Replacement cost and market value determine the worth of your home and property, but in different ways. Know the difference so you can choose the right homeowners policy.
Recoverable depreciation helps lower your out-of-pocket costs after filing a homeowners claim when you have replacement value coverage. Learn how.
Home insurance often pays for HVACs damaged by a covered peril but won’t protect you financially when damage is due to uncovered events like wear and tear.
You may need landlord insurance, also called rental property insurance, if you rent out your home, condo, or apartment long-term. Learn more.
Home insurance doesn’t cover all cases of water damage. Learn what it typically covers and how to file a claim.
Learn how to compare home insurance quotes without sharing all your personal information.
Homes in high-risk flood zones are more prone to flooding and could need special flood insurance. Learn how to find out if your house is in a flood zone.
Pool safety can help prevent accidental injuries and keep your pool insurance costs down. Learn how.
Trying to determine if an HO-8 policy makes sense for your home? Learn more about this policy type here.
State Farm, the largest home insurer in California, is seeking a 30% home insurance rate hike. If state regulators approve, the move would increase the average annual cost of coverage in the Golden State by $500.
Home insurance premiums keep rising, but U.S. legislators are divided over what’s causing the insurance crisis. Democrats cite climate change, while Republicans point to inflation.
More than 5 million Texans are in a flood-prone area, but homeowners insurance doesn’t cover flood damage. Discover how flood insurance can protect you.
Many of people’s most valuable possessions require insurance — including homes and vehicles. And 86% of Americans think they understand how their policies work and what they cover, according to a survey by Trusted Choice, which represents the Independent Insurance Agents & Brokers of America Inc. (the Big “I”).
You may need an elevation certificate if you’re in the market for flood insurance or live in a flood risk zone. Learn more.
Most homeowners insurance policies don’t cover pest control. Read more to learn what to do if you have a pest infestation.
)
)
)
)
)
)
)
)
