Nissan Sentra Car Insurance Quotes (2025)
The average monthly cost of car insurance for a Nissan Sentra is $163.
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Written byElizabeth Rivelli
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Elizabeth Rivelli
5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Edited byKatie Powers
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
Nissan Sentra drivers pay averages of $113 per month for liability-only coverage and $212 for full coverage, according to Insurify data. The 2024 sales for the Nissan Sentra, a four-door compact sedan, were up nearly 40% from 2023, making it one of Nissan’s bestselling models.[1]
The Nissan Sentra is slightly more affordable to purchase than similar models, like the Toyota Corolla and Honda Civic. Despite having a lower manufacturer’s suggested retail price (MSRP), it’s more expensive to insure than comparable vehicles.
Here’s what you should know about finding car insurance for a Nissan Sentra.
Quick Facts
USAA is typically the cheapest car insurance company for Nissan Sentra drivers.
Nissan’s 2025 Sentra has a starting manufacturer’s suggested retail price (MSRP) of $21,590.
Annually, Nissan Sentra drivers pay $1,356 for liability coverage and $2,544 for full-coverage insurance.
Cost of Nissan Sentra insurance by model year
The average Nissan Sentra car insurance premium is $163 per month, but rates vary by insurer. The cheapest car insurance company for Nissan Sentra insurance is USAA, according to Insurify data.
Nissan Sentra car insurance premiums also depend on the model year. In the table below, you can see the average Sentra insurance premium for recent model years.
Model Year  | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $124 | $234 |
| 2023 | $118 | $223 |
| 2022 | $140 | $264 |
| 2020 | $125 | $236 |
| 2019 | $66 | $124 |
| 2018 | $104 | $197 |
| 2017 | $119 | $224 |
| 2016 | $111 | $208 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The MSRP of the 2025 Nissan Sentra is $21,590.[2] Below, you can see the average cost of 2025 Nissan Sentra car insurance from several insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $61 $117 State Farm $72 $140 Allstate $79 $157 GEICO $89 $173 American Family $92 $180 Nationwide $113 $215 Travelers $119 $227 Progressive $131 $185 Farmers $141 $274 Liberty Mutual $225 $297 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting price for the 2024 Nissan Sentra base model was $20,630. Average monthly quotes for the 2024 Sentra aren’t included below due to insufficient data.
The 2023 Nissan Sentra has an MSRP of $20,050 for the base model. In the following table, you can see the average car insurance premium for the 2023 Sentra from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $58 $111 State Farm $68 $134 Allstate $75 $149 GEICO $85 $165 American Family $87 $172 Nationwide $107 $205 Travelers $113 $216 Progressive $125 $176 Farmers $134 $261 Liberty Mutual $214 $283 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting price of the 2022 Nissan Sentra base model was $19,810. If you’re thinking about purchasing a 2022 Sentra, here are the average car insurance quotes from different insurance companies for you to compare.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $69 $132 State Farm $81 $158 Allstate $90 $177 GEICO $101 $195 American Family $104 $203 Nationwide $128 $243 Travelers $135 $256 Progressive $149 $209 Farmers $160 $309 Liberty Mutual $255 $335 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Nissan Sentra had an MSRP of $19,410. Average monthly quotes for the 2021 Sentra aren’t included below due to insufficient data.
The MSRP of the 2020 Nissan Sentra was $19,090. Below, you can see the average car insurance quotes for the 2020 Sentra from some top insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $62 $118 State Farm $73 $141 Allstate $80 $158 GEICO $90 $174 American Family $93 $181 Nationwide $114 $217 Travelers $121 $229 Progressive $133 $186 Farmers $143 $276 Liberty Mutual $229 $299 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Nissan Sentra had an MSRP of $17,790 for the base model (Sentra S). In the following table, you can compare average insurance quotes for the 2019 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $32 $62 State Farm $38 $74 Allstate $42 $83 GEICO $47 $92 American Family $48 $95 Nationwide $59 $114 Travelers $63 $120 Progressive $69 $98 Farmers $75 $145 Liberty Mutual $119 $157 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Nissan Sentra had an MSRP of $16,990, which was the same as the 2017 model. Average car insurance quotes for the 2018 Sentra vary based on insurer, as you can see below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $51 $98 State Farm $60 $118 Allstate $67 $132 GEICO $75 $146 American Family $77 $152 Nationwide $95 $181 Travelers $100 $191 Progressive $110 $156 Farmers $119 $230 Liberty Mutual $189 $250 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 Nissan Sentra had an MSRP of $16,990. In the table below, you can see the average car insurance quotes for the 2017 Sentra from a few different insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $58 $112 State Farm $69 $135 Allstate $76 $150 GEICO $85 $166 American Family $88 $173 Nationwide $108 $207 Travelers $114 $218 Progressive $126 $177 Farmers $135 $263 Liberty Mutual $216 $285 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting price of the 2016 Nissan Sentra was $16,780. Below are average car insurance quotes for the 2016 Sentra from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $54 $104 State Farm $64 $125 Allstate $71 $139 GEICO $80 $154 American Family $82 $160 Nationwide $101 $191 Travelers $107 $202 Progressive $118 $164 Farmers $126 $244 Liberty Mutual $202 $264 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Nissan insurance by state
The average cost of Nissan car insurance varies based on your state due to a number of location-based risk factors. Below, you can see the average cost of Nissan auto insurance across all models by state. Alaska and Hawaii aren’t included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $145 |
| Arizona | $177 |
| Arkansas | $260 |
| California | $245 |
| Colorado | $223 |
| Connecticut | $340 |
| Delaware | $250 |
| Florida | $233 |
| Georgia | $253 |
| Idaho | $127 |
| Illinois | $173 |
| Indiana | $147 |
| Iowa | $123 |
| Kansas | $167 |
| Kentucky | $220 |
| Louisiana | $225 |
| Maine | $153 |
| Maryland | $344 |
| Massachusetts | $181 |
| Michigan | $281 |
| Minnesota | $198 |
| Mississippi | $211 |
| Missouri | $196 |
| Montana | $168 |
| Nebraska | $178 |
| Nevada | $285 |
| New Hampshire | $115 |
| New Jersey | $181 |
| New Mexico | $161 |
| New York | $478 |
| North Carolina | $95 |
| North Dakota | $139 |
| Ohio | $131 |
| Oklahoma | $181 |
| Oregon | $163 |
| Pennsylvania | $176 |
| Rhode Island | $150 |
| South Carolina | $274 |
| South Dakota | $131 |
| Tennessee | $152 |
| Texas | $240 |
| Utah | $186 |
| Vermont | $154 |
| Virginia | $195 |
| Washington | $162 |
| Washington D.C. | $349 |
| West Virginia | $159 |
| Wisconsin | $134 |
| Wyoming | $121 |
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How to ensure you have enough coverage on your Nissan Sentra
If you have a Nissan Sentra or are thinking about purchasing one, it’s important to have enough coverage in case of an accident or another claim. Here are some typical coverages that you might consider for your Nissan Sentra:
Collision coverage
Collision insurance covers your vehicle’s repairs after an at-fault accident. It also covers single-car collisions and accidents with stationary objects.
Comprehensive coverage
Comprehensive insurance covers non-collision vehicle damage. It covers losses like fires, floods, theft, vandalism, and hail. A full-coverage policy typically includes both collision and comprehensive insurance.[3]
Gap coverage
If you lease or finance your Sentra, gap insurance can cover the difference between the car’s value and what you owe the lender if you total your car or someone steals it.
Uninsured/underinsured motorist (UM/UIM) coverage
UM/UIM insurance can cover your losses if you have an accident with an uninsured or underinsured driver who doesn’t have enough coverage to pay for your losses in full. Some states require drivers to have UM/UIM insurance as part of a minimum-coverage policy.
New car replacement coverage
If you total your Sentra or someone steals it, new car replacement insurance can pay to replace your vehicle with a new one of a similar make and model.
Nissan Sentra car insurance FAQs
The following information can help answer your remaining questions about insuring a Nissan Sentra.
USAA is the cheapest car insurance company for Nissan Sentra drivers. USAA’s average Nissan Sentra premium is $52 per month for liability-only insurance and $108 per month for full coverage, which is well below the model average. GEICO, State Farm, and Allstate are a few other affordable insurers.
Nissan Sentras are relatively expensive to insure. The average monthly cost of Nissan Sentra car insurance is $163, whereas the average premium for all Nissan models is $152.
Average car insurance premiums for the Nissan Sentra are also higher than for some similar makes and models, like the Toyota Corolla ($156) and Honda Civic ($153).
The average Nissan Sentra car insurance premium is $113 per month for liability-only coverage and $212 per month for full coverage. To compare, the national average cost of car insurance is $100 for liability-only coverage and $177 for full-coverage insurance.
Yes. Every U.S. state except New Hampshire legally requires you to purchase car insurance to register a vehicle and drive. To find the cheapest Nissan Sentra car insurance, it’s a good idea to shop around and compare personalized rates from several insurers.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Nissan Motor Corporation. "https://usa.nissannews.com/en-US/releases/nissan-group-reports-2024-fourth-quarter-and-2024-calendar-year-us-sales."
- Nissan. "2025 Nissan Sentra."
- National Association of Insurance Commissioners. "Auto Insurance."
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Elizabeth Rivelli
Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
Elizabeth has been a contributor at Insurify since October 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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