120+ more){kind=small}
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
){kind=small}
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Updated
Chevrolet’s 2025 Malibu is the brand’s final version of its once-popular midsize sedan. With no major redesign since 2016, the Chevrolet Malibu lacks many of the technological and safety features found in other popular midsize sedans, like the Honda Accord or Toyota Camry.[1]
Chevy Malibu drivers pay an average rate of $111 per month for liability coverage and $208 per month for full-coverage insurance.
Here’s what you should know about finding car insurance for your Chevy Malibu.
USAA, GEICO, and State Farm have the cheapest average car insurance rates for Chevrolet Malibu drivers.
The average annual cost of car insurance for Chevrolet Malibu drivers is $1,332 for liability coverage and $2,496 for full-coverage insurance.
Coverage rates for a Chevy Malibu are comparable to similar vehicles like the Honda Accord, Toyota Camry, and Nissan Altima.
The model year of your Chevrolet Malibu can affect how much you pay for car insurance coverage. For instance, drivers with a 2025 Malibu may pay $267 per month for full coverage on average, but the 2016 Malibu only costs an average of $210 per month to insure. USAA offers the cheapest rates across all model years.
See how Chevrolet Malibu insurance costs compare by model year in the table below.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $146 | $267 |
| 2024 | $146 | $268 |
| 2023 | $143 | $262 |
| 2022 | $143 | $261 |
| 2021 | $136 | $248 |
| 2020 | $132 | $242 |
| 2019 | $127 | $232 |
| 2018 | $121 | $222 |
| 2017 | $120 | $219 |
| 2016 | $115 | $210 |
Unlock savings and discounts when you compare rates through Insurify
The 2025 Chevrolet Malibu has a starting MSRP of $26,995.[2] See how 2025 Chevy Malibu average insurance rates compare by insurer in the table below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $72 | $134 |
| State Farm | $85 | $160 |
| Allstate | $93 | $179 |
| GEICO | $105 | $198 |
| American Family | $108 | $206 |
| Nationwide | $133 | $246 |
| Travelers | $140 | $259 |
| Progressive | $155 | $211 |
| Farmers | $166 | $312 |
| Liberty Mutual | $266 | $339 |
The 2024 Chevrolet Malibu had an original MSRP of $26,195. Here are the average auto insurance premiums for a 2024 Chevrolet Malibu from multiple insurers.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $72 | $134 |
| State Farm | $85 | $161 |
| Allstate | $93 | $180 |
| GEICO | $105 | $198 |
| American Family | $108 | $206 |
| Nationwide | $133 | $247 |
| Travelers | $140 | $260 |
| Progressive | $155 | $212 |
| Farmers | $166 | $314 |
| Liberty Mutual | $266 | $340 |
Chevrolet’s 2023 Malibu had an original MSRP of $26,095. The table below shows average car insurance quotes for the 2023 Chevrolet Malibu.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $70 | $131 |
| State Farm | $83 | $157 |
| Allstate | $92 | $176 |
| GEICO | $103 | $194 |
| American Family | $106 | $202 |
| Nationwide | $130 | $241 |
| Travelers | $137 | $254 |
| Progressive | $152 | $207 |
| Farmers | $163 | $307 |
| Liberty Mutual | $260 | $333 |
The 2022 Chevrolet Malibu had an original MSRP of $24,895. See how 2022 Chevy Malibu average insurance rates compare by insurer in the table below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $70 | $131 |
| State Farm | $83 | $157 |
| Allstate | $92 | $175 |
| GEICO | $103 | $193 |
| American Family | $106 | $201 |
| Nationwide | $130 | $240 |
| Travelers | $137 | $253 |
| Progressive | $152 | $206 |
| Farmers | $163 | $305 |
| Liberty Mutual | $260 | $331 |
The 2021 Chevrolet Malibu had an MSRP starting at $23,265. The table below shows average car insurance quotes for the 2021 Chevrolet Malibu.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $67 | $124 |
| State Farm | $79 | $149 |
| Allstate | $87 | $166 |
| GEICO | $98 | $184 |
| American Family | $101 | $191 |
| Nationwide | $124 | $228 |
| Travelers | $131 | $241 |
| Progressive | $144 | $196 |
| Farmers | $155 | $290 |
| Liberty Mutual | $248 | $315 |
The original MSRP of the 2020 Chevrolet Malibu started at $22,970. The table below shows average car insurance quotes for this model.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $65 | $121 |
| State Farm | $77 | $145 |
| Allstate | $84 | $162 |
| GEICO | $95 | $179 |
| American Family | $98 | $186 |
| Nationwide | $120 | $223 |
| Travelers | $127 | $235 |
| Progressive | $140 | $191 |
| Farmers | $150 | $283 |
| Liberty Mutual | $240 | $307 |
The 2019 Chevrolet Malibu’s starting MSRP was $22,965. The table below shows how the 2019 Chevy Malibu’s average insurance rates compare by insurer.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $62 | $116 |
| State Farm | $74 | $139 |
| Allstate | $81 | $155 |
| GEICO | $91 | $172 |
| American Family | $94 | $179 |
| Nationwide | $116 | $213 |
| Travelers | $122 | $225 |
| Progressive | $135 | $183 |
| Farmers | $145 | $271 |
| Liberty Mutual | $231 | $295 |
The MSRP of the 2018 Chevrolet Malibu started at $22,555. Below, you can compare average car insurance quotes for the 2018 Chevrolet Malibu.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $59 | $111 |
| State Farm | $70 | $133 |
| Allstate | $77 | $149 |
| GEICO | $87 | $164 |
| American Family | $90 | $171 |
| Nationwide | $110 | $204 |
| Travelers | $116 | $215 |
| Progressive | $128 | $175 |
| Farmers | $138 | $260 |
| Liberty Mutual | $220 | $282 |
The 2017 Chevrolet Malibu had an original MSRP of $22,555. The table below shows average car insurance quotes for the 2017 Chevrolet Malibu.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $59 | $110 |
| State Farm | $70 | $131 |
| Allstate | $77 | $147 |
| GEICO | $86 | $162 |
| American Family | $89 | $169 |
| Nationwide | $109 | $201 |
| Travelers | $115 | $212 |
| Progressive | $127 | $173 |
| Farmers | $137 | $256 |
| Liberty Mutual | $218 | $278 |
Chevrolet’s 2016 Malibu had a starting MSRP of $22,500. See how 2016 Chevy Malibu average insurance rates compare by insurer in the table below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $56 | $105 |
| State Farm | $67 | $126 |
| Allstate | $74 | $141 |
| GEICO | $83 | $155 |
| American Family | $85 | $162 |
| Nationwide | $105 | $193 |
| Travelers | $110 | $204 |
| Progressive | $122 | $166 |
| Farmers | $131 | $246 |
| Liberty Mutual | $209 | $267 |
Insurance rates depend on several rating factors, including your location and ZIP code. Below, you can compare average overall insurance quotes for Chevrolet vehicle owners by state. Alaska and Hawaii are not included due to lack of data.
State | Average Monthly Quote |
|---|---|
| Arizona | $163 |
| Arkansas | $240 |
| Alabama | $134 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| District of Columbia | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
Insurify partners with top insurers for real quotes
The coverage level you choose is one of many factors that influence car insurance rates.[3]
Drivers in most U.S. states have to purchase a minimum amount of liability coverage. Purchasing coverage beyond the minimum can help you stay protected against unforeseen events.
Here are some common coverage options to consider:
Collision insurance is an optional policy that helps cover the cost of repairing or replacing your vehicle following damage from an accident, regardless of fault.
Comprehensive insurance helps you financially if you need to pay for repairs due to unexpected vehicle damage from a non-collision event, such as hitting an animal, a hailstorm, or a tree falling on your car.
Most states require bodily injury liability coverage. It protects you financially if other people incur an injury in an accident you cause.
Property damage liability coverage helps cover the costs of repairing damage you cause to someone else’s property in an accident, like a fence or city light pole.
PIP coverage helps protect you financially if you or your passengers have an accident-related injury. It can pay for medical bills and lost wages.
UM/UIM coverage helps cover you if you have an accident with a driver who doesn’t have any or enough car insurance to cover your losses.
Although 2025 marks the last year for the Chevrolet Malibu, this popular midsize sedan has been a popular vehicle for many years. Here’s what else to know about insuring a Chevy Malibu.
USAA, GEICO, and State Farm offer some of the cheapest Chevrolet Malibu insurance, according to Insurify data.
But keep in mind that insurers consider many factors when determining rates, like your age, gender, location, marital status, and driving record. To find the cheapest Chevy Malibu insurance, compare options from multiple companies.
The average cost of car insurance for the Chevrolet Malibu is $111 per month for liability coverage and $208 for full coverage. For comparison, the national average cost of car insurance is $98 per month for liability coverage and $187 for full coverage.
The average cost to insure a Chevrolet Malibu is $208 per month for full coverage and $111 for liability-only coverage. But your rates will depend on several factors, such as your age, gender, driving record, ZIP code, vehicle mileage, and credit history.
Yes. The Chevy Malibu is a reliable car. The 2025 Chevrolet Malibu earned a reliability score of 84 out of 100 (Great) from J.D. Power.[4] And previous model years have consistently ranked “Great” year after year.
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.