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3 años de experiencia en redacción de contenidos
Artículos en destacadas publicaciones financieras
Alani es una escritora independiente especializada en finanzas personales. Su objetivo es hacer que los temas complejos sean más accesibles a través de contenidos divertidos y digestibles.
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
- Traverse insurance cost
- 2025 Chevrolet Traverse
- 2024 Chevrolet Traverse
- 2023 Chevrolet Traverse
- 2022 Chevrolet Traverse
- 2021 Chevrolet Traverse
- 2020 Chevrolet Traverse
- 2019 Chevrolet Traverse
- 2018 Chevrolet Traverse
- 2017 Chevrolet Traverse
- 2016 Chevrolet Traverse
- Cost by state
- Traverse coverage
- FAQs
Table of contents
A reliable SUV, the Chevrolet Traverse is a family-friendly option that offers space, safety features, and towing power.
The average cost of Chevrolet Traverse car insurance is $92 per month for liability coverage and $174 per month for full-coverage insurance. Insurance costs for this Chevrolet vehicle are comparable to average premiums for similar vehicles, including the Toyota Highlander and Honda Pilot.
Here’s what you need to know about finding car insurance for your Chevrolet Traverse.
Annually, Chevrolet Traverse drivers pay $1,104 for liability coverage and $2,064 for full-coverage insurance.
Newer Traverse models are typically more expensive to insure than older ones. The monthly cost of full coverage is $223 for a 2025 Traverse and $176 for a 2016 Traverse.
USAA, GEICO, and State Farm are the cheapest insurers for Chevrolet Traverse car insurance, on average.
Cost of Chevrolet Traverse insurance by model year
The average U.S. car insurance premium is $99 per month for liability-only coverage and $176 per month for full coverage, which is more expensive than the average cost to insure a Traverse.
The cost of insuring your Traverse will vary based on your vehicle model year, state, driving record, and more.[1] USAA is the cheapest car insurance company for the Chevrolet Traverse, on average.
More recent Chevrolet Traverse models are typically more expensive than older vehicle models. Compare average quotes for the Traverse by model year below.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $122 | $223 |
| 2024 | $122 | $223 |
| 2023 | $120 | $219 |
| 2022 | $119 | $218 |
| 2021 | $113 | $207 |
| 2020 | $110 | $202 |
| 2019 | $106 | $194 |
| 2018 | $101 | $185 |
| 2017 | $100 | $183 |
| 2016 | $96 | $176 |
The 2025 Chevrolet Traverse has a starting manufacturer’s suggested retail price (MSRP) of $42,095 for its base model, the Traverse LT. At the top of the lineup, the Traverse RS starts at $55,495, according to Kelley Blue Book (KBB).[2]
Take a look at the table below to compare average monthly costs to insure the 2025 Chevrolet Traverse from different car insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $60 $112 State Farm $71 $134 Allstate $78 $149 GEICO $88 $165 American Family $90 $172 Nationwide $111 $205 Travelers $117 $216 Progressive $129 $176 Farmers $139 $261 Liberty Mutual $222 $283 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Original prices for the 2024 Traverse ranged from $38,995 for the base LS model to $55,595 for the RS trim. Check out the average monthly costs from insurance companies to see how insurance rates compare.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $60 $112 State Farm $71 $134 Allstate $78 $149 GEICO $88 $165 American Family $90 $172 Nationwide $111 $205 Travelers $117 $216 Progressive $129 $176 Farmers $139 $261 Liberty Mutual $222 $283 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Chevrolet Traverse had a starting MSRP of around $35,315. Below, you can compare Traverse SUV insurance costs by insurance company.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $59 $110 State Farm $70 $131 Allstate $77 $147 GEICO $86 $162 American Family $89 $169 Nationwide $109 $201 Travelers $115 $212 Progressive $127 $173 Farmers $137 $256 Liberty Mutual $218 $278 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Traverse base model’s starting MSRP ranged from $35,095 to $54,745. Check out the chart below for average monthly insurance premiums by insurer.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $58 $109 State Farm $69 $131 Allstate $76 $146 GEICO $86 $161 American Family $88 $168 Nationwide $108 $201 Travelers $114 $211 Progressive $126 $172 Farmers $136 $255 Liberty Mutual $217 $277 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2021 Traverse had an original MSRP starting at $30,995. Compare average insurance costs for the 2021 model by insurance company below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $55 $104 State Farm $66 $124 Allstate $72 $139 GEICO $81 $153 American Family $84 $159 Nationwide $103 $190 Travelers $108 $201 Progressive $120 $164 Farmers $129 $242 Liberty Mutual $206 $263 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Traverse had an MSRP ranging from $30,995 to $54,395. The table below shows monthly averages by insurance company.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $54 $101 State Farm $64 $121 Allstate $70 $135 GEICO $79 $149 American Family $81 $156 Nationwide $100 $186 Travelers $106 $196 Progressive $117 $160 Farmers $125 $236 Liberty Mutual $200 $257 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original MSRP of the 2019 Chevy Traverse ranged from $31,125 to $54,395. Insurance prices vary by insurer, so compare average quotes for the 2019 Traverse below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $52 $97 State Farm $61 $116 Allstate $68 $130 GEICO $76 $144 American Family $78 $149 Nationwide $96 $178 Travelers $102 $188 Progressive $112 $153 Farmers $121 $227 Liberty Mutual $193 $246 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2018 Traverse had an MSRP ranging from $30,925 for the base model to $53,920. Below, you can compare average insurance rates for the 2018 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $49 $93 State Farm $59 $111 Allstate $65 $124 GEICO $73 $137 American Family $75 $142 Nationwide $92 $170 Travelers $97 $179 Progressive $107 $146 Farmers $115 $216 Liberty Mutual $184 $235 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2017 Traverse had an MSRP ranging from $32,535 for the base LS to $45,280 for the Premier Sport Utility 4D. Compare average Traverse insurance rates for the 2017 model below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $49 $92 State Farm $58 $110 Allstate $64 $123 GEICO $72 $135 American Family $74 $141 Nationwide $91 $168 Travelers $96 $178 Progressive $106 $145 Farmers $114 $214 Liberty Mutual $182 $232 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting MSRP for the 2016 Chevrolet Traverse was $32,735, while the highest trim, the LTZ Sport Utility 4D, began at $45,380. Below, you’ll find a table showing the average monthly insurance costs for the 2016 Traverse by company.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $47 $88 State Farm $56 $106 Allstate $61 $118 GEICO $69 $130 American Family $71 $136 Nationwide $87 $162 Travelers $92 $171 Progressive $102 $139 Farmers $109 $206 Liberty Mutual $175 $224 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chevrolet insurance by state
Your location can influence insurance pricing significantly. Factors like accident rates, weather patterns, and state regulations play a role in how expensive your premiums will be.
Take a look at the map below to find out the average monthly cost of Chevrolet insurance in your state. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| Nevada | $263 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| Washington D.C. | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
How to ensure you have enough coverage on your Chevrolet Traverse
Driving a Chevrolet Traverse comes with unique risks that affect your insurance coverage. For example, heavier cars cause more damage in car accidents. You may want to carry more liability insurance to offset the risk.
You should consider the following car insurance coverage options for your Chevrolet Traverse:
Liability coverage
Liability insurance helps you cover property damages or injuries to others if you cause an accident. This insurance is the most basic coverage, and most states legally require drivers to carry the minimum liability coverage limits to operate a vehicle.
Collision coverage
Collision insurance covers damages to your vehicle, regardless of fault, if you get into a car crash with another vehicle or collide with an object such as a light post or fence. If you lease or finance your car, many lenders require you to have this coverage.
Comprehensive coverage
Comprehensive insurance helps you pay for repairs or replacements to your vehicle after a non-collision event. This can include damages due to bad weather, theft, or vandalism. Lenders may also require you to have this coverage.
Personal injury protection (PIP) coverage
PIP insurance helps you and your passengers pay for medical bills if you get into an accident, regardless of fault. If you live in a no-fault state, you’ll likely need to carry this coverage to drive.[3]
Uninsured motorist (UM/UIM) coverage
UM/UIM insurance helps cover medical bills and property damage, in some cases, if an uninsured or underinsured driver hits your vehicle. It also applies if a hit-and-run driver hits you while you’re walking as a pedestrian.[4]
Based on your insurance needs, you may also want to add roadside assistance, accident forgiveness, and gap insurance. Be aware that including more coverage may increase your policy cost.
Chevrolet Traverse car insurance FAQs
The following information can help answer your remaining questions about finding car insurance for your Chevrolet Traverse.
USAA offers the most affordable insurance for this vehicle, with average rates of $43 per month for liability coverage and $89 per month for full coverage. But USAA only serves members of the military community. GEICO and State Farm are two additional affordable car insurance companies.
Compared to similar vehicle models, the Chevrolet Traverse isn’t much more expensive to insure, on average.
The Traverse has monthly average rates within a few dollars of rates for similar makes and models, like the Toyota Highlander and Honda Pilot. Seeking discounts, maintaining good driving habits, and enrolling in your company’s telematics program can help you earn cheaper insurance rates for your Traverse.
The average cost to insure a Chevrolet Traverse is $92 per month for liability coverage and $174 for full-coverage insurance. But your specific costs will vary depending on factors like your age, ZIP code, driving record, claims history, chosen deductible, credit history, vehicle crash rating, annual mileage, and more.
Yes. The Chevrolet Traverse is a reliable car. Its 2025 model received a score of 88 out of 100 for its quality and reliability from J.D. Power.[5] Similarly, its 2023 model year scored an 82 out of 100, and its 2022 model earned an 84 out of 100.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Kelley Blue Book. "2025 Chevrolet Traverse."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Insurance Information Institute. "Protect yourself against uninsured motorists."
- J.D. Power. "2025 Chevrolet Traverse Pricing."
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Alani Asis is a personal finance freelance writer with nearly three years of experience in content creation. She has landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.
Alani has been a contributor at Insurify since January 2023.
)
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
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