Nissan GT-R Car Insurance Quotes (2026)

The Nissan GT-R is a high-end sports car with features like 565 horsepower and dynamic handling with all-wheel drive.^[1] Nissan discontinued the GT-R in 2025, but it was a popular option for speed enthusiasts.

The average cost of Nissan GT-R car insurance is $169 per month for liability-only insurance and $318 per month for full coverage. The Nissan vehicle has a similar starting price point to comparable vehicle makes and models, like the Porsche 911 Carrera and Mercedes-Benz AMG SL 43 Roadster.

Here’s what you should know about finding car insurance for your Nissan GT-R.

Cost of Nissan GT-R insurance by model year

The total average cost of car insurance on a Nissan GT-R is $243 per month, but rates depend on several factors, including the insurance company. The cheapest car insurance company for Nissan GT-R insurance is USAA, based on Insurify’s available data.

Another factor that affects Nissan GT-R insurance premiums is the model year. Below, you can see the average cost of Nissan GT-R car insurance for recent model years.

Model Year	Average Monthly Quote: Liability Only	Average Monthly Quote: Full Coverage
2023	$212	$400
2022	$201	$379
2021	$198	$373
2020	$184	$347
2019	$183	$344
2018	$178	$335
2017	$182	$342
2016	$179	$337

Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

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Average cost of Nissan insurance by state

Nissan GT-R insurance premiums vary based on your location. In the chart below, you can see the total average insurance cost across all Nissan models in each state.

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How to ensure you have enough coverage on your Nissan GT-R

If you own a Nissan GT-R, it’s important to have enough coverage in case of an accident or other claim. Here are some of the common coverages that can be beneficial to have when insuring your Nissan GT-R.

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  Collision and comprehensive coverage

  Collision insurance will pay to repair or replace your Nissan GT-R after an accident. Comprehensive insurance covers non-collision damage, like theft, vandalism, and hail.

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  Gap coverage

  If you lease or finance a Nissan GT-R, gap insurance can come in handy. If you total your vehicle in a covered loss, gap insurance will cover the difference between the car’s value and what you still owe the lender.

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  OEM coverage

  Original equipment manufacturer (OEM) coverage can pay extra to use genuine Nissan parts if your vehicle needs repairs after a covered loss. Without this coverage, your insurer may only approve the use of cheaper aftermarket parts.

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  Roadside assistance coverage

  Roadside assistance can cover basic services, like flat-tire changes, battery jump-starts, lockouts, fuel delivery, and several miles of towing.

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  Custom parts coverage

  If you’ve made any modifications to your Nissan GT-R, you should consider adding custom parts coverage. If your car incurs damage, this endorsement will pay to replace the custom parts and equipment you’ve installed.

Nissan GT-R car insurance FAQs

If you’re shopping for Nissan GT-R insurance, the following information can help answer your remaining questions about finding coverage.

Which company has the cheapest Nissan GT-R insurance?

USAA has the cheapest Nissan GT-R insurance, according to Insurify data. State Farm, Allstate, and GEICO are a few of the other most affordable insurers for Nissan GT-R vehicles. But keep in mind that the cheapest insurance company for you will depend on your location, age, driving record, and other factors.

Are Nissan GT-Rs expensive to insure?

Yes. Nissan GT-Rs are more expensive to insure than other Nissan vehicles, likely because they’re high-end vehicles with an expensive starting price. The overall average cost to insure any Nissan vehicle is $152 per month, while the cost to insure a GT-R is much higher, at $243.

How much does it cost to insure a Nissan GT-R?

The average cost of Nissan GT-R insurance is $169 per month for liability-only coverage and $318 per month for full coverage. The total average cost of Nissan GT-R insurance is $243 per month.

Is insurance higher for R title cars?

Car insurance premiums tend to be higher for cars with an R title, short for a rebuilt title. Many insurance companies charge higher premiums on vehicles with a rebuilt title due to safety concerns, which could increase the likelihood of a claim.