Can You Get an Anonymous Car Insurance Quote? (2024)

You can get anonymous car insurance quotes, but you’ll need to enter personal and vehicle information for the most accurate quotes.

Anna Baluch
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Anna BaluchInsurance Writer
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  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Katie Powers
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Katie PowersAuto and Life Insurance Editor
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  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Britney Balk
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Britney Balk
Britney BalkInsurance Sales Agent
  • 10+ years of experience in the insurance space

  • Prior roles at Allstate, State Farm, and Root Inc.

Britney is an insurance sales agent with Property and Casualty Insurance credentials and more than a decade of experience working for notable brands.

Updated April 15, 2024

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Drivers using Insurify have found quotes as cheap as $35/mo for liability only and $44/mo for full coverage.

*Quotes generated for Insurify users within the last 10 days. Last updated on April 15, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 15, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on April 15, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 15, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

You’ll typically need to provide personal information to purchase car insurance. This information might include your name, driver’s license number, date of birth, address, and car’s vehicle identification number (VIN). If you’d like to shop around for an auto policy without revealing this type of information, you can find anonymous car insurance quotes.

Here’s what you need to know before you begin your search for anonymous car insurance quotes.

What are the best ways to get anonymous car insurance quotes?

You can receive car insurance quotes by providing minimal personal information in a few different ways, including with a car insurance calculator and an insurance-comparison platform. You can also request quotes from various car insurance companies directly. But you’ll need to eventually share certain details, like your driving history, age, and ZIP code, to actually purchase a policy.

Getting a quote with a car insurance calculator

Several platforms, including Insurify, offer car insurance estimation tools. Though each platform varies, many allow you to input some basic information about your driver profile. Once you do, you’ll receive estimated monthly car insurance quotes.

“Oftentimes, online calculators are just ‘lead magnets’ designed to grab the attention of consumers,” says Jesse Cunningham, a licensed insurance agent and owner of Bauple. “Their information is then sold to insurance agents.” Use caution when using insurance calculators from unfamiliar websites. Stick to calculators from insurance companies or trusted sites like Insurify.

To use the Insurify car insurance calculator, you just need to choose your state, age, credit score, and whether you have existing coverage. You’ll also need to select any discounts that may apply to you. The calculator will then provide an estimated monthly quote to give you an idea of what you might pay for a policy.

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Getting a quote with an insurance-comparison platform

An online car insurance comparison tool can help you compare auto insurance quotes from multiple providers at once to find the right option for your budget and coverage needs. If you want to avoid providing your personal information to a specific insurance company, you can explore this option. However, you’ll likely still need to enter some personal information, like your ZIP code or age, at minimum.

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Getting a quote with different insurance companies

You can also reach out to different insurance companies directly to request quotes. If you do this, you’ll find that every provider requires you to share a different level of personal information in order to give you a quote. Since some companies will ask for more information than others, you should research which companies offer fast, easy, and mostly anonymous quotes.

The 10 Best Auto Insurance Companies

The 10 Best Auto Insurance Companies

Are anonymous car insurance quotes accurate?

Factors like your ZIP code, age, driving history, and credit score help car insurance providers determine auto insurance premiums.[1] For this reason, anonymous quotes utilizing less personal and vehicle information can give you estimated ranges of prices instead of highly accurate quotes.

“You can get a rough estimate without providing driver and vehicle information, but it won’t be accurate by any measure,” says Cunningham. “This is due to how insurance companies rate their policies. It’s more likely to get an accurate quote by providing your name, date of birth, and driver’s license number (as well as the garaging location of the vehicle) and giving the year, make, and model of the vehicle. You don’t necessarily need to give the VIN.”

Keep in Mind

If you want to receive accurate quotes from insurers or comparison platforms, you’ll need to share detailed information about your driver profile. The actual price you’ll end up paying for car insurance will likely differ from any anonymous quotes you find.

Can You Get Car Insurance with No Credit Check?

Can You Get Car Insurance with No Credit Check?

What information do insurers require to give you a car insurance quote?

Most auto insurers require the following information to give you a car insurance quote:

  • Demographic information: This information may include your age, gender, ZIP code, and credit score. Providers use this information to determine a driver’s risk levels. For example, if you’re a teen driver with poor credit living in an urban area, you’ll likely pay more for coverage than an older driver with good credit who lives in a rural town.

  • Vehicle information: The model, make, and age of your vehicle all affect your auto insurance premiums.[2] These details can inform providers of your car’s value, average auto repair costs, theft rates, safety record, and other factors that determine how much it costs to insure.

  • Coverage level: You may choose to invest in more than the minimum required car insurance in your state. If you opt for full-coverage insurance, for example, your rates will likely exceed the rates of people who stick to liability-only policies.

  • Driver’s license: Insurance companies will ask for your driver’s license number and the license numbers of everyone listed on your policy to ensure you can legally drive.

Also See: How Much Car Insurance Do I Need?

Which insurance companies require the least amount of personal information for a quote?

The following auto insurance providers allow you to receive car insurance quotes without having to share too much personal information.

The General

The General states that you can get a quote in two minutes or less. To do so, you’ll need to provide your ZIP code, residence type, and email address. You’ll also be required to answer whether you’ve had car insurance in the last five years. The General will also ask for basic information about all the drivers and vehicles that you’d like to add to your policy.

GEICO

GEICO’s quote process takes about three and a half minutes. To start, you’ll enter your ZIP code and whether you want to bundle homeowners or renters insurance. Then, you’ll share personal and vehicle information. You won’t have to enter your Social Security number, but you do need to enter your email address.

Progressive

To get a quote from Progressive, you’ll plug in your ZIP code and note whether you want to bundle your auto policy with homeowners, condo, or renters insurance. To complete the process, you’ll need to add your vehicles and driver info. Progressive will also require your Social Security number and email address. The entire process takes about four minutes.

Travelers

Once you select auto insurance on the Travelers quote page, Travelers will prompt you to type in your name, address, date of birth, and other personal details. Then, you’ll share your email address and add the vehicles and drivers you’d like to insure. Lastly, you’ll state whether you’d like to enroll in IntelliDrive or IntelliDrivePlus — two programs that monitor your driving habits in exchange for discounts.

State Farm

For a State Farm quote, select auto insurance and plug in your ZIP code. Next, add your name, address, date of birth, and preferred policy start date. Then, select the cars you plan to include in the policy and share details about them. You’ll then need to provide your email address and information about the drivers you wish to include on the policy. It takes between five and seven minutes to complete.

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Anonymous car insurance quotes FAQs

Here are answers to some common questions about getting anonymous car insurance quotes.

  • Can you lie to get cheaper car insurance?

    It’s not a good idea to lie about personal information to try to get cheaper car insurance. If you do, an insurance company may cancel your policy and you might have trouble securing coverage in the future.

  • Can you get car insurance online without talking to someone?

    Several car insurance companies allow you to sign up for car insurance online without speaking to an agent. Reputable providers, like GEICO and Progressive, for example, allow you to purchase coverage this way.

  • What are some good auto insurance comparison sites?

    Some prominent auto insurance comparison sites you may want to explore include Insurify and The Zebra. Nerdwallet and Bankrate also offer comparison information.

  • How can you find cheap auto insurance?

    Shop around and compare all your options to find a cheap car insurance policy. You can also increase your deductible, look for discounts, and work to maintain a clean driving record free of serious violations like DUIs and at-fault accidents.

  • Can you get a car insurance quote without giving personal information?

    You can get a car insurance quote with minimal information, but it’ll be more of an estimate than an accurate quote you can depend on. Insurance companies need personal information, like your VIN and driver’s license number, to give you an accurate quote.

Sources

  1. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  2. National Association of Insurance Commissioners. "A Consumer's Guide to Auto Insurance."
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

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Britney Balk
Reviewed byBritney BalkInsurance Sales Agent
Britney Balk
Britney BalkInsurance Sales Agent
  • 10+ years of experience in the insurance space

  • Prior roles at Allstate, State Farm, and Root Inc.

Britney is an insurance sales agent with Property and Casualty Insurance credentials and more than a decade of experience working for notable brands.

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