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5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
The Porsche Boxster is a soft-top convertible roadster, known for its impressive performance and handling. On average, Porsche Boxster car insurance costs $118 per month for liability-only insurance and $222 per month for full coverage. The Porsche Boxster is more expensive to buy and insure than some similar makes and models, like the Chevy Corvette and the BMW Z4.
Here’s what you should know about finding car insurance for your Porsche Boxster, including average rates by model year and location.
USAA is the cheapest car insurance company for Porsche Boxster drivers, on average.
Porsche Boxster drivers pay $1,416 per year for liability coverage and $2,664 for full-coverage insurance.
The starting price for a 2025 Porsche Boxster is $74,900.
Cost of Porsche Boxster insurance by model year
The overall average auto insurance premium for a Porsche Boxster is $170 per month, but rates vary based on insurer, coverage level, location, and more. The cheapest car insurance company for Porsche Boxster insurance is USAA, according to Insurify’s data.
Your vehicle model year is another factor that affects Porsche Boxster insurance premiums.[1] Drivers with new vehicles typically pay more for coverage than drivers with older vehicle models.
Below, you can see the average Porsche Boxster car insurance rates for recent model years.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $161 | $303 |
| 2024 | $155 | $291 |
| 2023 | $150 | $283 |
| 2022 | $142 | $268 |
| 2021 | $140 | $264 |
| 2020 | $130 | $246 |
| 2019 | $129 | $244 |
| 2018 | $126 | $237 |
| 2017 | $129 | $242 |
| 2016 | $127 | $238 |
The manufacturer’s suggested retail price (MSRP) for a 2025 Porsche Boxster is $74,900.[2] The following table includes average monthly quotes for the 2025 Boxster.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $79 $151 State Farm $94 $182 Allstate $103 $203 GEICO $116 $224 American Family $119 $233 Nationwide $147 $278 Travelers $155 $294 Progressive $171 $239 Farmers $184 $354 Liberty Mutual $294 $384 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Porsche Boxster had an MSRP of $70,400 for the base model. Here are average Porsche Boxster insurance quotes for the 2024 model from different auto insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $77 $147 State Farm $91 $177 Allstate $100 $197 GEICO $113 $218 American Family $116 $227 Nationwide $143 $271 Travelers $151 $285 Progressive $166 $232 Farmers $179 $344 Liberty Mutual $285 $374 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Porsche’s 2023 Boxster had a starting MSRP of $65,500. Below, you can see average car insurance premiums for the 2023 model from various insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $74 $141 State Farm $87 $170 Allstate $97 $190 GEICO $109 $209 American Family $112 $218 Nationwide $137 $260 Travelers $145 $274 Progressive $160 $223 Farmers $172 $331 Liberty Mutual $274 $359 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting price of the 2022 Porsche Boxster was $62,600. If you’re thinking about purchasing a 2022 Porsche Boxster, compare average insurance premiums from different insurance companies below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $70 $134 State Farm $83 $161 Allstate $91 $180 GEICO $103 $199 American Family $105 $207 Nationwide $130 $247 Travelers $137 $260 Progressive $151 $212 Farmers $162 $314 Liberty Mutual $259 $341 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Porsche’s 2021 Porsche Boxster had a starting MSRP of $62,000. In the following table, you can see the average car insurance premiums for the 2021 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $69 $132 State Farm $81 $158 Allstate $90 $177 GEICO $101 $195 American Family $104 $203 Nationwide $128 $243 Travelers $135 $256 Progressive $149 $209 Farmers $160 $309 Liberty Mutual $256 $335 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting price of the 2020 Porsche Boxster was $62,200. Here are the average auto insurance quotes for this car from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $64 $123 State Farm $75 $147 Allstate $83 $164 GEICO $94 $182 American Family $96 $189 Nationwide $118 $226 Travelers $125 $238 Progressive $138 $194 Farmers $148 $287 Liberty Mutual $237 $312 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2019, the Porsche Boxster had a starting MSRP of $59,000. Below are average quotes for the 2019 model from some of the largest insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $63 $122 State Farm $75 $146 Allstate $83 $163 GEICO $93 $180 American Family $95 $187 Nationwide $117 $224 Travelers $124 $236 Progressive $137 $192 Farmers $147 $285 Liberty Mutual $235 $309 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Porsche Boxster’s MSRP was $57,400. Here are some of the average auto insurance quotes for a 2018 Porsche Boxster from different insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $62 $119 State Farm $73 $142 Allstate $81 $159 GEICO $91 $175 American Family $93 $183 Nationwide $115 $218 Travelers $121 $230 Progressive $133 $187 Farmers $143 $277 Liberty Mutual $229 $301 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting price for the 2017 Porsche Boxster was about $57,000. If you’re thinking about purchasing a used 2017 model, here’s how much you might pay for car insurance.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $63 $121 State Farm $75 $145 Allstate $83 $162 GEICO $93 $179 American Family $95 $187 Nationwide $117 $223 Travelers $124 $235 Progressive $137 $191 Farmers $147 $284 Liberty Mutual $235 $308 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Porsche Boxster had a starting MSRP of around $52,000. Below, you can compare average car insurance quotes for the 2016 model from various insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $62 $119 State Farm $74 $143 Allstate $81 $160 GEICO $91 $176 American Family $94 $183 Nationwide $115 $219 Travelers $122 $231 Progressive $134 $188 Farmers $145 $279 Liberty Mutual $231 $302 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Porsche insurance by state
The cost of Porsche car insurance depends on a variety of factors, including where you live. Insurance companies consider location-based factors, like your area’s climate risks, accident rates, and more, when determining premiums.
Below, you can find the average cost of Porsche insurance in your state. Alaska and Hawaii aren’t included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| Washington D.C. | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
How to ensure you have enough coverage on your Porsche Boxster
Porsche Boxsters are expensive vehicles, so it’s important to have enough coverage to protect your car in case of an accident or non-collision damage. Here are some coverages you should consider if you own a Porsche Boxster:
Collision
Collision insurance pays to repair your Boxster after an at-fault accident or single-car crash. A full-coverage policy typically includes both collision and comprehensive insurance.[3]
Comprehensive
Comprehensive insurance covers non-collision damage, such as theft, vandalism, hail, falling objects, and accidents with animals.
New car replacement
If you total your Boxster or someone steals it, new car replacement insurance will provide a higher payout so you can replace the vehicle with a new one of a similar make and model. Normally, collision and comprehensive insurance cover your vehicle based only on its actual cash value (ACV), which factors in depreciation.
Rental car reimbursement
Rental reimbursement insurance pays for a rental car if your Boxster needs repairs after a covered claim.
Original equipment manufacturer (OEM)
OEM insurance can cover the higher cost of using genuine Porsche parts if your Boxster needs repairs after a crash. If you don’t have an OEM endorsement, your insurer might approve the cost of using only cheaper aftermarket parts.
Porsche Boxster car insurance FAQs
If you’re shopping for Porsche Boxster car insurance, the following information may help answer your remaining questions about policies and quotes.
USAA has the cheapest Porsche Boxster insurance, according to Insurify data, at $114 per month for full coverage and $55 for liability-only coverage. State Farm, Allstate, and GEICO are a few other affordable insurers to consider.
Porsche Boxsters are more expensive to insure than similar makes and models. For example, the Chevrolet Corvette has average monthly premiums of $208 for full coverage and $111 for minimum coverage, and the BMW Z4 has average premiums of $188 for full coverage and $100 for minimum coverage. The average cost to insure a Porsche Boxster is higher, at $222 for full coverage and $118 per month for liability-only coverage.
On average, it costs $170 per month to insure a Porsche Boxster. The average full-coverage premium is $222 per month, and the average liability-only premium is $118 per month.
The average cost of Porsche Boxster maintenance is $952 per year, according to RepairPal.[4] The Boxster has more expensive repair costs than some similar models, like the Chevrolet Corvette, which costs $737 per year to maintain.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Porsche. "718 Boxster."
- National Association of Insurance Commissioners. "Does your vehicle have the right protection? Best practices for buying auto insurance."
- RepairPal. "Porsche Boxster Repair & Maintenance Costs."
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Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
Elizabeth has been a contributor at Insurify since October 2022.
)
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
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