Nissan GT-R Car Insurance Quotes (2025)
The total average cost of insuring a Nissan GT-R is $243 per month, but rates vary based on your vehicle model year, insurance company, and state.
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Elizabeth Rivelli
5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
The Nissan GT-R is a high-end sports car with features like 565 horsepower and dynamic handling with all-wheel drive.[1] Nissan discontinued the GT-R in 2025, but it was a popular option for speed enthusiasts.
The average cost of Nissan GT-R car insurance is $169 per month for liability-only insurance and $318 per month for full coverage. The Nissan vehicle has a similar starting price point to comparable vehicle makes and models, like the Porsche 911 Carrera and Mercedes-Benz AMG SL 43 Roadster.
Here’s what you should know about finding car insurance for your Nissan GT-R.
Quick Facts
The starting cost of a new 2024 Nissan GT-R is $121,090. The vehicle’s higher value typically leads to more expensive car insurance premiums.
Compared to other Nissan vehicle models, the GT-R is much more expensive to insure, on average.
Annually, Nissan GT-R drivers pay an average of $2,916 for car insurance.
Cost of Nissan GT-R insurance by model year
The total average cost of car insurance on a Nissan GT-R is $243 per month, but rates depend on several factors, including the insurance company. The cheapest car insurance company for Nissan GT-R insurance is USAA, based on Insurify’s available data.
Another factor that affects Nissan GT-R insurance premiums is the model year. Below, you can see the average cost of Nissan GT-R car insurance for recent model years.
Model Year  | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2023 | $212 | $400 |
| 2022 | $201 | $379 |
| 2021 | $198 | $373 |
| 2020 | $184 | $347 |
| 2019 | $183 | $344 |
| 2018 | $178 | $335 |
| 2017 | $182 | $342 |
| 2016 | $179 | $337 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2024 Nissan GT-R has a manufacturer’s suggested retail price (MSRP) of $121,090. Nissan has since stopped production of the GT-R, so the 2024 model is the last available model. Average monthly quotes for the 2024 Nissan GT-R aren’t included below due to insufficient data.
The 2023 Nissan GT-R had a starting MSRP of $116,040. Here are the average monthly car insurance quotes for the 2023 Nissan GT-R from some of the top auto insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $104 $200 State Farm $124 $240 Allstate $136 $268 GEICO $153 $296 American Family $158 $308 Nationwide $194 $368 Travelers $205 $388 Progressive $226 $316 Farmers $243 $468 Liberty Mutual $388 $508 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When Nissan released the 2022 GT-R, it had a starting MSRP of $115,000. You can compare average insurance quotes for the 2022 model from different companies below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $99 $190 State Farm $117 $228 Allstate $129 $254 GEICO $145 $281 American Family $149 $292 Nationwide $183 $349 Travelers $193 $368 Progressive $213 $300 Farmers $230 $444 Liberty Mutual $367 $482 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Nissan GT-R had a starting MSRP of $113,540. If you’re thinking about purchasing a 2021 Nissan GT-R, compare average monthly car insurance quotes for the model below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $97 $187 State Farm $115 $224 Allstate $127 $250 GEICO $143 $276 American Family $147 $288 Nationwide $181 $344 Travelers $191 $362 Progressive $210 $295 Farmers $226 $437 Liberty Mutual $361 $474 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan’s 2020 GT-R model had a starting price of $113,540. In the table below, you can see the average monthly car insurance quotes for the 2020 model from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $90 $173 State Farm $107 $208 Allstate $118 $232 GEICO $132 $257 American Family $136 $267 Nationwide $167 $319 Travelers $176 $337 Progressive $195 $274 Farmers $209 $406 Liberty Mutual $334 $441 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting price of the 2019 Nissan GT-R was $99,990. Below, you can compare average monthly quotes for the 2019 Nissan GT-R from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $89 $172 State Farm $106 $206 Allstate $117 $230 GEICO $131 $255 American Family $135 $265 Nationwide $166 $316 Travelers $175 $334 Progressive $193 $272 Farmers $208 $402 Liberty Mutual $332 $437 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Nissan GT-R had a starting MSRP of $99,990. If you’re interested in a 2018 model, here are the average car insurance premiums from some of the largest insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $87 $168 State Farm $103 $201 Allstate $114 $225 GEICO $128 $248 American Family $132 $258 Nationwide $162 $308 Travelers $171 $325 Progressive $189 $265 Farmers $203 $392 Liberty Mutual $324 $426 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan’s 2017 GT-R had an MSRP of $109,990. Below, you can see the average monthly auto insurance quotes for the 2017 model from various insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $89 $171 State Farm $106 $206 Allstate $117 $229 GEICO $131 $253 American Family $135 $264 Nationwide $166 $315 Travelers $175 $332 Progressive $193 $271 Farmers $208 $401 Liberty Mutual $332 $435 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The base model 2016 Nissan GT-R had a starting MSRP of $101,770. Here are the average car insurance premiums for the 2016 model, according to Insurify’s available data.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $88 $168 State Farm $104 $202 Allstate $115 $226 GEICO $129 $249 American Family $133 $259 Nationwide $163 $310 Travelers $172 $327 Progressive $190 $266 Farmers $204 $394 Liberty Mutual $326 $428 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Nissan insurance by state
Nissan GT-R insurance premiums vary based on your location. In the chart below, you can see the total average insurance cost across all Nissan models in each state.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $145 |
| Arizona | $177 |
| Arkansas | $260 |
| California | $245 |
| Colorado | $223 |
| Connecticut | $340 |
| Delaware | $250 |
| Florida | $233 |
| Georgia | $253 |
| Idaho | $127 |
| Illinois | $173 |
| Indiana | $147 |
| Iowa | $123 |
| Kansas | $167 |
| Kentucky | $220 |
| Louisiana | $225 |
| Maine | $153 |
| Maryland | $344 |
| Massachusetts | $181 |
| Michigan | $281 |
| Minnesota | $198 |
| Mississippi | $211 |
| Missouri | $196 |
| Montana | $168 |
| Nebraska | $178 |
| Nevada | $285 |
| New Hampshire | $115 |
| New Jersey | $181 |
| New Mexico | $161 |
| New York | $478 |
| North Carolina | $95 |
| North Dakota | $139 |
| Ohio | $131 |
| Oklahoma | $181 |
| Oregon | $163 |
| Pennsylvania | $176 |
| Rhode Island | $150 |
| South Carolina | $274 |
| South Dakota | $131 |
| Tennessee | $152 |
| Texas | $240 |
| Utah | $186 |
| Vermont | $154 |
| Virginia | $195 |
| Washington | $162 |
| Washington D.C. | $349 |
| West Virginia | $159 |
| Wisconsin | $134 |
| Wyoming | $121 |
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How to ensure you have enough coverage on your Nissan GT-R
If you own a Nissan GT-R, it’s important to have enough coverage in case of an accident or other claim. Here are some of the common coverages that can be beneficial to have when insuring your Nissan GT-R.
Collision and comprehensive coverage
Collision insurance will pay to repair or replace your Nissan GT-R after an accident. Comprehensive insurance covers non-collision damage, like theft, vandalism, and hail.
Gap coverage
If you lease or finance a Nissan GT-R, gap insurance can come in handy. If you total your vehicle in a covered loss, gap insurance will cover the difference between the car’s value and what you still owe the lender.
OEM coverage
Original equipment manufacturer (OEM) coverage can pay extra to use genuine Nissan parts if your vehicle needs repairs after a covered loss. Without this coverage, your insurer may only approve the use of cheaper aftermarket parts.
Roadside assistance coverage
Roadside assistance can cover basic services, like flat-tire changes, battery jump-starts, lockouts, fuel delivery, and several miles of towing.
Custom parts coverage
If you’ve made any modifications to your Nissan GT-R, you should consider adding custom parts coverage. If your car incurs damage, this endorsement will pay to replace the custom parts and equipment you’ve installed.
Nissan GT-R car insurance FAQs
If you’re shopping for Nissan GT-R insurance, the following information can help answer your remaining questions about finding coverage.
USAA has the cheapest Nissan GT-R insurance, according to Insurify data. State Farm, Allstate, and GEICO are a few of the other most affordable insurers for Nissan GT-R vehicles. But keep in mind that the cheapest insurance company for you will depend on your location, age, driving record, and other factors.
Yes. Nissan GT-Rs are more expensive to insure than other Nissan vehicles, likely because they’re high-end vehicles with an expensive starting price. The overall average cost to insure any Nissan vehicle is $152 per month, while the cost to insure a GT-R is much higher, at $243.
The average cost of Nissan GT-R insurance is $169 per month for liability-only coverage and $318 per month for full coverage. The total average cost of Nissan GT-R insurance is $243 per month.
Car insurance premiums tend to be higher for cars with an R title, short for a rebuilt title. Many insurance companies charge higher premiums on vehicles with a rebuilt title due to safety concerns, which could increase the likelihood of a claim.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Nissan. "2024 Nissan GT-R."
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Elizabeth Rivelli
Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
Elizabeth has been a contributor at Insurify since October 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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