There are a few things to take note of with this list. As you probably have noticed, all of these cars are either SUV/crossover vehicles or minivans. Family-minded cars and trucks will always be considerably lower than any sort of sports or luxury car.
It’s time to buy a new (or used) car. This is an exciting moment in many people’s lives and much thought goes into the new investment you are about to make. Many factors go into this decision process, but one of the most important ones you should think about is which car will give you the lowest insurance rates? Car insurance can be one of the most dreaded things to exist to some people, but it is a necessity and doesn’t even have to be a headache at all. Insurify can help you find the best coverage at the lowest rates in a few minutes.
There are a few things to take note of with this list. As you probably have noticed, all of these cars are either SUV/crossover vehicles or minivans. Family-minded cars and trucks will always be considerably lower than any sort of sports or luxury car. The reason being for these vehicle choices are that even if these cars are bigger than a smaller, sportier car, they tend to be cheaper to repair. Their parts aren’t worth nearly as much as, let’s say, a Nissan GT-R Nismo sports coupe, which is the most expensive car to insure this year at $3,754 a year.
In addition to the cost of parts, these cars also have a reputation of generating less claims than other cars and there tends to be a lower payout after one of these cheaper cars are totaled, which insurance companies love. After all, they are business that does not want to constantly be paying out lots of money after a vehicle has been damaged or totally destroyed. This is why these cars have a lower rate to insure so as to attract people to buy these sorts of cars and save themselves and the companies money.
If any of the above cars do not match just what you are looking for, then all you have to do to get similarly low rates would be to follow the generic guidelines they meet. Find a car that’s up to your other standards, then be sure that it is safe and family-minded. Even if you do not have one, being sure that you invest in a car that is more rugged will only help you keep yourself protected as well as your bank account as insurance carriers look fondly on this type of vehicle. It will also cost you less to repair in the event of an accident and, as a result, less for your provider. So finding a vehicle that is on the cheaper end, safe, and rugged will only help you save money in this department.
The cars listed above are generally the cheapest ones to insure and the more generic guidelines just stated are ones to be followed in order to get the best rates, but to be sure of what exactly would be best for you, and be best for your wallet, check in with your agent. Even if auto insurance is a business, they should still be there and looking out for you throughout the process and speaking with them will help in any decision process you face when deciding which car to call your new baby.