Dodge Hellcat Car Insurance Quotes (2026)

The Dodge Challenger SRT Hellcat is packed with horsepower, speed, and comfort. Although Dodge discontinued the Hellcat in 2023, many of these popular vehicles still roam the roads today.

Insuring a Challenger Hellcat costs an average of $138 per month for a liability-only policy and $260 per month for a full-coverage policy. The Hellcat is more expensive to insure than other types of Dodge vehicles.

Here are the average car insurance costs for the Dodge Hellcat and how to make sure you have the best coverage for your ride.

Cost of Dodge Hellcat insurance by model year

When the Hellcat burst onto the market, this powerful version of the Challenger quickly became a fan favorite. With 807 horsepower and the ability to go zero to 60 in 3.7 seconds, this sports car is exhilarating to drive.^[1] Although it’s a popular model, Dodge discontinued the Hellcat in 2023.

While there’s also a Hellcat version of the Charger and the Durango, this guide focuses on the Challenger.

On average, it costs $199 per month to insure a Dodge Hellcat. But some insurers consistently offer cheaper auto insurance rates. For example, USAA, GEICO, and State Farm each offer average quotes of less than $160 per month for a full-coverage policy on a Dodge Challenger. Average costs vary by model year, so the table below highlights the average monthly rates for the 2023 model year through the 2015 model year.

Model Year	Average Monthly Quote
2023	$242
2022	$242
2021	$222
2020	$218
2019	$211
2018	$203
2017	$199
2016	$192
2015	$188

Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

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Average cost of Dodge insurance by state

The state you live in can affect your insurance premiums significantly. In addition to your state, insurers often look at your ZIP code to assess accident rates, crime rates, and the frequency of natural disasters.^[3]

For example, locations with more traffic congestion typically have higher accident rates. Insurers charge more to offset the risk.

The map below shows the average Dodge insurance costs by state. Alaska and Hawaii aren’t included due to insufficient data.

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How to ensure you have enough coverage on your Dodge Hellcat

Whether you’re driving a Dodge Hellcat or any other vehicle, most states require drivers to carry a minimum amount of liability coverage. After an at-fault accident, this type of coverage would help pay for damages or injuries you cause. But it doesn’t help pay for repair costs on your vehicle.

For drivers seeking more financial protection, a full-coverage policy, which includes comprehensive and collision coverage, may be a good fit.

As you explore your car insurance options, consider the following types of coverage:

• 

  Liability coverage

  After an accident, bodily injury liability covers injuries you cause to another driver or their passengers. Additionally, property damage liability pays for damages you cause to someone else’s car or other property. Most states require you to carry some level of this coverage.

• 

  Collision coverage

  If you get in an accident, collision insurance pays to repair or replace your vehicle, up to the policy limits.

• 

  Comprehensive coverage

  If a non-collision event damages your vehicle, like theft or severe weather, comprehensive coverage pays to repair or replace it.

• 

  Uninsured/underinsured motorist coverage

  When you get into an accident without a driver who doesn’t carry enough insurance, uninsured/underinsured motorist coverage helps pay to get you back on the road.

Dodge Hellcat car insurance FAQs

If you have more questions about Dodge Hellcat insurance, the following answers may help.

Which company has the cheapest Dodge Hellcat insurance?

Generally, USAA, GEICO, and State Farm each offer average quotes of less than $160 per month for a full-coverage policy on a Dodge Challenger Hellcat, making them some of the most affordable insurance companies.

Are Dodge Hellcats expensive to insure?

Yes. When compared to other Dodge vehicles and the national average, Challenger Hellcats are relatively expensive to insure.

How much does it cost to insure a Dodge Hellcat?

Insuring a Challenger Hellcat costs an average of $138 per month for a liability-only policy and $260 per month for a full-coverage insurance policy, according to Insurify data.

How much does it cost to maintain a Hellcat?

Due to the high-performance nature of a Hellcat, it often costs more than a typical vehicle to maintain. When looking at repairs, maintenance, insurance, and fuel costs, you may spend several thousand dollars maintaining a Hellcat each year.^[4]