120+ more*Quotes generated for Insurify users within the last 10 days. Last updated on May 29, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on May 29, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
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4+ years writing insurance and personal finance content
MBA from Roosevelt University
Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.
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Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
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If you get stranded on the side of the road, AAA — also known as Triple-A — might come in handy. Whether you’re dealing with a dead battery or a flat tire, its roadside assistance service can help. However, you have to buy a membership to take advantage of it.
Here’s a closer look at what you can expect from AAA so you can decide if it’s worth it for your situation.
AAA membership costs vary by location and tier but can range from $38 to $170 per year.
Towing is free for five to 200 miles, depending on your AAA membership plan.
AAA may be worth it if your insurance company doesn’t offer roadside assistance coverage.
Compare coverage and quotes from top auto insurers in minutes
Founded in 1902, the American Automobile Association (AAA) is a national nonprofit organization made up of AAA clubs around the country.[1] In exchange for a membership fee, AAA members can enjoy a number of AAA benefits, including its well-known roadside assistance service. As a member, you’ll receive coverage on the road, regardless of whose vehicle you’re driving.
Just like any other product, AAA roadside assistance comes with benefits and drawbacks for drivers, including:
24/7 roadside assistance
Three membership plans to choose from
Various discounts and membership perks
The classic plan provides little benefit
Costs vary by local club
Cheaper roadside service options are available
Whether AAA is worth joining depends on your particular lifestyle, driving habits, needs, and preferences.
You may find Triple-A worthwhile if you:
Drive frequently
Go on road trips or drive long distances
Have an older car with diminished value
Can’t afford roadside assistance during emergency situations
Want access to exclusive member discounts and other perks
On the other hand, you may want to hold off on AAA if you:
Don’t drive often
Have roadside assistance coverage through an insurance company or financial institution
Can afford roadside services and emergency service costs on your own
Don’t travel very often and don’t need travel-related discounts
Factors like where you live and the coverage you choose affect the cost of AAA membership. If you’re interested in joining AAA, it’s a good idea to contact a regional motor club near you to get an exact quote.
The three membership tiers and their prices are as follows:
Membership Level  | Annual Cost |
|---|---|
| Classic | $38–$90 |
| Plus | $60–$140 |
| Premier | $120–$170 |
The bread and butter of AAA is 24/7 roadside assistance. As a member of Triple-A, you’ll receive assistance quickly, at any time of the day or night. Its roadside assistance services include minor mechanical repairs, battery jump-starts, spare tire replacements, tow truck services, and emergency fuel delivery.[2]
A car lockout service, as well as extrication and winching, is also part of the free roadside assistance offerings. Here’s a look at the roadside assistance benefits that come with AAA plans:[3]
Service | Classic Plan | Plus Plan | Premier Plan |
|---|---|---|---|
| Towing | Up to 5 miles | Up to 100 miles | Up to 200 miles |
| Fuel delivery | At pump price | Free fuel delivery | Free fuel delivery |
| Vehicle lockout service | Up to $50 | Up to $100 | Up to $150 |
| Home lockout service | None | None | Up to $150 |
| Identity theft | Monitoring | Monitoring | $10,000 identity theft insurance |
| Flat tire repair | Included | Included | Included |
| Battery service | Included | Included | Included |
| Bicycle coverage | Included | Included | Included |
In addition to roadside assistance, AAA offer several other benefits.
As a member of AAA, you can enjoy automotive-related discounts to help you lower the cost of owning and maintaining a vehicle. You may save money on a CARFAX vehicle history report, NAPA Auto Parts, and fuel purchases through Shell.
Also, AAA partners with more than 7,000 auto repair shops in North America with Automotive Service Excellence (ASE) certified or factory-trained technicians. If you join AAA, you can get at least 10% off repairs at any of these AAA-approved auto repair shops.
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If you travel frequently, AAA’s travel discounts can be a good way to reduce travel costs and save on car rentals and hotels. These include discounts with popular car rental companies, such as Dollar, Thrifty, and Hertz. You can also save on hotels through Triple-A’s preferred partners, which include Best Western Hotels & Resorts, Hilton, Hyatt, Marriott, and MGM Resorts International.
Additionally, AAA offers travel assistance for trips that meet certain criteria. This can cover lost tickets and baggage, emergency airline and hotel reservations, cash and money transfers, medical referrals, and more.
In addition to auto-related discounts and travel discounts, AAA provides extra perks. Note that some are only available in certain locations with higher-tier plans. Several examples of the most popular perks include:
Home and business discounts at retail stores like The UPS Store, Penske Truck Rental, HP, Samsung, and T-Mobile
Discounted passport photos
Free personal notary service
Reimbursement toward home locksmith services
*Quotes generated for Insurify users within the last 10 days. Last updated on May 29, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on May 29, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
AAA is just one option for roadside assistance. Many auto insurance companies also offer roadside assistance as an optional coverage or as part of a standard car insurance policy. The insurance company and its insurance products will determine what’s included, but in most cases, you won’t get many of the perks AAA offers to members of its Classic, Plus, and Premier plans.
To make the best choice, get quotes from your local AAA auto club and several of the best car insurance companies. If you get roadside assistance through your insurance company, you may spend less up front and can enjoy a one-stop shop or the convenience of using one company for claims and roadside assistance. However, AAA may offer perks and discounts that you simply won’t find through an auto insurance policy.
Learn about shopping for quotes, and check out the answers to common questions about AAA membership.
Your budget, driving habits, and preferences can help you find the ideal AAA membership and best value. The Classic membership may make sense if you’re a low-mileage driver, whereas Plus is likely a better fit if you drive daily. Premier, the most popular membership, can give you extra protection if you’re constantly on the road and tend to travel long distances.
No, AAA doesn’t offer a discount on a Costco membership. However, it does offer other discounts to places like The UPS Store, The Parking Spot, T-Mobile, NAPA Auto Parts, and CARFAX.
AAA can help you save money on roadside assistance services that you might need during an emergency. These include towing, fuel delivery, car battery jump-starts, and more.
The price of AAA membership depends on your ZIP code, location, and the level of coverage you choose. AAA prices can range from $38 to $170 per year.
Yes, you can purchase a membership for a friend or family member. All you have to do is visit a local auto club or contact AAA’s Membership Service Center.
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Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.
Anna has been a contributor at Insurify since December 2022.
Over 3 years of experience producing content on insurance and personal finance.
Key architect of Insurify's quality score.
Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.
Featured in
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