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5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Table of contents
The Nissan Armada is a full-size SUV with 425 horsepower, seating for eight passengers, and advanced safety technology.[1] The average cost of Nissan Armada car insurance is $101 per month for liability-only coverage and $190 per month for full-coverage insurance, according to Insurify data.
The Armada is less popular than Nissan’s bestselling Rogue and Pathfinder. But it also has a lower manufacturer’s suggested retail price (MSRP) than similar makes and models, like the Toyota Sequoia and Chevrolet Tahoe.
Here’s what you should know about finding car insurance for your Nissan Armada, including average costs by state and model year.
USAA and State Farm are the cheapest companies for Nissan Armada insurance, on average.
The average cost to insure a Nissan vehicle is $105 per month for liability coverage and $198 for full-coverage insurance, which is just a bit higher than the average premium for a Nissan Armada.
Insuring a Nissan Armada costs more on average than coverage for several other Nissan models, including the Pathfinder, Rogue, and Frontier, according to Insurify data.
Cost of Nissan Armada insurance by model year
The total average cost of insuring a Nissan Armada is $146 per month. By coverage level, the average cost is $101 per month for liability and $190 for full coverage. The cheapest car insurance company for Nissan Armada insurance is USAA, according to Insurify’s available rate data.
Nissan Armada car insurance premiums depend on a few factors, including the model year of your vehicle. And your driving history plays a role in how much you’ll pay to insure any vehicle.
Below, you can see the average insurance rate for recent Nissan Armada model years.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2024 | $178 | $335 |
| 2023 | $99 | $187 |
| 2022 | $123 | $231 |
| 2021 | $128 | $240 |
| 2020 | $115 | $216 |
| 2019 | $110 | $207 |
| 2018 | $122 | $230 |
| 2017 | $112 | $211 |
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Learn More: Nissan Recommended Maintenance Schedule
The MSRP of the 2025 Nissan Armada is $57,520.[1] Depending on the trim you select, the MSRP for a 2025 Armada can range up to $79,990.
Average monthly quotes for the 2025 Nissan Armada aren’t included below due to insufficient data.
Good to KnowThe 2025 Nissan Armada is an Insurance Institute for Highway Safety top safety pick in the large SUV category. The vehicle scored “good” for seven out of eight safety features the IIHS evaluates.
The starting price for the 2024 Nissan Armada was $55,450. Below, you can see the average monthly insurance premiums for the 2024 model from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $87 $168 State Farm $103 $201 Allstate $114 $224 GEICO $128 $248 American Family $132 $258 Nationwide $162 $308 Travelers $171 $325 Progressive $189 $265 Farmers $203 $392 Liberty Mutual $324 $425 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Nissan Armada had an MSRP of $50,700. If you’re thinking about purchasing a 2023 Armada, here are the average car insurance rates from different insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $49 $94 State Farm $57 $112 Allstate $63 $125 GEICO $71 $138 American Family $73 $144 Nationwide $90 $172 Travelers $95 $181 Progressive $105 $148 Farmers $113 $219 Liberty Mutual $180 $237 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Nissan Armada base model started at $49,150. Here are the average monthly car insurance rates from several insurers for this model year.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $60 $116 State Farm $71 $139 Allstate $79 $155 GEICO $89 $171 American Family $91 $178 Nationwide $112 $213 Travelers $118 $224 Progressive $130 $182 Farmers $140 $270 Liberty Mutual $224 $293 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting price for the 2021 Nissan Armada was $48,500. In the table below, you can see the average cost of insuring a 2021 Nissan Armada.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $63 $120 State Farm $74 $144 Allstate $82 $161 GEICO $92 $178 American Family $95 $185 Nationwide $116 $221 Travelers $123 $233 Progressive $136 $190 Farmers $146 $281 Liberty Mutual $233 $305 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Nissan Armada had a starting price of $47,100, which is about $10,000 less than the starting MSRP for the 2025 model. In the table below, you can see the average car insurance premium for the 2020 model from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $56 $108 State Farm $67 $130 Allstate $74 $145 GEICO $83 $160 American Family $85 $166 Nationwide $105 $199 Travelers $110 $210 Progressive $122 $171 Farmers $131 $253 Liberty Mutual $209 $274 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Nissan Armada base model had an MSRP of $46,790. If you’re shopping for a 2019 model, here’s the average cost of car insurance from a few insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $54 $104 State Farm $64 $124 Allstate $70 $139 GEICO $79 $153 American Family $81 $159 Nationwide $100 $190 Travelers $106 $201 Progressive $117 $164 Farmers $125 $242 Liberty Mutual $200 $263 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP of the 2018 Nissan Armada was $45,600. Below, you can compare average car insurance premiums for the 2018 Armada based on Insurify’s available rate data.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $60 $115 State Farm $71 $138 Allstate $78 $154 GEICO $88 $170 American Family $90 $177 Nationwide $111 $212 Travelers $117 $223 Progressive $129 $182 Farmers $139 $269 Liberty Mutual $222 $292 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
A 2017 Nissan Armada had an MSRP of $44,400 for the base model. In the following table, you can see the average car insurance premium on a 2017 Armada from several insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $55 $106 State Farm $65 $127 Allstate $72 $141 GEICO $81 $156 American Family $83 $162 Nationwide $102 $194 Travelers $108 $205 Progressive $119 $167 Farmers $128 $247 Liberty Mutual $204 $268 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Nissan insurance by state
Where you live affects the average cost of Nissan car insurance. Your insurance company will consider your state, city, and ZIP code when determining your premium. Location-based factors like accident rates, property crime rates, weather, and more can all influence how much you pay for car insurance.[2]
You can use the map below to see the average cost of insuring a Nissan in all 50 states. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $150 |
| Arkansas | $269 |
| Arizona | $183 |
| California | $253 |
| Colorado | $231 |
| Connecticut | $352 |
| Delaware | $361 |
| Florida | $259 |
| Georgia | $242 |
| Iowa | $262 |
| Idaho | $127 |
| Illinois | $132 |
| Indiana | $179 |
| Kansas | $152 |
| Kentucky | $173 |
| Louisiana | $228 |
| Massachusetts | $233 |
| Maryland | $187 |
| Maine | $356 |
| Michigan | $158 |
| Minnesota | $291 |
| Missouri | $205 |
| Mississippi | $203 |
| Montana | $218 |
| North Carolina | $174 |
| North Dakota | $98 |
| Nebraska | $144 |
| New Hampshire | $184 |
| New Jersey | $119 |
| New Mexico | $187 |
| Nevada | $167 |
| New York | $295 |
| Ohio | $495 |
| Oklahoma | $136 |
| Oregon | $187 |
| Pennsylvania | $169 |
| Rhode Island | $182 |
| South Carolina | $155 |
| South Dakota | $283 |
| Tennessee | $136 |
| Texas | $157 |
| Utah | $248 |
| Virginia | $192 |
| Vermont | $202 |
| Washington | $159 |
| Washington D.C. | $168 |
| Wisconsin | $139 |
| West Virginia | $165 |
| Wyoming | $125 |
How to ensure you have enough coverage on your Nissan Armada
If you drive a Nissan Armada or are thinking about buying one, it’s essential to have enough car insurance coverage. Here are a few coverage options that you should consider for your Nissan Armada:
Collision and comprehensive coverage
Collision insurance pays to repair your vehicle after an accident. Comprehensive insurance covers non-collision repairs, like damage from theft, vandalism, fires, floods, hail, and falling objects.[3]
Gap insurance
If you lease or finance an Armada, gap insurance can be beneficial. If you total your car or experience vehicle theft while you have negative equity, gap insurance pays the difference between what your car is worth and what you still owe the lender.
Roadside assistance
Roadside assistance pays for basic repairs if you get stranded. Most policies cover services like flat-tire changes, battery replacements, jump-starts, fuel delivery, extrication, lockouts, and several miles of towing.
Rental reimbursement coverage
If a covered event damages your Nissan Armada, rental reimbursement coverage can pay for a rental vehicle while your car is in the shop.
OEM coverage
Original equipment manufacturer (OEM) coverage pays to use genuine Nissan parts if an accident damages your Armada. Without this coverage, your insurance company might only approve the use of cheaper aftermarket parts.
Nissan Armada car insurance FAQs
If you’re shopping for a Nissan Armada, here’s some more information that can help you find the best car insurance policy at the most affordable price.
USAA has the cheapest Nissan Armada insurance, based on Insurify’s available rate data. USAA’s average Armada premium is $47 per month for liability-only coverage and $97 per month for full coverage. State Farm, GEICO, and Allstate are a few of the other most affordable car insurance companies for Nissan Armada drivers to consider.
Nissan Armadas are more expensive to insure than similar makes and models. The total average monthly cost to insure a Nissan Armada is $146, which is higher than the total average premium for a Chevrolet Tahoe, at $136, and a Toyota Sequoia, at $125.
The total average cost of insuring a Nissan Armada is $146 per month, or $1,752 per year. Nissan Armada drivers pay $101 per month for liability coverage and $190 for full-coverage insurance.
Nissan Armadas are generally reliable vehicles that should last for many years with regular maintenance. The Nissan Armada has an above-average reliability rating from RepairPal and lower ownership costs than similar full-size SUVs.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Nissan. "Armada."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "What is covered by collision and comprehensive auto insurance?."
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Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
Elizabeth has been a contributor at Insurify since October 2022.
)
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
)