7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
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Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
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Table of contents
The Dodge Challenger SRT Hellcat is packed with horsepower, speed, and comfort. Although Dodge discontinued the Hellcat in 2023, many of these popular vehicles still roam the roads today.
Insuring a Challenger Hellcat costs an average of $138 per month for a liability-only policy and $260 per month for a full-coverage policy. The Hellcat is more expensive to insure than other types of Dodge vehicles.
Here are the average car insurance costs for the Dodge Hellcat and how to make sure you have the best coverage for your ride.
USAA, GEICO, and State Farm offer the most affordable insurance for the Dodge Challenger Hellcat.
Dodge Hellcat insurance is often more expensive than the national average of $177 for a full-coverage policy or $100 for a liability-only policy.
Although the Dodge Challenger Hellcat is the most recognizable, Hellcat versions also exist for the Dodge Charger and Dodge Durango.
Cost of Dodge Hellcat insurance by model year
When the Hellcat burst onto the market, this powerful version of the Challenger quickly became a fan favorite. With 807 horsepower and the ability to go zero to 60 in 3.7 seconds, this sports car is exhilarating to drive.[1] Although it’s a popular model, Dodge discontinued the Hellcat in 2023.
While there’s also a Hellcat version of the Charger and the Durango, this guide focuses on the Challenger.
On average, it costs $199 per month to insure a Dodge Hellcat. But some insurers consistently offer cheaper auto insurance rates. For example, USAA, GEICO, and State Farm each offer average quotes of less than $160 per month for a full-coverage policy on a Dodge Challenger. Average costs vary by model year, so the table below highlights the average monthly rates for the 2023 model year through the 2015 model year.
Model Year | Average Monthly Quote |
|---|---|
| 2023 | $242 |
| 2022 | $242 |
| 2021 | $222 |
| 2020 | $218 |
| 2019 | $211 |
| 2018 | $203 |
| 2017 | $199 |
| 2016 | $192 |
| 2015 | $188 |
The 2023 Dodge Hellcat came with a starting manufacturer’s suggested retail price (MSRP) of $71,895 for the base model. For drivers opting for the top tier, the MSRP for the Super Stock version was $92,895.[2]
Full-coverage policies for a 2023 Dodge Challenger cost an average of $313 per month, while liability-only policies average $171.
The table below highlights average costs across insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $119 GEICO $139 State Farm $141 Allstate $156 Progressive $203 American Family $181 Nationwide $217 Travelers $229 Farmers $277 Liberty Mutual $341 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Dodge Hellcat base model had a starting MSRP of $69,340. For the Super Stock model, the MSRP climbed to $88,240.
The table below highlights the average insurance premiums by insurer for the Dodge Hellcat.
Insurance CompanyAverage Monthly QuoteUSAA $119 GEICO $139 State Farm $141 Allstate $156 American Family $181 Progressive $204 Nationwide $217 Travelers $230 Farmers $278 Liberty Mutual $342 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Dodge Hellcat came with a starting MSRP ranging from $64,445 to $82,790.
See the table below to find average insurance quotes to insure a 2021 Dodge Hellcat.
Insurance CompanyAverage Monthly QuoteUSAA $109 GEICO $128 State Farm $129 Allstate $143 American Family $166 Progressive $187 Nationwide $199 Travelers $210 Farmers $255 Liberty Mutual $314 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
A 2020 Dodge Hellcat had a starting MSRP of $62,190 for the base model, or $79,790 for the most feature-filled option.
The table below shows the insurance companies with the cheapest average monthly quotes for this vehicle.
Insurance CompanyAverage Monthly QuoteUSAA $107 GEICO $125 State Farm $127 Allstate $141 American Family $163 Progressive $183 Nationwide $195 Travelers $207 Farmers $250 Liberty Mutual $308 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Hellcat had a starting MSRP ranging from $61,745 to $72,745, depending on the trim level.
The following table breaks down the average monthly costs by insurer.
Insurance CompanyAverage Monthly QuoteUSAA $103 GEICO $120 State Farm $122 Allstate $135 American Family $157 Progressive $177 Nationwide $189 Travelers $199 Farmers $241 Liberty Mutual $297 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When new, the 2018 Dodge Hellcat came with an MSRP of $51,890 to $73,390.
The following table shows the average insurance premiums by company.
Insurance CompanyAverage Monthly QuoteUSAA $99 GEICO $117 State Farm $118 Allstate $131 American Family $152 Progressive $170 Nationwide $182 Travelers $192 Farmers $233 Liberty Mutual $287 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 Dodge Hellcat came with a starting price tag of $51,290. But higher-end models started at $65,290.
The table below highlights average insurance costs by company.
Insurance CompanyAverage Monthly QuoteUSAA $97 GEICO $114 State Farm $116 Allstate $128 American Family $149 Progressive $167 Nationwide $178 Travelers $188 Farmers $228 Liberty Mutual $281 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
A 2016 Dodge Hellcat commanded a starting price of $51,290 to $65,290, depending on the model.
The following table shows the average insurance cost across companies.
Insurance CompanyAverage Monthly QuoteUSAA $94 GEICO $110 State Farm $111 Allstate $124 American Family $143 Progressive $161 Nationwide $172 Travelers $181 Farmers $220 Liberty Mutual $270 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When the Dodge Hellcat came on the scene in 2015, it offered a starting MSRP of $47,690. But for more feature-rich models, the vehicle’s MSRP quickly climbed above $50,000.
The table below shows the average monthly quotes by insurance company.
Insurance CompanyAverage Monthly QuoteUSAA $92 GEICO $107 State Farm $109 Allstate $121 American Family $140 Progressive $158 Nationwide $168 Travelers $178 Farmers $215 Liberty Mutual $265 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Dodge insurance by state
The state you live in can affect your insurance premiums significantly. In addition to your state, insurers often look at your ZIP code to assess accident rates, crime rates, and the frequency of natural disasters.[3]
For example, locations with more traffic congestion typically have higher accident rates. Insurers charge more to offset the risk.
The map below shows the average Dodge insurance costs by state. Alaska and Hawaii aren’t included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $150 |
| Arizona | $184 |
| Arkansas | $270 |
| California | $254 |
| Colorado | $232 |
| Connecticut | $353 |
| Delaware | $260 |
| Florida | $243 |
| Georgia | $263 |
| Idaho | $132 |
| Illinois | $179 |
| Indiana | $152 |
| Iowa | $128 |
| Kansas | $174 |
| Kentucky | $229 |
| Louisiana | $234 |
| Maine | $159 |
| Maryland | $357 |
| Massachusetts | $188 |
| Michigan | $292 |
| Minnesota | $206 |
| Mississippi | $219 |
| Missouri | $204 |
| Montana | $175 |
| Nebraska | $185 |
| Nevada | $296 |
| New Hampshire | $119 |
| New Jersey | $188 |
| New Mexico | $167 |
| New York | $497 |
| North Carolina | $99 |
| North Dakota | $145 |
| Ohio | $136 |
| Oklahoma | $188 |
| Oregon | $170 |
| Pennsylvania | $182 |
| Rhode Island | $156 |
| South Carolina | $284 |
| South Dakota | $136 |
| Tennessee | $158 |
| Texas | $249 |
| Utah | $193 |
| Vermont | $160 |
| Virginia | $203 |
| Washington | $169 |
| Washington D.C. | $363 |
| West Virginia | $165 |
| Wisconsin | $140 |
| Wyoming | $126 |
How to ensure you have enough coverage on your Dodge Hellcat
Whether you’re driving a Dodge Hellcat or any other vehicle, most states require drivers to carry a minimum amount of liability coverage. After an at-fault accident, this type of coverage would help pay for damages or injuries you cause. But it doesn’t help pay for repair costs on your vehicle.
For drivers seeking more financial protection, a full-coverage policy, which includes comprehensive and collision coverage, may be a good fit.
As you explore your car insurance options, consider the following types of coverage:
Liability coverage
After an accident, bodily injury liability covers injuries you cause to another driver or their passengers. Additionally, property damage liability pays for damages you cause to someone else’s car or other property. Most states require you to carry some level of this coverage.
Collision coverage
If you get in an accident, collision insurance pays to repair or replace your vehicle, up to the policy limits.
Comprehensive coverage
If a non-collision event damages your vehicle, like theft or severe weather, comprehensive coverage pays to repair or replace it.
Uninsured/underinsured motorist coverage
When you get into an accident without a driver who doesn’t carry enough insurance, uninsured/underinsured motorist coverage helps pay to get you back on the road.
Dodge Hellcat car insurance FAQs
If you have more questions about Dodge Hellcat insurance, the following answers may help.
Generally, USAA, GEICO, and State Farm each offer average quotes of less than $160 per month for a full-coverage policy on a Dodge Challenger Hellcat, making them some of the most affordable insurance companies.
Yes. When compared to other Dodge vehicles and the national average, Challenger Hellcats are relatively expensive to insure.
Insuring a Challenger Hellcat costs an average of $138 per month for a liability-only policy and $260 per month for a full-coverage insurance policy, according to Insurify data.
Due to the high-performance nature of a Hellcat, it often costs more than a typical vehicle to maintain. When looking at repairs, maintenance, insurance, and fuel costs, you may spend several thousand dollars maintaining a Hellcat each year.[4]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Dodge. "Challenger SRT Hellcat."
- Caranddriver.com. "Dodge Challenger SRT Hellcat."
- III. "What determines the price of an auto insurance policy?."
- Edmunds. "Dodge Challenger SRT."
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Sarah has been a contributor at Insurify since September 2022.
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Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
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