Ford Escape Car Insurance Quotes (2025)
Insuring a Ford Escape SUV costs an average of $158 per month for full coverage.
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Written byEmily Guy Birken
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Over 12 years writing about insurance and personal finance
Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.
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Edited bySara Getman
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Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
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Table of contents
Since its introduction more than 20 years ago, drivers have loved the Ford Escape. At the height of the Escape’s popularity, Ford consistently sold more than 300,000 of these vehicles per year.[1]
Ford Escape auto insurance costs an average of $84 per month for liability-only coverage. Drivers of similar compact SUVs, such as the Toyota RAV4 or the Chevrolet Equinox, pay slightly more for car insurance.
Whether you currently own an Escape or are thinking of getting one, here’s what you need to know about getting affordable Ford Escape insurance.
Quick Facts
The 2025 Ford Escape has a maximum MSRP of $31,395, putting it well below the average new car price of $49,740.
Ford worked with Mazda to develop the first Escape in 2001.
USAA, Allstate, and State Farm offer the cheapest rates for the Ford Escape.
Cost of Ford Escape insurance by model year
For model years 2016 to 2025, the median monthly quote for insurance is $137 per month, according to Insurify data. USAA has the cheapest monthly insurance premium for this make and model, quoting an average of $39 per month for liability-only coverage and $80 per month for full coverage.
The table below shows how rates fluctuate based on the model year.
Model Year  | Average Monthly Quote |
|---|---|
| 2025 | $156 |
| 2024 | $150 |
| 2023 | $150 |
| 2022 | $143 |
| 2021 | $137 |
| 2020 | $133 |
| 2019 | $130 |
| 2018 | $127 |
| 2017 | $124 |
| 2016 | $121 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The MSRP for a 2025 Ford Escape ranges from $29,150 to $31,395, depending on trim level.[2] You can find the average monthly full-coverage quotes from top insurers for this model year in the table below.
Insurance CompanyAverage Monthly QuoteUSAA $78 State Farm $93 Allstate $103 GEICO $114 American Family $118 Progressive $137 Nationwide $143 Travelers $151 Farmers $181 Liberty Mutual $228 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Ford Escape had an MSRP that ranged from $29,495 to $32,660. Check out the average monthly insurance costs from major insurers in the table below.
Insurance CompanyAverage Monthly QuoteUSAA $75 State Farm $89 Allstate $99 GEICO $110 American Family $114 Progressive $133 Nationwide $138 Travelers $145 Farmers $174 Liberty Mutual $219 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Depending on your trim level preferences, the 2023 Ford Escape had an MSRP between $28,000 and $39,460. Now, you can find a 2023 Escape for $20,063 to $28,264.
You can find the average monthly insurance cost for this model year from several major insurers below.
Insurance CompanyAverage Monthly QuoteUSAA $75 State Farm $89 Allstate $99 GEICO $110 American Family $114 Progressive $133 Nationwide $138 Travelers $145 Farmers $174 Liberty Mutual $219 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
For a 2022 Ford Escape, the original MSRP ranged between $27,185 and $37,305. Here’s how much it would currently cost per month to insure a 2022 Escape.
Insurance CompanyAverage Monthly QuoteUSAA $72 State Farm $85 Allstate $94 American Family $109 GEICO $105 Progressive $127 Nationwide $131 Travelers $138 Farmers $166 Liberty Mutual $209 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2021, a new Ford Escape had an original MSRP between $25,555 and $36,455. Now you can find a 2021 Escape for less than $20,000. In the table below, you’ll find average monthly quotes from several major insurance companies for a 2021 Escape.
Insurance CompanyAverage Monthly QuoteUSAA $68 State Farm $81 Allstate $90 GEICO $100 American Family $104 Progressive $121 Nationwide $125 Travelers $132 Farmers $158 Liberty Mutual $200 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2020, the Ford Escape came with an original MSRP between $24,885 and $36,835. If you’re interested in insuring a 2020 Escape, average monthly quotes for this model year are in the table below.
Insurance CompanyAverage Monthly QuoteUSAA $66 State Farm $79 Allstate $88 GEICO $97 American Family $101 Progressive $118 Nationwide $122 Travelers $128 Farmers $154 Liberty Mutual $194 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original MSRP for the 2019 Ford Escape model year ran from $24,105 to $34,120, depending on trim choices. Now, a 2019 Escape costs between $13,524 and $17,495.
Here’s how much several major insurers currently charge for coverage on a 2019 Escape.
Insurance CompanyAverage Monthly QuoteUSAA $65 State Farm $77 Allstate $86 GEICO $96 American Family $99 Progressive $115 Nationwide $119 Travelers $126 Farmers $151 Liberty Mutual $190 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Ford Escape in 2018 had an MSRP ranging from $23,940 to $33,490, based on the trim level. Here’s the current average monthly cost of insuring this model year.
Insurance CompanyAverage Monthly QuoteUSAA $63 State Farm $76 Allstate $84 GEICO $93 American Family $97 Progressive $112 Nationwide $117 Travelers $123 Farmers $147 Liberty Mutual $186 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
For the 2017 Ford Escape, the original MSRP was between $23,750 and $31,000, but now you can find them for just over $10,000.
Find the average monthly insurance quotes for this model year in the table below.
Insurance CompanyAverage Monthly QuoteUSAA $62 State Farm $74 Allstate $82 GEICO $91 American Family $95 Progressive $110 Nationwide $114 Travelers $120 Farmers $144 Liberty Mutual $182 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Ford Escape had an original MSRP that ranged from $23,590 to $31,745. This model year currently has the following average monthly insurance costs from major insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $60 State Farm $72 Allstate $80 GEICO $89 American Family $92 Progressive $107 Nationwide $111 Travelers $117 Farmers $141 Liberty Mutual $177 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Ford insurance by state
How much you pay for your Ford Escape insurance premiums can vary a great deal depending on your location, even down to the ZIP code. This is because different areas have different levels of traffic, vandalism, crime, weather events, and repair costs.
The map below outlines the average rates Ford drivers pay depending on which state they live in. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $129 |
| Arkansas | $232 |
| Arizona | $158 |
| California | $218 |
| Colorado | $199 |
| Connecticut | $303 |
| Delaware | $223 |
| Florida | $208 |
| Georgia | $226 |
| Iowa | $110 |
| Idaho | $113 |
| Illinois | $154 |
| Indiana | $131 |
| Kansas | $149 |
| Kentucky | $196 |
| Louisiana | $201 |
| Massachusetts | $161 |
| Maryland | $307 |
| Maine | $136 |
| Michigan | $251 |
| Minnesota | $177 |
| Missouri | $175 |
| Mississippi | $188 |
| Montana | $150 |
| North Carolina | $85 |
| North Dakota | $124 |
| Nebraska | $158 |
| New Hampshire | $102 |
| New Jersey | $161 |
| New Mexico | $144 |
| Nevada | $254 |
| New York | $427 |
| Ohio | $117 |
| Oklahoma | $161 |
| Oregon | $146 |
| Pennsylvania | $157 |
| Rhode Island | $134 |
| South Carolina | $244 |
| South Dakota | $117 |
| Tennessee | $135 |
| Texas | $214 |
| Utah | $166 |
| Virginia | $174 |
| Vermont | $137 |
| Washington | $145 |
| Washington D.C. | $311 |
| Wisconsin | $120 |
| West Virginia | $142 |
| Wyoming | $108 |
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How to ensure you have enough coverage on your Ford Escape
You have a number of factors to consider when finding the right coverage levels for your Ford Escape, starting with your state requirements for liability limits. You may choose to add other coverage options on top of your state-mandated liability insurance, such as these optional coverages:[3]
Collision coverage
With collision insurance, your insurance company will help pay the repair costs of your Escape if you cause an accident. Without this kind of insurance coverage, you’ll pay out of pocket for your damages in an at-fault accident.
Comprehensive coverage
Accidents aren’t the only way your Escape might sustain damage. Comprehensive insurance will help pay the repair costs resulting from anything other than a collision, including things like vandalism or extreme weather. This may also be important if you live in an area with high theft rates.
Personal injury protection coverage
PIP coverage helps pay for medical expenses for you and your passengers after an accident, no matter who caused it. If you don’t have health insurance, or if your age or other cost factors put medical expenses out of reach, this might be a worthwhile coverage to add.
Uninsured/underinsured motorist coverage
If you’re in an accident with an uninsured or underinsured driver, uninsured motorist coverage will help cover the cost of your property damage or medical bills. Some states require all drivers to carry this coverage, but it may be worth considering even if your state doesn’t mandate it.
Ford Escape car insurance FAQs
If you’re looking for the best Ford Escape insurance rates, the answers to the following common questions can help.
USAA has the lowest average Ford Escape insurance quotes. But if you don’t qualify for USAA, GEICO and State Farm also have low rates. The cheapest car insurance rates aren’t the same for any two Ford Escape drivers. Everything from the driver profile, location, and driving history to the vehicle age, mileage, and safety features can all affect premiums, so it’s important to compare multiple companies.
No. It costs an average of $121 per month to insure an Escape, less than the national average of $138. It also costs a little less to insure a Ford Escape compared to other compact SUVs, like the Toyota RAV4 and the Chevrolet Equinox.
On average, the Ford Escape costs $84 per month for liability coverage and $158 per month for full coverage, Insurify data shows.
Yes. The Ford community gives the Escape an estimated longevity of 150,000 to 200,000 miles, or 10 to 15 years. But careful maintenance and good driving habits can keep these vehicles on the road longer.[4]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- J.D. Power. "Ford Escape Model Years."
- U.S. News. "Ford Escape."
- III. "Auto insurance basics—understanding your coverage."
- Corwin Ford. "How long will a Ford Escape last?."
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Emily Guy Birken
Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson.
Her work has appeared on The Huffington Post, Business Insider, Kiplinger's, MSN Money, and The Washington Post online.
She is the author of several books, including The 5 Years Before You Retire, End Financial Stress Now, and the brand new book Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy.
Emily lives in Milwaukee with her family.
Emily has been a contributor at Insurify since October 2022.
Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.