Porsche Macan Car Insurance Quotes (2025)
Porsche Macan drivers pay an average of $183 per month for insurance, but premiums can vary based on age, coverage levels, and more.
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Written byJessica Martel
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Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.
Jessica has been a contributor at Insurify since July 2023.
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Edited bySara Getman
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Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
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Table of contents
The average cost of a Porsche Macan is $127 per month for minimum liability insurance and $240 per month for full coverage. The Macan is a compact SUV that came onto the scene in 2015 and has since become one of Porsche’s bestsellers. While the Macan is one of the most affordable Porsches and cheaper than competitor vehicles like the Genesis GV70 and the Lexus NX, the Macan is more expensive to insure.
Here’s what you need to know about the Porsche Macan, how much insurance you need to properly protect your vehicle, and how to find affordable coverage.
Quick Facts
USAA, GEICO, and State Farm offer some of the cheapest insurance rates for the Porsche Macan.
The Porsche Macan ranks in the top 20 in Kelley Blue Book’s list of best luxury compact SUVs.
A 2025 Macan has a starting manufacturer’s suggested retail price (MSRP) of $64,895.
Cost of Porsche Macan insurance by model year
The cost of insurance for a Porsche Macan can vary based on the size, trim level, safety features, and model year. Newer models tend to cost more to insure.[1] The average car insurance premium for a Macan is $183 per month, and USAA offers the cheapest rates.
The following table highlights the average monthly cost of coverage for different model years of the Porsche Macan.
Model Year  | Average Monthly Quote |
|---|---|
| 2025 | $237 |
| 2024 | $228 |
| 2023 | $228 |
| 2022 | $218 |
| 2021 | $208 |
| 2020 | $202 |
| 2019 | $198 |
| 2018 | $193 |
| 2017 | $189 |
| 2016 | $185 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The starting MSRP on a new 2025 Porsche Macan is $64,958 for the base level and $90,995 for the highest GTS trim level.[2] The following table shows average rates from top insurers.
Insurance CompanyAverage Monthly QuoteUSAA $118 State Farm $140 Allstate $156 GEICO $174 American Family $180 Progressive $209 Nationwide $217 Travelers $229 Farmers $275 Liberty Mutual $345 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
A 2024 Porsche Macan starts at $62,550 and goes up to $87,650 for the GTS trim. The table below highlights the average rates by insurer.
Insurance CompanyAverage Monthly QuoteUSAA $113 State Farm $136 Allstate $151 GEICO $168 American Family $173 Progressive $201 Nationwide $209 Travelers $221 Farmers $265 Liberty Mutual $333 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When new, the 2023 Porsche Macan Sport Utility 4D had an MSRP of $58,950. Currently, this model has an MSRP of $47,696.
Here’s a look at the insurance companies offering the lowest rates for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $113 State Farm $135 Allstate $150 GEICO $167 American Family $173 Progressive $201 Nationwide $209 Travelers $220 Farmers $264 Liberty Mutual $333 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Porsche Macan had a starting MSRP of $56,250 that went up to $81,250 for the GTS trim level. Check out the table to see which insurers offer the lowest rates for the 2022 model.
Insurance CompanyAverage Monthly QuoteUSAA $109 State Farm $130 Allstate $144 GEICO $160 American Family $166 Progressive $193 Nationwide $200 Travelers $211 Farmers $253 Liberty Mutual $319 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The cost of a new Porsche Macan in 2021 was $53,450 for the base trim level, and the highest level — the Turbo Sport Utility 4D — was originally $85,950. The following table highlights the insurers with the cheapest premiums.
Insurance CompanyAverage Monthly QuoteUSAA $104 State Farm $124 Allstate $137 GEICO $153 American Family $158 Progressive $184 Nationwide $190 Travelers $201 Farmers $241 Liberty Mutual $303 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
A new 2020 Porsche Macan basic trim Sport Utility 4D had an MSRP of $52,250, and the Turbo trim started at $84,950. Currently, a 2020 base trim Macan has a more affordable MSRP of $29,172.
Here are the average car insurance premiums that the top car insurance companies are charging for a 2020 Porsche Macan.
Insurance CompanyAverage Monthly QuoteUSAA $101 State Farm $120 Allstate $133 GEICO $148 American Family $154 Progressive $178 Nationwide $185 Travelers $195 Farmers $234 Liberty Mutual $295 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2019, a new Porsche Macan Sport Utility 4D had an MSRP of $51,680, and the higher S Sport Utility 4D trim had an MSRP of $60,380. The following table highlights the insurance companies offering the lowest rates for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $99 State Farm $117 Allstate $131 GEICO $146 American Family $150 Progressive $175 Nationwide $182 Travelers $192 Farmers $230 Liberty Mutual $289 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
A new Porsche Macan Sport Utility 4D had an MSRP of $49,340 in 2018, and the Turbo trim started at $89,240. Currently, the 2018 base trim Macan has a much more affordable MSRP of $20,986.
Here’s a look at the insurance companies offering the lowest rates for the 2018 model.
Insurance CompanyAverage Monthly QuoteUSAA $96 State Farm $115 Allstate $128 GEICO $141 American Family $147 Progressive $171 Nationwide $177 Travelers $187 Farmers $224 Liberty Mutual $282 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for a new Porsche Macan Sport Utility 4D in 2017 was $49,040. The Turbo trim was priced at $89,240. The table below lists the insurers offering the best rates for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $94 State Farm $112 Allstate $125 GEICO $138 American Family $143 Progressive $167 Nationwide $173 Travelers $183 Farmers $219 Liberty Mutual $275 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When new, a 2016 Porsche Macan S Sport Utility 4D had an MSRP of $54,730. The Turbo trim started at $75,470. Now, the 2016 base Macan has an MSRP of $16,824, making it the cheapest edition.
Take a look at the insurance companies offering the best premiums for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $92 State Farm $110 Allstate $122 GEICO $135 American Family $141 Progressive $163 Nationwide $169 Travelers $179 Farmers $214 Liberty Mutual $270 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Porsche insurance by state
Where you live is an important factor in determining your car insurance premiums. Insurers consider your location — even down to the ZIP code — because every area has different amounts of drivers on the road, accident rates, theft and vandalism rates, and repair costs.[3]
In the map below, you can see how Porsche insurance costs vary across all models by state. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $169 |
| Arkansas | $304 |
| Arizona | $206 |
| California | $286 |
| Colorado | $261 |
| Connecticut | $397 |
| Delaware | $292 |
| Florida | $273 |
| Georgia | $296 |
| Iowa | $144 |
| Idaho | $148 |
| Illinois | $202 |
| Indiana | $171 |
| Kansas | $195 |
| Kentucky | $257 |
| Louisiana | $263 |
| Massachusetts | $211 |
| Maryland | $402 |
| Maine | $179 |
| Michigan | $328 |
| Minnesota | $232 |
| Missouri | $229 |
| Mississippi | $246 |
| Montana | $197 |
| North Carolina | $111 |
| North Dakota | $163 |
| Nebraska | $208 |
| New Hampshire | $134 |
| New Jersey | $211 |
| New Mexico | $188 |
| Nevada | $333 |
| New York | $559 |
| Ohio | $153 |
| Oklahoma | $211 |
| Oregon | $191 |
| Pennsylvania | $205 |
| Rhode Island | $175 |
| South Carolina | $320 |
| South Dakota | $153 |
| Tennessee | $177 |
| Texas | $280 |
| Utah | $217 |
| Virginia | $228 |
| Vermont | $180 |
| Washington | $189 |
| Washington D.C. | $408 |
| Wisconsin | $157 |
| West Virginia | $186 |
| Wyoming | $141 |
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How to ensure you have enough coverage on your Porsche Macan
Every state except New Hampshire requires drivers to carry a minimum amount of liability insurance. But if you don’t own your Macan outright, your lender may require you to carry full coverage. Plus, since Porsches have higher repair costs, having more coverage can help with this.
To ensure your Porsche Macan has the proper protection, here are the most common types of coverage:
Bodily injury liability
Bodily injury liability coverage will pay for medical and other accident-related expenses for the other parties if you cause an accident. But it won’t pay for your medical expenses.
Property damage liability
Property damage liability insurance pays for damages that you cause to someone else’s car or property that you hit.
Collision
While no state legally mandates collision insurance, you might need to carry it if you lease your vehicle. Collision coverage pays for damages to your car if you hit another vehicle or object, whether it’s your fault or not.
Comprehensive
Comprehensive insurance provides coverage for non-collision events. If your car is damaged in a hailstorm, fire, stolen, or vandalized, comprehensive insurance kicks in.
Uninsured/underinsured motorist
Uninsured/underinsured motorist coverage protects you if an uninsured driver hits you or if you’re the victim of a hit-and-run. It also protects you if a driver hits you and doesn’t have enough insurance to cover your losses.
Personal injury protection (PIP)
Some states require drivers to carry personal injury protection insurance. PIP helps pay for injuries to you and your passengers.
Porsche Macan car insurance FAQs
The Porsche Macan is a high-value car that isn’t cheap to insure, but it’s possible to find more affordable coverage. Here’s more information to help you decide which insurance company is right for you.
USAA offers the cheapest insurance for the Porsche Macan, but USAA coverage is only available to active military members, veterans, and their families. GEICO and State Farm also offer affordable rates.
The Porsche Macan is more expensive to insure than the average vehicle. This is because the Macan is considered a luxury vehicle. Insurance for luxury vehicles is typically more expensive because they cost more to repair and are at higher risk of theft.
The average cost of an insurance policy for a Porsche Macan is $127 per month for liability coverage and $240 per month for full coverage. Your costs can vary based on a variety of other factors, including where you live, your age, gender, driving record, car model, and the amount and type of insurance you choose.
Yes. Porsche vehicles are one of the most expensive car brands to maintain, according to data from Kelley Blue Book.[4] Over a 10-year period, Porsche owners spend more than $14,000 on vehicle maintenance.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- NAIC. "A Consumer's Guide to Auto Insurance."
- Kelley Blue Book. "Porsche Macan."
- III. "What determines the price of an auto insurance policy?."
- Kelley Blue Book. "Survey: Land Rover, Porsche Most Expensive Cars To Maintain."
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Jessica Martel
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.
Jessica has been a contributor at Insurify since July 2023.
Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.