Is Allstate a Good Insurance Company? Reviews From Over 9,936 Customers

Allstate has an overall score of 3.8 out of 5, with customers praising the company’s customer service and claims handling. Its average full-coverage rate is $144 per month.

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Sara Getman
Written bySara Getman
Sara Getman
Sara GetmanAssociate Editor

Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.

Outside of work, Sara is an avid reader, and loves yoga and knitting.

John Leach
Edited byJohn Leach
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John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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Allstate Insurance: Rated 3.8 out of 5 by customers

Category
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Average Score
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Overall experience rating3.8
Customer service3.8
Value3.3
Claims handling3.8
Coverage options3.8
Discounts3.8
Policy transparency3.6
Policy flexibility3.8
Quick Facts
  • Allstate overall user rating: 3.8 out of 5

  • Insurify Quality (IQ) Score for Allstate: 8.9 out of 10

  • NAIC complaint index: 1.00 (Industry average)

  • Average monthly full-coverage premium from Allstate: $144

Our take on Allstate insurance

Insurify gives Allstate a quality score of 8.9 out of 10. Overall, Insurify’s customers have mixed feelings about Allstate. Many user reviews highlight helpful customer service and quick claims resolution. But many reviews also mention communication breakdowns and difficulties reaching representatives.

Compared to competitors, Allstate’s rates fall in the middle of the pack, but Insurify reviewers give it a 3.3 out of 5 for its value for the money.

Allstate customer service reviews: Rated 3.8 out of 5

Allstate has a solid 3.8 out of 5 rating for customer service. Policyholders with a positive customer service experience focus on Allstate’s responsiveness and great agents. Negative reviews mention frustrating back-and-forths and unhelpful representatives.

Below are real reviews from Insurify customers about Allstate, broken down by those who had a positive experience and those who didn’t.

  • Lewis
    Verified Review
    Excellent
    Saved me money.
    John
    Verified Review
    You're in good hands with Allstate
    Allstate really helped me out in getting insurance for both my car and house, and helped me save money.
    Marian
    Verified Review
    Good
    You don't get much of a senior discount if you want higher coverage. I've never had to file a claim, and my rates still go up.
    Colleen
    Verified Review
    Allstate Allgood!
    Pleasant, courteous, helpful—Thank goodness I had no claims!
    Jeffrey
    Verified Review
    Expensive
    Allstate seems to be pricey.
    Jennifer
    Verified Review
    Allstate the Cat's Meow
    They are reasonable and the office is very helpful.
    Rebecca
    Verified Review
    Switching to Progressive is the smartest and easiest thing I’ve done for myself this year!
    I recently switched to Progressive and will be saving $40/month. I’m going to like that! It was easy to get a quote online and purchase my new policy. I got automatic payments set up, so I don’t have to worry about remembering to pay the bill! It was all so easy!
    Kimberly
    Verified Review
    Speed in Service
    Quick response to phone calls.
    Billy
    Verified Review
    Not Good
    No additional coverage but an increase every year.
    Barbara
    Verified Review
    Allstate Car Insurance
    The cost of my car insurance is too high. I want a lower payment due to having a multi-car discount. It should be a lot lower in cost.
    Jeffrey
    Verified Review
    Allstate - All about getting your money but not following up
    Overall, they have overpriced their coverage. My insurance broker is mediocre and does not communicate with clients very well. I haven't heard from my agent in I don't know how long. As long as they are getting your premium, that's all they care about.
    Toni
    Verified Review
    Shopping around
    The representative offered me higher liability coverage for a good price, but I don't want or need it. When I questioned another representative, she was snippy and said they don't just provide basic state coverage, which is not true. I'm not really happy with them as it seems like they're looking to make a commission at my expense and lying about it. I'm looking around now that renewal is about to go into effect.
    Lyria
    Verified Review
    Allstate
    It is okay. I would like rates to be lower but so far, I haven't found anyone lower. I don't like the amount of the down payment.
    Charlotte
    Verified Review
    We've had insurance with Allstate since 1975. Due to our age, the rates are high, and we are considering Liberty Mutual. We need full coverage for the price we're paying.
    We've had insurance with Allstate since 1975. Due to our age, the rates are high, and we are considering Liberty Mutual. We need full coverage for the price we're paying.
    Cesar
    Verified Review
    Allstate's Pricing Strategy
    Do not use Allstate. They offer you lower rates initially and then raise them higher than your previous insurance company.
    Amy
    Verified Review
    Disappointing
    It used to be worth spending more because I felt like I got the support and customer service I needed. Now it’s a lot of doing things yourself and nearly impossible to actually get to speak to your agent.

Allstate customer service ratings vs. State Farm

Allstate’s customer service score of 3.8 out of 5 falls slightly below State Farm, which has a rating of 4.2 out of 5.

Here’s how Insurify customers rated these two companies.

Company
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Average Score
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Allstate3.8
State Farm4.2

Allstate discounts reviews: Rated 3.8 out of 5

Overall, customers rate Allstate’s discount availability well, giving it a 3.8 out of 5. Customers note that discounts are better than expected. Negative reviews focus on discounts not being good enough to offset rising rates.

Here are real reviews from customers about Allstate’s discount offerings.

  • Jonathan
    Verified Review
    Switched from Esurance to Allstate
    Esurance was the biggest mistake in insurance we've ever made. With the lowest coverage possible, it was still $250 per month with awful customer service. We switched to Allstate and received amazing full coverage and added perks for less than half the price we were paying. Esurance is such an epic ripoff I'd go as far as to say it's a scam!
    Crystal
    Verified Review
    Great for families, could give singles a break
    Allstate was excellent for a multi-user, multi-car policy with homeowners. Unfortunately, after my spouse passed away, the cost for just one vehicle and renters was almost twice what we had paid for all of the above.
    Gregory
    Verified Review
    Help from Rosa
    Great, the agent I spoke with, Rosa, helped me and did a great job. She answered all my questions and was very polite and knowledgeable.
    Sandra
    Verified Review
    Great Insurance Company
    I have had Allstate since 1973, so I am really happy with my policy. No one else seems to meet the coverage and price.
    Alan
    Verified Review
    Feeling safe with Allstate
    The Todd Darrah agency in Greenwood, SC has provided my wife and me with the best service I could ever expect. Allstate is by far the best insurer when it comes to not only getting the most for my money but also the safety provided by having Allstate is beyond compare!
    Jerome
    Verified Review
    Allstate
    Excellent customer service
    Lawrence
    Verified Review
    Lawrence E. Balsley Review
    Very good, but seems too expensive.
    Christopher
    Verified Review
    Allstate Insurance
    Better price, same coverages.
    Karen
    Verified Review
    Average
    They always pay for my claims.
    Christine
    Verified Review
    Costs too much!
    As a senior with no claims or accidents, I feel that I pay too much!
    Victoria
    Verified Review
    Average
    Good but expensive!
    Dominic
    Verified Review
    Good but expensive
    Got too expensive for 2 vehicles.
    Pamela
    Verified Review
    Unnecessary Aggravation
    It's State Farm. I have been very disappointed with them. I was checking my monthly payment and somehow I hit the pay in full option. I almost fainted, being on Social Security! Immediately, I tried to cancel it, but this company doesn’t give you that option! I had to stop the payment (which for the first time I did this), and there is a $33.00 fee. After a half dozen phone calls and a week of waiting, I did finally resolve it, although I am still out $33.
    Miguel
    Verified Review
    Overall I rated Allstate 3.5 out of 5
    I think customers must be informed of their options without reservation and not just focus on the bottom line for the company or representative. If a customer qualifies for a much lower rate according to all established rules, then why not go over it with the customer, explaining the details?
    Martin
    Verified Review
    I tell people you're a good company. I know the prices depend on coverage, so I think in comparison you're fair. Personally, I would never go with a bargain/cheap insurance company. After all, you get what you pay for.
    I tell people you're a good company. I know the prices depend on coverage, so I think in comparison you're fair. Personally, I would never go with a bargain/cheap insurance company. After all, you get what you pay for.
    Scott
    Verified Review
    Price Hikes
    Good agent. Prices keep going up. I’ve had one claim.

Allstate discounts ratings vs. State Farm

Allstate and State Farm rank similarly for discounts according to user reviews left on Insurify.

Company
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Average Score
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Allstate3.8
State Farm3.9

Allstate claims handling reviews: Rated 3.8 out of 5

Allstate customers rate the company fairly well for claims handling, and it has a score of 3.8 out of 5. Common positive themes include quick claim resolutions and approvals. Negative themes highlight issues with communication and dissatisfaction with settlements.

Here’s what verified Allstate customers are saying about their claims experiences, according to reviews left on Insurify.

  • Milton
    Verified Review
    How states actually control rates
    Same with any insurance company, it seems like the states you live in actually have control over the rates for insurance and not the actual drivers and their driving records.
    Desiree
    Verified Review
    All Expensive at Allstate
    Very good company, easy to talk to a live person, get answers to questions, and good customer service. However, they are expensive and have no loyalty for longevity with their company.
    Lizzie
    Verified Review
    Overpriced and Overrated
    Nothing wrong with Allstate. The cost is extremely high considering the coverage and age of the car. I am the only driver and I don't use it every day. I feel like we're being punished while driving. I drive for myself and others. Speed has nothing to do with driving fast and hitting the brakes hard. I hit my brakes to prevent running over drivers who pull in front of me or cut me off while changing lanes or stopping immediately in front of me. I speed to avoid being run over at times, depending on the circumstances. I have a hands-free phone.
    Denize
    Verified Review
    It's Okay - but there's better out there.
    Handling claims when you are not at fault is easy, but the agents are so overwhelmed with clients that getting to talk to one to get discounts or align on the policy is horrendous. You end up with their 24/7 customer service instead.
    Stephen
    Verified Review
    Happy customer
    Excellent coverage, price, and customer service.
    Karen
    Verified Review
    Allstate is horribly expensive. My agent got me in with a subsidiary of Allstate that was more affordable with better coverage!
    Allstate is horribly expensive. My agent got me in with a subsidiary of Allstate that was more affordable with better coverage!
    Leslee
    Verified Review
    Basically satisfied with policy.
    The experience has been very good; however, we feel like we need a policy that is more cost-effective.
    Stephen
    Verified Review
    Allstate Charged More Than Double Geico for Same Coverages
    I left Allstate to go to Geico.
    Nelson
    Verified Review
    Allstate
    It offers average coverage with premium prices.
    Jay
    Verified Review
    Rate hikes every year
    I canceled Allstate due to rate hikes every year without a claim.
    Diane
    Verified Review
    Unhappy customer!
    I think it is far too high. I drive a 2009 Chevy Malibu. I drive less than fifty miles a week, if that much. I only drive locally for food, gas, and necessities. I don’t drive after dark. My son and friend drive me to most of my medical appointments.
    Roger
    Verified Review
    Good Coverage, But Expensive
    Good coverage, but expensive. I only stayed with them because my homeowners insurance was cheaper after I got a new roof due to hail damage. It was a struggle, and I only got a new roof because my roofer was persistent.
    Michael
    Verified Review
    Unhappy Former Customer
    Not happy with Allstate; every six months my premiums go up significantly. They are great the first year you are with them, but after that, they really increase the rates! But then that is the way insurance companies play their game.
    Tom
    Verified Review
    Car insurance is a monopoly
    Insurance is outrageously expensive. Try not to put teens on your policy.
    Ethan
    Verified Review
    I am not happy with Allstate's spending on advertising
    The price of my car insurance kept going up each year. There are no discounts for senior citizens, no discounts for speeding tickets, and no discounts for safe driving without car wrecks.
    Sara
    Verified Review
    Don't Choose Allstate
    With Allstate, there's no accident forgiveness. If you're about to get in an accident, make it a big one because they'll raise your rate the next day.

Allstate claims handling ratings vs. State Farm

State Farm better for claims handling compared to Allstate.

Take a look at how Insurify’s users feel about these companies’ claims handling.

Company
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Average Score
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Allstate3.8
State Farm4.1

Allstate value for money reviews: Rated 3.3 out of 5

When you’re deciding on your insurance company, its value for money is one of the most important factors to consider. Allstate ranks well and has a 3.3 out of 5. But many Insurify reviewers mention feeling price hikes have outpaced value additions in the last few years.

Here are positive and negative reviews about Allstate’s value for money from Insurify customers.

  • Justin
    Verified Review
    Best Insurance at a Low Price
    It's great how cheap and good the coverage is.
    Thomas
    Verified Review
    I would definitely recommend Allstate as an auto insurance company. I have three cars with full coverage, and the price is excellent.
    I would definitely recommend Allstate as an auto insurance company. I have three cars with full coverage, and the price is excellent.
    Mary
    Verified Review
    Courtesy, Personal and Efficient!
    My agent and the office have always been easy to talk to and provide a straight answer. Very helpful.
    John
    Verified Review
    Easy to deal with agent, answered all my questions.
    Very professional.
    Garen
    Verified Review
    All-State's are ridiculous!
    Just got Progressive, so we'll see, but I did get a great rate with them.
    Pamela
    Verified Review
    Satisfied
    Affordable
    Dan
    Verified Review
    Best Price
    Best price.
    Concetta
    Verified Review
    Best Rates on Car Insurance & Homeowners
    I would recommend them to anyone because they have the best rates.
    William
    Verified Review
    My car is 13 years old, and the insurance is higher than when it was new. I hit a deer, which was the only accident on my record. No traffic violations! I think it’s time for me to start looking for a new insurance provider.
    My car is 13 years old, and the insurance is higher than when it was new. I hit a deer, which was the only accident on my record. No traffic violations! I think it’s time for me to start looking for a new insurance provider.
    Lashonda
    Verified Review
    5 Stars - Staying with Allstate
    No problems, perfect servicing. Fun and refreshing.
    David
    Verified Review
    Allstate Review
    Expensive for pleasure rating and good driving record. Shop around.
    William
    Verified Review
    Captain Snack
    I saved money initially by bundling, but due to a price increase, I had to leave them and found a better rate elsewhere.
    William
    Verified Review
    Bad assistance during a flood
    Very disappointed in how they acted after a flood in Conroe, TX. They did okay, but when there was an issue with a flatbed truck you sent that caused some driveway damage, they did not help me at all!
    Willie
    Verified Review
    Watch Your Steps with These So-Called Good Insurance Companies
    They didn’t help me get my deductible back from the other insurance at fault. They increased my insurance rates even though I don’t have any tickets or accidents. I can't get in touch with my agent.
    Linda
    Verified Review
    Go somewhere else.
    Don't assume correct information will be part of your policy. I had to correct my address and phone number twice. The ID restoration policy never appeared on my policy page. Not everyone who answered the phone could see this policy either. I had the credit bill as proof, but no proof from the insurance that I had it. It wasn't until a year later and several phone calls that I found someone who could confirm that indeed I had this protection. I am changing companies next month.
    Patricia
    Verified Review
    Price fair, but claim process difficult
    The price was right; however, when I needed to file a claim, it became a nightmare.

Allstate value for money ratings vs. State Farm

Most customers reviewing value for money are generally dissatisfied with the frequency of price hikes across the board. Allstate’s reviews are generally less positive than those for State Farm.

Here’s how the three companies stack up against one another.

Company
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Average Score
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Allstate3.3
State Farm3.7

Allstate policy transparency reviews: Rated 3.6 out of 5

For policy transparency, Allstate has a rating of 3.6 out of 5. Insurify customers who rate Allstate highly often cite clear communication, especially when an agent walks them through the policy. Customers who rate it poorly more often report confusion about their coverage, along with frustration over non-renewals and rate hikes.

Below are verified reviews from Insurify customers.

  • Robert
    Verified Review
    Unfair Rate Hikes
    They raise their rates every 6 months.
    Mark
    Verified Review
    My HAPPY Allstate experience.
    I would recommend the Gabe Green Allstate Agency in Carmel, IN to my friends in Indiana.
    Ralph
    Verified Review
    Why Should You Change?
    Been somewhat slow in communication.
    Dan
    Verified Review
    The representative was helpful
    The insurance is expensive.
    Miriam
    Verified Review
    Excellent
    I've been with Allstate for over 40 years. They must be doing something right.
    Donald
    Verified Review
    Allstate reps are customer caring and honest.
    Consider Allstate coverage as a good deal.
    Donald
    Verified Review
    Haunting
    Great customer service always returns phone calls immediately.
    Princewill
    Verified Review
    Lower insurance discounts for seniors
    Allstate operates excellently but does not consider senior citizens for discounts.
    Donald
    Verified Review
    Too Little Too Late from Allstate
    I’m no longer with Allstate. I switched to State Farm 2 years ago, who gave me a much better rate.
    Kimbel
    Verified Review
    Allstate has to pay for all their TV commercials somehow.
    Pricey. Homeowners have poor coverage for roofs. They do, however, insure our seasonal home in Delaware.
    Luis
    Verified Review
    Desperate for a Fair Rate
    High price for state minimum coverage. I'm a very low-risk driver, no accidents for about 25 years. Never had a DUI.
    David
    Verified Review
    USAA is Easy
    I just started with USAA. It's too early to tell. Setting up the policy was very easy. There was no comment section, so I was disappointed with that. Otherwise, it was very easy to sign up online.
    Mark
    Verified Review
    Sufficient
    It's still new, but I'm saving $170 per month compared to Allstate.
    Albert
    Verified Review
    Disappointed
    Coverage is great, as well as customer service. The problem is the price.
    Jitendra
    Verified Review
    It started out quite satisfactory. Things changed afterwards and I was not quite informed about
    Check the coverage and the charges, including changes that can take place in the future based on your driving habits and any claims.
    Ronald
    Verified Review
    Is anyone better?
    They have been cheaper than most and the coverages are better. I would like to know why my policy is raised and not lowered every year, but it is still cheaper with better coverages. I don't have any tickets, DUIs, or accidents.

Allstate policy transparency ratings vs. State Farm

Allstate ranks just below State Farm for policy transparency. Here’s how Insurify customers rank them.

Company
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Average Score
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Allstate3.6
State Farm3.8

Allstate vs. State Farm and GEICO

Overall, customers rate Allstate highly. The company has affordable rates, solid customer service, and decent discounts compared to competitors like State Farm.

Here’s how Allstate stacks up against other major insurers.

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers
  • Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify. These users complete an optional survey asking them to review their experience with their current insurance company and to rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.

Allstate customer reviews: Read what over 9,936 Insurify customers have to say about Allstate

Here are the most recent Allstate reviews from over 9,936 Insurify customers.

Patricia
Verified Review
Excellent
Always friendly and ready to answer any questions. I just need to pay a lot less.
Tasha
Verified Review
Great Rates from Allstate
Great rates!
Beverly
Verified Review
Excellent
The price keeps going up.
Warren
Verified Review
Excellent
No problems, the agent seems to be on top of everything.
William
Verified Review
Fair review
Too expensive.
Dennis
Verified Review
Overpriced
The insurance rates are too high for the coverage provided.
James
Verified Review
Excellent
Find the coverage you want or need at the lowest price.
Sharon
Verified Review
Working with Local Agents is Helpful!
All companies have high rates, but Allstate offers many credits for good drivers. We have had no tickets or accidents in years and we appreciate receiving credit and lower premiums for our diligence. Also, we like speaking with a local office instead of searching online.
Marzena
Verified Review
Prices were going up every 6 months without any reason for both car and home insurance. I just canceled with them. No other experience as they were just taking money, and I didn't have any claims for years.
Prices were going up every 6 months without any reason for both car and home insurance. I just canceled with them. No other experience as they were just taking money, and I didn't have any claims for years.
Della
Verified Review
Never Again Allstate
I had a terrible experience. I paid my bill on time and then received a cancellation warning. I called and they assured me it was paid. I got a cancellation notice from Allstate, called again, and was told they showed me as paid and to disregard the letter. Next thing I know, I got a letter from MVA that I was in trouble for having no insurance! Eventually got it all straightened out, but it was crazy.
Manilal
Verified Review
My experience is not good because you change the premium very often. My car's price is $15,000, and you charge $4,443 yearly, which is very high. You take the whole price of my car, a Kia Soul, within four years. It's not good.
My experience is not good because you change the premium very often. My car's price is $15,000, and you charge $4,443 yearly, which is very high. You take the whole price of my car, a Kia Soul, within four years. It's not good.
Judith
Verified Review
This company should be reviewed by the Better Business Bureau
Too expensive. The price goes up $75 every month.
Rodney
Verified Review
Too Much Money
I've been with them on and off for 6 years, always paying on time, and yet I received no discount. They are too expensive.
Ernestine
Verified Review
You have to do all the footwork for a claim. Even if you're not at fault, your insurance still goes up.
You have to do all the footwork for a claim. Even if you're not at fault, your insurance still goes up.
Jacqueline
Verified Review
It's very hard to get answers when filing a claim. It's also difficult to get a response when you have a problem.
It's very hard to get answers when filing a claim. It's also difficult to get a response when you have a problem.
Kari
Verified Review
Very Disappointed
I would not recommend this company at all. Although my agent is very nice and has helped me as much as possible, the actual company, Allstate, has let me down significantly. When I transferred one policy to another, they told me I had full coverage, and then when I was in an accident, they informed me that I do not have collision coverage. This should never have happened because I am financing this vehicle, so I needed full coverage, which includes collision coverage. Now I just keep getting pushed to the side, and no one knows how or why it happened, and no one is rectifying this mistake, so I am literally in limbo waiting for someone to fix their mistake. I am out of a vehicle because I can't get my rental due to the lack of collision coverage.

Sara Getman
Written bySara GetmanAssociate Editor
Sara Getman
Sara GetmanAssociate Editor

Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.

Outside of work, Sara is an avid reader, and loves yoga and knitting.

John Leach
Edited byJohn LeachLicensed P&C Agent, Chief Copy Editor
Photo of an Insurify author
John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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