Chevrolet Malibu Car Insurance Quotes (2025)
Chevy Malibu drivers pay an overall average of $160 per month for car insurance, but your rate will depend on factors like your Malibu’s model year and where you live.
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Written bySarah Archambault
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Experienced personal finance writer
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Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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Edited byKatie Powers
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
Chevrolet’s 2025 Malibu is the brand’s final version of its once-popular midsize sedan. With no major redesign since 2016, the Chevrolet Malibu lacks many of the technological and safety features found in other popular midsize sedans, like the Honda Accord or Toyota Camry.[1]
Chevy Malibu drivers pay an average rate of $111 per month for liability coverage and $208 per month for full-coverage insurance.
Here’s what you should know about finding car insurance for your Chevy Malibu.
Quick Facts
USAA, GEICO, and State Farm have the cheapest average car insurance rates for Chevrolet Malibu drivers.
The average annual cost of car insurance for Chevrolet Malibu drivers is $1,332 for liability coverage and $2,496 for full-coverage insurance.
Coverage rates for a Chevy Malibu are comparable to similar vehicles like the Honda Accord, Toyota Camry, and Nissan Altima.
Cost of Chevrolet Malibu insurance by model year
The model year of your Chevrolet Malibu can affect how much you pay for car insurance coverage. For instance, drivers with a 2025 Malibu may pay $267 per month for full coverage on average, but the 2016 Malibu only costs an average of $210 per month to insure. USAA offers the cheapest rates across all model years.
See how Chevrolet Malibu insurance costs compare by model year in the table below.
Model Year  | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $146 | $267 |
| 2024 | $146 | $268 |
| 2023 | $143 | $262 |
| 2022 | $143 | $261 |
| 2021 | $136 | $248 |
| 2020 | $132 | $242 |
| 2019 | $127 | $232 |
| 2018 | $121 | $222 |
| 2017 | $120 | $219 |
| 2016 | $115 | $210 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Chevrolet Malibu has a starting MSRP of $26,995.[2] See how 2025 Chevy Malibu average insurance rates compare by insurer in the table below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $72 $134 State Farm $85 $160 Allstate $93 $179 GEICO $105 $198 American Family $108 $206 Nationwide $133 $246 Travelers $140 $259 Progressive $155 $211 Farmers $166 $312 Liberty Mutual $266 $339 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Chevrolet Malibu had an original MSRP of $26,195. Here are the average auto insurance premiums for a 2024 Chevrolet Malibu from multiple insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $72 $134 State Farm $85 $161 Allstate $93 $180 GEICO $105 $198 American Family $108 $206 Nationwide $133 $247 Travelers $140 $260 Progressive $155 $212 Farmers $166 $314 Liberty Mutual $266 $340 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2023 Malibu had an original MSRP of $26,095. The table below shows average car insurance quotes for the 2023 Chevrolet Malibu.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $70 $131 State Farm $83 $157 Allstate $92 $176 GEICO $103 $194 American Family $106 $202 Nationwide $130 $241 Travelers $137 $254 Progressive $152 $207 Farmers $163 $307 Liberty Mutual $260 $333 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Chevrolet Malibu had an original MSRP of $24,895. See how 2022 Chevy Malibu average insurance rates compare by insurer in the table below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $70 $131 State Farm $83 $157 Allstate $92 $175 GEICO $103 $193 American Family $106 $201 Nationwide $130 $240 Travelers $137 $253 Progressive $152 $206 Farmers $163 $305 Liberty Mutual $260 $331 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Chevrolet Malibu had an MSRP starting at $23,265. The table below shows average car insurance quotes for the 2021 Chevrolet Malibu.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $67 $124 State Farm $79 $149 Allstate $87 $166 GEICO $98 $184 American Family $101 $191 Nationwide $124 $228 Travelers $131 $241 Progressive $144 $196 Farmers $155 $290 Liberty Mutual $248 $315 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original MSRP of the 2020 Chevrolet Malibu started at $22,970. The table below shows average car insurance quotes for this model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $65 $121 State Farm $77 $145 Allstate $84 $162 GEICO $95 $179 American Family $98 $186 Nationwide $120 $223 Travelers $127 $235 Progressive $140 $191 Farmers $150 $283 Liberty Mutual $240 $307 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Chevrolet Malibu’s starting MSRP was $22,965. The table below shows how the 2019 Chevy Malibu’s average insurance rates compare by insurer.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $62 $116 State Farm $74 $139 Allstate $81 $155 GEICO $91 $172 American Family $94 $179 Nationwide $116 $213 Travelers $122 $225 Progressive $135 $183 Farmers $145 $271 Liberty Mutual $231 $295 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP of the 2018 Chevrolet Malibu started at $22,555. Below, you can compare average car insurance quotes for the 2018 Chevrolet Malibu.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $59 $111 State Farm $70 $133 Allstate $77 $149 GEICO $87 $164 American Family $90 $171 Nationwide $110 $204 Travelers $116 $215 Progressive $128 $175 Farmers $138 $260 Liberty Mutual $220 $282 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 Chevrolet Malibu had an original MSRP of $22,555. The table below shows average car insurance quotes for the 2017 Chevrolet Malibu.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $59 $110 State Farm $70 $131 Allstate $77 $147 GEICO $86 $162 American Family $89 $169 Nationwide $109 $201 Travelers $115 $212 Progressive $127 $173 Farmers $137 $256 Liberty Mutual $218 $278 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Chevrolet’s 2016 Malibu had a starting MSRP of $22,500. See how 2016 Chevy Malibu average insurance rates compare by insurer in the table below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $56 $105 State Farm $67 $126 Allstate $74 $141 GEICO $83 $155 American Family $85 $162 Nationwide $105 $193 Travelers $110 $204 Progressive $122 $166 Farmers $131 $246 Liberty Mutual $209 $267 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chevrolet insurance by state
Insurance rates depend on several rating factors, including your location and ZIP code. Below, you can compare average overall insurance quotes for Chevrolet vehicle owners by state. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Arizona | $163 |
| Arkansas | $240 |
| Alabama | $134 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| Washington D.C. | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
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How to ensure you have enough coverage on your Chevrolet Malibu
The coverage level you choose is one of many factors that influence car insurance rates.[3]
Drivers in most U.S. states have to purchase a minimum amount of liability coverage. Purchasing coverage beyond the minimum can help you stay protected against unforeseen events.
Here are some common coverage options to consider:
Collision coverage
Collision insurance is an optional policy that helps cover the cost of repairing or replacing your vehicle following damage from an accident, regardless of fault.
Comprehensive coverage
Comprehensive insurance helps you financially if you need to pay for repairs due to unexpected vehicle damage from a non-collision event, such as hitting an animal, a hailstorm, or a tree falling on your car.
Bodily injury liability coverage
Most states require bodily injury liability coverage. It protects you financially if other people incur an injury in an accident you cause.
Property damage liability coverage
Property damage liability coverage helps cover the costs of repairing damage you cause to someone else’s property in an accident, like a fence or city light pole.
Personal injury protection coverage
PIP coverage helps protect you financially if you or your passengers have an accident-related injury. It can pay for medical bills and lost wages.
Uninsured/underinsured motorist coverage
UM/UIM coverage helps cover you if you have an accident with a driver who doesn’t have any or enough car insurance to cover your losses.
Chevrolet Malibu car insurance FAQs
Although 2025 marks the last year for the Chevrolet Malibu, this popular midsize sedan has been a popular vehicle for many years. Here’s what else to know about insuring a Chevy Malibu.
USAA, GEICO, and State Farm offer some of the cheapest Chevrolet Malibu insurance, according to Insurify data.
But keep in mind that insurers consider many factors when determining rates, like your age, gender, location, marital status, and driving record. To find the cheapest Chevy Malibu insurance, compare options from multiple companies.
The average cost of car insurance for the Chevrolet Malibu is $111 per month for liability coverage and $208 for full coverage. For comparison, the national average cost of car insurance is $100 per month for liability coverage and $177 for full coverage.
The average cost to insure a Chevrolet Malibu is $208 per month for full coverage and $111 for liability-only coverage. But your rates will depend on several factors, such as your age, gender, driving record, ZIP code, vehicle mileage, and credit history.
Yes. The Chevy Malibu is a reliable car. The 2025 Chevrolet Malibu earned a reliability score of 84 out of 100 (Great) from J.D. Power.[4] And previous model years have consistently ranked “Great” year after year.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Edmunds. "2025 Chevy Malibu."
- Kelley Blue Book. "2025 Chevrolet Malibu."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- J.D. Power. "2025 Chevrolet Malibu Pricing."
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Sarah Archambault
Sarah Archambault enjoys helping people figure out how to manage their finances and credit. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans. Her work has been featured on Credit Karma, Experian, LendingClub, Sound Dollar and USA Today Blueprint. She also writes for national insurers, banks and financial institutions like Aetna, MassMutual, Stripe, and UnitedHealthcare.
Sarah has been a contributor at Insurify since December 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in