The Super Bowl of Driving (2022)

Chase Gardner
Written byChase Gardner
Headshot of Chase Gardner
Chase GardnerData Insights Manager
  • Data expert on auto trends and driver behavior

  • University of Chicago graduate with statistics degree

Chase spearheads analytics for Insurify’s data insights team. With his deep expertise in insurance data, Chase is often interviewed on industry trends.

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Tanveen Vohra
Edited byTanveen Vohra
Tanveen Vohra
Tanveen VohraManager of Content and Communications
  • Property and casualty insurance specialist

  • 4+ years creating insurance content

Tanveen manages Insurify's data insights, annual home and auto insurance reports, and media communications. She’s regularly featured in media interviews on insurance topics.

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Andrew Huang
Reviewed byAndrew Huang
Headshot of Andrew Huang, Directory of Analytics at Insurify
Andrew HuangVice President, Performance Marketing
  • Chartered financial analyst

  • 12+ years in data analysis and marketing

Andrew applies his vast knowledge of analytics and insurance industry trends to help inform Insurify’s content and marketing efforts.

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Published February 9, 2022 at 11:00 AM PST | Reading time: 4 minutes

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Los Angeles and Cincinnati’s NFL teams are about to face off in Super Bowl LVI. The players may be a fair match, but how about each city’s drivers?

This weekend, the Los Angeles Rams and the Cincinnati Bengals will clash in what’s sure to be an exciting Super Bowl LVI. But while the central contest will take place on the football field, it’s no secret that Americans love competition of any kind, especially when it’s a way  to claim regional supremacy. Los Angeles and Cincinnati have their own distinct cultures that fans of each are sure to disagree on: SoCal street tacos vs. Cincinnati’s Skyline Chili; sprawling megalopolis vs. small city atmosphere; endless sun vs. all four seasons; the list goes on.

One topic that Americans love to talk (and complain) about, however, is driving. Questions of which cities have the best, the worst, or the most aggressive drivers are constantly up for debate. In light of the coming Super Bowl between Los Angeles and Cincinnati, the data scientists at Insurify decided to declare the Super Bowl of Driving 2022 champion. Curious to see how motorists in these two cities stack up against each other, the research team at Insurify turned to their database of over 4.6 million car insurance applications and determined the winner of 2022’s Super Bowl of Driving.

Bar chart depicting driving infraction rates in Cincinnati, Los Angeles, and nationally.

Key Takeaways

  • Cincinnati drivers have far worse speeding rates. When compared to their LA counterparts, Cincinnati drivers are more than twice as likely to report a speeding ticket on record.

  • No winner when it comes to DUIs. Cincinnati’s DUI rate is slightly higher than Los Angeles’s, but both are above the national average, by 83% and 29%, respectively.

  • Fewer violations overall in Los Angeles. Los Angeles drivers accrue at-fault traffic violations at a lower rate than Cincinnati motorists, meaning they win 2022’s Super Bowl of Driving and, more importantly, the bragging rights that come along with it.

Los Angeles vs. Cincinnati Driving Breakdown

Infographic showing speeding rates in Cincinnati and Los Angeles.

In the first head to head category — speeding tickets — Los Angeles drivers are the clear winners when it comes to exhibiting caution behind the wheel. Nationally, 9.1% of drivers have a prior speeding ticket on record, but only 6.7% of LA drivers fall into the same category. Perhaps Los Angeles motorists are among the most careful in the nation, or perhaps they’re just always caught up in the city’s infamous traffic! Cincinnati drivers, meanwhile, accrue speeding tickets 62% more often than the national average, and are nearly 2.2 times more likely than Los Angeles drivers to report a speeding ticket on record.

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Infographic showing the DUI rates in Cincinnati and Los Angeles.

When it comes to drunk driving, Cincinnati and Los Angeles motorists do so at more similar rates, though it’d be wrong to declare either a “winner” in this category. That’s because both Los Angeles and Cincinnati have DUI rates well above the national average by 29%, and a whopping 83%, respectively. While both cities have limited public transportation systems, that’s no excuse for their elevated DUI rates, especially in the age of rideshare transportation. Los Angeles and Cincinnati drivers would be wise to exhibit more common sense next time they’re planning a night out.

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Infographic showing overall driving incident rates in Cincinnati and Los Angeles

To definitively answer the question of which city has the better drivers, it’s best to look at Cincinnati and Los Angeles’s overall traffic incident rates. By this measure, Los Angeles takes the crown as the Super Bowl of Driving 2022 champion! 17.3% of LA drivers have a prior at-fault traffic violation on record, which is just below the national average rate of 17.6%. Meanwhile, 25.6% of Cincinnati drivers report a violation on record, which is a full 45% greater than the national average. No matter what happens on the field this weekend, Los Angeles residents are free to brag that they are at the very least better drivers than their Cincinnati counterparts.

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Methodology

The data scientists at Insurify, a site to compare car insurance quotes, referred to their database of over 4.6 million car insurance applications to identify which city — Cincinnati or Los Angeles — has better drivers in 2022.

When applying for car insurance, applicants disclose their city and state of residence and any prior violations on their driving record within the last seven years. Insurify’s data scientists compared the number of drivers with one or more at-fault violations on record (including accidents, DUIs, failures to stop, speeding, reckless driving, passing violations, and other citations for illegal driving behavior) to the total number of drivers applying for car insurance in both Cincinnati, Ohio, and Los Angeles, California. The Insurify research team performed the same analysis specifically for speeding and DUI violations as well. Insurify data scientists ultimately declared the city with a lower share of drivers with a violation on record to be the Super Bowl of Driving 2022 winner.

The findings in this article represent statistical trends found in Insurify’s database of over 4.6 million car insurance applications. The findings of this study are not meant to imply the direction nor necessarily the existence of a causal relationship. Rather, this is a presentation of statistical correlations of public interest.

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Data Attribution

The information, statistics, and data visualizations on this page are free to use, we just ask that you attribute any full or partial use to Insurify with a link to this page. Thank you!

If you have any questions or comments about this article or would like to request the data, please contact insights@insurify.com.

Chase Gardner
Chase GardnerData Insights Manager

Chase Gardner leads data research at Insurify. He informs readers on major developments in the auto and home industries through analysis of driver behavior, homeownership tendencies, cost of living trends, and more. He received a bachelor’s degree with concentrations in Environmental & Urban Studies and Statistics from the University of Chicago. Chase’s work has been cited in CNBC, MSN, Axios, The Street, and dozens of local news outlets across the country.

Tanveen Vohra
Edited byTanveen VohraManager of Content and Communications
Tanveen Vohra
Tanveen VohraManager of Content and Communications
  • Property and casualty insurance specialist

  • 4+ years creating insurance content

Tanveen manages Insurify's data insights, annual home and auto insurance reports, and media communications. She’s regularly featured in media interviews on insurance topics.

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Andrew Huang
Reviewed byAndrew HuangVice President, Performance Marketing
Headshot of Andrew Huang, Directory of Analytics at Insurify
Andrew HuangVice President, Performance Marketing
  • Chartered financial analyst

  • 12+ years in data analysis and marketing

Andrew applies his vast knowledge of analytics and insurance industry trends to help inform Insurify’s content and marketing efforts.

Featured in

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