Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Kin Home Insurance Review: Ratings and Quotes (2026)

Kin Home Insurance Review: Ratings and Quotes

Kin offers flexible homeowners insurance policies in many high-risk U.S. states.
12% Rate Hike on the Way for Thousands of California Home and Condo Owners

12% Rate Hike on the Way for Thousands of California Home and Condo Owners

State Department of Insurance approved increases for California Automobile Insurance Company policyholders.
State Auto Home Insurance Review: Ratings and Quotes (2026)

State Auto Home Insurance Review: Ratings and Quotes

State Auto has many coverage options, but homeowners are dissatisfied with its customer service.
Swyfft Home Insurance Review: Ratings and Quotes (2026)

Swyfft Home Insurance Review: Ratings and Quotes

Swyfft offers technology-focused home insurance with a fast claims process. Learn how the company works and the pros and cons of buying a policy.
Auto-Owners Home Insurance Review: Ratings and Quotes (2026)

Auto-Owners Home Insurance Review: Ratings and Quotes

Auto-Owners offers competitive rates for its home insurance, but its limited availability means it’s not for everyone.
Oklahoma Reminds Insurers to Play Fair If They Want to Use AI

Oklahoma Reminds Insurers to Play Fair If They Want to Use AI

Established laws apply to new technology, the state’s insurance commissioner says.
Travelers Home Insurance Review: Ratings and Quotes (2026)

Travelers Home Insurance Review: Ratings and Quotes

Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas

California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas

State insurance commissioner issues one-year moratorium that stops insurers from canceling or non-renewing policies in Southern California areas affected by wildfires.
Travelers Home Insurance Review: Ratings and Quotes (2026)

Travelers Home Insurance Review: Ratings and Quotes

Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
What to Do If You’re Facing Home Insurance Cancellation

What to Do If You’re Facing Home Insurance Cancellation

Call your insurance company right away to understand the reason behind the home insurance cancellation, and start gathering quotes from new insurers.
Farmers Insurance Taking on More Policies in California

Farmers Insurance Taking on More Policies in California

Farmers is reopening property insurance lines and increasing bandwidth for more new home insurance policies each month.
Does Home Insurance Cover Termite Damage?

Does Home Insurance Cover Termite Damage?

Home insurance doesn’t cover termite damage. But you can take action to protect your home from termites.
What Is Service Line Coverage, and Is It Right for You?

What Is Service Line Coverage, and Is It Right for You?

When underground utility lines fail, repairs can cost thousands. This optional coverage can protect your finances.
What Is a Property Survey, and How Do You Get One?

What Is a Property Survey, and How Do You Get One?

A property survey illustrates key elements of your property, like boundaries, structures, and topographical features. You can get one by hiring a licensed surveyor.
The Most Affordable and Unaffordable Cities to Buy a Home on a Median Household Income of $81,000

The Most Affordable and Unaffordable Cities to Buy a Home on a Median Household Income of $81,000

Cities like Knoxville and Savannah, which once proved to be affordable options for people earning less than six figures, are now pricing out middle-income buyers.
New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits

New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits

Plans to expand the FAIR Plan could soon increase access to insurance for many homeowners in New Mexico.
Does Homeowners Insurance Cover Trampolines?

Does Homeowners Insurance Cover Trampolines?

Homeowners insurance can cover trampolines, but coverage varies by company. Discover what insurers require and how to protect your family.
Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry

Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry

Citizens Property Insurance’s high rate of claim denial is a continuing trend.