Jeep Gladiator Car Insurance Quotes (2025)
Jeep Gladiator insurance costs an average of $153 per month, though rates can vary based on the model year, your state, driver profile, and other factors.
Secure. Free. Easy-to-use.
Excellent
)
Written byMelanie Lockert
)
10+ years writing on personal finance topics
Host of the Mental Health and Wealth podcast
Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”
Featured in
){kind=logo}
){kind=small}
){kind=logo}
){kind=small}
)
Edited byBecky Helzer
)
Becky Helzer is an editor at Insurify. She loves helping writers express their ideas clearly and authentically. With a diverse background in editing everything from curriculum and books to magazine articles and blog posts, she’s worked on topics ranging from home finance, insurance, and cloud computing to the best tools for home improvement.
A proud graduate of Colorado State University with a degree in technical journalism, Becky lives in Fort Collins, CO, with her husband and their two spoiled rescue dogs.
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
Popular among off-roading enthusiasts, the Jeep Gladiator is available in nine trim models, so you can customize it to suit your adventures.[1] With its manufacturer’s suggested retail price (MSRP) of $38,695, the 2025 Gladiator is somewhat more expensive than competitors (the 2025 Ford Ranger’s starting MSRP is $33,080, for example).[2]
Additionally, its average insurance costs are higher compared to its competitors. Insuring a Jeep Gladiator costs an average of $106 per month for liability-only coverage and $200 for a full-coverage policy, according to Insurify data.
Here’s what you should know about finding car insurance for your Jeep Gladiator.
Quick Facts
The 2025 Jeep Gladiator’s MSRP ranges from $38,695 to $61,695.
Gladiator drivers pay $1,836 per year, on average, for insurance.
USAA, State Farm, and Allstate offer some of the cheapest Gladiator car insurance rates.
Cost of Jeep Gladiator insurance by model year
Jeep Gladiator insurance costs vary based on the model year, averaging $153 per month, but you may be able to find cheaper rates by shopping around. On average, USAA, State Farm, and Allstate offer the cheapest Gladiator car insurance.
The following table shows average monthly rates for the Jeep Gladiator by model year.
Model Year  | Average Monthly Quote: Full Coverage | Average Monthly Quote: Liability Only |
|---|---|---|
| 2025 | $191 | $101 |
| 2024 | $212 | $112 |
| 2023 | $218 | $116 |
| 2022 | $207 | $110 |
| 2021 | $203 | $108 |
| 2020 | $182 | $97 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Insurance for Your Jeep Gladiator
Unlock savings and discounts when you compare rates through Insurify
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
The 2025 Jeep Gladiator’s MSRP starts at $38,695 for the base model and tops out at $61,695 for the Rubicon X. Aside from market price and fuel economy, it’s important to consider insurance costs.
The table below displays average Jeep Gladiator insurance costs by insurance company.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $96 $49 State Farm $115 $59 Allstate $128 $65 GEICO $141 $73 American Family $147 $75 Progressive $151 $107 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2024, the Jeep Gladiator had a starting MSRP of $39,790, according to Kelley Blue Book (KBB). Below is a breakdown of average monthly insurance costs by insurance company for the 2024 model year.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $106 $55 State Farm $127 $65 Allstate $142 $72 GEICO $157 $81 American Family $163 $83 Progressive $167 $119 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Jeep Gladiator had a starting MSRP of $44,015, according to KBB.
Check out 2023 Jeep Gladiator insurance costs by insurer below for liability-only and full-coverage policies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $109 $57 State Farm $131 $67 Allstate $146 $74 GEICO $161 $84 American Family $168 $86 Progressive $172 $123 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When the 2022 Jeep Gladiator was released, it had a starting MSRP of $40,765, according to KBB. The table below shows average monthly insurance rates by company.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $104 $54 State Farm $124 $64 Allstate $139 $70 GEICO $153 $79 American Family $159 $81 Progressive $164 $117 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Jeep Gladiator had a starting MSRP of $37,060, according to KBB. You can find competitive insurance premiums in the table below.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $102 $53 State Farm $122 $63 Allstate $136 $69 GEICO $150 $78 American Family $156 $80 Progressive $160 $114 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original base MSRP for the 2020 Jeep Gladiator was $37,040, according to KBB. The table below shows average insurance rates from several of the cheapest companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $91 $48 State Farm $109 $56 Allstate $122 $62 GEICO $135 $70 American Family $140 $72 Progressive $144 $103 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Jeep insurance by state
Multiple factors influence car insurance rates, including your state’s minimum insurance requirements, your age and gender, where you live, your credit history, and your driving record.[3] Rates also vary based on vehicle type and the coverage you choose.
Below are average Jeep insurance rates by state, across all Jeep models. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $129 |
| Arkansas | $232 |
| Arizona | $158 |
| California | $218 |
| Colorado | $199 |
| Connecticut | $303 |
| Delaware | $223 |
| Florida | $208 |
| Georgia | $226 |
| Iowa | $110 |
| Idaho | $113 |
| Illinois | $154 |
| Indiana | $131 |
| Kansas | $149 |
| Kentucky | $196 |
| Louisiana | $201 |
| Massachusetts | $161 |
| Maryland | $307 |
| Maine | $136 |
| Michigan | $251 |
| Minnesota | $177 |
| Missouri | $175 |
| Mississippi | $188 |
| Montana | $150 |
| North Carolina | $85 |
| North Dakota | $124 |
| Nebraska | $158 |
| New Hampshire | $102 |
| New Jersey | $161 |
| New Mexico | $144 |
| Nevada | $254 |
| New York | $426 |
| Ohio | $117 |
| Oklahoma | $161 |
| Oregon | $146 |
| Pennsylvania | $157 |
| Rhode Island | $134 |
| South Carolina | $244 |
| South Dakota | $117 |
| Tennessee | $135 |
| Texas | $214 |
| Utah | $166 |
| Virginia | $174 |
| Vermont | $137 |
| Washington | $145 |
| Washington D.C. | $311 |
| Wisconsin | $120 |
| West Virginia | $142 |
| Wyoming | $108 |
State | Average Monthly Quote |
|---|---|
| California | $218 |
Compare Jeep Gladiator Car Insurance Quotes
Insurify partners with 100+ top insurers for real-time quotes
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
How to ensure you have enough coverage on your Jeep Gladiator
You can combine various types of coverage to ensure your Jeep Gladiator has adequate protection. Whether you want full coverage or a liability-only policy, these are some common coverages to consider:[4]
Liability coverage
Every U.S. state except New Hampshire requires drivers to have liability coverage with minimum policy limits. This coverage pays for bodily injuries you cause to others and any property damage you’re responsible for.
Collision coverage
Collision insurance pays to repair damage to your Gladiator, regardless of who’s at fault in an accident.
Comprehensive coverage
For another layer of protection, comprehensive insurance pays for damage to your car from non-collision events like fire, theft, vandalism, falling trees, or flying debris.
Personal injury protection (PIP) coverage
Personal injury protection pays for your medical expenses and lost wages (and those of your passengers) after a car accident.
Uninsured motorist coverage
Though most states require liability insurance, not everyone complies. Uninsured motorist coverage pays for your medical bills and car repairs if a driver without insurance (or one who is underinsured) causes an accident.
When you’re shopping for car insurance and determining how much coverage you need, you can often save money by asking if you qualify for any discounts.
Jeep Gladiator car insurance FAQs
The answers to some frequently asked questions about insuring a Jeep Gladiator may provide some additional information.
USAA offers the cheapest Jeep Gladiator insurance, at $49 per month for liability-only coverage.
But since USAA insurance is available only to military members and their families, you can often find cheap rates from State Farm and Allstate. Insurance pricing also depends on your state, ZIP code, deductibles, coverage options, and claims history.
No. Jeep Gladiators aren’t expensive to insure, but insurance costs are higher than those of similar vehicles, according to Insurify data. For example, a Jeep Gladiator costs an average of $153 per month to insure, compared to $134 for a Toyota Tacoma and $115 for a Ford Ranger.
Jeep Gladiator insurance costs vary but average $106 per month for liability only and $200 for full coverage. This cost is comparable to the national monthly average of $99 for liability-only coverage and $176 for full coverage.
The average Jeep Gladiator lifespan depends in part on your location and driving habits. But if you keep up with regular maintenance and necessary repairs, your Jeep Gladiator could last 200,000 miles or more.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Jeep. "Select Your Gladiator."
- Ford. "2025 Ranger."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "uto insurance basics—understanding your coverage."
)
Melanie Lockert
Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.
Melanie has been a contributor at Insurify since November 2022.
Becky Helzer is an editor at Insurify. She loves helping writers express their ideas clearly and authentically. With a diverse background in editing everything from curriculum and books to magazine articles and blog posts, she’s worked on topics ranging from home finance, insurance, and cloud computing to the best tools for home improvement.
A proud graduate of Colorado State University with a degree in technical journalism, Becky lives in Fort Collins, CO, with her husband and their two spoiled rescue dogs.