Is Allstate A Good Insurance Company? Reviews From Over 10,283 Customers

The Policy (Milewise) started out as a good one. However, the recent increase in the rate per mile is very high in my opinion.

Got me a cheaper rate.

Way overpriced. We're 71 and 72 years old, haven't had an accident in I don't know how long, and haven't had a speeding ticket in probably 30 years. We're still having to pay outrageous rates. There's absolutely no reward whatsoever for being loyal or accident-free. We're still paying for everybody else's problems!

Normally, they aren't as clear about what they're offering as I would expect them to be, and I have to ask questions. Being a driver who's not driving many miles these days, it seems expensive. But the combination of homeowner and car insurance is pretty good, and they've been generally really good to me.

Allstate is easy to contact, and I have not had any claims, so I can’t rate that aspect. Lately, I am concerned about the cost of my premiums.

I was with Allstate for 42 years, and they couldn't compete with Progressive. I saved over $1500 a year!

Okay overall.

It's okay; however, I would like to get full coverage for the same amount that I am presently paying.

Good coverage but high cost. I have had it for 50 years and have been satisfied until my agent changed. It is time for a change.

I just started, so it's good so far.

Average experience. No claim as yet.

They are not cheap, especially here in Alabama, which has the highest rates of any state, but my agent so far is really great.

My agent is really nice and got me what I needed. I pay a lot less.

Very good, no problems.

Allstate has always been very easy to deal with.

I've had it for years and never had any issues.

These guys are good to me.

Enrollment, options, pricing, and paperwork were all a piece of cake.

Good but expensive.

I think auto insurance in LA is outrageously expensive! However, I got a quote from Progressive and they were higher. I think it's ridiculous that seniors over the age of 70, driving less than a mile a day, with no tickets or accidents, on SSI, still have to pay close to $200.00 a month! I do love the agent, Tiffany, who wrote my policy for auto and home though, and that's the only reason I'm sticking with Allstate.

Everything's good. The prices are still high.

Almost half the price of Esurance with the same coverage. The carrier is a major insurance provider.

Call the company back to confirm anything that was told to you on a first phone call. I was told by one representative that my policy covered rental cars, but when I was involved in an accident and had to rent a car, I was told that it was not covered and I had to pay for the rental myself.

I have been happy with Allstate home and auto insurance. Unfortunately, my homeowners insurance went up quite a bit this year. I'm checking for less expensive insurance, but past experience shows me that a new insurance company will have a lower rate, then at renewal, prices are increased.

Allstate was good until the rates got too high.

The price of insurance started very reasonably when I began my car, pickup, and home insurance. In fact, I got the $250 deductible cheaper than my old policy with a $500 deductible. After the first 6 months, my auto insurance jumped over $50/month. I finally had to change my policy to a $1000 deductible to get my payments close to the original amount. I traded my 2019 pickup for a new 2025 model, and the insurance coverage is much cheaper on the new pickup than my wife’s 2019 Lexus RX, which is worth about a third of the value of the new truck. That doesn’t make sense to me.

Make sure you look at all the fine print and policy freebies. Do not let them increase your policy because they require it. Know what you want and how much you can pay before you sign. Know what you can afford and keep it there. Some "extra items" are for their benefit and not yours.

It is wonderful knowing my wife and I are in good hands. Thank you, Allstate Insurance Group.

All insurance companies are the same. Not cheaper as advertised.

The price increased considerably since a year ago. It's sneaky because I pay per mile, and you don't realize how much more frequently your account is being refilled. There was no notice that there was a rate increase. The per-mile rate almost doubled.

Great personal service.

I have not had to make any claims, but it is the best price I have found.

Service is available, with quick communication and quick service. They return calls promptly.

I love Allstate! The people who work with my agent, especially Arsema, are absolutely amazing!

Allstate is a great insurance company except that the premiums are way too high!

I’m happy with my current car insurance. Most of my needs have been met satisfactorily. However, it’s been difficult to reach my agent. He rarely returns calls. I’ve left messages, and while he does respond to my needs, I never receive a callback.

The premium has been increasing too quickly, making it unbearable for average car owners.

They have become very expensive recently, and I am shopping around looking for a replacement.

Good coverage but too expensive.

I get good services from auto insurance. It's a little higher than some, but no one can beat their home insurance.

My agent is easily available when I have questions, very professional and friendly.

It has been satisfying.

Seems a little high.

Transparent and helpful.

Excellent! Friendly, knowledgeable, customer-concerned.

I’m only looking at the final number when I shop for insurance! If you have the lowest cost on the 5-month total, you get my money. I don’t look at anything else. It’s a racket. I could have insurance with a company for 6 months, and when it comes time to renew, guess what? The price goes up 100% of the time. This is with having no tickets, no DUIs, no claims, nothing! But the price goes up. Greed is going to get us all.

It is perfect for me. I know I am covered by a good policy and great people if I need help.

Rates are too high. Poor communication skills from some agents.

All aspects of dealing with Allstate have been very good.

No claims, therefore no related experience to convey in that regard. However, the premium "discounts" are mediocre at best, some of which are "sound-good" for the client's benefit. The agent doesn't respond at all except to remind me of policy renewals. The customer service representative tries hard to be helpful, but is limited by agency policy. Obvious attempt to price-gouge upon policy renewal. This is representative of insurance reputation as a necessary evil, maximizing profit over the client. Increased premium for annual renewal with no claims and prompt, upfront premium payment. Agency practice forces the client to look elsewhere, but this results in the same scenario.

They are a very good company.

Best price for my coverage.

Better in general but expensive premium.

It's good, just expensive.

They have been $300 to $1000 cheaper than all the others I have gotten a quote from.

The group works hard to meet your insurance needs.

Agent Matt was excellent.

Good discount on home insurance when combined with auto, but auto is about 2x that of some other insurance providers.

Allstate has been excellent for me for many years. Claims handling is superb. The only issue I have is the price, but that seems to be a function of living in Florida versus other states I have lived in.

Still trying to figure out why I'm paying so much for my age and driving record. Outrageous!

My experience with Allstate is that they are overpricing their policies.

The price keeps going up even though I have had no accidents.

Typical insurance provider. They give you a decent rate to lure you in, only to raise rates significantly at renewal.

I was with Allstate for over 25 years. After exploring other companies, I am very pleased with my policy at Geico.

Rates are way too high even with a perfect driving record and being a loyal customer for over 10 years.

Being retired, I don't drive nearly as much or as often as I used to. After talking with my insurance company, I still cannot get a discount or even a military discount. They were not willing to negotiate for lower rates.

After 7 years of paying for insurance with Allstate and not needing to use it, I grazed a concrete post in a parking lot. Allstate would not fully cover the repairs because they disagreed with the only Tesla-certified body shop in town, which required that we use new parts for the repair. Allstate wouldn't tow my vehicle to a shop of their choice or even tell me a real body shop where I could take the vehicle to have it repaired at the price they said it could be repaired for. So I found out the hard way that Allstate won't actually pay to repair my vehicle. I ended up paying $5k out of pocket after spending 4 months trying to reason with them while my car sat unrepaired.

Just average rates, especially high for low mileage drivers.

Allstate gives a great price upfront to get you to sign on with them. But after that, they raise your rates yearly even when you don’t change your car and your drivers have no accidents.

They overcharged me for my monthly rate.

Allstate car insurance rates are extremely high. The rates just keep going up. I would not even mention Allstate to a friend.

Rates are too high.

I feel that driving about 50-60 miles a day and having 3 vehicles, my insurance should be a lot cheaper, like $50-60 per car a month.

I'm currently with Allstate, but I'm paying more than over a hundred people at my church that I have asked.

I haven't had a ticket in decades and drive less than 1000 miles per year, yet my premiums go up every year!

So far, I have been offered no discounts even though I have no DUIs, no tickets, and drive less than 1,000 miles a month.

They are extremely expensive. I am spending over $500 a month for 2 cars, and one only has liability on it. I am 75 and don’t drive that much.

The price goes up every 6 months without fail.

High rates. They go up more every 6 months.

If you are a good driver, consider going for something less expensive.

In every aspect, except price, they provide the service I need. I simply can’t continue to pay annual increases anymore for an older car driven under 5,000 miles per year. So I’m shopping.

They give you an overall 6-month policy cost, but NOT the individual coverages.

Average price went up, as usual.

Allstate continues to increase the premiums as often as they can. I called to remove my daughter and her car and was told it would only decrease my premium by $40 for six months. I’m paying four hundred dollars to cover her car, so they just increased the cost of the other vehicles. The app is pretty good though.

I pay $200 a month for full coverage and PIP. It's too expensive.

I left a message with Cliff, but there was no response. I will be paying $357 a month for six months at various insurance companies, so I definitely am not giving you $600. I feel like you guys are money-hungry. My car is a 2017 Crosstrek, and in the 5 years I’ve had it, I have only put on 2000 miles. I have an impeccable driving record with no accidents, no tickets, etc. I will never pay you or anybody $600 a month. Thank you for asking.

I have been with Allstate for over 30 years and have not had a claim in over 20 years, but my rates have continued to increase.

Beware, their insurance starts at a good price; however, it increases even if you don't drive very much or haven't had any claims.

The people are nice, but the rates are too high.

I'm very disappointed in Allstate due to the huge increase in my policy renewal rate.

When I first signed up with them, I asked to have my payment due date set in the middle of the month, but they didn't do that, and now it's due at the beginning of the month. I was told that if I needed to change my due date, they would have to review my rates. They did, and it increased by almost $200, and they still would not change my due date. So every month, it looks like I'm late. I was told that if I use autopay, I could possibly change my date, but they weren't sure. I also have to pay for roadside service separately, which makes my bill even higher than what I was used to paying. I am very disappointed in their services.

Te cobran mucho sin información. Cuotas de 157 a 251 es demasiado por un seguro. Nunca se informa del aumento.

Good customer service, very friendly staff. I got concerned when I changed vehicles; same coverage but the cost increased.

Cheaper for the same deductible. Save fifty dollars a month.

Keeps increasing with no claims.

Expensive and always increasing despite a clean driving record.

I wanted to lower my payment, but they wouldn't work with me even though I've been with them for five years.

When I signed up, everything went smoothly, or so I thought. I started getting letters from my car loan through my bank because they said I was not covered. It took me weeks to finally get this taken care of. I expected better than that from Allstate. I also feel my premium should be lower with the same coverage I have. I am retired, elderly, and live on social security.

They continue to raise rates even when no insurance claims are filed.

I called and asked about discounts, and I was told that it could save me 1 dollar. No help. That is why I'm looking for a change.

They quoted one price, then charged another and said it was a "computer glitch," but it hasn't been fixed and no refund or credit has been provided.

Allstate is just too expensive. Their Drivewise program is a joke and does not really work, at least not where I live. Very disappointed in this company.

SHOP! I just found out their prices are astronomical compared to others. I literally doubled my insurance coverage and cut my cost in half by switching to another provider.

Too expensive. I've never had accidents. My car was leased, so it had to be fixed to return it. They counted the repairs as accidents. The car was scratched both times, once at a supermarket parking lot and the second time at a mall parking.

I’d describe it as feeling robbed. I’d tell a friend to avoid them. Their premiums constantly rise and fees are added for anything they can think of. They misrepresent claims as having been “accidents” which are reported and put on record as such, causing future rate quotes from other insurers to be unfairly high. They’re the most costly insurance company I’ve ever had and can’t wait to cancel it forever.

Way too expensive for being 58, with no accidents or tickets, and driving a used 2012 vehicle.

I have full coverage with Allstate. It's too expensive and there aren't many discounts. I will be shopping for another provider.

They start with a low rate. They increase the rate substantially every six months.

I had insurance with Allstate for over 2 years. My policy went up over $300 with no accidents and still a good driving record. I switched immediately to State Farm.

Rates change like every 6 months.

I have been with Allstate for many years. My agent cannot lower my rates. I have to switch policies. I also had to cancel my Homeowners. I’m going with State Farm. Much lower policy, same coverage.

They lure you in with promises, but then raise the rates after a year. My home insurance saw a significant increase for the upcoming bill in February.

They are okay, but they raise your rates without notice.

Way too expensive for someone who doesn't drive much and has a limited income.

I am not pleased with the amount I have to pay, which is over $2300.

Prices keep going up with no claims.

The premium goes up every 6 months. I switched to save money, but after 1 year, I'm right back to where my old premium was.

Allstate is too expensive, as are others I've checked out!

OK, but too expensive!

My current car insurance is the best so far. They worked with me, told me the truth, and gave me the pros and cons right off. I knew what I wanted, and they provided me with what they could while still keeping my payments below all other insurance companies so far. I didn't feel rushed, and I wasn't quoted high outrageous prices right off. I appreciated the agent for being truthful and showing that it wasn't all about the money. It felt wonderful to actually feel like someone was listening to me and not trying to make their quota for the day. This time it didn't sound like a sales pitch over the phone, for once. Thanks, Progressive Car Insurance.