Is Travelers a Good Insurance Company? Reviews From Over 1,361 Customers

Travelers has an overall score of 4.6 out of 5, based on more than 1,361 reviews for the company on Insurify. The insurer tends to earn positive reviews, especially for claims handling and policy transparency.

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MacKenzie Korris
MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969

MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

John Leach
Edited byJohn Leach
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John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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Travelers Insurance: Rated 4.6 out of 5 by customers

Category
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Average Score
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Overall experience rating4.6
Customer service4.6
Value4.2
Claims handling4.6
Coverage options4.6
Discounts4.3
Policy transparency4.6
Policy flexibility4.5
Quick Facts
  • Travelers overall user rating: 4.6 out of 5

  • Insurify Quality (IQ) Score for Travelers: 8.5 out of 10

  • NAIC complaint index: 0.57 (Below average)

  • Average monthly premium from Travelers: $194

Our take on Travelers insurance

Insurify gives Travelers a quality score of 8.5 out of 10. Overall, Insurify customers with Travelers policies rate the insurer’s customer service at 4.6 out of 5. Customers who have positive experiences with the insurer mention a smooth claims experience and clear expectations around coverage. Still, some negative reviews mention a lack of self-service tools and discounts that give limited savings.

Travelers customer service reviews: Rated 4.6 out of 5

Insurify customers with policies through Travelers give the insurer a rating of 4.6 out of 5 for customer service. Customers leaving positive reviews for Travelers’ customer service mention responsive agents who are quick to offer helpful solutions. But customers leaving negative reviews mention a lack of online policy management tools and frustration around slow communication from agents.

Below, you can view reviews from satisfied and unsatisfied Travelers customers.

  • Joyce
    Verified Review
    Love Travelers except the price
    No problem except the price! Love the company except the price of car insurance.
    Lucinda
    Verified Review
    Excellent
    Excellent but looking for a lower price.
    Harold
    Verified Review
    Premium Cost
    Travelers has excellent customer service; however, I didn't renew due to the high premium cost. I wish they could have done better.
    Epifanio
    Verified Review
    Excellent
    Travelers is a great company. I’m just looking for a lower payment for the same policy.
    Raymond
    Verified Review
    Insurance Agency / Great Service
    Through an agency / terrific service
    June-Ann
    Verified Review
    Good but..
    It's a great company, but not the cheapest.
    Barry
    Verified Review
    Buying Car Insurance
    Find a good agent and listen.
    Maggie
    Verified Review
    Auto Insurance Review
    Good. I can pay my premium for a year at a time. Good service, but expensive because I’m a senior citizen.
    Susan
    Verified Review
    Find another insurance company
    Travelers costs too much.
    Xuan
    Verified Review
    Charge loyal customers more
    The price went up significantly in the last four years, even though we didn’t have any claims.
    Bradley
    Verified Review
    Jumping Just Because It’s New York!
    Too expensive, the price just jumped too far! I have no accidents or tickets! I pay extra early and still not recognized for any of it! No claims, nothing!
    Patrick
    Verified Review
    Dissatisfied with premium
    I am paying way too much for my policy. I’m retired, have no claims, no tickets, and I’m paying way too much through Travelers. If the policy amount is not reduced, I will go to someone else.
    Floy
    Verified Review
    My Experience
    They do not have a discount for veterans, and many other companies do. Other than that, they are about average. They should offer a 10-15% discount, and with no accidents, lower premiums!
    Glenn
    Verified Review
    Check Your Coverage Needs and Wants
    Check all the coverage. Cheaper rates sometimes mean less or no coverage for some items.
    William
    Verified Review
    No loyalty at all
    Increases premium every renewal.
    Anthony
    Verified Review
    I'm not happy with the rental car costs
    It's sad. I've been paying full coverage since I bought the vehicle in November 2017. Someone hit the back of my truck when it wasn't occupied, and no witness came forward. Now I have to pay a $500 deductible and $40 a day for a rental. I don't think it's right that I have to spend money on a vehicle I already pay insurance for.

Travelers customer service reviews vs. State Farm and Allstate

With a customer service rating of 4.6 out of 5, Travelers ranks higher than State Farm and Allstate, with customers feeling supported by competent agents and representatives. Insurify customers give State Farm and Allstate ratings of 4.3 and 3.8 out of 5, respectively.

State Farm has a higher score than Allstate, but a lower score than Travelers. Some State Farm customers complain about inconsistent support quality, while others with strong agent relationships say service is dependable. Allstate, which ranks lower than both of the other insurers, receives some dissatisfied reviews that say its service lacks follow-through and responsiveness.

Here’s how customer service ratings for the car insurance companies compare.

Company
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Average Score
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Travelers4.6
State Farm4.3
Allstate3.8

Travelers discounts reviews: Rated 4.3 out of 5

Insurify customers with policies through Travelers give the insurer a discount rating of 4.3 out of 5. On the whole, customers appreciate Travelers’ discount offerings. Still, some customers mention that Travelers’ discounts are either limited in potential savings or don’t meaningfully change their rates.

Below are reviews from Travelers customers about discounts. Read both positive and negative experiences.

  • Lawrence
    Verified Review
    Low prices
    Good, but they raised prices extremely high when I added new vehicles.
    Jose
    Verified Review
    AAA+++
    Superb customer service and excellent response during the claims process.
    Catalina
    Verified Review
    Confident with our choice
    First off, we have been Travelers clients for a year now. I just wanted to see if we could do better with another carrier. We ended up staying with Travelers and modifying our plan to save money.
    Jose
    Verified Review
    Excellent
    Very responsive to customer needs and flawless customer service.
    Pamela
    Verified Review
    Excellent
    They're the best and most reasonable.
    David
    Verified Review
    Travelers is a Very Good Insurance Company
    Travelers was fine, but they wouldn't give me any breaks on prices.
    Jose
    Verified Review
    Travelers Outstanding Service
    The best insurance company that I have ever worked with.
    Tanya
    Verified Review
    Travelers is A+
    Excellent coverage for a one-year term.
    Jennifer
    Verified Review
    Sometimes an actual local office is better
    They're just okay. Every time something has happened to one of our cars, they were prompt about calling but never sent out an adjuster or anything else. Everything is scheduled via an app and that's it. Sometimes personalized care is more helpful. They do steer you to the companies they get discounts at to fix your car. If the body shop you choose to use isn't one of theirs, you end up paying the difference in labor rates on top of your deductible.
    Karen
    Verified Review
    Travelers, Just OK
    The only problem I had was that they have become expensive.
    Kay
    Verified Review
    Agent Makes the Difference on Claim Handling
    Having a good agent makes all the difference with claims handling.
    Jeff
    Verified Review
    Travelers Home
    I haven't had to use it, but the home coverage is great.
    William
    Verified Review
    Disappointing experience with Travelers
    After 6 years as a customer of Travelers, I had 2 minor accidents. In the first, there was no visible damage to either vehicle. In the second accident, there was minor damage to both vehicles. I opted not to file a claim for my damage, as I realized that my premium would be increasing and I didn't want to make it worse. That was a mistake. My agent notified me that my policy was not going to be renewed.
    John
    Verified Review
    Florida Auto Insurance is High!
    Auto insurance in Florida is high to begin with, so shop around with several companies.
    John
    Verified Review
    My Experience, Maybe Not Yours
    Travelers does not bother you, gives a one-year policy, and has no middleman to take some of your money.
    Paul
    Verified Review
    OK, Not great.
    It is fine. They just reduced my premium.

Travelers discounts reviews vs. State Farm and Allstate

Travelers customers give the insurer an overall discount availability rating of 4.3 out of 5, which is higher than State Farm’s and Allstate’s. State Farm and Allstate have similar discount ratings, at 3.9 and 3.8 out of 5.

Some Travelers customers say savings feel present and less disappointing than those from other insurers. Reviews for discounts from State Farm and Allstate characterize them as underwhelming. Insurify customers with State Farm coverage report that discounts don’t keep up with increasing premiums. Similarly, Allstate reviews say discounts don’t make a substantial difference in bringing costs down.

Compare discount availability ratings for Travelers, State Farm, and Allstate below.

Company
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Average Score
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Travelers4.3
State Farm3.9
Allstate3.8

Travelers claims handling reviews: Rated 4.6 out of 5

Travelers has an overall claims handling rating of 4.6 out of 5, according to Insurify reviews. On the whole, reviews for Travelers’ claims handling skew positive. Reviewers often mention a smooth overall claims handling process with efficient resolutions. Still, some customers mention delays in communication and disappointingly low payouts.

Below, you can view real claims handling reviews from Insurify customers with Travelers policies.

  • Keith
    Verified Review
    Very good service, however, they raise your premium substantially in subsequent years.
    By almost all criteria, they do a very good job. However, they just raised my premium by 40%.
    Eric
    Verified Review
    Frustrated with Some Things
    Cannot assign drivers to cars. Every vehicle is charged for every eligible driver. Nobody drives my truck but me and my wife a few times. My daughters would not even ask, yet I am charged as if they drive it daily.
    Joseph
    Verified Review
    Excellent
    Fantastic service with my accident. They kept me informed and gave me a decent settlement.
    Richard
    Verified Review
    Happy Customer
    Travelers Insurance Company is a wonderful company to work with. They have excellent customer service and provide very quick responses on claims. They are always willing to do what it takes to make their customers happy and ensure things are made right.
    James
    Verified Review
    They were there when I needed them
    They were there when I needed them.
    Stanley
    Verified Review
    Need Support
    As with anything, the cost of insurance is way too high considering I have not filed any claims.
    Elsa
    Verified Review
    Outstanding auto insurance company
    Excellent customer service. Had one claim and were extremely happy with the relationship between the insurance company and repair facility. Repair progress updates were frequent and the repair was done as snags were resolved.
    Brenda
    Verified Review
    Very Helpful and Affordable
    Check them out, you won't regret it.
    Helen
    Verified Review
    Overpriced for No Claims or Tickets
    If you expect a good driver discount or loyalty discount, you can forget it.
    Patrick
    Verified Review
    Travelers Review
    Okay, I guess. I have had no claims and hope I don't in the future.
    Jeanine
    Verified Review
    Current Auto Insurance with Travelers
    Too expensive now. No real reduction in price regarding Senior citizen discount, good driving record, no DUI, no tickets or driving violations, and AARP driving course acknowledgment. Furthermore, I pay on the phone and still get charged a processing fee.
    Gail
    Verified Review
    Looking for a Better Policy
    I haven't had any accidents since using Travelers, so it's hard to answer the questionnaire. I switched to them to get a less expensive and better policy than what I had. The price was lower, but every 6 months it went up. I live in NV, and the reckless drivers in Vegas are causing all of us to pay higher premiums.
    William
    Verified Review
    Average
    It's basic coverage at a very high rate. Unfortunately, living in NY is very expensive.
    David
    Verified Review
    Bad Customer Service
    It took from November 21 to December 19 to get a quote, and I was already a customer for 1 year.
    Clarisse
    Verified Review
    Travelers Auto Insurance Renewal
    Travelers' prices have always been the lowest I've received every year at renewal.
    Edwin
    Verified Review
    Overall Satisfaction
    I found Travelers' rates to be slightly excessive.

Travelers claims handling reviews vs. State Farm and Allstate

Insurify customers with Travelers auto insurance rate the insurer 4.6 out of 5 for claims handling, scoring significantly higher than State Farm and Allstate.

With a claims handling rating of 4.1 out of 5, State Farm lands in the middle between Travelers and Allstate with mixed reviews. Satisfied customers describe the claims service as dependable, but State Farm reviews can be negative from customers who feel unsupported by their agents.

Allstate has the lowest rating of the three insurers, at 3.8 out of 5. Many complaints mention drawn-out claims handling, poor communication, and settlement disappointments.

See how the three car insurance companies rank for claims handling in the chart below.

Company
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Average Score
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Travelers4.6
State Farm4.1
Allstate3.8

Travelers value for money reviews: Rated 4.2 out of 5

Insurify customers with Travelers policies give the insurer a value-for-money rating of 4.2 out of 5. Many Travelers customers feel that they receive strong protection and dependable support for the price they pay. Still, negative reviews mention how price increases can be a source of frustration.

Below are reviews from Insurify customers with Travelers coverage about the insurer’s value for money.

  • Roger
    Verified Review
    They give big discounts for very high credit ratings. I had one claim about 10 years ago, and they were terrific.
    They give big discounts for very high credit ratings. I had one claim about 10 years ago, and they were terrific.
    Michael
    Verified Review
    Disappointed
    Travelers has been good to me for years. Unfortunately, I will be moving on. They hit me with a huge increase on my homeowners. The Travelers rep wanted to argue when I called to find out why. This is the first time in all the years I have run into this with Travelers. It's unfortunate.
    Anna
    Verified Review
    Traveler’s is great!
    The agent makes a big difference. I’m happy with mine.
    Jack
    Verified Review
    Our fire claim was handled with the customer in mind.
    Excellent home insurance coverage.
    Vanessa
    Verified Review
    Travelers Ins. Is the Best
    I don’t think you could find a better company for your auto insurance. Their staff is very efficient and cordial.
    Jesus
    Verified Review
    Excellent
    No bad experiences with Travelers.
    John
    Verified Review
    Looking for Good Car Insurance at a Reasonable Rate
    Simply stated, Travelers has given me a good rate and the service they promise.
    John
    Verified Review
    JohnC's Take
    Their coverage far exceeds all others for some costs.
    Mary
    Verified Review
    High rates/no claims
    My main concern is the cost I now pay. As a result, I have been searching for comparable insurance. A number of companies’ rates are at least $500 lower. As I am on a limited income, I am seriously considering transferring. I have been with Travelers for nearly 10 years with no claims.
    Scott
    Verified Review
    Generally pretty good.
    Generally a good experience, but they did nothing to defend a claim for an incident where my car got a small scratch on the fender while the other driver's car was totaled over scratched doors and the driver claimed medical expenses. It sure looked like insurance fraud to me.
    Paul
    Verified Review
    Poor system for customer service!
    Good until I tried to reach them and talk to a human. Tried 3 times, and each time I was forwarded to the voicemail of a woman on vacation and not available! After the 3rd time, I changed insurance companies for my homeowners and car insurance policies!
    Francis
    Verified Review
    Prices are fair
    It's pretty good, average I guess.
    Rachel
    Verified Review
    Average
    The rate has almost tripled in the past two years.
    Donald
    Verified Review
    Not too happy at this time. No claims and still goes up.
    Do not buy; the price goes up every 6 months, even with no claims.
    Mike
    Verified Review
    Average
    It would be nice to have a lower rate.
    Cindy
    Verified Review
    Excellent Service
    Great, it just went up in price over the years.

Travelers value for money reviews vs. State Farm and Allstate

Travelers ranks higher for value for money than State Farm and Allstate, with a rating of 4.2 out of 5 and customer reviews citing a valuable overall experience. State Farm has a value-for-money rating of 3.7 out of 5, and Allstate has a rating of 3.3.

State Farm scores higher than Allstate but lower than Travelers. Positive reviews from longtime customers say their agents and customer support offset any price frustration, while others feel rates are much too high. Allstate has weak reviews in the value-for-money category, with many expressing dissatisfaction with prices.

Here’s how value-for-money ratings compare for these insurers.

Company
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Average Score
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Travelers4.2
State Farm3.0
Allstate3.3

Travelers policy transparency reviews: Rated 4.6 out of 5

Travelers holds a rating of 4.6 out of 5 from Insurify customers for policy transparency. Satisfied customers report that Travelers’ agents are generally able to clearly explain coverage details. Unsatisfied customers highlight unexpected changes to their policies in the form of surprise increases and confusing billing.

Below, you can view real reviews about policy transparency from Insurify customers with auto insurance through Travelers.

  • Ken
    Verified Review
    Best Insurance Company!
    Claim submitted on Monday. Paid on Wednesday. Roof fixed on Friday. Never had a claim resolved this quickly with any other company!
    Lee
    Verified Review
    Easy company to talk to
    Very good company.
    Judy
    Verified Review
    They were good. However, I had to argue with them about not having up-to-date labor rates in their computers. Travelers is 10 years behind. Local labor rates with all local body shops in this area were higher than what Travelers said they would pay.
    They were good. However, I had to argue with them about not having up-to-date labor rates in their computers. Travelers is 10 years behind. Local labor rates with all local body shops in this area were higher than what Travelers said they would pay.
    Wilburta
    Verified Review
    Super good insurance & customer service, just wish it was cheaper!
    Very good
    Joyce
    Verified Review
    No. 1 in Claim
    Excellent claim service.
    Diana
    Verified Review
    High rates for less insurance coverage, compared to other companies.
    They priced me out. Raised my insurance by $730.00.
    Judith
    Verified Review
    Excellent Auto Insurance
    They are excellent to deal with; I am always looking for a cheaper rate.
    Mary Ann
    Verified Review
    Overall Good
    They were good, but they became too expensive after my accident. I found a more reasonable rate with another company.
    David
    Verified Review
    Searching for another policy
    They’ve raised the price too much despite my not having any claims or tickets.
    June
    Verified Review
    Would not recommend Travelers, will never go back to them.
    I was with Travelers for a while until I purchased a new vehicle, and then they messed up my billing two months in a row. I didn’t receive a bill through the mail or through my email, but they were sure able to send me a cancellation notice two months in a row.
    Michael
    Verified Review
    The auto insurance industry brags about their lower prices. The agents are friendly, but the prices aren’t.
    The auto insurance industry brags about their lower prices. The agents are friendly, but the prices aren’t.
    Andrea
    Verified Review
    Too Pricey
    Pricing is way too high according to others.
    Patricia
    Verified Review
    Travelers Car Insurance
    It's too expensive, especially for me on a fixed income with no accidents or tickets. It's more than my house insurance.
    Joel
    Verified Review
    Great if you have an accident, bad the next year when they sock you with huge premium increase.
    Don't have an accident! They will increase your premiums significantly!
    Walter
    Verified Review
    Review Easily Accomplished
    Expensive but pays claims promptly and fairly.
    Ronald
    Verified Review
    Auto Coverage
    Premiums are getting too expensive.

Travelers policy transparency reviews vs. State Farm and Allstate

Travelers has a policy transparency score of 4.6 out of 5, with customers generally saying they understand the coverage they’ve purchased. Travelers comes out on top of State Farm and Allstate for policy transparency. State Farm has a rating of 3.8 out of 5, and Allstate earns a rating of 3.6.

Insurify customers with policies from State Farm, which scores higher than Allstate but lower than Travelers, report different sentiments depending on the quality of their agents. Customers with trusted agents say coverage is easy to understand, while others feel frustrated by inconsistent and confusing information.

The lowest-ranked insurer of the three, Allstate, has customer reviews expressing confusion about terms, pricing changes, and coverage specifics.

See how Insurify customers rank Travelers, State Farm, and Allstate for policy transparency below.

Company
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Average Score
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Travelers4.6
State Farm3.8
Allstate3.6

Travelers vs. State Farm, Allstate, and Nationwide

Overall, Travelers boasts solid ratings that are better than those of competitors such as State Farm and Allstate. Below, you can see how Travelers compares to other top insurers.

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers
  • Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify.

    These users complete an optional survey that asks them to review their experience with their current insurance company and rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.

Travelers customer reviews: Read what over 1,361 Insurify customers have to say about Travelers

Below, you can view more than 1,361 Travelers reviews from real Insurify customers from the last 12 months.

Celestine
Verified Review
Claim handling was bad
Bad communication.
William
Verified Review
Always wanting more money
Expect an increase in premiums every 6 months regardless of your driving record.
Peggy
Verified Review
Price Too High
I'm a senior, 73 years old, and I don't drive more than 15 miles a week at best. I have no tickets, accidents, or DUIs, and I'm a single female paying $89.00 a month for full coverage on a 2008 Chrysler PT Cruiser. It's too much money!
Karl
Verified Review
Good Insurance
Helpful customer service. Policy rates and prices are too high.
Vincent
Verified Review
The Best and Least Expensive
Very good. Just wish it wasn't so expensive.
Steve
Verified Review
Good
Car insurance is overpriced considering I was able to find quotes for half the monthly cost.
Kathy
Verified Review
Good insurance.
Good insurance, just looking for something less expensive.
Larry
Verified Review
My Travelers
The on-road service has been disappointing if you always have to wait 2-3 hours. Last week, I had a jump battery in Hapeville, GA, and the person was there in ten minutes! However, I have had to call my own towing company twice after waiting for two hours for Travelers.
Tiphani
Verified Review
Welcome to the switcheroo
I switched to them because my rate dropped. After 6 months, it went up to almost what I was already paying at the previous company. That's how they get you. Neck and neck with cable companies.
John W
Verified Review
Thanks For Nothing
I have never filed a claim in over 30 years, and yet my premiums continue to rise out of control.
Judy
Verified Review
The minute I asked to check rates with other insurers, Travelers placed a ticket on my account hoping
Recently, I asked them for a discount on my car insurance and they would not give one. So I asked them if I could shop around and they said yes. I had a very small fender bender a few months back and I had 51% responsibility and the other person had 49% responsibility because she parked inside my lane.
Rilda
Verified Review
I thought I didn't have a payment in November and December but I did
I haven't had an accident in 30 years, and I only drive about once a week. I'm disabled, almost 60 years old, and live by myself, yet I have to pay $73 a month.
Byron
Verified Review
Bubs Coverage
Look out for huge increased premiums.
Ricky
Verified Review
Cost
They raise rates every year.
Linda
Verified Review
Not good
My car was in and out of two different shops for two months! I lost my $30/day car rental discount after the first month. I think that discount should be adjusted upwards. There are very few, if any, cars that I could have rented for $30 per day! During the in-and-out of the shop process in the second month, I was finally able to get a car rental for the last repair that was necessary after I expressed my frustration with their policy. The agent I worked with had to request the exemption through her supervisor, who did approve it eventually. My overall experience with this process was frustrating, and I would not recommend these particular agents to others.
James
Verified Review
Average
Great coverage at a lower price.

MacKenzie Korris
Written byMacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
MacKenzie Korris
MacKenzie KorrisLicensed P&C Agent, Insurance Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 21630969

MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

MacKenzie Korris is an insurance copy editor with a producer’s license for property and casualty insurance in Missouri.

John Leach
Edited byJohn LeachLicensed P&C Agent, Chief Copy Editor
Photo of an Insurify author
John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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