. The following table shows average insurance costs per month for this model year.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $94 $49 State Farm $112 $57 Allstate $125 $63 GEICO $138 $71 American Family $144 $73 Progressive $148 $105 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Jeep Compass had an original MSRP of $25,590, according to KBB. Average monthly rates for some of the most affordable Jeep Compass insurance companies are shown in the table below.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $93 $48 State Farm $111 $57 Allstate $124 $63 GEICO $137 $71 American Family $142 $73 Progressive $146 $104 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 Jeep Compass had a base MSRP of $24,385, according to KBB. Below are the top insurance companies for this model year and their average monthly premiums.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $82 $43 State Farm $98 $50 Allstate $110 $56 GEICO $121 $63 American Family $126 $64 Progressive $130 $92 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Jeep Compass had a starting MSRP of $24,140 when it was released, according to KBB. The table below breaks down the average costs from several insurance companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $89 $47 State Farm $107 $55 Allstate $119 $61 GEICO $132 $68 American Family $137 $70 Progressive $141 $101 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Jeep insurance by state
The cost of Jeep insurance doesn’t just vary by the model year — it can vary significantly by state. Each state’s minimum coverage requirements, theft rates, population density, and number of accidents all factor into how companies calculate insurance premiums.
The map below provides an overview of average Jeep insurance costs by state. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $129 |
| Arizona | $158 |
| Arkansas | $232 |
| California | $218 |
| Colorado | $199 |
| Connecticut | $303 |
| Delaware | $223 |
| Florida | $208 |
| Georgia | $226 |
| Idaho | $113 |
| Illinois | $154 |
| Indiana | $131 |
| Iowa | $110 |
| Kansas | $149 |
| Kentucky | $196 |
| Louisiana | $201 |
| Maine | $136 |
| Maryland | $307 |
| Massachusetts | $161 |
| Michigan | $251 |
| Minnesota | $177 |
| Mississippi | $188 |
| Missouri | $175 |
| Montana | $150 |
| Nebraska | $158 |
| Nevada | $254 |
| New Hampshire | $102 |
| New Jersey | $161 |
| New Mexico | $144 |
| New York | $426 |
| North Carolina | $85 |
| North Dakota | $124 |
| Ohio | $117 |
| Oklahoma | $161 |
| Oregon | $146 |
| Pennsylvania | $157 |
| Rhode Island | $134 |
| South Carolina | $244 |
| South Dakota | $117 |
| Tennessee | $135 |
| Texas | $214 |
| Utah | $166 |
| Vermont | $137 |
| Virginia | $174 |
| Washington | $145 |
| Washington D.C. | $311 |
| West Virginia | $142 |
| Wisconsin | $120 |
| Wyoming | $108 |
State | Average Monthly Quote |
|---|---|
| California | $218 |
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How to ensure you have enough coverage on your Jeep Compass
When shopping for car insurance, make sure you have the right coverage for your Jeep Compass so you don’t put yourself or your vehicle at risk. The following are common insurance coverages to consider:[4]
Liability coverage
Drivers in every U.S. state except New Hampshire must carry minimum liability insurance. If you’re at fault in an accident, bodily injury and property damage coverage pay for the other driver’s damages and injuries, but it won’t pay to repair your vehicle.
Collision coverage
If you’re in an accident with another driver or hit an object, collision insurance pays to repair your Compass’ damages, regardless of who’s at fault. Choose a deductible you can comfortably afford to pay out of pocket in case you need to file a claim.
Comprehensive coverage
Comprehensive insurance pays for damage to your car after a non-collision event, such as falling trees, theft, vandalism, and weather-related losses.
Uninsured motorist coverage
For additional protection, consider adding uninsured motorist coverage to your policy. This coverage helps pay for your damages if an uninsured or underinsured driver hits you.
Personal injury protection (PIP) coverage
Personal injury protection pays for your medical expenses if you’re in an accident, regardless of fault, and can even cover lost wages.
Be sure to use a quote tool and research available discounts to find the best coverage. Some insurers offer accident forgiveness, telematics, and bundling discounts to help lower your insurance costs.
Jeep Compass car insurance FAQs
The answers to some frequently asked questions about Jeep Compass car insurance can provide additional information as you shop for coverage.
USAA provides some of the cheapest Jeep Compass insurance, with rates averaging $45 per month for liability-only coverage. Your insurance quote depends on variables like your driver profile, claim history, deductibles, and the coverage you choose.
No. A Jeep Compass isn’t expensive to insure, although at $142 per month, it’s slightly more than for comparable vehicles. The national average insurance cost for all vehicles in the U.S. is $195 per month for full coverage and $105 for liability-only coverage.
State-minimum liability coverage for a Jeep Compass costs an average of $99 per month, according to Insurify data. Full-coverage car insurance premiums are more expensive, costing an average of $185 per month.
Not really. Jeep models aren’t particularly high-risk vehicles and come with various safety features. In fact, a specific 2022 Jeep Compass model was an Insurance Institute for Highway Safety (IIHS) Top Safety Pick for small SUVs/four-door SUVs.[5]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Kelley Blue Book. "2025 Jeep Compass."
- National Highway Traffic Safety Administration. "2025 JEEP COMPASS."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Insurance institute for highway Safety. "2022 Top Safety Pick: 2022 Jeep Compass."
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Melanie Lockert
Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.
Melanie has been a contributor at Insurify since November 2022.
Becky Helzer is an editor at Insurify. She loves helping writers express their ideas clearly and authentically. With a diverse background in editing everything from curriculum and books to magazine articles and blog posts, she’s worked on topics ranging from home finance, insurance, and cloud computing to the best tools for home improvement.
A proud graduate of Colorado State University with a degree in technical journalism, Becky lives in Fort Collins, CO, with her husband and their two spoiled rescue dogs.