Cheap Auto Insurance Quotes in Maricopa, AZ (November 2021)

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Car Insurance in Maricopa, AZ

The average cost of Arizona car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Maricopa, AZ to find you the cheapest quotes in the area.
$106
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$137
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$146
Mile AutoClearcoverSun CoastKemper SpecialtyFreedom National

Cheapest Car Insurance in Maricopa, AZ

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$167
$196
$148
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$188
ArizonaPhoenixTucsonMesaChandlerMaricopa
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Maricopa, AZ Driving Facts

arizona

Minimum Car Insurance Requirements in AZ

Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.

Arizona's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

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Insurify Insights: How Maricopa Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Maricopa, AZ
suspended licenses
#41
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Maricopa drivers measure up to their fellow Arizona motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Maricopa

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Maricopa drivers rank 9 in the number of car accidents per driver across all cities in Arizona.

  • Rank within state: #9
  • Percent of drivers in Maricopa with an accident: 10.46%
  • Drivers in Maricopa, AZ with an accident in their driving history paid on average 42.05% more than drivers with a clean record

Speeding Maricopa

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arizona, Maricopa drivers rank 5 in the number of speeding infractions per driver.

  • Rank within state: #5
  • Percent of drivers in Maricopa with a speeding ticket: 10.46%
  • Drivers in Maricopa, AZ with a speeding ticket in their driving history paid on average 35.23% more than drivers with a clean record

DUI/DWIs Maricopa

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Maricopa drivers rank 17 in the number of DUI’s per driver across all cities in Arizona.

  • Rank within state: #17
  • Percent of drivers in Maricopa with a DUI: 2.12%
  • Drivers in Maricopa, AZ with a DUI in their driving history paid on average 18.75% more than drivers with a clean record

Rude Maricopa

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arizona, Maricopa drivers rank 14 in rude driving infractions.

  • Rank within state: #14
  • Percent of drivers in Maricopa with a reckless driving violation: 1.96%
  • Drivers in Maricopa, AZ with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Maricopa

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Maricopa drivers rank 20 in clean driving records across all cities in Arizona.

  • Rank within state: #20
  • Percent of drivers in Maricopa with clean record: 79.58%

Failure to Yield the Right of Way Maricopa

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Maricopa drivers rank 19 in failure to yield violations per driver across all cities in Arizona.

  • Rank within state: #19
  • Percent of drivers in Maricopa with a failure to yield violation: 0.33%
  • Drivers in Maricopa, AZ with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Maricopa

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arizona, Maricopa drivers rank 22 in the number of reckless driving offenses per driver.

  • Rank within state: #22
  • Percent of drivers in Maricopa with a reckless driving offense: --%

Most Popular Vehicle Maricopa

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Maricopa is the Nissan Altima.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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