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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
The average cost of car insurance for a Chevrolet Camaro is $123 per month for liability coverage and $232 per month for full-coverage insurance.
Chevrolet discontinued production of its Camaro at the end of 2024.[1] But you can still buy a former model year of the Camaro. Whether you buy a new or used vehicle, it’s important to ensure you secure adequate coverage at an affordable price.
Here’s what you should know about average insurance costs for the Chevrolet Camaro by model year and state.
On average, USAA offers the cheapest car insurance rates for the Chevrolet Camaro, followed closely by GEICO and State Farm.
The average annual cost to insure a Chevrolet Camaro is $1,476 for liability coverage and $2,784 for full coverage.
Chevrolet’s 2024 Camaro had a manufacturer’s suggested retail price (MSRP) ranging from $32,495 to $88,690.[2]
Cost of Chevrolet Camaro insurance by model year
The average car insurance premium for a Chevrolet Camaro is $177 per month, with drivers paying an average of $123 per month for liability coverage and $232 per month for full coverage. USAA offers the cheapest average rates, at $87 per month, followed closely by GEICO and State Farm, with respective average monthly rates of $103 and $104.
Below, you can compare average quotes by model year for the Chevrolet Camaro.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2024 | $163 | $297 |
| 2023 | $159 | $292 |
| 2022 | $159 | $290 |
| 2021 | $151 | $276 |
| 2020 | $147 | $269 |
| 2019 | $141 | $258 |
| 2018 | $135 | $246 |
| 2017 | $133 | $244 |
| 2016 | $128 | $234 |
The base MSRP for the 2024 Chevrolet Camaro is $32,495, with the high-end MSRP reaching $88,690. Take a look at the table below to see the cheapest car insurance rates for the 2024 Camaro.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $80 $149 State Farm $95 $178 Allstate $104 $199 GEICO $117 $220 American Family $121 $229 Nationwide $148 $273 Travelers $156 $288 Progressive $173 $235 Farmers $186 $347 Liberty Mutual $297 $377 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Chevrolet Camaro had an MSRP ranging from $27,795 to $74,695. Check out the table below to see which insurers offer the cheapest rates for the 2023 Camaro model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $78 $146 State Farm $92 $175 Allstate $102 $196 GEICO $114 $216 American Family $118 $225 Nationwide $145 $269 Travelers $153 $283 Progressive $169 $231 Farmers $181 $342 Liberty Mutual $289 $371 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2022 Camaro had a starting MSRP ranging from $26,395 to $70,395. The table below shows the cheapest car insurance companies for the 2022 model year.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $78 $145 State Farm $92 $174 Allstate $102 $194 GEICO $114 $215 American Family $118 $223 Nationwide $145 $267 Travelers $153 $281 Progressive $169 $229 Farmers $181 $339 Liberty Mutual $289 $368 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The base MSRP for the 2021 Camaro was $26,195. Below, you can compare average quotes from different insurance companies for the 2021 Camaro.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $74 $138 State Farm $88 $166 Allstate $97 $185 GEICO $109 $204 American Family $112 $213 Nationwide $137 $254 Travelers $145 $268 Progressive $160 $218 Farmers $172 $323 Liberty Mutual $275 $351 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Camaro had an original MSRP of $25,995, but the most expensive trim had a starting cost of $69,995. Take a look at the most affordable car insurance companies for the 2020 model in the table below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $72 $135 State Farm $85 $161 Allstate $94 $180 GEICO $106 $199 American Family $109 $207 Nationwide $134 $247 Travelers $141 $261 Progressive $156 $213 Farmers $168 $315 Liberty Mutual $268 $342 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2019 Camaro had an original MSRP ranging from $25,995 to $68,995. See the table below for the cheapest average monthly rates for the 2019 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $69 $129 State Farm $82 $155 Allstate $90 $173 GEICO $102 $191 American Family $104 $199 Nationwide $128 $237 Progressive $149 $204 Travelers $135 $250 Farmers $161 $302 Liberty Mutual $257 $328 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Chevrolet Camaro had an original MSRP of $28,395, with the most expensive trim costing $68,495. Check out the table below to see some of the cheapest average rates from insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $66 $123 State Farm $78 $148 Allstate $86 $165 GEICO $97 $182 American Family $100 $189 Nationwide $123 $226 Travelers $130 $239 Progressive $143 $194 Farmers $154 $288 Liberty Mutual $246 $312 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The base MSRP of the 2017 Chevrolet Camaro was $28,395. The high-end MSRP for the 2017 model was $68,135. Take a look at the table below for the cheapest average quotes for the 2017 Camaro.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $65 $122 State Farm $77 $146 Allstate $85 $163 GEICO $96 $181 American Family $98 $188 Nationwide $121 $224 Travelers $128 $237 Progressive $141 $193 Farmers $152 $285 Liberty Mutual $242 $310 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Chevrolet Camaro had a base MSRP of $29,685 and a high-end MSRP of $45,790. Below, you can compare the average monthly quotes for the 2016 Camaro.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $63 $117 State Farm $74 $140 Allstate $82 $157 GEICO $92 $173 American Family $95 $180 Nationwide $116 $215 Travelers $123 $227 Progressive $136 $185 Farmers $146 $274 Liberty Mutual $233 $297 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chevrolet insurance by state
The average cost of your Chevrolet Camaro insurance will depend on your location. Rates can vary drastically from state to state based on your area’s weather, crime rates, and other relevant factors.
You can compare overall average monthly rates across all Chevrolet models by state in the table below. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| Washington D.C. | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
State | Average Monthly Quote |
|---|---|
| California | $226 |
How to ensure you have enough coverage on your Chevrolet Camaro
It’s important to ensure you purchase adequate car insurance coverage for your Chevrolet Camaro before taking it on the road. If you don’t sufficiently protect your new car, you could have to pay out of pocket in the event of an incident.
Consider the following coverages for your Camaro:
Liability coverage
In every state except New Hampshire, you legally have to carry liability coverage. This state-minimum coverage pays for bodily injury and property damage to others in the event of an incident.
Comprehensive coverage
Comprehensive insurance pays for damages to your car after a non-collision event, such as vandalism, theft, or severe weather.
Collision coverage
Collision insurance covers damages to your car after a collision with another vehicle or object, regardless of fault.
Uninsured/underinsured motorist coverage
Uninsured motorist coverage pays for damages from an accident with an at-fault uninsured or underinsured driver.
Medical payments/personal injury protection
Medical payments coverage pays for medical expenses of you and your passengers in the event of an accident. Similar to medical payments, personal injury protection (PIP) pays for medical expenses, but it also covers other costs related to an accident, such as lost wages.[3]
Chevrolet Camaro car insurance FAQs
The following information can help answer commonly asked questions about Chevrolet Camaro car insurance.
USAA has the cheapest Chevrolet Camaro insurance, with an average monthly rate of $87. Camaro drivers with coverage from USAA pay an average of $57 per month for liability coverage and $118 per month for full coverage. GEICO, State Farm, and Allstate also offer affordable coverage, on average.
Yes. Chevrolet Camaros are more expensive to insure than the average car. Camaro drivers pay an average of $232 per month for full-coverage insurance. This is higher than the national average cost of full-coverage insurance of $176 per month.
It costs $177 per month to insure a Chevrolet Camaro, on average. Camaro drivers pay an average of $123 per month for liability insurance and $232 per month for full-coverage car insurance.
Yes. Insurance companies generally classify Camaros as sports cars. Car insurance companies often consider vehicles with higher horsepower and larger engines as sports cars.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Chevrolet. "GM to retire Camaro at the end of the 2024 model year."
- Kelley Blue Book. "2024 Chevrolet Camaro."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
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Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.
Danny has been a contributor at Insurify since March 2022.
)
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
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