Savvy Car Insurance Review: Consumer Reviews, Quotes (2025)

Savvy can help you shop for a new home or car insurance policy, but it may not provide as many quotes as other comparison sites.

Erin Gobler
Written byErin Gobler
Erin Gobler
Erin Gobler
  • Más de 5 años de experiencia en redacción financiera 

  • Certificado de planificación financiera por la Universidad de Boston

Erin es escritora y periodista especializada en finanzas personales. Sus artículos exploran inversiones, tarjetas de crédito, hipotecas, seguros y mucho más.

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Sara Getman
Edited bySara Getman
Sara Getman
Sara GetmanAssociate Editor

Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.

Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.

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At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

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Cheapest recent rates

Drivers have found policies from Embark, Sun Coast, Anchor, and more, for rates as low as $37/mo. through Insurify

*Quotes generated for Insurify users within the last 10 days. Last updated on February 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on February 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from February 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Shopping for car insurance can be daunting and time-consuming, but there are tools on the market to make it easier. Savvy is one company that allows you to get multiple home and car insurance quotes in one place.

Savvy is an independent insurance agency that partners with insurance companies to sell policies. But it doesn’t have as many partner agencies as other comparison sites and may not generate any actual real-time quotes.

Keep reading to learn more about the company and see if it’s the best fit for you.

Savvy at a glance

Savvy Insurance Solutions is an insurance-comparison site that allows you to get rates from dozens of top national and local insurance companies. It has partnerships with more than 40 insurance companies in all 50 states and Washington, D.C.

Savvy was founded in 2020 and is headquartered in the greater Los Angeles area. It specializes in helping customers find auto and homeowners insurance. But it’s still a relatively small company that’s not as popular as some other comparison sites.

Pros
  • Allows you to rate shop from multiple insurers in one place

  • Fast and simple quote process

  • On-staff insurance agents who can help you

Cons
  • Fewer insurance partners than other comparison sites

  • Provides limited quotes

  • Must log into your current insurance account for the best outcomes

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How does Savvy work?

Like other insurance-comparison sites, Savvy allows you to shop for an insurance policy and compare offers from multiple companies on one platform. Its goal is to help users save money, and it states that it saves people an average of $1,500 per year.

Here’s how Savvy’s shopping process works:

  1. Log in with your existing insurance company. You’ll be directed to sign into your account, but you can also choose to get a quote without logging in.

  2. Get your insurance quotes. Savvy will collect offers from top insurance companies based on your information and show you the best offers.

  3. Switch insurance companies. If you want to switch policies, Savvy will help you sign up for your new car insurance policy and even cancel your old policy.

When you open the quote form, the first few questions will ask about your current policy and whether you want to log into your current account. In the example below, the information was entered manually rather than linking an insurance policy.

From there, you’ll answer questions you’d expect from any insurance quote form, including those about your vehicle and the drivers who will be on the policy.

Before getting a quote, Savvy will offer the opportunity to work with a Savvy insurance agent to find you the best policy. Be aware that even if you opt not to connect with an insurance agent, someone from Savvy will still contact you.

Unfortunately, the experience didn’t lead to any quotes, and Savvy only generated one insurance company offer based on the information provided. To get a full quote, Savvy redirects you to its company website to complete a quote there.

Savvy is free for its customers to use. Your only costs will be the insurance premium for the new policy you signed up for.  Instead of charging its users, Savvy makes money from the insurance companies it partners with.

Savvy reviews: What real customers are saying

Savvy doesn’t have a current page with the Better Business Bureau (BBB), so there are no BBB ratings or complaints to look at. But the company has excellent reviews on Trustpilot. Out of its nearly 800 reviews, it has an average rating of 4.9 out of 5. And 96% of reviewers left five-star reviews, while fewer than 1% of reviewers left one-star reviews.[1]

Most of Savvy’s positive reviews on Trustpilot point to the good experience they had with a Savvy independent insurance agent, as you can see below.

Savvy vs. Insurify

Savvy and Insurify are two different insurance-comparison sites on the market. While they have some similarities, they also have some important differences.

First, there are differences in the types and variety of insurance available. Insurify offers quotes for auto, home, renters, and pet insurance, while Savvy only offers quotes for home and auto insurance. Additionally, Insurify has more than 100 insurance partners, while Savvy has just over 40, meaning you’ll get a greater variety of quotes from Insurify.

There’s also a difference in each company’s quote process — Insurify can provide more than half a dozen quotes, but Savvy only offers a link to its partner insurer.

Both companies allow you to shop for insurance quotes online and offer the option to speak with a licensed insurance agent to help you through the process and provide customer service. Insurify has a more thorough quote form, which could lead to more accurate quotes.

Finally, Insurify has a longer history of service and additional years of business under its belt. Both companies have very high Trustpilot ratings.[2]

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Is Savvy a spammy site?

Savvy isn’t necessarily a spammy site. It’s a legitimate insurance-comparison site where you can shop for and sign up for insurance. Savvy also doesn’t sell your personal data. But after you complete Savvy’s online quote form, you may get calls and emails from the company. Additionally, if you click through to any third-party sites using Savvy’s link, the site may share your information with the insurer so it can contact you about your quote.

Savvy does collect payment information if you sign up for an insurance product through its platform. But it doesn’t store the information on its own servers — it uses a third-party secure vault service — so you can trust that your information is safe.[3]

Savvy FAQs

Savvy Insurance Solutions is one of several comparison sites on the market that can help you find your next home or auto insurance policy. Here are a few things to know if you’re considering using it.

  • Is Savvy easy to use?

    Yes. Savvy is relatively easy to use. You won’t have to manually enter much information if you log into your current online insurance account. Even if you manually enter everything, the process is easy and only takes about two minutes.

  • Is Savvy free?

    Yes. Savvy is free for users. Instead of charging its users shopping for car insurance, it makes money from the insurance companies whose policies it promotes and sells.

  • Is Savvy legit?

    Yes. Savvy is a legitimate company you can use to compare car insurance quotes. It’s technically an independent insurance agency and employs licensed insurance agents. It partners with both national and local insurance companies.

Sources

  1. Trustpilot. "Savvy."
  2. Trustpilot. "Insurify."
  3. Savvy. "Privacy."
Erin Gobler
Erin Gobler

Erin Gobler is a personal finance writer and journalist based in Madison, Wisconsin. With more than five years of experience, Erin has covered topics such as investing, credit cards, mortgages, insurance, and more. Her work has been featured in major publications like Business Insider, Fox Business, and Time. Erin received her bachelor’s degree from the University of Wisconsin-Oshkosh in 2013, studying journalism and political science. She also received a certificate of financial planning from Boston University in 2022.

Sara Getman
Edited bySara GetmanAssociate Editor
Sara Getman
Sara GetmanAssociate Editor

Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.

Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.

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