Cost of Jaguar Car Insurance (2025)
Average car insurance cost for Jaguar drivers is $125 per month for liability-only policies and $236 per month for full coverage.
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Written byAnna Baluch
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Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.
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7+ years in business and financial services content
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Table of contents
Jaguar has produced luxury sedans and sports cars since its inception in 1922.[1] Over time, the automaker has also added crossovers and SUVs to its lineup.
Jaguar owners pay an average of $125 per month for liability insurance and $236 per month for full coverage. These figures are similar to car insurance rates from other luxury automakers like BMW, Mercedes-Benz, and Infiniti.
If you have a Jaguar or are in the market for one, here’s what else you need to know about securing car insurance for these sought-after vehicles.
Quick Facts
Jaguar’s crossover, the E-Pace, is the most expensive Jaguar to insure, while the I-Pace, the all-electric SUV, is the cheapest.
As you shop for Jaguar car insurance, be sure to consider optional coverages, like comprehensive or collision coverage, for additional protection.
USAA, State Farm, and GEICO all offer affordable car insurance rates for Jaguar owners.
Cost of Jaguar insurance by model
Jaguar offers a number of models to accommodate the budgets, needs, and preferences of various consumers.
Here, you’ll find monthly car insurance costs for some of the most popular Jaguar models.
Jaguar Model  | Average Monthly Quote |
|---|---|
| XE | $135 |
| XF | $133 |
| F-Pace | $129 |
| E-Pace | $149 |
| I-Pace | $127 |
| XJ | $128 |
| F-Type | $129 |
| X-Type | $135 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cheapest Jaguar insurance by model
Now, you can examine each individual Jaguar model more closely while comparing the average full-coverage insurance rates available for that model.
The Jaguar XE is a compact sports sedan last produced in 2024.[2] Its original MSRP was $40,950.
Insurance CompanyAverage Monthly QuoteUSAA $130 GEICO $154 State Farm $155 Allstate $172 Progressive $200 American Family $201 Nationwide $238 Travelers $251 Farmers $306 Liberty Mutual $327 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Known as Jaguar’s midsize luxury sedan with above-average cargo capacity, the XF has an MSRP of $49,800.
Insurance CompanyAverage Monthly QuoteGEICO $147 State Farm $148 Allstate $164 Progressive $191 American Family $192 Nationwide $227 Travelers $240 Farmers $292 Liberty Mutual $312 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Jaguar F-Pace is a luxury performance SUV designed to tackle all types of terrain. Its MSRP is $57,000.
Insurance CompanyAverage Monthly QuoteUSAA $126 GEICO $149 State Farm $151 Allstate $167 Progressive $194 American Family $196 Nationwide $232 Travelers $245 Farmers $297 Liberty Mutual $318 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
As Jaguar’s first crossover, the E-Pace features all-wheel drive and the ClearSight rearview mirror that uses a live video feed to ensure optimal visibility. The Jaguar E-Pace has an MSRP of $49,500.
Insurance CompanyAverage Monthly QuoteUSAA $118 GEICO $140 State Farm $141 Allstate $157 Progressive $182 American Family $184 Nationwide $218 Travelers $230 Farmers $279 Liberty Mutual $298 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The I-Pace is an all-electric SUV with an MSRP of $72,500. Insurance rates for the I-Pace are cheaper than for other Jaguar models.
Data on average monthly rates for the Jaguar I-Pace isn’t available.
The Jaguar F-Type is a sports car with a high-performing V-8 engine. It has an MSRP of $77,900.
Insurance CompanyAverage Monthly QuoteUSAA $121 GEICO $143 State Farm $145 Allstate $161 Progressive $187 American Family $188 Nationwide $222 Travelers $235 Farmers $285 Liberty Mutual $305 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
An entry-level luxury sedan, the Jaguar X-Type had an MSRP of $34,370.[3] It was produced from 2001 to 2009.
Rate data isn’t available for this model.
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Best companies for Jaguar car insurance
Several car insurance companies offer affordable rates for Jaguar drivers. Here are three insurers to help you with your search:
USAA: Best for members of the military community
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $48/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $99/mo |
4.9
Best choiceBased on 2,090 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,190)
Timothy
June 10, 2025
Verified Review
The Old Bait and Switch
There's no flexibility, and if you miss your first payment by a day, they will cancel your policy. Then, they make you get a new quote and double the price for half the coverage. It's unbelievable that they treat veterans and their families like that.
Norman
June 7, 2025
Verified Review
USAA Value
Expensive for coverage.
Cornelius
June 2, 2025
Verified Review
Good
Good, but expensive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA exclusively serves current and former members of the military and their immediate families and is still the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more. Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s Overall Customer Satisfaction Index.
Pros
High customer satisfaction
Low premiums
SafePilot program rewards good driving with up to 30% discount
Cons
Only available to active-duty military, veterans, military spouses, or children of service members or veterans
No 24/7 customer phone support
Customer reviews are mixed for service and claims processing
State Farm: Best for bundling discounts
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $117/mo |
4.1
Best choiceBased on 11,201 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,019)
Jim
June 11, 2025
Verified Review
Question answered
Great coverage with good discounts, except for windshield chip repair.
Jessica
June 9, 2025
Verified Review
No Money Saved
The cost continues to rise, even though I joined them in the first place in an attempt to save money, and I've done the opposite. All they want to do is sell me on everything rather than take care of the needs I'm asking to have addressed. They responded quickly when I had a new car to add to the policy, but as soon as I told them I did not want full coverage on the new car, I have yet to hear back from them, even after a follow-up message. They are apparently only seeking sales and not interested in taking care of their customers.
Vicki
June 9, 2025
Verified Review
State Farm
Good insurance, just too high for me.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranked fifth for overall customer satisfaction in the 2023 J.D. Power U.S. Auto Claims Satisfaction Study. Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.
Pros
High rates of customer satisfaction
Rideshare insurance available
Savings for bundling auto with home, renters, condo, or life insurance
Cons
No gap insurance offering
May not be the cheapest choice for drivers with violations
Accident forgiveness limited to longtime customers with clean driving records
GEICO: Best for drivers with traffic violations on their records
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $127/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $155/mo |
4.0
Best choiceBased on 11,939 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,421)
William
June 10, 2025
Verified Review
There was no problem. If I had a problem or a question, it was rectified. Howard, who was our service representative, was helpful. My son is the reason I don't have it now.
There was no problem. If I had a problem or a question, it was rectified. Howard, who was our service representative, was helpful. My son is the reason I don't have it now.
Peter
June 8, 2025
Verified Review
Average Insurance. Constant Price Hikes.
Beware of the constant price hikes despite having no accidents or tickets for 40 years.
Philip
June 5, 2025
Verified Review
High Price for Full Coverage
They are good but offer no rate deductions.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products. The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints than average.
Pros
Good rates for good drivers, seniors, and young drivers
Accident forgiveness available
A+ (Superior) financial strength rating from AM Best
Cons
High rates for drivers with certain violations, like DUIs
No rideshare or new car replacement coverage available
Lower customer satisfaction scores from J.D. Power
Average cost of Jaguar insurance by state
Your location is one of many factors that determine your car insurance premiums. In the table below, you can see how much the average Jaguar insurance costs vary in each state.
Data isn’t available for Alaska and Hawaii.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $172 |
| Arizona | $210 |
| Arkansas | $309 |
| California | $291 |
| Colorado | $265 |
| Connecticut | $404 |
| Delaware | $297 |
| Florida | $278 |
| Georgia | $301 |
| Idaho | $151 |
| Illinois | $205 |
| Indiana | $174 |
| Iowa | $146 |
| Kansas | $199 |
| Kentucky | $262 |
| Louisiana | $268 |
| Maine | $182 |
| Maryland | $409 |
| Massachusetts | $215 |
| Michigan | $334 |
| Minnesota | $236 |
| Mississippi | $251 |
| Missouri | $233 |
| Montana | $200 |
| Nebraska | $211 |
| Nevada | $339 |
| New Hampshire | $136 |
| New Jersey | $215 |
| New Mexico | $192 |
| New York | $569 |
| North Carolina | $113 |
| North Dakota | $166 |
| Ohio | $156 |
| Oklahoma | $215 |
| Oregon | $194 |
| Pennsylvania | $209 |
| Rhode Island | $178 |
| South Carolina | $325 |
| South Dakota | $156 |
| Tennessee | $181 |
| Texas | $285 |
| Utah | $221 |
| Virginia | $232 |
| Vermont | $183 |
| Washington | $193 |
| District of Columbia | $415 |
| Wisconsin | $160 |
| West Virginia | $189 |
| Wyoming | $144 |
How to ensure you have enough coverage on your Jaguar
When you buy a vehicle, it’s your responsibility to make sure you have enough liability insurance coverage, which will depend on the laws in your state. Liability insurance typically includes bodily injury liability and property damage liability to reimburse you for damage or injuries that you cause to others after an accident.
You might also want to invest in these optional coverages for additional peace of mind:
Collision coverage
Collision coverage covers physical damage to your car when you get into an accident with another vehicle or object, no matter who’s at fault.
Comprehensive coverage
Comprehensive coverage pays for damages to your vehicle from non-collision events, such as fires, theft, vandalism, and falling objects.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage reimburses you if you get hit by a driver who’s uninsured or underinsured or someone who hit-and-runs your car.
Gap insurance
Also known as guaranteed auto protection, gap insurance will cover the difference between your vehicle’s value and what you owe on it after it’s totaled or stolen.
Jaguar car insurance FAQs
If you still have questions around purchasing insurance for your Jaguar, the following answers can help.
USAA and GEICO offer the most affordable Jaguar insurance rates for most models. But remember that pricing depends on your model and several other factors and you may find more affordable coverage with another insurer depending on your unique circumstances.
Luxury vehicles, like Jaguars, can be costly to insure.[4] This is typically because of their expensive parts and the high value of the vehicles, meaning any accident will be more expensive to cover.
The average monthly car insurance rate for a Jaguar I-Pace is $127. Keep in mind that factors like your location, age, and driving record will impact your premium.
The Jaguar I-Pace offers the lowest average car insurance rates. The S-Type is another Jaguar model with affordable premiums.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Jaguar. "About."
- Detroit Free Press. "Jaguar Kills off its Model Line with No Clear Plans for the Future."
- Kelley Blue Book. "Used 2002 Jaguar X-Type."
- Insurance Institute for Highway Safety. "Flexing Muscle."
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Anna BaluchInsurance Writer
Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.
Anna has been a contributor at Insurify since December 2022.
15+ years in content creation
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
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