Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

10 States Where Climate Change Isn’t Driving Home Insurance Spikes

10 States Where Climate Change Isn’t Driving Home Insurance Spikes

Major natural disasters have caused nearly $750 billion in damages in the U.S. over the past five years, leading to higher home insurance rates. Insurify analysis shows some states are faring better than others.
Nationwide Home Insurance Review: Ratings and Quotes (2026)

Nationwide Home Insurance Review: Ratings and Quotes

Nationwide is a reputable insurer, but some customers have complaints.
GEICO Home Insurance Review: Ratings and Quotes (2026)

GEICO Home Insurance Review: Ratings and Quotes

GEICO has standard coverage and discount offerings, but customers have mixed opinions on its homeowners insurance coverage.
AIG Homeowners Insurance Review: Ratings and Quotes (2026)

AIG Homeowners Insurance Review: Ratings and Quotes

AIG is a good home insurance option for high-net-worth homeowners and has above-average customer and claims satisfaction scores.
Kin Home Insurance Review: Ratings and Quotes (2026)

Kin Home Insurance Review: Ratings and Quotes

Kin offers flexible homeowners insurance policies in many high-risk U.S. states.
12% Rate Hike on the Way for Thousands of California Home and Condo Owners

12% Rate Hike on the Way for Thousands of California Home and Condo Owners

State Department of Insurance approved increases for California Automobile Insurance Company policyholders.
State Auto Home Insurance Review: Ratings and Quotes (2026)

State Auto Home Insurance Review: Ratings and Quotes

State Auto has many coverage options, but homeowners are dissatisfied with its customer service.
Swyfft Home Insurance Review: Ratings and Quotes (2026)

Swyfft Home Insurance Review: Ratings and Quotes

Swyfft offers technology-focused home insurance with a fast claims process. Learn how the company works and the pros and cons of buying a policy.
Auto-Owners Home Insurance Review: Ratings and Quotes (2026)

Auto-Owners Home Insurance Review: Ratings and Quotes

Auto-Owners offers competitive rates for its home insurance, but its limited availability means it’s not for everyone.
Oklahoma Reminds Insurers to Play Fair If They Want to Use AI

Oklahoma Reminds Insurers to Play Fair If They Want to Use AI

Established laws apply to new technology, the state’s insurance commissioner says.
Travelers Home Insurance Review: Ratings and Quotes (2026)

Travelers Home Insurance Review: Ratings and Quotes

Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas

California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas

State insurance commissioner issues one-year moratorium that stops insurers from canceling or non-renewing policies in Southern California areas affected by wildfires.
Travelers Home Insurance Review: Ratings and Quotes (2026)

Travelers Home Insurance Review: Ratings and Quotes

Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
What to Do If You’re Facing Home Insurance Cancellation

What to Do If You’re Facing Home Insurance Cancellation

Call your insurance company right away to understand the reason behind the home insurance cancellation, and start gathering quotes from new insurers.
Farmers Insurance Taking on More Policies in California

Farmers Insurance Taking on More Policies in California

Farmers is reopening property insurance lines and increasing bandwidth for more new home insurance policies each month.
Does Home Insurance Cover Termite Damage?

Does Home Insurance Cover Termite Damage?

Home insurance doesn’t cover termite damage. But you can take action to protect your home from termites.
What Is Service Line Coverage, and Is It Right for You?

What Is Service Line Coverage, and Is It Right for You?

When underground utility lines fail, repairs can cost thousands. This optional coverage can protect your finances.
What Is a Property Survey, and How Do You Get One?

What Is a Property Survey, and How Do You Get One?

A property survey illustrates key elements of your property, like boundaries, structures, and topographical features. You can get one by hiring a licensed surveyor.