Allstate vs Nationwide Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Ratings

Insurify Composite Score

Allstate
85
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Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Allstate VS Nationwide
85
89
What is this?
User Ratings
OptionsAllstate Nationwide
Rating/Reviews
1,114 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAllstate Nationwide
Call Center RepresentativeAbout averageThe rest
Insurer WebsiteThe restAmong the best
Local AgentAbout averageBetter than most
Overall SatisfactionThe restAbout average
Policy OfferingsThe restBetter than most
PricingThe restAbout average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAllstate Nationwide
Claim ServicingAbout averageAbout average
Estimation ProcessBetter than mostBetter than most
First Notice of Loss (FNOL)About averageBetter than most
Overall SatisfactionAbout averageAbout average
Rental ExperienceAbout averageBetter than most
Repair ProcessBetter than mostBetter than most
SettlementAbout averageAbout average
J.D. Power Ratings by Region (out of 1000)
RegionAllstate Nationwide
California820 pt
About average
796 pt
About average
Central822 pt
About average
803 pt
The rest
Florida837 pt
Better than most
793 pt
The rest
Mid-Atlantic837 pt
About average
823 pt
The rest
New England834 pt
Better than most
817 pt
About average
New York824 pt
About average
806 pt
The rest
North Central823 pt
About average
815 pt
The rest
Northwest798 pt
The rest
782 pt
The rest
Southeast830 pt
About average
823 pt
About average
Southwest815 pt
About average
805 pt
The rest
Texas835 pt
Better than most
813 pt
The rest
Mobile App Ratings
RegionAllstate Nationwide
Android
12,515 Reviews
1,829 Reviews
iOS
56,800 Reviews
40 Reviews
Financial Ratings
OptionsAllstate Nationwide
A.M. BestA+A+
FitchA+--
Moody'sAa3A1
Standard & Poor'sAA-A+

Auto Insurance Quotes

For Married Drivers

CityAllstate Nationwide
Austin$37$73
Chicago$111$184
Philadelphia$133$87
Phoenix$105--
Santa Monica$116$96

For Single Drivers

CityAllstate Nationwide
Austin$42$99
Chicago$128$183
Philadelphia$136$96
Phoenix$129--
Santa Monica$255$231

For Male Drivers

CityAllstate Nationwide
Austin$39$84
Chicago$124$185
Philadelphia$129$90
Phoenix$129--
Santa Monica$252$215

For Female Drivers

CityAllstate Nationwide
Austin$39$88
Chicago$116$182
Philadelphia$139$93
Phoenix$105--
Santa Monica$120$112

For Drivers with Speeding Ticket

CityAllstate Nationwide
Austin$44$115
Chicago$175$285
Philadelphia$144$102
Phoenix$163--
Santa Monica$341$270

For Drivers with No Speeding Ticket

CityAllstate Nationwide
Austin$38$80
Chicago$108$161
Philadelphia$133$90
Phoenix$107--
Santa Monica$153$141

For Drivers Age Between 18-40

CityAllstate Nationwide
Austin$41$97
Chicago$130$185
Philadelphia$130$94
Phoenix$134--
Santa Monica$290$262

For Drivers Age Between 40-65

CityAllstate Nationwide
Austin$37$70
Chicago$102$172
Philadelphia$121$82
Phoenix$94--
Santa Monica$104$85

For Drivers Age of 65+

CityAllstate Nationwide
Austin$41$108
Chicago$146$217
Philadelphia$193$112
Phoenix$141--
Santa Monica$101$88

For Drivers with Average Credit

CityAllstate Nationwide
Austin$41$105
Chicago$122$207
Philadelphia$149$104
Phoenix$114--
Santa Monica$153$147

For Drivers with Fair Credit

CityAllstate Nationwide
Austin$38$87
Chicago$125$185
Philadelphia$154$91
Phoenix$117--
Santa Monica$133$117

For Drivers with Good Credit

CityAllstate Nationwide
Austin$38$70
Chicago$107$197
Philadelphia$120$90
Phoenix$103--
Santa Monica$129$106

For Drivers with Excellent Credit

CityAllstate Nationwide
Austin$41$83
Chicago$125$144
Philadelphia$114$80
Phoenix$134--
Santa Monica$328$285

Quotes & Discounts

Discount typeAllstate Nationwide
teenSMART DiscountUp to 35%--
Accident ForgivenessUp to 30%Varies
Defensive Driver DiscountUp to 20%Up to 10%
New Car DiscountUp to 15%--
Anti-Theft Device DiscountUp to 10%Up to 5%
Anti-lock Brake DiscountUp to 10%--
E-billing DiscountUp to 10%--
EV/Hybrid DiscountUp to 10%--
Early Quote DiscountUp to 10%--
Farm Vehicle DiscountUp to 10%--
Good Driver DiscountUp to 10%Up to 10%
Good Student DiscountUp to 10%Up to 15%
Low Mileage DiscountUp to 10%--
Multiple Policy DiscountUp to 10%Up to 25%
Multiple Vehicle DiscountUp to 10%Up to 20%
Paid in full discountUp to 10%--
Passive Restraint DiscountUp to 10%--
Prepay DiscountUp to 10%--
Preferred payment discountUp to 5%Varies
Senior Adult DiscountUp to 5%--
Student Away at School DiscountUp to 5%--
Deductible discountVaries--
Discount FinderVaries--
Driving training discountVaries--
Family DiscountVariesUp to 25%
Paperless documents discountVariesVaries
Utility Vehicle DiscountVaries--
Accident Free Discount--Varies
Affinity group discount--Varies
Driving Habits Discount--Varies
Farm Bureau Discount--Up to 10%
Organization Discount--Up to 10%
SmartRide discount--Up to 10%

Payment Methods

Discount typeAllstate Nationwide
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
yes--
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Person 2 Person Payment yesyes
Phone Payment
yesyes
Prepayment
yes--

Features and Services

Features and ServicesAllstate Nationwide
24/7 serviceyes--
Accident forgivenessyes--
Enhanced towing & substitute coverageyes--
Loyalty rewards programyes--
Mobile appyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAllstate Nationwide
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yesyes
Emergency Lockout Coverage
yes--
Gap Insurance
--yes
Loss of Use Coverage
yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yes--
No Fault Coverage
yes--
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
yes--
Roadside Assistance
yesyes
Sound System Coverage
yes--
Umbrella Policy
yes--
Vanishing Deductible
--yes

Uber and Lyft driver insurance

  • Allstate
  • Nationwide
  • Both

Compare Insurance Products

ProductAllstate Nationwide
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyes--
Business InsuranceBusiness Insuranceyes--
Condo InsuranceCondo Insuranceyes--
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyesyes
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyesyes
Renters InsuranceRenters Insuranceyes--
RV InsuranceRV Insuranceyes--
Snowmobile insuranceSnowmobile insuranceyes--

User Reviews

  • Allstate Reviews
  • Nationwide Reviews
3.6
5 Stars
39 %
4 Stars
20 %
3 Stars
15 %
2 Stars
10 %
1 Star
16 %

Most Positive Review

By James
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers

Most Critical Review

By Jerry
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.

All Reviews

Showing 1 - 10 out of 1000 Reviews
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Read reviews that mention

Jessica
Thanks Allstate for being the absolute worst. Not only is my husband's birthday ruined due to the news of you not paying for a claim YOUR insured did, now i am out of a van, which will in turn ruin my job and make it incredibly difficult to put food on the table for my kid. when calling to file a claim the representative was quick to say they couldn't help. Despite video evidence at the place the incident occurred, allstate has now let us know they are denying the claim and will only look into it if somehow the store will release the footage to us personally. (We all know how that goes), kind of a odd slogan for allstate to ask us if we're in good hands if they don't seem to care if we actually are in good hands.. I worked for allstate and actually loved it, but to see the insured side of things is real eye opening. Glad that I have stuck by USAA as I know I'm covered. Thanks allstate for giving me that reassurance to not using you in the future nor referring others to you as well.
Betty Tsiolis
We are very pleased with our Allstate coverages thanks to our woneerful agent!
Ally
They are okay. Trying to become more competitive with other carriers but we'll see how it all works out. Drivewise is a good idea but it can be a handful.
Miles Barkley
Decent price for their rental coverage. Having the app and online account available if I ever wanted to make changes was a nice bonus.
Taye Gonfa
I have been with Allstate for over three years. Every year, my premium goes up despite my clean driving record and my cars getting old. They always tell me it is from the state not them. Finally, I decided to move to a different agency. Then they sent me a bill for outstanding balance also I have already paid in full the month they refer to, and left them days before my next bill is due. What makes this not a burglary in daylight?
Georgia Driver
Allstate sucks. I've been with them for 10 or more years now and every year my rates go higher no matter what. Finally this last increase was too much! Switched to Liberty Mutual and paying less than I have with allstate for all of the last 10 years. RIDICULOUS. Go with someone else....literally anyone would be better than allstate
Aye
My policy changes after 6 months and I cannot afford for it. I need cheaper one.
Gabriel
Good service at a cheap price.
Robert
They have been good for the most part
Susan
Service. The rates need improvement
Showing 1 - 10 out of 1000 reviews