Allstate Insurance: Rated 3.8 out of 5 by customers
Category | Average Score |
|---|---|
| Overall experience rating | 3.8 |
| Customer service | 3.8 |
| Value | 3.3 |
| Claims handling | 3.8 |
| Coverage options | 3.8 |
| Discounts | 3.8 |
| Policy transparency | 3.6 |
| Policy flexibility | 3.8 |
Allstate overall user rating: 3.8 out of 5
Insurify Quality (IQ) Score for Allstate: 8.9 out of 10
NAIC complaint index: 1.00 (Industry average)
Average monthly full-coverage premium from Allstate: $144
Our take on Allstate insurance
Insurify gives Allstate a quality score of 8.9 out of 10. Overall, Insurify’s customers have mixed feelings about Allstate. Many user reviews highlight helpful customer service and quick claims resolution. But many reviews also mention communication breakdowns and difficulties reaching representatives.
Compared to competitors, Allstate’s rates fall in the middle of the pack, but Insurify reviewers give it a 3.3 out of 5 for its value for the money.
Allstate customer service reviews: Rated 3.8 out of 5
Allstate has a solid 3.8 out of 5 rating for customer service. Policyholders with a positive customer service experience focus on Allstate’s responsiveness and great agents. Negative reviews mention frustrating back-and-forths and unhelpful representatives.
Below are real reviews from Insurify customers about Allstate, broken down by those who had a positive experience and those who didn’t.
- Verified ReviewReviewed in Michigan on March 30, 2026Saved me money.Verified ReviewReviewed in Texas on March 30, 2026Allstate really helped me out in getting insurance for both my car and house, and helped me save money.Verified ReviewReviewed in Georgia on March 29, 2026You don't get much of a senior discount if you want higher coverage. I've never had to file a claim, and my rates still go up.Verified ReviewReviewed in Missouri on March 29, 2026Pleasant, courteous, helpful—Thank goodness I had no claims!Verified ReviewReviewed in New Jersey on March 26, 2026Allstate seems to be pricey.Verified ReviewReviewed in New York on March 25, 2026They are reasonable and the office is very helpful.Verified ReviewReviewed in Kentucky on March 24, 2026I recently switched to Progressive and will be saving $40/month. I’m going to like that! It was easy to get a quote online and purchase my new policy. I got automatic payments set up, so I don’t have to worry about remembering to pay the bill! It was all so easy!Verified ReviewReviewed in Tennessee on March 22, 2026Quick response to phone calls.Verified ReviewReviewed in Texas on March 29, 2026No additional coverage but an increase every year.Verified ReviewReviewed in North Carolina on March 27, 2026The cost of my car insurance is too high. I want a lower payment due to having a multi-car discount. It should be a lot lower in cost.Verified ReviewReviewed in Texas on March 27, 2026Overall, they have overpriced their coverage. My insurance broker is mediocre and does not communicate with clients very well. I haven't heard from my agent in I don't know how long. As long as they are getting your premium, that's all they care about.Verified ReviewReviewed in Florida on March 27, 2026The representative offered me higher liability coverage for a good price, but I don't want or need it. When I questioned another representative, she was snippy and said they don't just provide basic state coverage, which is not true. I'm not really happy with them as it seems like they're looking to make a commission at my expense and lying about it. I'm looking around now that renewal is about to go into effect.Verified ReviewReviewed in California on March 24, 2026It is okay. I would like rates to be lower but so far, I haven't found anyone lower. I don't like the amount of the down payment.Verified ReviewReviewed in Tennessee on March 23, 2026We've had insurance with Allstate since 1975. Due to our age, the rates are high, and we are considering Liberty Mutual. We need full coverage for the price we're paying.Verified ReviewReviewed in Texas on March 14, 2026Do not use Allstate. They offer you lower rates initially and then raise them higher than your previous insurance company.Verified ReviewReviewed in California on March 13, 2026It used to be worth spending more because I felt like I got the support and customer service I needed. Now it’s a lot of doing things yourself and nearly impossible to actually get to speak to your agent.
Allstate customer service ratings vs. State Farm
Allstate’s customer service score of 3.8 out of 5 falls slightly below State Farm, which has a rating of 4.2 out of 5.
Here’s how Insurify customers rated these two companies.
Company | Average Score |
|---|---|
| Allstate | 3.8 |
| State Farm | 4.2 |
Allstate discounts reviews: Rated 3.8 out of 5
Overall, customers rate Allstate’s discount availability well, giving it a 3.8 out of 5. Customers note that discounts are better than expected. Negative reviews focus on discounts not being good enough to offset rising rates.
Here are real reviews from customers about Allstate’s discount offerings.
- Verified ReviewReviewed in Alabama on March 18, 2026Esurance was the biggest mistake in insurance we've ever made. With the lowest coverage possible, it was still $250 per month with awful customer service. We switched to Allstate and received amazing full coverage and added perks for less than half the price we were paying. Esurance is such an epic ripoff I'd go as far as to say it's a scam!Verified ReviewReviewed in Arizona on March 17, 2026Allstate was excellent for a multi-user, multi-car policy with homeowners. Unfortunately, after my spouse passed away, the cost for just one vehicle and renters was almost twice what we had paid for all of the above.Verified ReviewReviewed in Florida on March 17, 2026Great, the agent I spoke with, Rosa, helped me and did a great job. She answered all my questions and was very polite and knowledgeable.Verified ReviewReviewed in Florida on March 12, 2026I have had Allstate since 1973, so I am really happy with my policy. No one else seems to meet the coverage and price.Verified ReviewReviewed in South Carolina on March 12, 2026The Todd Darrah agency in Greenwood, SC has provided my wife and me with the best service I could ever expect. Allstate is by far the best insurer when it comes to not only getting the most for my money but also the safety provided by having Allstate is beyond compare!Verified ReviewReviewed in Texas on March 12, 2026Excellent customer serviceVerified ReviewReviewed in Illinois on March 9, 2026Very good, but seems too expensive.Verified ReviewReviewed in West Virginia on March 7, 2026Better price, same coverages.Verified ReviewReviewed in Missouri on March 30, 2026They always pay for my claims.Verified ReviewReviewed in Colorado on March 23, 2026As a senior with no claims or accidents, I feel that I pay too much!Verified ReviewReviewed in California on March 20, 2026Good but expensive!Verified ReviewReviewed in New Jersey on March 20, 2026Got too expensive for 2 vehicles.Verified ReviewReviewed in Illinois on March 18, 2026It's State Farm. I have been very disappointed with them. I was checking my monthly payment and somehow I hit the pay in full option. I almost fainted, being on Social Security! Immediately, I tried to cancel it, but this company doesn’t give you that option! I had to stop the payment (which for the first time I did this), and there is a $33.00 fee. After a half dozen phone calls and a week of waiting, I did finally resolve it, although I am still out $33.Verified ReviewReviewed in Florida on March 18, 2026I think customers must be informed of their options without reservation and not just focus on the bottom line for the company or representative. If a customer qualifies for a much lower rate according to all established rules, then why not go over it with the customer, explaining the details?Verified ReviewReviewed in Ohio on March 17, 2026I tell people you're a good company. I know the prices depend on coverage, so I think in comparison you're fair. Personally, I would never go with a bargain/cheap insurance company. After all, you get what you pay for.Verified ReviewReviewed in Utah on March 17, 2026Good agent. Prices keep going up. I’ve had one claim.
Allstate discounts ratings vs. State Farm
Allstate and State Farm rank similarly for discounts according to user reviews left on Insurify.
Company | Average Score |
|---|---|
| Allstate | 3.8 |
| State Farm | 3.9 |
Allstate claims handling reviews: Rated 3.8 out of 5
Allstate customers rate the company fairly well for claims handling, and it has a score of 3.8 out of 5. Common positive themes include quick claim resolutions and approvals. Negative themes highlight issues with communication and dissatisfaction with settlements.
Here’s what verified Allstate customers are saying about their claims experiences, according to reviews left on Insurify.
- Verified ReviewReviewed in Georgia on March 11, 2026Same with any insurance company, it seems like the states you live in actually have control over the rates for insurance and not the actual drivers and their driving records.Verified ReviewReviewed in Utah on March 8, 2026Very good company, easy to talk to a live person, get answers to questions, and good customer service. However, they are expensive and have no loyalty for longevity with their company.Verified ReviewReviewed in Arkansas on March 8, 2026Nothing wrong with Allstate. The cost is extremely high considering the coverage and age of the car. I am the only driver and I don't use it every day. I feel like we're being punished while driving. I drive for myself and others. Speed has nothing to do with driving fast and hitting the brakes hard. I hit my brakes to prevent running over drivers who pull in front of me or cut me off while changing lanes or stopping immediately in front of me. I speed to avoid being run over at times, depending on the circumstances. I have a hands-free phone.Verified ReviewReviewed in Georgia on March 7, 2026Handling claims when you are not at fault is easy, but the agents are so overwhelmed with clients that getting to talk to one to get discounts or align on the policy is horrendous. You end up with their 24/7 customer service instead.Verified ReviewReviewed in Tennessee on March 6, 2026Excellent coverage, price, and customer service.Verified ReviewReviewed in North Carolina on March 3, 2026Allstate is horribly expensive. My agent got me in with a subsidiary of Allstate that was more affordable with better coverage!Verified ReviewReviewed in Florida on March 2, 2026The experience has been very good; however, we feel like we need a policy that is more cost-effective.Verified ReviewReviewed in California on March 2, 2026I left Allstate to go to Geico.Verified ReviewReviewed in Georgia on March 13, 2026It offers average coverage with premium prices.Verified ReviewReviewed in Massachusetts on March 12, 2026I canceled Allstate due to rate hikes every year without a claim.Verified ReviewReviewed in Alabama on March 11, 2026I think it is far too high. I drive a 2009 Chevy Malibu. I drive less than fifty miles a week, if that much. I only drive locally for food, gas, and necessities. I don’t drive after dark. My son and friend drive me to most of my medical appointments.Verified ReviewReviewed in Texas on March 11, 2026Good coverage, but expensive. I only stayed with them because my homeowners insurance was cheaper after I got a new roof due to hail damage. It was a struggle, and I only got a new roof because my roofer was persistent.Verified ReviewReviewed in Georgia on March 6, 2026Not happy with Allstate; every six months my premiums go up significantly. They are great the first year you are with them, but after that, they really increase the rates! But then that is the way insurance companies play their game.Verified ReviewReviewed in Texas on March 3, 2026Insurance is outrageously expensive. Try not to put teens on your policy.Verified ReviewReviewed in Georgia on March 3, 2026The price of my car insurance kept going up each year. There are no discounts for senior citizens, no discounts for speeding tickets, and no discounts for safe driving without car wrecks.Verified ReviewReviewed in Arizona on March 3, 2026With Allstate, there's no accident forgiveness. If you're about to get in an accident, make it a big one because they'll raise your rate the next day.
Allstate claims handling ratings vs. State Farm
State Farm better for claims handling compared to Allstate.
Take a look at how Insurify’s users feel about these companies’ claims handling.
Company | Average Score |
|---|---|
| Allstate | 3.8 |
| State Farm | 4.1 |
Allstate value for money reviews: Rated 3.3 out of 5
When you’re deciding on your insurance company, its value for money is one of the most important factors to consider. Allstate ranks well and has a 3.3 out of 5. But many Insurify reviewers mention feeling price hikes have outpaced value additions in the last few years.
Here are positive and negative reviews about Allstate’s value for money from Insurify customers.
- Verified ReviewReviewed in Alabama on March 19, 2026It's great how cheap and good the coverage is.Verified ReviewReviewed in North Carolina on March 13, 2026I would definitely recommend Allstate as an auto insurance company. I have three cars with full coverage, and the price is excellent.Verified ReviewReviewed in Kentucky on March 5, 2026My agent and the office have always been easy to talk to and provide a straight answer. Very helpful.Verified ReviewReviewed in Illinois on March 1, 2026Very professional.Verified ReviewReviewed in Georgia on February 28, 2026Just got Progressive, so we'll see, but I did get a great rate with them.Verified ReviewReviewed in Texas on February 27, 2026AffordableVerified ReviewReviewed in Florida on February 25, 2026Best price.Verified ReviewReviewed in Pennsylvania on February 23, 2026I would recommend them to anyone because they have the best rates.Verified ReviewReviewed in South Carolina on March 22, 2026My car is 13 years old, and the insurance is higher than when it was new. I hit a deer, which was the only accident on my record. No traffic violations! I think it’s time for me to start looking for a new insurance provider.Verified ReviewReviewed in Louisiana on March 14, 2026No problems, perfect servicing. Fun and refreshing.Verified ReviewReviewed in North Carolina on March 8, 2026Expensive for pleasure rating and good driving record. Shop around.Verified ReviewReviewed in Georgia on March 4, 2026I saved money initially by bundling, but due to a price increase, I had to leave them and found a better rate elsewhere.Verified ReviewReviewed in Texas on February 26, 2026Very disappointed in how they acted after a flood in Conroe, TX. They did okay, but when there was an issue with a flatbed truck you sent that caused some driveway damage, they did not help me at all!Verified ReviewReviewed in Kentucky on February 25, 2026They didn’t help me get my deductible back from the other insurance at fault. They increased my insurance rates even though I don’t have any tickets or accidents. I can't get in touch with my agent.Verified ReviewReviewed in Indiana on February 22, 2026Don't assume correct information will be part of your policy. I had to correct my address and phone number twice. The ID restoration policy never appeared on my policy page. Not everyone who answered the phone could see this policy either. I had the credit bill as proof, but no proof from the insurance that I had it. It wasn't until a year later and several phone calls that I found someone who could confirm that indeed I had this protection. I am changing companies next month.Verified ReviewReviewed in Texas on February 17, 2026The price was right; however, when I needed to file a claim, it became a nightmare.
Allstate value for money ratings vs. State Farm
Most customers reviewing value for money are generally dissatisfied with the frequency of price hikes across the board. Allstate’s reviews are generally less positive than those for State Farm.
Here’s how the three companies stack up against one another.
Company | Average Score |
|---|---|
| Allstate | 3.3 |
| State Farm | 3.7 |
Allstate policy transparency reviews: Rated 3.6 out of 5
For policy transparency, Allstate has a rating of 3.6 out of 5. Insurify customers who rate Allstate highly often cite clear communication, especially when an agent walks them through the policy. Customers who rate it poorly more often report confusion about their coverage, along with frustration over non-renewals and rate hikes.
Below are verified reviews from Insurify customers.
- Verified ReviewReviewed in Indiana on March 10, 2026They raise their rates every 6 months.Verified ReviewReviewed in Indiana on March 1, 2026I would recommend the Gabe Green Allstate Agency in Carmel, IN to my friends in Indiana.Verified ReviewReviewed in Georgia on March 1, 2026Been somewhat slow in communication.Verified ReviewReviewed in Tennessee on February 28, 2026The insurance is expensive.Verified ReviewReviewed in Louisiana on February 27, 2026I've been with Allstate for over 40 years. They must be doing something right.Verified ReviewReviewed in Texas on February 24, 2026Consider Allstate coverage as a good deal.Verified ReviewReviewed in Wisconsin on February 21, 2026Great customer service always returns phone calls immediately.Verified ReviewReviewed in Virginia on February 21, 2026Allstate operates excellently but does not consider senior citizens for discounts.Verified ReviewReviewed in Florida on March 20, 2026I’m no longer with Allstate. I switched to State Farm 2 years ago, who gave me a much better rate.Verified ReviewReviewed in Pennsylvania on March 16, 2026Pricey. Homeowners have poor coverage for roofs. They do, however, insure our seasonal home in Delaware.Verified ReviewReviewed in Connecticut on March 11, 2026High price for state minimum coverage. I'm a very low-risk driver, no accidents for about 25 years. Never had a DUI.Verified ReviewReviewed in Rhode Island on March 3, 2026I just started with USAA. It's too early to tell. Setting up the policy was very easy. There was no comment section, so I was disappointed with that. Otherwise, it was very easy to sign up online.Verified ReviewReviewed in Alabama on March 2, 2026It's still new, but I'm saving $170 per month compared to Allstate.Verified ReviewReviewed in New York on March 2, 2026Coverage is great, as well as customer service. The problem is the price.Verified ReviewReviewed in New Jersey on March 2, 2026Check the coverage and the charges, including changes that can take place in the future based on your driving habits and any claims.Verified ReviewReviewed in California on March 1, 2026They have been cheaper than most and the coverages are better. I would like to know why my policy is raised and not lowered every year, but it is still cheaper with better coverages. I don't have any tickets, DUIs, or accidents.
Allstate policy transparency ratings vs. State Farm
Allstate ranks just below State Farm for policy transparency. Here’s how Insurify customers rank them.
Company | Average Score |
|---|---|
| Allstate | 3.6 |
| State Farm | 3.8 |
Allstate vs. State Farm and GEICO
Overall, customers rate Allstate highly. The company has affordable rates, solid customer service, and decent discounts compared to competitors like State Farm.
Here’s how Allstate stacks up against other major insurers.
Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify. These users complete an optional survey asking them to review their experience with their current insurance company and to rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.
Allstate customer reviews: Read what over 9,936 Insurify customers have to say about Allstate
Here are the most recent Allstate reviews from over 9,936 Insurify customers.
)
)
)
)
)