Chevrolet Silverado Car Insurance Quotes (2025)
Chevrolet Silverado drivers pay $1,668 annually, on average, for car insurance.
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Written byKim Porter
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Co-authored the book “Future Millionaires’ Guidebook”
13 years writing personal finance content
A former chief copy editor at Bankrate and past managing editor at Macmillan, Kim specializes in writing easy-to-understand, actionable personal finance content.
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Edited byKatie Powers
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
- Silverado insurance cost
- 2025 Chevrolet Silverado
- 2024 Chevrolet Silverado
- 2023 Chevrolet Silverado
- 2022 Chevrolet Silverado
- 2021 Chevrolet Silverado
- 2020 Chevrolet Silverado
- 2019 Chevrolet Silverado
- 2018 Chevrolet Silverado
- 2017 Chevrolet Silverado
- 2016 Chevrolet Silverado
- Cost by state
- Silverado coverage
- FAQs
Table of contents
The Chevrolet Silverado was one of the bestselling vehicles in the U.S. in 2024, second only to the Ford F-Series.[1] But compared to the F-150, the Silverado is slightly more affordable, with a starting manufacturer’s suggested retail price (MSRP) of $39,195.[2] But the Silverado’s price tag can go much higher — up to $72,195 — depending on the trim options you choose.
Insurance for the Silverado model costs an average of $97 per month for liability-only coverage and $182 per month for full coverage.
Here’s what you need to know about finding the best insurance for your Silverado.
Quick Facts
USAA, GEICO, and State Farm offer the cheapest rates for Silverado drivers, on average.
Older Chevrolet Silverado models are generally cheaper to insure. On average, full-coverage insurance costs $183 per month for the 2016 model and $233 for the 2025 model.
Annually, Chevrolet Silverado drivers pay $1,164 for liability coverage and $2,184 for full-coverage insurance.
Cost of Chevrolet Silverado insurance by model year
Car insurance for a 2025 Chevrolet Silverado costs an average of $233 per month for full coverage and $127 for liability-only coverage. These rates are higher than the national monthly averages of $176 for full coverage and $99 for liability coverage. USAA offers the cheapest coverage for the Silverado, according to Insurify data.
In the table below, you can see how average rates vary by model year for the Silverado.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $127 | $233 |
| 2024 | $128 | $233 |
| 2023 | $125 | $229 |
| 2022 | $125 | $228 |
| 2021 | $118 | $216 |
| 2020 | $115 | $211 |
| 2019 | $111 | $203 |
| 2018 | $106 | $193 |
| 2017 | $105 | $191 |
| 2016 | $100 | $183 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Chevrolet Silverado has a starting manufacturer’s suggested retail price (MSRP) of $39,195. On average, the cost to insure this model is $233 per month for full coverage and $127 for liability-only coverage. Here are some of the cheapest average rates for a 2025 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $62 $117 State Farm $74 $140 Allstate $81 $156 GEICO $91 $172 American Family $94 $179 Nationwide $116 $214 Travelers $122 $226 Progressive $135 $184 Farmers $145 $273 Liberty Mutual $231 $296 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Chevrolet Silverado had a starting MSRP of $38,795. On average, car insurance for the 2024 model costs $233 per month for full coverage and $128 for liability-only coverage.
Below, you can compare the cheapest rates for a 2024 Silverado from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $63 $117 State Farm $74 $140 Allstate $82 $156 GEICO $92 $172 American Family $95 $179 Nationwide $116 $214 Travelers $123 $226 Progressive $136 $184 Farmers $146 $273 Liberty Mutual $233 $296 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Chevrolet Silverado had a starting MSRP of $38,195. Drivers with a 2023 Silverado pay an average of $125 per month for liability-only insurance and $229 per month for full-coverage insurance.
Compare average rates for a 2023 Silverado from various insurance companies below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $61 $115 State Farm $73 $137 Allstate $80 $153 GEICO $90 $169 American Family $93 $176 Nationwide $114 $211 Travelers $120 $222 Progressive $133 $181 Farmers $143 $268 Liberty Mutual $228 $291 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2022 Silverado had a starting MSRP of $36,395. The average cost to insure a 2022 model is $228 per month for full coverage and $125 for liability-only coverage.
Here are the cheapest average rates for a 2022 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $61 $114 State Farm $73 $137 Allstate $80 $153 GEICO $90 $169 American Family $93 $176 Nationwide $114 $210 Travelers $120 $221 Progressive $133 $180 Farmers $143 $267 Liberty Mutual $228 $290 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Chevrolet Silverado had an original starting MSRP of $30,995. Drivers with a 2021 Silverado pay $118 per month for liability coverage and $216 for full coverage. Compare the cheapest average rates for a 2021 Silverado below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $58 $108 State Farm $68 $130 Allstate $76 $145 GEICO $85 $160 American Family $87 $166 Nationwide $107 $199 Travelers $113 $210 Progressive $125 $171 Farmers $135 $253 Liberty Mutual $215 $274 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2020 Silverado had a starting MSRP of $30,095. The average monthly cost to insure a 2020 Silverado is $115 for liability coverage and $211 for full coverage.
Here are the cheapest rates for a 2020 Silverado from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $56 $106 State Farm $67 $127 Allstate $74 $141 GEICO $83 $156 American Family $85 $162 Nationwide $105 $194 Travelers $110 $205 Progressive $122 $167 Farmers $131 $247 Liberty Mutual $209 $268 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2019, the Chevrolet Silverado had a starting MSRP of $36,365. On average, the cost to insure a 2019 model is $203 per month for full coverage and $111 for liability-only coverage.
Below, you can compare average rates from different insurance companies for a 2019 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $54 $102 State Farm $64 $122 Allstate $71 $136 GEICO $80 $150 American Family $82 $156 Nationwide $101 $187 Travelers $107 $197 Progressive $118 $160 Farmers $127 $238 Liberty Mutual $202 $258 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Chevrolet Silverado had a starting MSRP of $34,090. The average cost to insure a 2018 model is $193 per month for full coverage and $106 for liability-only coverage.
Here are average rates from various insurance companies for a 2018 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $52 $97 State Farm $61 $116 Allstate $68 $129 GEICO $76 $143 American Family $78 $149 Nationwide $96 $178 Travelers $102 $187 Progressive $112 $152 Farmers $121 $226 Liberty Mutual $193 $245 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2017, the Chevrolet Silverado had a starting MSRP of $33,505. Full-coverage insurance for a 2017 model costs an average of $191 per month. Liability insurance is cheaper, at $105 per month.
The table below shows the cheapest rates for a 2017 Silverado.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $51 $96 State Farm $61 $115 Allstate $67 $128 GEICO $76 $141 American Family $78 $147 Nationwide $96 $176 Travelers $101 $185 Progressive $111 $151 Farmers $120 $223 Liberty Mutual $191 $243 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2016 Silverado had an original MSRP of $32,415. The average cost to insure a 2016 model is $100 per month for liability coverage and $183 for full coverage.
Below, you can compare the cheapest average rates for a 2016 Silverado from multiple insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $49 $92 State Farm $58 $110 Allstate $64 $123 GEICO $72 $135 American Family $74 $141 Nationwide $91 $168 Travelers $96 $178 Progressive $106 $145 Farmers $114 $214 Liberty Mutual $182 $232 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chevrolet insurance by state
Car insurance rates can vary widely depending on your state, city, and even ZIP code.[3] In the map below, you can see the average monthly cost of Chevrolet car insurance across all models by state. Alaska and Hawaii aren’t included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| Washington D.C. | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
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How to ensure you have enough coverage on your Chevrolet Silverado
All 50 states have financial responsibility laws that require drivers to have car insurance or prove they can pay for expenses after causing an accident.[4] In addition to your state’s required minimum liability insurance, you may want to purchase optional coverages for vehicle protection.
Here are some common coverages you should consider if you have a Silverado.
Collision
Collision coverage pays for your car repair bills if you have a car accident, regardless of fault. It also covers damage to your car from flipping over, driving over a pothole, or hitting a curb.
Comprehensive
Comprehensive coverage pays for damage to your car caused by a non-collision event, such as vandalism, theft, fire, and weather damage.
Gap
If an accident completely destroys your car — or if someone steals your vehicle — gap insurance pays you the difference between the current market value of the car and your loan balance. This type of coverage is especially useful for expensive cars, such as high-value pickup trucks.
Uninsured/underinsured motorist
Uninsured/underinsured motorist coverage pays for your medical bills and car repairs when another driver causes an accident but doesn’t have enough insurance to cover your expenses. This type of coverage also protects you financially if you’re in a hit-and-run. It may be especially helpful in places with a high percentage of uninsured motorists.
Chevrolet Silverado car insurance FAQs
The following information can help answer your remaining questions about finding car insurance for your Chevrolet Silverado.
USAA has the cheapest Chevrolet Silverado insurance, according to Insurify data. But the company only offers insurance to military members, veterans, select federal agency employees, and their families. If you don’t qualify for coverage with USAA, consider State Farm and GEICO for affordable Chevrolet Silverado insurance.
No. Car insurance for a Chevrolet Silverado costs an average of $139 per month. Compared to other Chevrolet vehicles, the Silverado has average insurance rates. It’s more expensive to insure than the Monte Carlo and Equinox but cheaper to insure than the Camaro.
It costs an average of $139 per month to insure the Chevrolet Silverado. The average Silverado driver pays $182 per month for full-coverage insurance and $94 for liability-only insurance.
Trucks can cost more to insure because of their higher cost and larger size. Many truck drivers also use trucks for work, which can make them more prone to damage.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Kelley Blue Book. "The 25 Best-Selling Cars of 2024."
- Kelley Blue Book. "2025 Chevrolet Silverado 1500."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Is it legal to drive without insurance?."
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Kim Porter
Kim Porter is a writer and editor who's been creating personal finance content since 2010. Before transitioning to full-time freelance writing in 2018, Kim was the chief copy editor at Bankrate, a managing editor at Macmillan, and co-author of the personal finance book "Future Millionaires' Guidebook." Her work has appeared in AARP's print magazine and on sites such as U.S. News & World Report, Fortune, NextAdvisor, Credit Karma, and more. Kim loves to bake and exercise in her free time, and she plans to run a half marathon on each continent.
Kim has been a contributor at Insurify since October 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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