The States With the Rudest Drivers in 2022

Chase Gardner
Written byChase Gardner
Headshot of Chase Gardner
Chase GardnerData Insights Manager
  • Data expert on auto trends and driver behavior

  • University of Chicago graduate with statistics degree

Chase spearheads analytics for Insurify’s data insights team. With his deep expertise in insurance data, Chase is often interviewed on industry trends.

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Tanveen Vohra
Edited byTanveen Vohra
Tanveen Vohra
Tanveen VohraManager of Content and Communications
  • Property and casualty insurance specialist

  • 4+ years creating insurance content

Tanveen manages Insurify's data insights, annual home and auto insurance reports, and media communications. She’s regularly featured in media interviews on insurance topics.

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Andrew Huang
Reviewed byAndrew Huang
Headshot of Andrew Huang, Directory of Analytics at Insurify
Andrew HuangVice President, Performance Marketing
  • Chartered financial analyst

  • 12+ years in data analysis and marketing

Andrew applies his vast knowledge of analytics and insurance industry trends to help inform Insurify’s content and marketing efforts.

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Published March 2, 2022 at 11:00 AM PST

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Rude drivers are everywhere, but these ten states have more than their fair share of motorists who demonstrate inconsiderate driving behavior.

Everyone appreciates having their own space on the road. Leaving a proper following distance and being courteous with ceding the right of way makes driving both safer and less stressful for everyone involved. Unfortunately, some drivers adhere to these principles less often than they should, which can lead to serious consequences. Rude driving behavior — such as failing to yield to another driver or running a stop sign — not only endangers everyone else on the road, but takes a huge toll on the inconsiderate driver’s wallet, too. Insurify’s 2021 Insuring the American Driver Report found that having a single rude driving infraction on record increases a driver’s yearly insurance premium by an average of more than $400 compared to what drivers with a clean history spend.

While ill-mannered driving happens everywhere, motorists in certain corners of the country are more likely to engage in such behavior. Curious to see where drivers most often exhibit impolite road etiquette, the data scientists at Insurify referred to their database of over 4.6 million insurance applications to identify the ten states with the rudest drivers in 2022.

Map of the U.S. showing the rude driving rate in every state.

Insights

  • National averages. Across the United States, 1.68% of drivers have a prior citation on record for rude driving behavior. The three most common rude driving citations are failure to stop at a stop sign, failure to stop at a red light, and failure to yield to another driver, with 0.61%, 0.47%, and 0.32% of drivers, respectively, having one of these violations on record. Together, these three violations account for 84% of all rude driving incidents in the U.S.

  • The rudest states stand well above the rest. While a relatively low share of drivers across the nation have a prior rude driving citation on record, inconsiderate driving behavior is substantially more common in the top ten states for rude driving. Overall, motorists in these states accrue rude driving infractions 1.6 times more often than in the U.S. as a whole. They are particularly prone to cutting off their fellow drivers, as they are 2.1 times more likely than average to be cited for failing to yield to another motorist.

  • Southern hospitality, at home and on the roads. Leave it to the South to have some of the most courteous drivers in the country. Four of the ten states with the fewest rude drivers per capita are in the South, including Kentucky, whose 0.67% rude driving rate is the lowest in the nation. Not every state in the region is so polite, however, as Georgia’s 2.56% rude driving citation rate is actually the seventh-highest in the country.

Bar chart showing the ten states with the rudest drivers vs. the national average.

Methodology

The data scientists at Insurify, a platform to compare auto insurance rates, referred to their database of over 4.6 million car insurance applications to identify the ten states with the rudest drivers in 2022. When applying for car insurance, applicants disclose their state of residence and any prior violations on their driving record within the past seven years. Insurify determined the following violations as most indicative of rude driving: failure to yield violations (failure to yield the right of way, failure to yield to a pedestrian), failure to stop violations (failure to stop for a red light, school bus, or stop sign), improper backing, passing where prohibited, tailgating, street racing, and hit-and-runs.

Analysts compared the number of drivers in each state with one or more of these violations on record to the total driving population. The states with the highest share of drivers with these penalties were determined as the states with the rudest drivers in 2022.

The findings in this article represent statistical trends found in Insurify’s analysis of national real estate data. The findings of this study are not meant to imply the direction nor necessarily the existence of a causal relationship. Rather, this is a presentation of statistical correlations of public interest.

Top 10 States With the Rudest Drivers

1. Idaho - Share of drivers cited for rude behavior: 3.44%
2. Alaska - Share of drivers cited for rude behavior: 2.99%
3. Wisconsin - Share of drivers cited for rude behavior: 2.95%
4. Virginia - Share of drivers cited for rude behavior: 2.83%
5. Ohio - Share of drivers cited for rude behavior: 2.68%
6. Nebraska - Share of drivers cited for rude behavior: 2.62%
7. Georgia - Share of drivers cited for rude behavior: 2.56%
8. Wyoming - Share of drivers cited for rude behavior: 2.52%
9. Montana - Share of drivers cited for rude behavior: 2.38%
10. North Dakota - Share of drivers cited for rude behavior: 2.31%

10 States With the Rudest Drivers in 2022

10. North Dakota

  • Share of drivers cited for rude behavior: 2.31% (27% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (136% greater than national average)

With a rude driving citation rate of 2.31%, North Dakota ranks tenth on the list of the rudest driving states in America. North Dakotans have an especially hard time coming to a full stop at stop signs, perhaps because they feel especially rushed, or perhaps just because the state’s famous wintry conditions make the roads more slippery than many anticipate.

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9. Montana

  • Share of drivers cited for rude behavior: 2.38% (29% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (68% greater than national average)

Montana’s nickname, The Treasure State, evokes many of the state’s wonders, from its stunning open plains to its soaring mountain peaks. However, it probably doesn’t call to mind Montana residents’ record of impolite driving citations, which is less than pristine. Indeed, Montana’s rude driving infraction rate of 2.38% is nearly 1.3 times greater than the national average.

8. Wyoming

  • Share of drivers cited for rude behavior: 2.52% (33% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (65% greater than national average)

Like Montana, Wyoming is home to beautiful and rugged mountain terrain at the heart of the American West. The two states even share a border that spans over 300 miles and runs through famed Yellowstone National Park. The two states also share a penchant for less-than-courteous driving behavior, at least as evidenced by driving infraction rates. With 2.52% of Wyoming drivers having a prior rude driving citation on record, the state ranks eighth on the list of the rudest driving states in 2022.

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7. Georgia

  • Share of drivers cited for rude behavior: 2.56% (34% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (48% greater than national average)

Though many Southern states — highlighted by Kentucky — have impressively high rates of polite driving, Georgia motorists do not follow suit with the rest of the region. 2.56% of Georgia drivers have a prior rude driving infraction on record, a share that’s 34% higher than the national average. Georgian’s most common rude citation? Like nine states in the rankings, it’s failure to stop at a stop sign.

6. Nebraska

  • Share of drivers cited for rude behavior: 2.61% (36% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (47% greater than national average)

Situated squarely in the nation’s farm belt, Nebraska is home to those quintessentially American amber waves of grain. Fittingly, the state’s official flower is goldenrod. But Cornhusker drivers aren’t taking home gold (or silver, or bronze) in 2022 when it comes to courteous driving rates. 2.61% of Nebraska drivers have a rude driving violation on record, a share that’s 36% greater than the national average.

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5. Ohio

  • Share of drivers cited for rude behavior: 2.68% (37% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (75% greater than national average)

Ohio drivers have a tendency to get into trouble on the roads, as the state ranks first overall on Insurify’s list of the worst driving states in 2022. Unsurprisingly, that knack for accruing moving violations of any kind also extends to those deemed as indicative of rude driving behavior by Insurify’s measures. With a rude driving infraction rate of 2.68%, Ohio places fifth on the list of states with the rudest drivers in 2022.

4. Virginia

  • Share of drivers cited for rude behavior: 2.82% (40% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (45% greater than national average)

With 2.82% of Old Dominion drivers having a prior rude driving citation on record, Virginia motorists exhibit discourteous behavior at the fourth-highest rate in America. Indeed, they do so 40% more often than the national average. Virginia drivers most commonly fail to stop at stop signs, and they run red lights at elevated rates (47% higher than the national average), too.

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3. Wisconsin

  • Share of drivers cited for rude behavior: 2.95% (43% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (89% greater than national average)

Despite the state having a reputation for being “Midwest Nice”, some Wisconsin drivers don’t always behave that way on the roads. Wisconsin ranks third on the list of states with the rudest drivers in 2022, with 2.95% of its motorists having a prior rude driving citation on record.

2. Alaska

  • Share of drivers cited for rude behavior: 2.99% (44% greater than national average)

  • Most common rude citation: Failure to stop at a red light (172% greater than national average)

At only 1.2 persons per square mile, Alaska is by far the least densely populated state in the country, meaning its drivers are less likely to encounter a fellow motorist when out on the streets. However, this might be tempting some Alaska drivers to bend the rules of the road, as evidenced by the state’s crazy-high rate of running red lights — over 2.7 times greater than the national average. Just because an intersection seems clear is no reason to engage in dangerous driving behavior, but Alaska drivers’ elevated rate of doing so places them second on 2022’s list of the rudest drivers by state.

1. Idaho

  • Share of drivers cited for rude behavior: 3.44% (51% greater than national average)

  • Most common rude citation: Failure to stop at a stop sign (81% greater than national average)

When it comes to demonstrating high rates of rude driving behavior, Idaho motorists have no equal. Not only is the state’s 3.44% rude driving citation rate 51% higher than the national average, it’s also a full 15% higher than the next closest state’s. Idaho joins Montana, Wyoming, and Alaska as another state in the American West that couples gorgeous mountainscapes with less-than-pristine driving records.

Sources

  • Insurify’s proprietary database of over 4.6 million car insurance applications. Accessed February 2022.

  • United States Census Bureau. “ Alaska.” Accessed February 2022.

Data Attribution

The information, statistics, and data visualizations on this page are free to use, we just ask that you attribute any full or partial use to Insurify with a link to this page. Thank you!

If you have any questions or comments about this article or would like to request the data, please contact insights@insurify.com.

Chase Gardner
Chase GardnerData Insights Manager

Chase Gardner leads data research at Insurify. He informs readers on major developments in the auto and home industries through analysis of driver behavior, homeownership tendencies, cost of living trends, and more. He received a bachelor’s degree with concentrations in Environmental & Urban Studies and Statistics from the University of Chicago. Chase’s work has been cited in CNBC, MSN, Axios, The Street, and dozens of local news outlets across the country.

Tanveen Vohra
Edited byTanveen VohraManager of Content and Communications
Tanveen Vohra
Tanveen VohraManager of Content and Communications
  • Property and casualty insurance specialist

  • 4+ years creating insurance content

Tanveen manages Insurify's data insights, annual home and auto insurance reports, and media communications. She’s regularly featured in media interviews on insurance topics.

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Andrew Huang
Reviewed byAndrew HuangVice President, Performance Marketing
Headshot of Andrew Huang, Directory of Analytics at Insurify
Andrew HuangVice President, Performance Marketing
  • Chartered financial analyst

  • 12+ years in data analysis and marketing

Andrew applies his vast knowledge of analytics and insurance industry trends to help inform Insurify’s content and marketing efforts.

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