Chevrolet Trax Car Insurance Quotes (2026)
On average, Chevrolet Trax drivers pay $140 per month for car insurance, but rates vary by vehicle model year and location.
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Writer: Lindsay FrankelInsurance Writer
Writer: Lindsay FrankelInsurance Writer
Qualifications:
5+ years in auto insurance and personal finance writing
Featured in top personal finance publications
Lindsay is a widely published creator of auto insurance content. She also specializes in real estate, banking, credit cards, and other personal finance topics.
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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Updated
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The average monthly cost of Chevrolet Trax car insurance is $183 for full coverage and $97 for liability-only coverage. As new car prices increase, the Trax is a budget-friendly option with relatively affordable average premiums. The Chevy Trax surged in popularity with the 2024 model.[1]
The Trax is slightly cheaper to insure than other subcompact SUVs, including the Hyundai Kona, Mazda CX-30, and Buick Envista. You can save more on coverage for your Chevy Trax by comparing quotes and finding the right insurance company.
Here’s what you should know about finding car insurance for your Chevrolet Trax, including average costs by model year and state.
Quick Facts
USAA, GEICO, State Farm, and Allstate offer the cheapest premiums for Chevrolet Trax drivers.
The 2025 Chevrolet Trax’s starting manufacturer’s suggested retail price (MSRP) ranges from $20,500 for the base model to $24,500 for the most expensive model.
Annually, Chevrolet Trax drivers pay $1,164 for liability coverage and $2,196 for full-coverage insurance.
Cost of Chevrolet Trax insurance by model year
How much you pay for Chevy Trax car insurance will depend on your vehicle model year, policy types, location, and more. USAA typically offers the cheapest premiums. GEICO and State Farm also charge below-average insurance rates for the subcompact SUV.
Liability-only policies are less expensive than full-coverage policies, and older model years are cheaper to insure than newer ones. On average, insuring a Chevy Trax costs $97 per month for liability coverage and $183 for full coverage.
Below, you can compare average monthly insurance costs for the Chevy Trax by model year and coverage level. Note that the table below excludes data for 2023 because Chevrolet didn’t release a 2023 Trax model.
Model Year | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| 2025 | $129 | $235 |
| 2024 | $129 | $235 |
| 2022 | $126 | $230 |
| 2021 | $119 | $218 |
| 2020 | $116 | $213 |
| 2019 | $112 | $204 |
| 2018 | $107 | $195 |
| 2017 | $105 | $193 |
| 2016 | $101 | $185 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2025 Chevrolet Trax insurance
With a starting manufacturer’s suggested retail price (MSRP) of $20,500, the 2025 Chevrolet Trax is a relatively affordable vehicle.[2] The table below shows average monthly quotes from the most affordable car insurance companies for the 2025 Trax.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $63 | $118 |
| State Farm | $75 | $141 |
| Allstate | $83 | $157 |
| GEICO | $93 | $174 |
| American Family | $95 | $181 |
| Nationwide | $117 | $216 |
| Travelers | $124 | $228 |
| Progressive | $137 | $186 |
| Farmers | $147 | $275 |
| Liberty Mutual | $235 | $298 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2024 Chevrolet Trax insurance
The starting MSRP for the 2024 Chevy Trax was $21,495, but it currently has a Kelley Blue Book (KBB) Fair Purchase Price of $20,422.[3] Average rates for the 2024 Trax are the same as those for the 2025 model, but some auto insurance companies offer cheaper coverage than others.
Check out the companies with the cheapest rates in the table below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $63 | $118 |
| State Farm | $75 | $141 |
| Allstate | $83 | $157 |
| GEICO | $93 | $174 |
| American Family | $95 | $181 |
| Nationwide | $117 | $216 |
| Travelers | $124 | $228 |
| Progressive | $137 | $186 |
| Farmers | $147 | $275 |
| Liberty Mutual | $235 | $298 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 Chevrolet Trax insurance
The starting MSRP for the 2022 Chevy Trax was $22,595. Average car insurance rates for this model are a bit lower than costs for the more recent 2024 and 2025 models.
Below, you can compare average insurance rates for the 2022 Trax from several auto insurers.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $62 | $115 |
| State Farm | $73 | $138 |
| Allstate | $81 | $154 |
| GEICO | $91 | $170 |
| American Family | $93 | $177 |
| Nationwide | $115 | $212 |
| Travelers | $121 | $223 |
| Progressive | $134 | $182 |
| Farmers | $144 | $269 |
| Liberty Mutual | $229 | $292 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 Chevrolet Trax insurance
The 2021 Chevy Trax’s starting MSRP was $22,595. The auto insurance companies in the table below offer the cheapest average quotes for this model year.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $58 | $109 |
| State Farm | $69 | $131 |
| Allstate | $76 | $146 |
| GEICO | $86 | $161 |
| American Family | $88 | $168 |
| Nationwide | $108 | $201 |
| Travelers | $114 | $211 |
| Progressive | $126 | $172 |
| Farmers | $136 | $255 |
| Liberty Mutual | $217 | $277 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 Chevrolet Trax insurance
Chevrolet’s 2020 Trax had an original MSRP of $22,295. The table below shows average insurance quotes for the 2020 Chevy Trax.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $57 | $107 |
| State Farm | $67 | $128 |
| Allstate | $74 | $143 |
| GEICO | $84 | $158 |
| American Family | $86 | $164 |
| Nationwide | $106 | $196 |
| Travelers | $111 | $207 |
| Progressive | $123 | $168 |
| Farmers | $132 | $249 |
| Liberty Mutual | $211 | $271 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2019 Chevrolet Trax insurance
The 2019 Chevy Trax originally had an MSRP of $22,295. Compare insurance pricing from different auto insurers for this model year in the table below.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $55 | $102 |
| State Farm | $65 | $122 |
| Allstate | $72 | $137 |
| GEICO | $81 | $151 |
| American Family | $83 | $157 |
| Nationwide | $102 | $188 |
| Travelers | $108 | $198 |
| Progressive | $119 | $161 |
| Farmers | $128 | $239 |
| Liberty Mutual | $204 | $259 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2018 Chevrolet Trax insurance
Chevrolet’s 2018 Trax had a starting MSRP of $21,195. The car insurance companies in the table below offer the most affordable insurance rates for this model year, on average.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $52 | $98 |
| State Farm | $62 | $117 |
| Allstate | $68 | $131 |
| GEICO | $77 | $144 |
| American Family | $79 | $150 |
| Nationwide | $97 | $179 |
| Travelers | $103 | $189 |
| Progressive | $113 | $154 |
| Farmers | $122 | $228 |
| Liberty Mutual | $195 | $248 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2017 Chevrolet Trax insurance
Auto insurance premiums are even lower for the 2017 Trax than the 2018 Trax. The starting MSRP for the Chevy Trax in 2017 was $21,895.
The insurance companies in the table below offer the cheapest coverage for the 2017 model.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $51 | $97 |
| State Farm | $61 | $116 |
| Allstate | $67 | $129 |
| GEICO | $76 | $143 |
| American Family | $78 | $149 |
| Nationwide | $96 | $178 |
| Travelers | $101 | $187 |
| Progressive | $111 | $152 |
| Farmers | $120 | $226 |
| Liberty Mutual | $191 | $245 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2016 Chevrolet Trax insurance
The 2016 Chevrolet Trax had a starting MSRP of $21,445. Average premiums for the 2016 model are affordable, with some insurance companies offering liability insurance for less than $60 per month.
The companies below have the lowest insurance costs for the 2016 Trax.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $49 | $93 |
| State Farm | $59 | $111 |
| Allstate | $65 | $124 |
| GEICO | $73 | $137 |
| American Family | $75 | $142 |
| Nationwide | $92 | $170 |
| Travelers | $97 | $179 |
| Progressive | $107 | $146 |
| Farmers | $115 | $216 |
| Liberty Mutual | $184 | $235 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of Chevrolet insurance by state
Where you live will affect your Chevrolet Trax car insurance premium. Location-based differences in state-minimum coverage requirements, weather events, and litigation trends all affect car insurance rates. Insurance pricing can even vary from one ZIP code to the next due to differences in crime rates, accident rates, repair costs, and medical care costs.[4]
Below, you can find the average cost of Chevrolet insurance across all Chevy models in your state. Alaska and Hawaii are not included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| District of Columbia | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
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How to ensure you have enough coverage on your Chevrolet Trax
Most states require drivers to purchase minimum insurance requirements, but you may also want to purchase additional optional coverages for more vehicle protection. Consider the following coverages for your Chevrolet Trax:
Liability coverage
Most U.S. states require bodily injury liability coverage, which pays for the other party’s medical bills when you cause an accident, and property damage liability coverage, which pays for repairs to their property. You may choose to get higher liability coverage limits than your state requires to protect your assets against potential lawsuits.
Uninsured/underinsured motorist (UM/UIM) coverage
UM/UIM coverage kicks in when another driver without any or enough insurance causes an accident. It can also cover you in the event of a hit-and-run.
Full coverage
Collision coverage pays for damage to your vehicle following an accident, regardless of fault. Comprehensive coverage pays for non-collision damage from fire, weather events, vandalism, theft, or hitting an animal. A full-coverage auto policy typically bundles these two coverages together. If you have a vehicle loan or a lease, your lender or lessor may require you to purchase full coverage.
Other auto policy options
You may also want to purchase policy add-ons like rental car reimbursement, roadside assistance, or gap insurance.
Chevrolet Trax car insurance FAQs
The following information can help answer your remaining questions about finding an affordable car insurance policy for your Chevy Trax.
Which company has the cheapest Chevrolet Trax insurance?
USAA offers the cheapest premiums for the Chevrolet Trax, at $45 per month for liability coverage and $94 for full-coverage insurance. GEICO, State Farm, and Allstate also offer low rates.
Are Chevrolet Traxs expensive to insure?
Not particularly, no. Average insurance premiums for the Chevrolet Trax are similar to those of other Chevrolet models and a tad less expensive than rates for comparable vehicles like the Hyundai Kona, Kia Seltos, and Honda HR-V.
How much does it cost to insure a Chevrolet Trax?
Chevrolet Trax drivers pay an average of $140 per month for car insurance, Insurify data shows. The average cost to insure a Chevy Trax is $183 per month for full-coverage insurance and $97 for liability coverage.
What is the most common problem with the Chevy Trax?
Common problems with the newer Chevrolet Trax models include issues with the electrical system, engine, and forward collision avoidance system. Some critics also note that all-wheel drive isn’t an option for the Trax.
Sources
- Kelley Blue Book. "Cheap Car Comeback: Chevy Trax Climbing the Charts."
- Chevrolet. "2025 Trax."
- Kelley Blue Book. "2024 Chevrolet Trax."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Writer: Lindsay FrankelInsurance Writer
Writer: Lindsay FrankelInsurance Writer
Qualifications:
5+ years in auto insurance and personal finance writing
Featured in top personal finance publications
Lindsay is a widely published creator of auto insurance content. She also specializes in real estate, banking, credit cards, and other personal finance topics.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.