Chevrolet Bolt Car Insurance Quotes (2025)
Chevy Bolt drivers pay an average of $151 per month for car insurance.
Secure. Free. Easy-to-use.
Excellent
)
Written byLindsay VanSomeren
)
8 years in insurance and personal finance writing
Former data scientist for U.S. Geological Survey
Lindsay is a freelance personal finance writer currently pursuing her Series 65 license. She enjoys helping readers learn money management skills that improve their lives.
Featured in
){kind=small}
){kind=small}
){kind=small}
){kind=small}
)
Edited byKatie Powers
)
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
){kind=small}
){kind=small}
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
The average cost to insure a Chevrolet Bolt is $104 per month for liability coverage and $197 for full coverage. Chevy Bolt insurance rates are similar to those of comparable electric vehicles (EVs), like the Nissan Leaf, Hyundai Ioniq 5, and Kia Niro.
Chevrolet originally launched the Bolt, an affordable EV, in 2017 but discontinued production of the popular vehicle in 2023. The car had some reports of vehicle malfunctions, and Chevrolet wanted to update the car’s battery.[1]
Here’s what you should know about insuring a Chevy Bolt, including finding the right coverage for your model year and state.
Quick Facts
Chevrolet plans to relaunch the Chevy Bolt EV for the 2027 model year.
USAA, GEICO, and State Farm offer the lowest Chevy Bolt insurance rates.
The 2023 Chevy Bolt has good safety ratings from the Insurance Institute for Highway Safety (IIHS) for crashworthiness but a marginal rating for seat belts and child restraints.[2]
Cost of Chevrolet Bolt insurance by model year
Auto insurers consider your vehicle age in addition to factors like driving history and location when determining premiums.[3] Different model years may have different safety features, and older models may have more wear and tear.
Bolt owners pay an average of $104 per month for liability coverage and $197 for full coverage, but rates vary by vehicle age. Compare average monthly quotes by model year for the Bolt below.
Model Year  | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2023 | $142 | $259 |
| 2022 | $141 | $258 |
| 2021 | $134 | $245 |
| 2020 | $131 | $239 |
| 2019 | $126 | $230 |
| 2018 | $120 | $219 |
| 2017 | $119 | $217 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Chevrolet Bolt Car Insurance
Unlock savings and discounts when you compare rates through Insurify
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Chevrolet stopped producing the first-generation Bolt models after the 2023 model year to shift production to a new style of EV battery. The 2023 Bolt had a manufacturer’s suggested retail price (MSRP) ranging between $27,495 and $30,670.
Below, you can compare average insurance costs for the 2023 Bolt from several car insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $70 $130 State Farm $82 $155 Allstate $91 $174 GEICO $102 $192 American Family $105 $199 Nationwide $129 $238 Travelers $136 $251 Progressive $151 $205 Farmers $162 $303 Liberty Mutual $258 $329 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2022, a new Chevy Bolt had an original MSRP ranging from $32,495 to $35,545, depending on trim level. Here’s what different insurers are quoting for a 2022 Bolt model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $69 $129 State Farm $82 $155 Allstate $90 $173 GEICO $102 $191 American Family $104 $199 Nationwide $128 $237 Travelers $135 $250 Progressive $149 $204 Farmers $161 $302 Liberty Mutual $257 $328 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
New Chevy Bolt EVs had an MSRP of $37,495 or $42,695 for the 2021 model year. Here are average insurance quotes for the 2021 Bolt from several auto insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $66 $123 Allstate $86 $164 State Farm $78 $147 GEICO $96 $181 American Family $99 $189 Nationwide $122 $225 Travelers $129 $238 Progressive $142 $194 Farmers $153 $287 Liberty Mutual $244 $311 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Buying a new Chevy Bolt in 2020 cost the same as the year before, at $37,495 and $41,895. Below, you can compare average insurance costs for the 2020 Bolt from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $64 $120 State Farm $76 $143 Allstate $84 $160 GEICO $94 $177 American Family $97 $184 Nationwide $119 $220 Travelers $126 $232 Progressive $139 $189 Farmers $149 $280 Liberty Mutual $238 $304 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Chevy Bolt had an MSRP ranging from $37,495 to $41,895 for the two trim levels it offered.
Insurance costs vary by auto insurance company. Compare average monthly quotes for the 2019 Bolt below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $62 $115 State Farm $73 $138 Allstate $81 $154 GEICO $91 $170 American Family $93 $177 Nationwide $115 $212 Travelers $121 $223 Progressive $134 $182 Farmers $144 $269 Liberty Mutual $229 $292 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In its second year of production, the Chevy Bolt had two different trim levels with MSRPs of $37,495 and $41,780.
Here are the average quotes for the 2018 Chevrolet Bolt from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $59 $110 State Farm $70 $131 Allstate $77 $147 GEICO $86 $162 American Family $89 $169 Nationwide $109 $201 Travelers $115 $212 Progressive $127 $173 Farmers $137 $256 Liberty Mutual $218 $278 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Chevy Bolt launched in 2017, with an original MSRP ranging from $37,495 to $41,780 for its inaugural model. Below, you can compare average insurance quotes for a 2017 Bolt from top insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageAmerican Family $88 $167 GEICO $86 $161 Allstate $76 $145 State Farm $69 $130 USAA $58 $109 Liberty Mutual $217 $276 Farmers $136 $254 Progressive $126 $171 Travelers $114 $210 Nationwide $108 $200 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Chevy Bolt insurance by state
Car insurance rates can vary significantly by location, primarily because state laws regulate the insurance industry. The risks your car faces vary depending on where you live.[4]
Below, you can compare average monthly car insurance quotes across all Chevy models by state. Alaska and Hawaii aren’t included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| Washington D.C. | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
Compare Chevy Bolt Car Insurance Quotes
Insurify partners with top insurers for real quotes
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
How to ensure you have enough coverage on your Chevrolet Bolt
Earning discounts, increasing your deductible, and maintaining a clean driving record can all help you save money on car insurance. Lowering your premium is important, but not having enough coverage can cost you money in the event of an accident.
You should consider the following auto coverages to protect your vehicle:
Liability coverage
Most U.S. states require you to carry bodily injury and property damage liability coverage to pay for any damages you might cause to someone else. You may want to consider increasing the liability limits from the minimum requirement for added protection.
Full coverage
Full-coverage insurance includes comprehensive and collision coverage. If you loan or lease your vehicle, lenders will typically require you to carry this coverage to pay for damage to your vehicle.
Uninsured/underinsured motorist coverage
UM/UIM coverage pays for your damages in the event of a hit-and-run crash or an accident with an uninsured or underinsured driver.
Personal injury protection coverage
In no-fault states, you might need to buy personal injury protection (PIP), which offers financial protection for you and your passengers in an accident.
Roadside assistance coverage
Roadside assistance coverage can help with issues like flat tires, dead batteries, and more. Batteries in older EVs tend to hold less charge. If your EV runs low on charge, having this mobile service coverage can be helpful.
Chevrolet Bolt car insurance FAQs
The following information can help you answer your remaining questions about car insurance for your Chevrolet Bolt.
USAA, GEICO, and State Farm charge the lowest rates for Chevy Bolt car insurance. USAA customers with a Bolt pay an average of $48 per month for liability coverage and $100 for full coverage. Bolt drivers with coverage from GEICO and State Farm pay a little bit more but still have affordable average rates.
The average cost of insurance for a Chevy Bolt is $104 per month for liability-only insurance and $197 for full-coverage insurance, Insurify data shows. How much you pay for coverage will depend on your driving record, chosen insurance company, coverage level, location, and more.
Not necessarily. Compared to the cost of insuring vehicles nationwide, the Chevy Bolt’s car insurance premiums are generally in line with average rates. Compared to similar EV models, the Bolt costs less to insure than the Nissan Leaf and the Hyundai Ioniq 5 but is more expensive than the Kia Niro.
Chevy stopped making the original Bolt in 2023. Although the vehicle was popular, Chevy wanted to switch production to a new battery style that would lower production costs. Chevy is relaunching the Bolt for 2027.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Kelley Blue Book. "Chevy Bolt Returning for 2027."
- Insurance Institute for Highway Safety. "2023 Chevrolet Bolt."
- National Association of Insurance Commissioners. "NAIC Consumer Shopping Tool for Auto Insurance."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
)
Lindsay VanSomeren
Lindsay VanSomeren is a freelance personal finance writer living in Suquamish, WA. Her work has appeared with FICO, Credit Karma, The Balance, and more. She enjoys helping people learn how to manage their money better so they can live the life they want.
Lindsay has been a contributor at Insurify since October 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in