Lexus IS 350 F Sport Car Insurance Quotes (2025)
The average cost to insure a Lexus IS 350 F Sport is $175 per month.
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Written byJanet Berry-Johnson
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8+ years writing about insurance, taxes, and personal finance
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Janet applies her experience in personal finance, taxes, and accounting to make complex financial topics accessible. Her byline has appeared on numerous web media.
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Edited byKatie Powers
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Licensed auto and home insurance agent
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Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
- Insurance cost
- 2025 Lexus IS 350 F Sport
- 2024 Lexus IS 350 F Sport
- 2023 Lexus IS 350 F Sport
- 2022 Lexus IS 350 F Sport
- 2021 Lexus IS 350 F Sport
- 2020 Lexus IS 350 F Sport
- 2019 Lexus IS 350 F Sport
- 2018 Lexus IS 350 F Sport
- 2017 Lexus 350 F Sport
- 2016 Lexus 350 F Sport
- Cost by state
- Coverage
- FAQs
Table of contents
The Lexus IS 350 F Sport is a sportier version of Lexus’ base IS sedan.[1] It’s a popular luxury sedan known for its sleek design and strong performance. On average, insuring a Lexus IS 350 F Sport costs about $122 per month for liability coverage and $229 for full-coverage insurance, according to Insurify data.
The Lexus IS 350 F Sport tends to cost slightly more, on average, to insure than similar vehicles in its class, like the BMW 3 Series or the Audi A4, according to Insurify data.
Here’s what you should know about insuring your Lexus IS 350 F Sport, including average insurance premiums by model year and state.
Quick Facts
USAA, GEICO, and State Farm have the most affordable average insurance rates for the Lexus IS 350 F Sport.
The cost of insurance will typically vary depending on the model year. Newer vehicle models generally cost more to insure than older models due to higher replacement values.
You’ll likely need more than your state-mandated minimum coverage to protect a new Lexus IS 350 F Sport from accidents and non-collision damage, such as theft or weather damage.
Cost of Lexus IS 350 F Sport insurance by model year
The average cost to insure a Lexus IS is $229 per month for full-coverage insurance and $122 for liability-only coverage. Premiums vary by model year, but USAA consistently offers some of the lowest rates for eligible drivers.
Below, you can see average insurance costs for the IS 350 F Sport by model year.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $161 | $303 |
| 2024 | $185 | $348 |
| 2023 | $160 | $301 |
| 2022 | $160 | $302 |
| 2021 | $165 | $311 |
| 2020 | $137 | $259 |
| 2019 | $151 | $284 |
| 2018 | $139 | $262 |
| 2017 | $142 | $268 |
| 2016 | $138 | $259 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Lexus IS 350 F Sport has a manufacturer’s suggested retail price (MSRP) of $47,010. Insurance rates for this model will likely vary based on your driving record, location, and the coverages you choose.
The table below shows the average monthly insurance quotes from several major insurance companies for this year’s Lexus IS 350 F Sport model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $79 $152 State Farm $93 $182 Allstate $103 $203 GEICO $116 $224 American Family $119 $233 Nationwide $147 $279 Travelers $155 $294 Progressive $171 $239 Farmers $184 $355 Liberty Mutual $293 $385 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Lexus IS 350 F Sport has a fair purchase price of $42,450, according to Kelley Blue Book (KBB). Your driving history and location will affect the cost to insure this vehicle’s 2024 model.
Below, you can compare average monthly insurance quotes from different insurance companies for the 2024 Lexus IS 350 F Sport.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $91 $174 State Farm $107 $209 Allstate $118 $233 GEICO $133 $258 American Family $137 $268 Nationwide $168 $320 Travelers $178 $338 Progressive $196 $275 Farmers $211 $407 Liberty Mutual $337 $442 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Lexus IS 350 F Sport has a fair purchase price of $39,024. Insurance rates for this model vary depending on your driver profile, ZIP code, and other factors.
Below is a table showing the average monthly quotes from different insurance companies for the 2023 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $78 $151 State Farm $93 $181 Allstate $102 $202 GEICO $115 $223 American Family $118 $232 Nationwide $146 $277 Travelers $154 $292 Progressive $170 $238 Farmers $182 $352 Liberty Mutual $291 $382 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Lexus IS 350 F Sport has a KBB fair purchase price of $39,238. The table below shows the average monthly quotes for this car from multiple insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $78 $151 State Farm $93 $181 Allstate $102 $202 GEICO $115 $223 American Family $118 $232 Nationwide $146 $277 Travelers $154 $292 Progressive $170 $238 Farmers $182 $352 Liberty Mutual $291 $382 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.Good to KnowThe Insurance Institute for Highway Safety gave the 2022 Lexus IS good scores overall for safety. But headlights on some trip lines only scored as “acceptable.”
The 2021 Lexus IS 350 F Sport has a KBB fair purchase price of $35,955. Here are average monthly insurance quotes from several reputable insurance companies for the 2021 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $81 $156 State Farm $96 $187 Allstate $106 $208 GEICO $119 $230 American Family $122 $239 Nationwide $150 $286 Travelers $158 $302 Progressive $175 $246 Farmers $188 $364 Liberty Mutual $300 $395 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Lexus IS 350 F Sport has a KBB fair purchase price of $30,664. The table below compares average insurance rates from different companies for the 2020 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $67 $130 State Farm $79 $155 Allstate $88 $174 GEICO $99 $192 American Family $101 $199 Nationwide $125 $238 Travelers $132 $251 Progressive $145 $205 Farmers $156 $303 Liberty Mutual $249 $329 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Lexus IS 350 F Sport has a KBB fair purchase price of $27,200. While your insurance rates will vary, the table below includes average monthly quotes for the 2019 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $74 $142 State Farm $88 $170 Allstate $97 $190 GEICO $109 $210 American Family $112 $219 Nationwide $137 $261 Travelers $145 $275 Progressive $160 $224 Farmers $172 $332 Liberty Mutual $275 $361 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Lexus IS 350 F Sport has a KBB fair purchase price of $26,098. Below, you can compare average car insurance rates for the 2018 Lexus IS 350 F Sport model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $68 $131 State Farm $81 $157 Allstate $89 $176 GEICO $100 $194 American Family $103 $202 Nationwide $126 $241 Travelers $133 $254 Progressive $147 $207 Farmers $158 $307 Liberty Mutual $253 $333 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 Lexus IS 350 F Sport has a KBB fair purchase price of $24,046. The table below shows average monthly quotes for this model from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $70 $134 State Farm $82 $161 Allstate $91 $180 GEICO $102 $198 American Family $105 $206 Nationwide $129 $247 Travelers $136 $260 Progressive $151 $212 Farmers $162 $314 Liberty Mutual $258 $340 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Lexus IS 350 F Sport has a KBB fair purchase price of $19,903. On average, insuring a 2016 model is less expensive than insuring more recent models.
Below, you can compare average car insurance costs for the 2016 model from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $68 $130 State Farm $80 $155 Allstate $88 $174 GEICO $99 $192 American Family $102 $199 Nationwide $126 $238 Travelers $132 $251 Progressive $146 $205 Farmers $157 $303 Liberty Mutual $251 $329 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Lexus insurance by state
Insurance premiums for your Lexus vehicle will vary depending on where you live. Factors like state insurance laws, local accident rates, repair costs, and crime rates all affect what you pay for coverage. For example, drivers in high-density cities or in locations with frequent severe weather conditions often pay more for coverage than drivers in rural areas or places with mild weather.[2]
The table below shows the average monthly quote for a Lexus vehicle by state. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $150 |
| Arkansas | $269 |
| Arizona | $183 |
| California | $253 |
| Colorado | $231 |
| Connecticut | $352 |
| Delaware | $259 |
| Florida | $242 |
| Georgia | $262 |
| Iowa | $127 |
| Idaho | $132 |
| Illinois | $179 |
| Indiana | $152 |
| Kansas | $173 |
| Kentucky | $228 |
| Louisiana | $233 |
| Massachusetts | $187 |
| Maryland | $356 |
| Maine | $158 |
| Michigan | $291 |
| Minnesota | $205 |
| Missouri | $203 |
| Mississippi | $218 |
| Montana | $174 |
| North Carolina | $98 |
| North Dakota | $144 |
| Nebraska | $184 |
| New Hampshire | $119 |
| New Jersey | $187 |
| New Mexico | $167 |
| Nevada | $295 |
| New York | $495 |
| Ohio | $136 |
| Oklahoma | $187 |
| Oregon | $169 |
| Pennsylvania | $182 |
| Rhode Island | $155 |
| South Carolina | $283 |
| South Dakota | $136 |
| Tennessee | $157 |
| Texas | $248 |
| Utah | $192 |
| Virginia | $202 |
| Vermont | $159 |
| Washington | $168 |
| Washington D.C. | $361 |
| Wisconsin | $139 |
| West Virginia | $165 |
| Wyoming | $125 |
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How to ensure you have enough coverage on your Lexus IS 350 F Sport
Choosing the right insurance coverage for your Lexus IS 350 F Sport goes beyond meeting your state’s minimum requirements. Lexuses are high-value vehicles, so it’s essential to protect them from major accidents and everyday risks like theft and vandalism.
Here are the essential car insurance coverages to consider to protect your vehicle.
Liability coverage
Every state except New Hampshire requires you to buy liability insurance to cover bodily injury and property damage you cause to others in an accident. Because the Lexus IS 350 F Sport is a luxury model, it’s a good idea to carry limits higher than the state-mandated minimum to protect you financially.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if someone with little or no insurance hits you. With medical bills and car repairs potentially costing thousands, this coverage helps protect you from paying out of pocket.
Collision coverage
Collision insurance pays for damage to your Lexus if you have an accident with another vehicle or object, regardless of fault. Given the cost of repairs on sports cars, collision coverage is a good way to avoid steep out-of-pocket expenses after a crash.
Comprehensive coverage
Comprehensive insurance protects your vehicle from non-collision incidents, like theft, vandalism, fire, flood, hail, and wind. For example, if a tree falls on your parked car, your comprehensive insurance can cover the repairs.[3]
Gap coverage
If you total your Lexus early in its loan or lease period, gap insurance covers the difference between what you owe and what your insurance company pays for the claim. This coverage is helpful because the value of a new car depreciates quickly after you drive it off the lot.[4]
Lexus 350 F Sport car insurance FAQs
The following information can help answer your remaining questions about insuring your Lexus IS 350 F Sport.
USAA has the lowest average premiums, at $117 per month for full-coverage insurance and $56 for liability-only coverage. But USAA only offers coverage to drivers with a military connection. GEICO and State Farm are two other affordable insurers.
The Lexus 350 F Sport is performance-oriented, making it potentially more expensive to insure than other luxury sedans. Lexus vehicles also have safety features like driver assist technology, automatic high beams, and a pre-collision system, which can lower car insurance premiums.
The average cost to insure a Lexus IS 350 F Sport is $229 per month for full coverage and $175 for liability-only coverage. Your actual premium depends on factors like your driving record, location, claims history, and coverage limits.
Sports cars are usually more expensive to insure because they can drive fast, have more powerful engines, and are often costly to repair. Insurance companies consider these factors when assessing the risk of accidents and theft.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Lexus. "IS."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "What is covered by a basic auto insurance policy?."
- Insurance Information Institute. "What is gap insurance?."
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Janet Berry-Johnson
Janet Berry-Johnson, CPA is a freelance writer with a background in accounting and income tax planning and preparation. She's passionate about making complicated financial topics accessible to readers. She lives in Omaha, Nebraska with her husband and son and their rescue dog, Dexter. Visit her website at www.jberryjohnson.com.
Janet has been a contributor at Insurify since October 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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