Chevrolet Equinox Car Insurance Quotes (2026)
The average cost of car insurance for a Chevy Equinox is $129 per month, but specific costs vary by state and vehicle model year.
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Writer: Anna BaluchAuto and Home Insurance Writer
Writer: Anna BaluchAuto and Home Insurance Writer
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Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.
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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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The Chevy Equinox is a relatively affordable compact SUV with a wide range of advanced tech and safety features.[1]
Chevy Equinox owners pay $89 per month for liability insurance and $168 for full-coverage insurance, on average. Compared to similar vehicles, such as the Toyota RAV4, Mazda CX-5, and Nissan Rogue, average costs to insure the Chevrolet Equinox are more affordable.
Here’s what you should know about finding car insurance for your Chevy Equinox.
Quick Facts
USAA, GEICO, and State Farm offer the cheapest auto insurance for the Chevrolet Equinox, on average.
Annual car insurance premiums for the Chevy Equinox are $1,068 for liability insurance and $2,016 for full coverage.
The 2025 Chevy Equinox has an MSRP of $29,995 for the base front-wheel-drive model and $31,995 for the all-wheel-drive model.
Cost of Chevrolet Equinox insurance by model year
The model year of your Chevrolet Equinox will influence how much you pay to insure it. For example, insuring a 2016 Equinox is typically cheaper than coverage for a 2025 model.
USAA offers the cheapest average car insurance coverage for Equinox drivers. Factors such as your location, driving records, and age will also affect your rates.[2]
The table shows average monthly car insurance quotes for the Chevy Equinox by model year.
Model Year | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $118 | $216 |
| 2024 | $118 | $216 |
| 2023 | $116 | $212 |
| 2022 | $116 | $211 |
| 2021 | $110 | $201 |
| 2020 | $107 | $195 |
| 2019 | $103 | $188 |
| 2018 | $98 | $179 |
| 2017 | $97 | $177 |
| 2016 | $93 | $170 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2025 Chevrolet Equinox insurance
Chevrolet’s 2025 Equinox has a manufacturer’s suggested retail price (MSRP) ranging from $29,995 for the base model to $31,995 for the most expensive model. The vehicle has several impressive features, including an advanced color LCD display and heated seats.
Below, you can compare average car insurance costs for the 2025 Equinox from various insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $58 | $108 |
| State Farm | $68 | $130 |
| Allstate | $76 | $145 |
| GEICO | $85 | $160 |
| American Family | $87 | $166 |
| Nationwide | $107 | $199 |
| Travelers | $113 | $210 |
| Progressive | $125 | $171 |
| Farmers | $135 | $253 |
| Liberty Mutual | $215 | $274 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2024 Chevrolet Equinox insurance
The 2024 Equinox had an MSRP ranging from $27,995 to $31,195. Here’s a look at car insurance quotes for the 2024 Chevy Equinox by insurer.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $58 | $108 |
| State Farm | $68 | $130 |
| Allstate | $76 | $145 |
| GEICO | $85 | $160 |
| American Family | $87 | $166 |
| Nationwide | $107 | $199 |
| Travelers | $113 | $210 |
| Progressive | $125 | $171 |
| Farmers | $135 | $253 |
| Liberty Mutual | $215 | $274 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2023 Chevrolet Equinox insurance
The 2023 Chevy Equinox had a starting MSRP of $27,695. Below, you’ll find car insurance rates for the 2023 model year from various insurers.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $57 | $106 |
| State Farm | $67 | $127 |
| Allstate | $74 | $142 |
| GEICO | $84 | $157 |
| American Family | $86 | $163 |
| Nationwide | $106 | $195 |
| Travelers | $111 | $206 |
| Progressive | $123 | $167 |
| Farmers | $132 | $248 |
| Liberty Mutual | $211 | $269 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 Chevrolet Equinox insurance
The original MSRP for the 2022 Chevrolet Equinox ranged from $27,195 to $32,700. The table below shows average car insurance quotes for the Equinox from different auto insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $57 | $106 |
| State Farm | $67 | $127 |
| Allstate | $74 | $141 |
| GEICO | $84 | $156 |
| American Family | $86 | $162 |
| Nationwide | $106 | $194 |
| Travelers | $111 | $205 |
| Progressive | $123 | $167 |
| Farmers | $132 | $247 |
| Liberty Mutual | $211 | $268 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 Chevrolet Equinox insurance
Chevrolet’s 2021 Equinox had a starting MSRP of $24,995. Here, you’ll find the most affordable car insurance quotes for the 2021 Equinox.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $54 | $101 |
| State Farm | $64 | $121 |
| Allstate | $70 | $135 |
| GEICO | $79 | $149 |
| American Family | $81 | $155 |
| Nationwide | $100 | $185 |
| Travelers | $106 | $195 |
| Progressive | $117 | $159 |
| Farmers | $125 | $235 |
| Liberty Mutual | $200 | $255 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 Chevrolet Equinox insurance
The 2020 Chevy Equinox had an MSRP of $24,995 for the base model and $32,890 for the highest-level model. This table shows car insurance quotes for a 2020 Equinox from different insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $52 | $98 |
| State Farm | $62 | $117 |
| Allstate | $68 | $131 |
| GEICO | $77 | $144 |
| American Family | $79 | $150 |
| Nationwide | $97 | $179 |
| Travelers | $103 | $189 |
| Progressive | $113 | $154 |
| Farmers | $122 | $228 |
| Liberty Mutual | $195 | $248 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2019 Chevrolet Equinox insurance
The MSRP for the 2019 Chevy Equinox started at $24,995. Here’s an overview of auto insurance quotes for the 2019 Equinox.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $50 | $94 |
| State Farm | $60 | $113 |
| Allstate | $66 | $126 |
| GEICO | $74 | $139 |
| American Family | $76 | $145 |
| Nationwide | $94 | $173 |
| Travelers | $99 | $182 |
| Progressive | $109 | $149 |
| Farmers | $117 | $220 |
| Liberty Mutual | $187 | $239 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2018 Chevrolet Equinox insurance
Chevrolet’s 2018 Equinox had an MSRP ranging from $24,575 to $31,795. Below, you can compare quotes for the 2018 Equinox from the cheapest car insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $48 | $90 |
| State Farm | $57 | $107 |
| Allstate | $63 | $120 |
| GEICO | $71 | $132 |
| American Family | $73 | $138 |
| Nationwide | $89 | $165 |
| Travelers | $94 | $174 |
| Progressive | $104 | $141 |
| Farmers | $112 | $209 |
| Liberty Mutual | $178 | $227 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2017 Chevrolet Equinox insurance
The starting MSRP for the 2017 Chevy Equinox was $23,995. Below, you’ll see car insurance premiums for the 2017 model year from different insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $48 | $89 |
| State Farm | $56 | $106 |
| Allstate | $62 | $119 |
| GEICO | $70 | $131 |
| American Family | $72 | $136 |
| Nationwide | $88 | $163 |
| Travelers | $93 | $172 |
| Progressive | $103 | $140 |
| Farmers | $111 | $207 |
| Liberty Mutual | $177 | $225 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2016 Chevrolet Equinox insurance
The 2016 Chevy Equinox had an MSRP of $23,495 for the entry-level model. Here’s a look at the most affordable car insurance coverage for the 2016 Equinox.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| USAA | $46 | $85 |
| State Farm | $54 | $102 |
| Allstate | $60 | $114 |
| GEICO | $67 | $126 |
| American Family | $69 | $131 |
| Nationwide | $85 | $156 |
| Travelers | $89 | $165 |
| Progressive | $99 | $134 |
| Farmers | $106 | $199 |
| Liberty Mutual | $169 | $216 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of Chevrolet insurance by state
Your state and ZIP code play a role in your car insurance costs. Insurers look at factors like the climate, accident rates, and crime rates in your area when determining premiums.
Below, you can compare average Chevy insurance premiums by state. Alaska and Hawaii are not included due to insufficient data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $134 |
| Arizona | $163 |
| Arkansas | $240 |
| California | $226 |
| Colorado | $206 |
| Connecticut | $314 |
| Delaware | $231 |
| Florida | $216 |
| Georgia | $234 |
| Idaho | $117 |
| Illinois | $159 |
| Indiana | $135 |
| Iowa | $114 |
| Kansas | $155 |
| Kentucky | $203 |
| Louisiana | $208 |
| Maine | $141 |
| Maryland | $318 |
| Massachusetts | $167 |
| Michigan | $260 |
| Minnesota | $183 |
| Mississippi | $195 |
| Missouri | $181 |
| Montana | $156 |
| Nebraska | $164 |
| Nevada | $263 |
| New Hampshire | $106 |
| New Jersey | $167 |
| New Mexico | $149 |
| New York | $442 |
| North Carolina | $88 |
| North Dakota | $129 |
| Ohio | $121 |
| Oklahoma | $167 |
| Oregon | $151 |
| Pennsylvania | $162 |
| Rhode Island | $138 |
| South Carolina | $253 |
| South Dakota | $121 |
| Tennessee | $140 |
| Texas | $221 |
| Utah | $172 |
| Vermont | $142 |
| Virginia | $180 |
| Washington | $150 |
| District of Columbia | $323 |
| West Virginia | $147 |
| Wisconsin | $124 |
| Wyoming | $112 |
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How to ensure you have enough coverage on your Chevrolet Equinox
Every state except New Hampshire requires drivers to maintain a minimum level of car insurance to drive legally. But you can also invest in additional coverages, like full coverage, for greater protection on the road.
Consider the following car insurance options for your Chevy Equinox:
Liability coverage
The minimum car insurance most states require is liability insurance. It covers the other party’s property damage and injuries after an at-fault accident.
Collision coverage
Collision insurance can reimburse you for vehicle damages after an accident, regardless of fault.
Comprehensive coverage
Comprehensive insurance helps pay for car repairs from non-collision incidents, like theft, fires, and damage from falling objects.[3]
Rental car reimbursement
Rental car reimbursement can come in handy if your car is in the repair shop after a covered claim and you need a rental car in the meantime.
Gap insurance
Gap insurance may kick in and cover the remaining amount on your loan if you total your vehicle or someone steals it.
Chevrolet Equinox car insurance FAQs
The following information can help answer your remaining questions about Chevy Equinox car insurance.
Which company has the cheapest Chevrolet Equinox insurance?
USAA offers the cheapest car insurance for the Chevy Equinox, with average rates of $41 per month for liability insurance and $86 per month for full coverage. GEICO has the next-cheapest monthly premiums, at $57 for liability-only insurance and $102 for full coverage.
Are Chevrolet Equinoxes expensive to insure?
The Chevy Equinox has affordable insurance rates. Average premiums for the Equinox are cheaper than for similar vehicles like the Toyota RAV4, Nissan Rogue, and Mazda CX-5.
How much does it cost to insure a Chevrolet Equinox?
The average cost to insure the Chevy Equinox is $89 per month for liability-only coverage and $168 for full coverage. Your location, age, and driving history will also affect your rates.
Are Chevy Equinoxes cheap to fix?
The average annual repair cost for a Chevy Equinox is $537, according to RepairPal. This is cheaper than average repair costs for similar vehicles like the Honda CR-V and Nissan Rogue.[4]
Sources
- Chevrolet. "2025 Equinox."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "What is covered by a basic auto insurance policy?."
- RepairPal. "Chevrolet Equinox Repair & Maintenance Costs."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Writer: Anna BaluchAuto and Home Insurance Writer
Writer: Anna BaluchAuto and Home Insurance Writer
Qualifications:
4+ years writing insurance and personal finance content
MBA from Roosevelt University
Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.