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Cheap Auto Insurance Quotes in Clarksburg, WV (August 2022)
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Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka
Last Updated February 4, 2022
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Car Insurance in Clarksburg, WV
The average cost of West Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Clarksburg, WV to find you the cheapest quotes in the area.
Quick Facts
- The average cost of car insurance in Clarksburg is $157 per month, or $1884 annually.
- Car insurance in Clarksburg is $37 less than the average cost of car insurance in West Virginia.
- The cheapest car insurance provider in Clarksburg on average is Safeco, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
Progressive$58
Allstate$63
State Farm$106
Nationwide$108
Liberty Mutual$155
Cheapest Car Insurance in Clarksburg, WV
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Clarksburg | Quotes |
|---|---|
| Progressive | $58 /mo |
| Allstate | $63 /mo |
| State Farm | $106 /mo |
| Nationwide | $108 /mo |
| Liberty Mutual | $155 /mo |
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Average Car Insurance Cost
| West Virginia Cities | |
|---|---|
| Charleston | $97/mo |
| Huntington | $126/mo |
| Morgantown | $80/mo |
| Parkersburg | $123/mo |
| Clarksburg | $122/mo |
| West Virginia | $110/mo |
Morgantown$80
Charleston$97
Average for WV$110
Clarksburg$122
Parkersburg$123
Huntington$126
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in West Virginia
All motor vehicles operated or parked on West Virginia roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
- Requested by law enforcement
- Renewing vehicle registration
- The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in West Virginia[1] are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. West Virginia is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
- $25,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
- $25,000 per person for uninsured/underinsured motorist bodily injury
- $50,000 per accident for uninsured/underinsured motorist bodiliy injury
- $25,000 per accident for uninsured/underinsured motorist property damage
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In West Virginia, motorists are required to purchase the same level of insurance for this coverage as liability coverage.
Find local Clarksburg agents
Thomas Insurance Agency
948 W. Pike St.,
Clarksburg, WV 26301Wolfe Furner Insurance
124 S Oak St,
Clarksburg, WV 26301,Nationwide Insurance: Richard L Moore
126 Marshall St,
Clarksburg, WV 26301L & L Auvil Insurance Agency LLC
126 Pennsylvania Ave,
Nutter Fort, WV 26301Shannon Reed - State Farm Insurance Agent
101 W Pike St,
Clarksburg, WV 26301Nationwide Insurance: Kyle Johnson Insurance Agency
493 Washington Ave Ste 1,
Clarksburg, WV 26301Allstate Insurance Agent: Gail Hinzman
521 Emily Dr,
Clarksburg, WV 26301Dyer Insurance Group
347 Washington Ave,
Clarksburg, WV 26301Stephanie Hayhurst-Hall - State Farm Insurance Agent
124 Emily Dr,
Clarksburg, WV 26301Posey Dawn
126 Pennsylvania Ave,
Clarksburg, WV 26301
FAQs - Clarksburg, WV Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim. If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs. Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Insurify Insights
How Clarksburg Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Clarksburg, West Virginia below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Clarksburg drivers measure up to their fellow motorists across West Virginia in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Jeep Grand Cherokee
Most Popular Car in Clarksburg
#7
City with the Most Speeding Tickets Rank in West Virginia
#8
City with the Most Moving Violations Rank in West Virginia
#5
City with the Most DUIs Rank in West Virginia
#3
City with the Most Suspended Licenses in West Virginia
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Clarksburg drivers rank 5 in the number of DUI’s per driver across all cities in West Virginia.
- Rank within state: #5
- Percent of drivers in Clarksburg with a DUI: 2.5%
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in West Virginia, Clarksburg drivers rank 7 in the number of speeding infractions per driver.
- Rank within state: #7
- Percent of drivers in Clarksburg with a speeding ticket: 6.7%
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Clarksburg drivers rank 2 in clean driving records across all cities in West Virginia.
- Rank within state: #2
- Percent of drivers in Clarksburg with clean record: 12.48%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Learn MoreSources
- West Virginia Insurance Commisioner. "State Minimum Car Insurance Requirements." Accessed May 28, 2022