How to Apply for a Handicap Placard

Handicap placards are available through your state’s department of motor vehicles.

Miranda Marquit
Miranda Marquit Insurance Writer
  • Co-hosts the Money Talks News podcast

  • MBA from Utah State University

Miranda is a financial writer and avid podcaster with nearly two decades of experience contributing to major outlets, including Forbes, The Hill, and NPR.

Featured in

media logomedia logomedia logomedia logo
Sara Getman
Edited bySara Getman
Sara Getman
Sara GetmanAssociate Editor

Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.

Outside of work, Sara is an avid reader, and loves rock climbing, yoga and crocheting.

Konstantin Halachev
Data reviewed byKonstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated November 20, 2024

Advertiser Disclosure

At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.

Cheapest recent rates

Drivers using Insurify have found quotes as cheap as $37/mo for liability only and $40/mo for full coverage.

*Quotes generated for Insurify users within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on November 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

If you live with health issues or a disability, it might be difficult to navigate a parking lot. A disabled parking placard or license plate can help you access priority parking spaces.

In most cases, state governments issue appropriate parking permits through the department of motor vehicles (DMV).

Here’s what you should know about how to apply for handicap permits in your state and whether you can do so online.

How to apply for a handicap placard

​Applications for handicap placards vary by state. But you generally need to follow these steps:

  1. Visit a DMV office or your state’s DMV website to learn the eligibility requirements.

  2. Obtain or download a disabled parking placard application.

  3. Fill in the information requested.

  4. You usually need a physician to sign off on the request.

  5. Mail or email the completed application, with the medical form or letter from a licensed physician, to the appropriate address.

Pay attention to potential fees. Some states charge a fee for a temporary disabled parking placard, but some don’t. If your state charges a fee for vehicle registration, you still need to pay that. A personalized disability plate might come with an additional cost.

Find Affordable Car Insurance

Rates start at $16/mo. for liability-only coverage

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Where to apply for a disabled parking placard or license plate

The following table illustrates the basic requirements a physically disabled person needs to meet in each state. You can also see how to apply for a disabled person parking permit based on state requirements.

Check for fees for temporary and permanent permits. You can also see whether you can apply online, in person, or by mail.

State
How to Apply
Application Fee
AlabamaSubmit in person to local licensing officeNone for placards or decals
AlaskaSubmit by email to the DMVNone
ArizonaSubmit by mail for license plates, by fax, or email for placards$1.96 postage fee
ArkansasIn person at local Arkansas Revenue OfficeNone for placards; regular fee ($17–$30) applies to license plates
CaliforniaOnlineNone for permanently disabled placards; $6 for temporary placards
ColoradoNew placards — go to county motor vehicle office. Renewals can be managed onlineNone for placards; standard registration and taxes apply for disability license plates
ConnecticutOnline or in person at a DMV office$5 for temporary placards; no fee for renewable placards
DelawareBy mailNone
FloridaIn person at a Florida motor vehicle service center$15 for temporary placards; none for permanent placard
GeorgiaIn person at the disabled person’s local county tag officeNone for placards; $20 annual fee for license plate
HawaiiIn person at a designated county office$12 for placards; $5.50–$6.25 for plates, depending on location
IdahoN/ANo charge for placards; $25 fee for plates
IllinoisN/ANone for placards; $29 transfer fee plus $151 registration renewal fee for license plates
IndianaMail or submit in person to Bureau of Motor VehiclesPermanent placards are free; temporary placards are $5; license plates are $9.50
IowaOnline, in person, or by mailNone
KansasIn person at local county treasurer’s motor vehicle office50-cent reflective plate fee for license plates
KentuckyIn person at local county clerk’s office or by mailNone
LouisianaIn person at DMV field officeNone
MaineIn person at any Bureau of Motor Vehicles office, by mail, or faxNone
MarylandIn person, online, by fax, or by mailNo fee for placards; $20 for license plates
MassachusettsBy mailNone for placards; $60 for 2-year license plates; $20 for annual motorcycle plates
MichiganFor placards: online, in person, or by mail. For plates: online, in person, by mail, or at a self-service stationNone
MinnesotaIn person or by mailPlacards are $5; license plate fees vary depending on personalization
MississippiIn person at local county tax collector’s officeNone
MissouriIn person at a Missouri license office or by mailNone for permanent disability placard; $2 for temporary disabled placard; $15 for license plate
MontanaBy mailNone for a placard; license plate fees apply
NebraskaOnline or by mailNone for placards; standard license plate fees apply
NevadaMail or fax for placards; in person for license platesNone 
New HampshireIn person at any DMV registration office or by mailNone for placards; $8 for license plates (first time only)
New JerseyBy mail or in person at a motor vehicle agencyNone
New MexicoIn person at any MVD field office for placards; by mail for license platesNo fee for parking placards; standard license plate fees may apply
New YorkIn person at local issuing agency for placards, and any motor vehicles office for license platesNo fee for placards; $25 for license plates
North CarolinaIn person at any DMV license plate agency (for same-day service) or by mailPlacards are $5; plates are $36
North DakotaApply for placards in person at motor vehicle licensing divisionsNo fee for placards; $5 for license plates
OhioIn person at any local deputy registrar office or by mailPlacards are $5 for temporary and standard placards and $15 for permanent placards; standard license plate fees apply
OklahomaOnline, in person, or by mailNo charge for placards; standard license plate fees apply
OregonIn person at a DMV office, by fax, or by mailNone for placards; license plates only available to disabled veterans
PennsylvaniaBy mail for placards and license platesNo fee for placards; $13 for license plates
Rhode IslandOnline or in person at DMV’s main headquartersPlacards are free; license plates are also free but only available to disabled veterans
South CarolinaIn person at a DMV branch, by mail, or online (for renewals)Fee is $1 for placards; $36 for license plates
South DakotaIn person at local county treasurer’s officeNone for placards; standard fee of $10 plus $7.50 mailing fee for license plates
TennesseeIn person at local county clerk’s officeFor permanent disability placards or license plate, fee is $26.50; temporary disability placards are $10
TexasIn person at local county tax assessor/collector’s officeNo fee for permanent disability placard; $5 for temporary disability and standard license plate fees
Utah In person at local motor vehicle office or by mailPaper placards are free; durable material placards cost $2.50; for license plates, the fee is $20.50
VermontIn person at DMV officeNo fee for placards; standard fees for license plates
VirginiaBy mail or in person at any DMV customer service center or DMV Select officeNone
WashingtonIn person at a vehicle licensing office or by mailNo fee for placards; standard fees apply for license plates
West VirginiaBy mail or at any DMV regional officeNo fee for placards; standard registration fees apply for license plates
WisconsinBy mail or in person at a local DMV customer service centerNo fee for mail application; in-person applications may incur a counter service fee
WyomingIn person at local driver exam office or by mailNone for placards; standard registration fees apply to license plates

Who qualifies for a handicap placard?

Rules vary by state, but you generally need to have some physical limitation that makes navigating parking areas on foot difficult. A medical condition, like a cardiac condition, lung disease, or neurological disorder, meets the criteria in some states. Blindness or other eye conditions can also qualify you for a disability placard.

In many states, disabled veterans qualify and may get extra perks like easier renewals and waived fees. Disabled veteran license plates are also usually available. Typically, a healthcare provider must attest to your condition.

Common medical conditions that qualify for disabled parking

Common conditions that might qualify someone for a disability license plate or placard include:[1]

  • Difficulty walking

  • Arthritis

  • Need for portable oxygen

  • Heart disease

  • Lung disease

  • Loss of limbs

  • Cancer

  • Vision impairment or blindness

  • Need for assistive devices

  • Neurological disorders

Check with your state to see if you or your passenger qualifies for a card, plate, or placard.

Types of disability parking permits

Disabled person plates and disabled person placards represent the most common types of permits. In some cases, you also receive an identification card.

Whether you get a disabled person placard or a disabled person plate depends on the nature of your disability and how often you ride in others’ vehicles.[2] [3]

Disabled parking placard

A placard can be hung from the rearview mirror or placed on the front dashboard. Applicants might like the ability to use the placard in various vehicles, especially if they have different guardians or carers drive them.

Many states offer temporary placards for short-term disabilities, such as surgery. A permanent disabled placard is for people with conditions that aren’t likely to abate.

Disabled parking license plate

Vehicle owners with a permanent disability or condition can benefit from a plate. If you usually drive the same car, a permanent license plate is more convenient than a placard. Renewing usually requires getting registration stickers with a new expiration date.

Disabled veteran license plates

If you were part of a service unit of the armed forces, you might qualify for a disabled veteran plate. Depending on the state, you might need to show a certain percentage of service-connected disability to qualify for the plate. Check the requirements when you make your initial application.

Save on Your Next Car Insurance Policy

Compare rates from leading insurers

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Benefits of a handicap placard

A handicap placard can reduce the effort a qualified person needs to visit stores and events. Access to preferred parking and available spaces reduces the need to drive around looking for an open space close to your destination. Some states provide additional benefits to holders of placards or plates, such as waived parking fees.

These benefits come with the responsibility to use the placard or plate according to state laws. Misrepresenting your condition to obtain a plate or placard can result in fines. Using a disabled person’s plates or placard when you aren’t with them can also result in penalties. Fraud and duplication can result in jail time on top of fines.

Renewing or replacing placards

Some states send a renewal notice when it’s time to get a new placard or renew your plates. Each state has its process, so pay attention since you might not get a grace period.

Often, you need to re-certify that you qualify. A medical professional like a nurse practitioner, doctor, physical therapist, or physician’s assistant might need to sign off. Depending on your situation, you might need to check with your healthcare professionals months in advance to get an appointment for your renewal exam.

If you lose your placard, check the requirements for receiving a replacement. Some states charge a fee for replacing a lost or damaged placard.[2]

Handicap placards FAQs

Understanding the basics of handicap placards can help you navigate your new application or renewal. Review the answers to these common questions.

  • Can insurance companies charge more if you have a handicap placard?

    Car insurers can’t charge you more based on the presence of a placard. But an insurer might charge a higher premium if you have a condition that increases your risk while driving.

  • Can you park free at a meter with a handicap placard?

    It depends on the state. Some states allow free parking at meters. Check with your DMV to learn the extent of your free parking access.

  • What qualifies you for a handicap placard?

    Each state has its criteria for a disability placard or plate. Usually, though, you need a disability that makes it difficult to move physically. Review your state’s program information to learn whether you qualify.

  • How much does a handicap placard cost?

    Your state’s DMV can provide you with information about fees. Some states don’t charge fees for placards. Others only charge for temporary disability placards.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Northwest ADA Center. "Parking for People with Disabilities."
  2. Florida Department of Highway Safety and Motor Vehicles. "Disabled Person Parking Permits."
  3. Idaho DMV. "Disability License Plates and Placards ITD 3392 (Rev. 5/24)."
Miranda Marquit
Miranda Marquit Insurance Writer

Miranda Marquit, MBA, is a freelance financial writer covering various markets and topics since 2006. She has contributed to numerous media outlets, including Forbes, TIME, The Hill, NPR, HuffPost, Yahoo! Money, and more. Her work has been syndicated by MSN Money, Marketwatch, Credit.com, and other publications. She has written about insurance topics for Clearsurance, HealthCare.com, and various other websites. She is also an avid podcaster and co-hosts the Money Talks News podcast. Miranda has a Master’s Degree in Journalism from Syracuse University. Connect with her on LinkedIn.

Sara Getman
Edited bySara GetmanAssociate Editor
Sara Getman
Sara GetmanAssociate Editor

Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.

Outside of work, Sara is an avid reader, and loves rock climbing, yoga and crocheting.

Konstantin Halachev
Data reviewed byKonstantin HalachevVP of Engineering & Data Science
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Latest Articles

View all