Audi R8 Car Insurance Quotes (2025)
Audi R8 drivers pay a monthly average of $132 for liability-only insurance and $248 for full coverage.
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Table of contents
Since its debut at the Paris Auto Show in 2006, the Audi R8 has been admired for its striking design and potent V-10 engine.
The R8 costs more to insure than other supercars and high-performing vehicles, such as the Chevy Corvette and the Porsche 911. But you can still lock in affordable rates if you shop around and compare your options.
Here’s what you need to know about car insurance coverage for the Audi R8.
Quick Facts
USAA, Allstate, and State Farm offer the cheapest car insurance for the Audi R8.
R8 owners pay an average of $126 to $175 per month for liability insurance, depending on the model year.
The MSRP for the 2023 Audi R8, which is the latest model, ranges from $161,395 to $253,290.
Cost of Audi R8 insurance by model year
Your model year will play a major role in car insurance costs for the Audi R8. Several factors, including your address, ZIP code, driving history, age, and credit, also help determine your premiums.
The 2016 Audi R8 has some of the cheapest car insurance rates, at $142 per month. But the 2022 and 2023 model years are the most expensive, at $168 and $175 per month.
Here’s a look at the monthly full-coverage car insurance premiums for the Audi R8 by model year.
Model Year  | Average Monthly Quote |
|---|---|
| 2023 | $330 |
| 2022 | $316 |
| 2021 | $300 |
| 2020 | $292 |
| 2019 | $287 |
| 2018 | $280 |
| 2017 | $273 |
| 2016 | $267 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2023 Audi R8 is the final iteration of the R8, with an MSRP ranging from $161,365 to $253,290.[1] Below, you’ll find car insurance costs for the 2023 model year from different car insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $165 State Farm $198 Allstate $221 GEICO $244 American Family $254 Progressive $261 Nationwide $304 Travelers $320 Farmers $386 Liberty Mutual $419 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2022 Audi R8 started at $151,895 for the base model.[2] The table below shows average full-coverage car insurance premiums for the 2022 R8.
Insurance CompanyAverage Monthly QuoteUSAA $158 State Farm $190 Allstate $212 GEICO $234 American Family $243 Progressive $250 Nationwide $291 Travelers $307 Farmers $370 Liberty Mutual $401 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Audi R8 had a starting MSRP of $145,895.[3] Below, you’ll find average full-coverage car insurance costs for the 2021 model year from several insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $150 State Farm $180 Allstate $201 GEICO $222 American Family $231 Progressive $237 Nationwide $276 Travelers $291 Farmers $351 Liberty Mutual $381 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Audi R8 had an MSRP between $172,850 for the base model and $211,050 for the highest-level model. This table shows the most affordable full-coverage car insurance rates for the 2020 R8, broken down by insurer.
Insurance CompanyAverage Monthly QuoteUSAA $146 State Farm $175 Allstate $196 GEICO $216 American Family $225 Progressive $231 Nationwide $269 Travelers $283 Farmers $342 Liberty Mutual $371 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Audi R8 had a starting MSRP of $172,040. Here’s a look at the full-coverage insurance premiums for the 2019 model year.
Insurance CompanyAverage Monthly QuoteUSAA $144 State Farm $172 Allstate $192 GEICO $212 American Family $221 Progressive $227 Nationwide $264 Travelers $278 Farmers $336 Liberty Mutual $364 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Audi R8 had an MSRP between $141,250 and $196,950. Below, you’ll find full-coverage rates for the 2018 R8 from the cheapest insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $140 State Farm $168 Allstate $188 GEICO $207 American Family $216 Progressive $221 Nationwide $258 Travelers $272 Farmers $328 Liberty Mutual $356 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting MSRP for the 2017 Audi R8 was $165,450. Here’s a look at car insurance costs for the 2017 model year from different insurers.
Insurance CompanyAverage Monthly QuoteUSAA $137 State Farm $164 Allstate $183 GEICO $202 American Family $210 Progressive $216 Nationwide $251 Travelers $265 Farmers $319 Liberty Mutual $347 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Audi R8 insurance by state
Car insurance companies consider a variety of factors when calculating premiums, such as the climate, crime rates, and accident rates in your area. Below, you’ll find average Audi insurance rates broken down by state.
Alaska and Hawaii aren’t included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $167 |
| Arizona | $204 |
| Arkansas | $300 |
| California | $282 |
| Colorado | $257 |
| Connecticut | $392 |
| Delaware | $288 |
| Florida | $269 |
| Georgia | $292 |
| Idaho | $146 |
| Illinois | $199 |
| Indiana | $169 |
| Iowa | $142 |
| Kansas | $193 |
| Kentucky | $254 |
| Louisiana | $260 |
| Maine | $176 |
| Maryland | $397 |
| Massachusetts | $208 |
| Michigan | $324 |
| Minnesota | $229 |
| Mississippi | $243 |
| Missouri | $226 |
| Montana | $194 |
| Nebraska | $205 |
| Nevada | $329 |
| New Hampshire | $132 |
| New Jersey | $208 |
| New Mexico | $186 |
| New York | $551 |
| North Carolina | $110 |
| North Dakota | $161 |
| Ohio | $151 |
| Oklahoma | $208 |
| Oregon | $188 |
| Pennsylvania | $202 |
| Rhode Island | $173 |
| South Carolina | $316 |
| South Dakota | $151 |
| Tennessee | $175 |
| Texas | $276 |
| Utah | $214 |
| Vermont | $177 |
| Virginia | $225 |
| Washington | $187 |
| Washington D.C. | $402 |
| West Virginia | $183 |
| Wisconsin | $155 |
| Wyoming | $139 |
State | Average Monthly Quote |
|---|---|
| California | $282 |
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How to ensure you have enough coverage on your Audi R8
Every state except New Hampshire requires car insurance. To drive legally, you’ll need to carry a policy that meets the minimum coverage limits in your state. But if you want more protection while behind the wheel, you may want to explore additional options, such as full coverage.
Here’s a look at the most common coverages for the Audi R8.
Liability coverage
The minimum coverage most states require is liability insurance. It helps pay for the other party’s property damage and injuries after you cause an accident.
Collision coverage
Collision insurance can kick in and cover your vehicle damage after an accident, no matter who caused it.
Comprehensive coverage
Comprehensive insurance may pay for repairs from non-collision incidents, such as theft, vandalism, fires, and hitting a deer or another animal.
Rental car reimbursement
Rental car reimbursement might cover a rental vehicle so you can get around when your car is in the shop after a covered claim.
Gap insurance
Gap insurance helps pay the remaining balance on your auto loan if your car gets totaled or stolen.
Audi R8 car insurance FAQs
If you still have questions about auto policies for the Audi R8, the following answers can help.
USAA offers the most affordable auto insurance for the Audi R8, with average rates of $69 per month for liability coverage and $133 per month for full coverage. But if you’re not part of the military community, you can find the best deal with State Farm, which has monthly car insurance costs of $82 per month for liability coverage and $160 per month for full coverage.
Average monthly car insurance premiums for the Audi R8 are $132 for liability insurance and $248 for full coverage, Insurify data shows. Factors like your ZIP code, age, driving record, and credit all play a role in your exact costs.
Compared to other high-value vehicles, like the Porsche 911 and the Chevy Corvette, the Audi R8 comes with higher car insurance premiums. But if you shop around and compare quotes from different insurers, you can secure affordable coverage.
The Audi R8 ranks below average in reliability, according to RepairPal.[4] This means you may have to take it to the shop frequently for maintenance and repairs.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Car and Driver. "2023 Audi R8."
- Car and Driver. "2022 Audi R8."
- Car and Driver. "2021 Audi R8."
- RepairPal. "Audi A8 Quattro Reliability Rating."
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Anna BaluchInsurance Writer
Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.
Anna has been a contributor at Insurify since December 2022.
15+ years in content creation
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
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