Is Allstate A Good Insurance Company? Reviews From Over 10,658 Customers

So far, Allstate is the cheapest for the monthly premium. Everybody else is $20, $30, or $40 higher and up on price.

We found that Allstate had the best coverage for our needs.

I think I could get a lower rate without paying for the agent's commission, especially since I don't put a lot of mileage on the vehicle each year.

I looked at other insurance options, and Allstate is very good.

They saved me money and kept me informed.

Allstate agents (and I’ve had two in twenty years) go out of their way to get you the best rates for auto and home based on the coverage you select.

Allstate offers good insurance, but they are expensive.

They do what they say.

No real issues except for the expense.

Had a tree fall on our truck and Allstate could not have handled the claim better. They were outstanding. My only negative regarding them is that they charge so much premium for us since we have excellent driving records and drive so very little as we are "homebodies."

I would stay with them, but I can only afford so much when you are on a fixed budget. I'm on SSI.

They respond quickly and are always pleasant on the phone.

Okay, the rates were the best.

Completely satisfied with Allstate's product.

Good

They offer a lot of discounts. When speaking on the phone, they are very friendly and make me not worry about anything.

Great, no problems.

I am happy except for the recent price increase of $40.00 a month.

So far I'm a satisfied customer.

They have been very helpful under my circumstances.

I think it's too expensive.

My 6-month policy is only $661.

It's great, but then again, I've never had to file a claim.

Very helpful with understanding my concerns about having a car policy I could afford.

The price is too high and keeps rising.

Great rates.

We have been with them for over 40 years! Great service!

Overall excellent service and experience, well accommodated.

Auto insurance is expensive.

I have had no issues other than the price being too high to feel any value.

Allstate is a great large company, but their agents leave a little to be desired. The company is too large to see the needs of their customers. They start off reasonably but quickly raise the premiums.

Agency prices are higher than the main office.

Good relationships! Customer service is the best it could be. They keep me informed on all the opportunities to save on protection costs. They are the best!

Premiums are a bit high.

Just a good experience with them.

Absolutely the best quote and price I've gotten in years! They live up to their motto... you're in good hands with Allstate.

Thank you for informing me about removing my daughter from my insurance because she lives out of town. Her car is also out of town, and it won’t cover anything that happens to it. So, thank you for letting me know. I want to take her off my insurance. I’ve been paying for over two years or a year, wasting my money on something that is not helping her or me. I’d like to say thank you for letting me know, even though you didn’t inform me. I called to find out why my insurance is so high. I’ve been offered some other insurance companies to lower my insurance, and this is one way I can lower it by taking her off. Thank you.

Allstate has always been good for me. I left twice, and both times were mistakes.

They will pay your claim.

The rates were almost double compared to the new insurance I found!

Policies are too high.

Very good, and the representative who sold me the policy was helpful and friendly.

They are good, but their rates have just gone through the roof, so I am making a change.

I need better rates, and when you file a claim, in 3 years you go up. The reason you have insurance is to use it when you need it. 1 in 3 years is not excessive; 3 in 3 would be. You want money for nothing, and as long as you never file a claim, you are a golden client...but file a claim, and you are somehow a liability.

I got into an accident and they raised my premium by $90 until May!

I've never made a claim, yet I'm still paying an outrageous amount for full coverage.

Allstate is good all around.

Allstate is doing a great job. Always overpriced, but you need that for security.

Every person has been very nice and helpful that I have talked to.

A bit pricey for the coverage, but otherwise good service.

They were there for me when I needed them.

It was great at first. Then I started getting increase after increase. Started at $130. Ended at $190.

The price goes up all the time, and I'm old and don't drive much, so I think I overpay.

I think it is a little overpriced.

It's all okay.

As far as most, I had one claim for damage by others and received good service. It was easy to work with them.

I have a good rate policy with Allstate.

Good prices and excellent service.

It's a great insurance company, but what I don't like about it now is that you don't get someone right away; you have to go through prompts to get a person.

I can say that Allstate is good and reliable, and they have good communication skills. Overall, it's a good company for your car insurance.

Allstate isn't a company I'd recommend. I had someone call and give me a quote, from whom I purchased a policy. However, about a week later, I contacted her by email with questions. She failed to get back to me. I called and left messages, which she didn't reply to. I called the main customer service number for Allstate and explained that I thought she was an agent. However, she wasn't; she was only someone on the sales team who had contacted me to try and sell me a policy. I complained to the CSR that we didn't have an agent. So, there was an Allstate agent assigned in the same town my partner and I live in, who I was told would be contacting us in the next several days. That never happened. I eventually contacted the assigned agent's office. Nobody answered. Several hours later, someone did finally call back.

My insurance rates increased significantly due to an accident that wasn't my fault. Now I have to pay more.

State Farm saved me $1,500 a year. They gave me discounts that reflect my low driving mileage.

I was still being charged for a car I traded in, plus the newer car. My home insurance didn’t have the needed coverage, which I had brought up a year before.

Terrible service. They do everything they can to rip you off on a claim. I had a quote to repair damage on my car for $2,435, but their quote to repair, based on pictures of the damage, was $500. How do you repair that kind of damage on a BMW for $500? Pure rip-off. I plan on canceling my policy when renewal time comes up.

Not good. I'm now looking to change to another company because I switched vehicles. I was in a 2001. Now I'm in a 2000. Same type of vehicle. Rates went up $30. No tickets. No DUIs. Nothing changed except the price went up 30 bucks a month.

Our experience was good until we changed cars. The new car was close in cost for coverage, but our other costs increased because of the change. That is the reason we are leaving Allstate and have found insurance elsewhere.

Allstate prices are about double other companies for the same coverage.

Too expensive for the coverage.

When I called them, they informed me about my payment. When I mentioned that I have LoJack, they said they do not accept that.

They charge $68 a month when I'm out of town up north, and increase it to $140 when I come down to use it once a week to go shopping. It feels unfair.

The rates keep going up with no information as to why.

Look around for cheaper rates. Allstate will start low, then increase the rates.

Definitely better rates!

They sent my auto insurance policy that I purchased in October 2025 along with my monthly premium for the next six months, which was $128+. I had a November payment of $128+. In December, my payment jumped to $160.00. I cancelled and got a better insurance.

The price keeps going up. I only drive about 100 miles a month on average.

My Allstate experience was great until my agent retired. My policy was moved to someone significantly further away, even though there was an agent closer. I couldn't get a quote online after being told by them to do it online, and my policy is about 30% higher than most. On top of everything, it's all outsourced and no one speaks English.

Allstate told me I would pay a certain amount, but it's always twice that price. They don't listen when you try to talk to them.

Allstate will overcharge you! I had to pay $341 a month, which was financially difficult for me.

Fair, we will see how it goes if I make a claim. That will tell me a lot about Allstate.

I never receive calls about updates or increases. I've been a loyal customer for over 40 years. As seniors with no tickets, accidents, or home issues, we're still paying $1,200 every 6 months for car insurance, and house insurance is coming close to $16,000 a year. I need to find time for a better agent. I'm a disabled veteran on a limited income.

Safeco is a great company for auto insurance, but I had a bad experience with their homeowners insurance. I had hail damage three years ago, and they did not pay anything. I was disappointed with their service.

The rates go up every 6 months when the policy renews. The only way you can get any kind of break is by allowing them to track your every move while driving and do everything by computer. I guess they are trying to save trees.

It's a great insurance, just think the cost is too high.

Over the years, my rates have risen too much.

Make sure you change your insurance carrier every year. Allstate increased my rates significantly!

The app for Allstate is not user-friendly. It is hard to find my documents, and paying my bills from the app is difficult.

They keep increasing my premium even though I have not caused any accidents.

The rates are constantly increasing for no reason. We barely drive 1000 miles.

The office is great, but it's the people you deal with when there is an accident that matter. In my opinion, the office where I pay should follow up with the customer while the claim is in process.

Started out reasonably priced. There have been continual premium hikes despite a clean driving record and very few miles driven. Unreasonable price.

Too expensive. They raised my rates even though I have had no DUIs, no speeding tickets, and no accidents. I have filed zero claims with Allstate, but they still raised my rates. They are now canceled, and I found a new company.

They raised my rate by 40% because I wouldn't sign up for their monitoring device.

Good customer service, but comparing identical coverages with multiple other major car insurers, even with a homeowners insurance discount we can't get from other companies without also changing homeowners insurance, Allstate is a little more expensive. The cost difference is not enough to go through the hassle of changing, but if I had to do it over, I wouldn't use Allstate.

I would tell my friends to avoid Allstate completely due to their very high prices.

Shop around. Allstate has been around a long time. I keep them because I don't think they will go out of business. Therefore, Allstate will be there if I ever need them. I think my rate should be a lot cheaper. I have been blessed and I don't file claims.

I overpaid and it took forever with lots of phone calls to get the refund.

They fixed my car quickly, but as soon as I mentioned back and neck pain, they stopped all contact with me.

Go with someone else. They are expensive and the rates keep going up even though I've filed no claims. I live in a small house and my insurance has shot up to $144. Currently checking out other companies.

They won't insure on Long Island unless you are more than 2 miles away from water. That's over 600 miles of Long Island!

Increases every 6 months without any claims and unsatisfactory explanations. Premiums used to be based on personal claims; not anymore. The same is true with homeowners.

They renew the policy but never call you to review the new policy and explain why your rates are being raised.

My insurance was too high for my needs. I only drive a couple of days a week, I don’t go far away, and I don’t drive at night.

Changing to Allstate was the best decision. They were polite, affordable, and great to work with. Alex was the agent that answered my call, and he deserves a 10.

They have no regard for long-term customers. They keep raising the rate by 20 percent.

Premiums are way too high for driving 2,500 miles per year. I'm looking for a cheaper rate. $1,336.00 a year is way too much.

They do give you options on discounts.

We recently made our first claim in 30 years. We had hail damage from a huge storm with high winds and golf ball-sized hail! The claim was made at the end of September, yet it is 11/22 today, and we haven’t heard a word since the roofers put on the new roof 3 weeks ago! The communication is horrible, and they said they would give us 88% of a new roof! Now we are sitting in limbo, waiting for something to happen after a horrible experience with the roofers, who tried to do the new roof in the dark!

I haven’t filed a claim in the last 10 years. I think your insurance should go down when you’re driving only 50 miles a week. I’ve been carrying my daughter for the last four years, paying $95 for her insurance. I called them to find out why my insurance was so high and told them my daughter lived in New York and that’s where the car is. I’ve been paying on that for the last five years, which is money wasted because I can’t use the insurance in New York if she has an accident. I think they should check your insurance to see how many people are still driving and on your insurance. Age should have something to do with it too. I’m 80 and still paying over $2000 a year. I know my house insurance is included, but my car insurance is more. I’m trying to cut back on some bills, and your insurance should be one of them if you don’t drive much. If you haven’t had an accident in over three years, your insurance should go down.

The due date changes way too often. I had to stop an auto payment as they were going to take money 2 weeks earlier than normal. I was told an amount and that went up as well.

Way too expensive! We are a retired couple who drive our two vehicles approximately 7,500 miles a year each. One is a 2001 Dodge 2500 Ram pickup, and the other is a 2018 Toyota 4Runner. Both are paid off, no DUIs, no tickets, both college-educated, and the only claims have been for rocks going through the pickup window. We both have excellent credit scores and have never missed a premium. No breaks given to us, only high premiums. And we bundled our boat, 5th wheel, and house. What a rip-off!

Extremely high rates are my main concern, being that I am a senior and retired.

I had to make six phone calls when buying a new truck and deleting a trailer. They never got it right. Our insurance was supposed to go down by $100, but it went up by $60 per month instead.

Customer service is great until you have a claim.

As usual, as soon as it's time to renew, the premiums go way up high.

Great coverage and customer service. Rates will rise for little to no reason. Way too much after renewal, especially if you live in NYC.

There's a lack of communication if you have a claim, and they will not answer your questions. They are always unavailable. To add a vehicle, you can't do it online, and it has a very difficult process. I would not recommend it.

I love the company, but I’m paying way more than I should. I have a perfect driving record.

A little high compared to other insurance companies.

I was quoted $165.00, and it was switched to $197.00. I'll probably find another company when my 6-month term is up. I'll look for a rate that I was first quoted.