Savvy Insurance Review: Legit or Just a Lead Generator? (2025)
Savvy is an easy-to-use comparison tool that doesn’t sell your information, but we didn’t get any real quotes.
Secure. Free. Easy-to-use.
Excellent
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Written byErin Gobler
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Over 5 years of experience in financial writing
Certified in financial planning by Boston University
Erin is a writer and journalist specializing in personal finance. With more than five years of experience, Erin has covered topics such as credit cards, mortgages, insurance, and more.
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Edited bySara Getman
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Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
Updated
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Table of contents
Shopping for car insurance can be daunting and time-consuming, but there are tools on the market to make it easier. Savvy is one company that allows you to get multiple home and car insurance quotes in one place.
Savvy is an independent insurance agency that partners with insurance companies to sell policies. But it doesn’t have as many partner agencies as other comparison sites and may not generate any actual real-time quotes.
Keep reading to learn more about the company and see if it’s the best fit for you.
Quick Facts
Savvy partners with more than 80 insurance companies.
Savvy has great customer reviews, with 4.9 out of 5 stars on Trustpilot.
Savvy operates its own licensed insurance agency that can help you secure a quote.
Savvy Insurance at a glance
Savvy Insurance Solutions is an insurance-comparison site that allows you to get rates from dozens of top national and local insurance companies. It has partnerships with more than 80 insurance companies in all 50 states and Washington, D.C.
Savvy was founded in 2020 and is headquartered in the greater Los Angeles area. It specializes in helping customers find auto and homeowners insurance. But it’s still a relatively small company that’s not as popular as some other comparison sites.
Pros
Allows you to rate shop from multiple insurers in one place
Fast and simple quote process
On-staff insurance agents who can help you
Cons
Fewer insurance partners than other comparison sites
Provides limited quotes
Must log into your current insurance account for the best outcomes
Shop for Car Insurance
Insurify partners with 120+ top insurers for real-time quotes
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
How Savvy Insurance works
Like other insurance-comparison sites, Savvy allows you to shop for an insurance policy and compare offers from multiple companies on one platform. Its goal is to help users save money, and it states that it saves people an average of $1,500 per year.
Here’s how Savvy’s shopping process works:
1. Input your vehicle information. Savvy first asks for your vehicle information, including the year, make, model, and trim, if it’s paid off, and what kind of coverage you want.
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2. Input your personal information. Savvy will collect your personal information, including your name, birth date, gender, and marital status. It’ll also ask you for some more personal information to determine if you qualify for any discounts.
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3. Input your current insurance information. Savvy asks who your current insurer is, your home address, and if you rent or own your home.
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4. Get your quote. Next, you’ll have to input your phone number and email address to get a quote.
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Unfortunately, we didn’t receive any real quotes. Instead, Savvy directed us to Insurify. We weren’t able to compare any rates through Savvy.
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Is Savvy Insurance legit?
Savvy is a legitimate site where you can shop for insurance. But we didn’t receive any quotes, and it instead redirected us to another comparison platform. So ultimately, it’s not the best option for true comparison shopping.
Savvy doesn’t sell your personal data. But after you complete Savvy’s online quote form, you may get calls and emails from the company. Additionally, if you click through to any third-party sites using Savvy’s link, the site may share your information with the insurer so it can contact you about your quote.[1]
Savvy Insurance reviews: What real customers are saying
Savvy doesn’t have a current page with the Better Business Bureau (BBB), so there are no BBB ratings or complaints to look at. But the company has excellent reviews on Trustpilot. Out of its nearly 2,000 reviews, it has an average rating of 4.9 out of 5 stars. And 96% of reviewers left five-star reviews, while 1% of reviewers left one-star reviews.[2]
The vast majority of Savvy’s positive reviews on Trustpilot point to the good experience they had with a Savvy independent insurance agent, as you can see below.
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Savvy Insurance vs. Insurify
Savvy and Insurify are two different insurance-comparison sites on the market. While they have some similarities, they also have some important differences.
First, there are differences in the types and variety of insurance available. Insurify offers quotes for auto, home, renters, and pet insurance, while Savvy only offers quotes for home and auto insurance.
Additionally, Insurify has 120+ insurance partners, while Savvy has 80, meaning you’ll get a greater variety of quotes from Insurify.
There’s also a difference in each company’s quote process — Insurify can provide more than half a dozen quotes, but Savvy only offers a link to its partner insurer.
Both companies allow you to shop for insurance quotes online and offer the option to speak with a licensed insurance agent to help you through the process and provide customer service. Insurify has a more thorough quote form, which could lead to more accurate quotes.
Finally, Insurify has a longer history of service and additional years of business under its belt. Both companies have very high Trustpilot ratings.[3]
Feature | Savvy Insurance | Insurify |
|---|---|---|
| Real-time quotes | No | Yes |
| Sells customer information | No | No |
| Licensed insurance agency | Yes | Yes |
| Average Trustpilot rating | 4.9/5 stars | 4.7/5 stars |
Savvy FAQs
Savvy Insurance Solutions is one of several comparison sites on the market that can help you find your next home or auto insurance policy. Here are a few things to know if you’re considering using it.
No. But it does share your information with third parties to get you quotes and auto-fill your information.
We didn’t receive any quotes from Savvy. Instead, it redirected us to Insurify.
Yes. Savvy is relatively easy to use. You won’t have to manually enter much information if you log into your current online insurance account. Even if you manually enter everything, the process is easy and only takes about two minutes.
Yes. Savvy is free for users. Instead of charging its users shopping for car insurance, it makes money from the insurance companies whose policies it promotes and sells.
Yes. Savvy is a legitimate company you can use to compare car insurance quotes. It’s technically an independent insurance agency and employs licensed insurance agents. It partners with both national and local insurance companies.
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Sources
- savvy. "Privacy Policy."
- Trustpilot. "savvy insurance."
- Trustpilot. "Insurify."
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Erin Gobler
Erin Gobler is a personal finance writer and journalist based in Madison, Wisconsin. With more than five years of experience, Erin has covered topics such as investing, credit cards, mortgages, insurance, and more. Her work has been featured in major publications like Business Insider, Fox Business, and Time. Erin received her bachelor’s degree from the University of Wisconsin-Oshkosh in 2013, studying journalism and political science. She also received a certificate of financial planning from Boston University in 2022.
Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.