Strap in: Cities with the Most Car Accidents (2019)

Published on March 24, 2022
Published on March 24, 2022
Click here to see the Cities With the Most Accidents report for 2021.
These cities are on a collision course for the most accident-prone communities in America.
Imagine it’s a bright spring day, and you’re driving down the road with your windows down and music playing. The song isn’t quite living up to your mood, so you glance down to find a better one. That’s when it happens. You rear-end the car in front of you. Distracted by your fleeting moment as an auto-DJ, you didn’t notice the driver ahead of you tap their brakes.
Unfortunately, not all traffic incidents end as minor fender benders—some can carry grave consequences. From property damage to totaled vehicles to fatalities, car crashes can have serious and long-lasting effects beyond the spike an offending driver can expect to see in their auto insurance premium. Over 37,000 people died from car crashes in 2017 alone, according to the yearly report of the Insurance Institute for Highway Safety (IIHS). However, while grim in subject matter, the report’s findings were not all bad news. The US Department of Transportation has been tracking annual car crash deaths for 40 years, and in that time, the mortality rate has dropped by half.
That said, while death rates have been falling across the U.S., some cities still remain hotspots for these car crashes. Accidents are costly, dangerous, and can significantly increase your auto insurance quotes; so it’s worth knowing which areas see them more often than others. With this in mind, the data scientists at Insurify, an auto insurance quotes comparison website, crunched the numbers to determine which communities had the highest per capita share of drivers with an at-fault accident on their record. Is your town on the list?
1. Johns Island, South Carolina - Percentage of drivers with prior at-fault accident: 20.42%
2. Silver Spring, Maryland - Percentage of drivers with prior at-fault accident: 17.50%
3. Frisco, Texas - Percentage of drivers with prior at-fault accident: 17.25%
4. Woodbridge, Virginia - Percentage of drivers with prior at-fault accident: 17.24%
5. Roseville, California - Percentage of drivers with prior at-fault accident: 16.44%
6. Buffalo, New York - Percentage of drivers with prior at-fault accident: 16.42%
7. Gresham, Oregon - Percentage of drivers with prior at-fault accident: 16.35%
8. Woodstock, Georgia - Percentage of drivers with prior at-fault accident: 16.32%
9. Everett, Washington - Percentage of drivers with prior at-fault accident: 16.28%
10. West Jordan, Utah - Percentage of drivers with prior at-fault accident: 15.88%
The data science team at Insurify, an auto insurance comparison website, ran the numbers from their database of over 1.6 million car insurance applications to identify the community in each state with the most accident-prone drivers. Applicants provide driver history, vehicle, and personal information including whether or not they have any at-fault accident on their record from the past seven years. This share of car owners was then analyzed against the city’s drivers as a whole to determine the percentage of past offenders by city. The city with the highest percentage in each state was selected, and the top 20 are reported here. Data on average DUI rate per city also originated from the Insurify database, and statistics on the average amount of time Americans spend commuting to work in each city are from City-Data .
20. Charlotte , North Carolina
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19. Washington, D.C.
18. Fayetteville , Arkansas
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17. Lincoln , Nebraska
16. Cincinnati , Ohio
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15. Pensacola, Florida
14. Fort Wayne , Indiana
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13. Littleton, Colorado
12. Murfreesboro , Tennessee
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11. Pawtucket , Rhode Island
10. West Jordan , Utah
9. Everett , Washington
8. Woodstock, Georgia
7. Gresham , Oregon
6. Buffalo , New York
5. Roseville, California
4. Woodbridge, Virginia
3. Frisco , Texas
2. Silver Spring , Maryland
1. Johns Island, South Carolina
The information, statistics, and data visualizations on this page are free to use, we just ask that you attribute any full or partial use to Insurify with a link to this page. Thank you!
If you have questions or comments about this article, please contact insights@insurify.com