Cheap Auto Insurance Quotes in Gilbert, AZ (January 2022)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Grand Canyon State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Car Insurance in Gilbert, AZ

The average cost of Arizona car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Gilbert, AZ to find you the cheapest quotes in the area.
$72
$135
$189
$189
State FarmTravelersThe GeneralAmerican Family

Cheapest Car Insurance in Gilbert, AZ

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$159
$196
$148
$163
$142
$146
ArizonaPhoenixTucsonMesaChandlerGilbert
Click here to learn about car insurance quotes and save on your current policy.

Gilbert, AZ Driving Facts

arizona

Minimum Car Insurance Requirements in AZ

Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.

Arizona's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Gilbert agents

Strong Tower Insurance Group, Inc.
3325 E Baseline Rd, Gilbert, AZ 85234-2633
Foundation Insurance Services
2730 S Val Vista Dr, Gilbert, AZ 85295
Toro Insurance Group LLC
1240 N Mondel Dr, Gilbert, AZ 85233
Masciangelo Insurance Group
1910 S Stapley Dr, Gilbert, AZ 85299
San Tan Insurance Services LLC
625 N Gilbert Rd Ste 107, Gilbert, AZ 85234-4511
Legacy One Insurance
725 W Elliot Rd, Gilbert, AZ 85233-5301
CB Insurance Investments LLC dba: Pinnacle Insurance Group
2103 E Clipper Ln, Gilbert, AZ 85234-2827
Saks Insurance LLC
1530 E Williams Field Rd, Gilbert, AZ 85295-1823
Jim P. Goodvin dba: J.P. Goodvin Insurance Consultants
1032 W Iris Dr, Gilbert, AZ 85233-7914
Witkin Insurance Agency, Inc.
1176 E Warner Rd Ste 108, Gilbert, AZ 85296-3068

Insurify Insights: How Gilbert Drivers Measure Up

hyundai
Hyundai Elantra
Most Popular Car in
Gilbert, AZ
suspended licenses
#32
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Gilbert drivers measure up to their fellow Arizona motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Gilbert

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Gilbert drivers rank 6 in the number of car accidents per driver across all cities in Arizona.

  • Rank within state: #6
  • Percent of drivers in Gilbert with an accident: 11.43%
  • Drivers in Gilbert, AZ with an accident in their driving history paid on average 41.27% more than drivers with a clean record

Speeding in Gilbert

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arizona, Gilbert drivers rank 6 in the number of speeding infractions per driver.

  • Rank within state: #6
  • Percent of drivers in Gilbert with a speeding ticket: 10.33%
  • Drivers in Gilbert, AZ with a speeding ticket in their driving history paid on average 33.33% more than drivers with a clean record

DUI/DWIs in Gilbert

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Gilbert drivers rank 8 in the number of DUI’s per driver across all cities in Arizona.

  • Rank within state: #8
  • Percent of drivers in Gilbert with a DUI: 2.44%
  • Drivers in Gilbert, AZ with a DUI in their driving history paid on average 4.23% more than drivers with a clean record

Most Popular Vehicle in Gilbert

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Gilbert is the Hyundai Elantra.

Rude in Gilbert

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arizona, Gilbert drivers rank 20 in rude driving infractions.

  • Rank within state: #20
  • Percent of drivers in Gilbert with a reckless driving violation: 1.63%
  • Drivers in Gilbert, AZ with a reckless driving violation in their driving history paid on average 58.2% more than drivers with a clean record.

Safest Drivers in Gilbert

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Gilbert drivers rank 21 in clean driving records across all cities in Arizona.

  • Rank within state: #21
  • Percent of drivers in Gilbert with clean record: 79.34%

Failure to Yield the Right of Way in Gilbert

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Gilbert drivers rank 15 in failure to yield violations per driver across all cities in Arizona.

  • Rank within state: #15
  • Percent of drivers in Gilbert with a failure to yield violation: 0.41%
  • Drivers in Gilbert, AZ with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Gilbert

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arizona, Gilbert drivers rank 1 in the number of reckless driving offenses per driver.

  • Rank within state: #1
  • Percent of drivers in Gilbert with a reckless driving offense: 0.23%

Hybrid/Electric Vehicle Ownership in Gilbert

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Gilbert drivers rank 3 in hybrid and electric vehicle ownership across all cities in Arizona.

  • Rank within state: #3
  • Percent of drivers in Gilbert with a hybrid/electric vehicle: 2.01%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3689 Reviews

Insurify is rated 4.8 out of 5 based on 3689 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!