Average cost of Electric auto insurance
If you have an incident on your record — like an accident, speeding ticket, or DUI — insurance companies will see you as a higher risk and raise rates accordingly.
Here, you can see how monthly liability rates for Electric Insurance compare to the national averages for different types of drivers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Electric Insurance car insurance cost by state
How much you pay for auto insurance can depend on where you live. This is because each state has unique minimum requirements as well as location-based risks that can affect your premium prices. That’s why your state’s average rates might be above or below the national average.
While Electric Insurance’s average premiums are lower than many state averages, your specific cost of coverage will depend on your driving record and other factors, like your age, marital status, credit history, and more.
Here are the average monthly costs of liability coverage in six different states so you can see how rates fluctuate.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Electric Insurance car insurance discounts
In addition to competitive rates, car insurance shoppers should also check for discounts from various companies to find the right policy at the right price. Here are some of the best discounts available to Electric Insurance Company customers:
Affinity and employer group membership discount: Qualifying group members or employees from affinity groups will save with this discount.
Electric and hybrid vehicle discount: It’s only natural that the Electric Insurance Company would offer a discount to drivers of electric and hybrid vehicles.
Referral discount: Save money by referring friends or family members to EIC.
Good student discount: Full-time students up to age 24 can qualify for this discount by maintaining a GPA of 3.0 or higher or equivalent.
Low annual mileage discount: If you drive less than a set number of miles annually (the amount varies by state), you could receive a discount on your policy.
Multi-policy discount: Bundle your auto insurance together with a home, condo, or renters policy, and save on both.
Payroll deduction discount: If you’re an employee of one of the sponsored affinity groups and opt to pay for your EIC policy via payroll deduction, you’re eligible for this discount.