Porsche Boxster Car Insurance Quotes (2026)

The Porsche Boxster is a soft-top convertible roadster, known for its impressive performance and handling. On average, Porsche Boxster car insurance costs $118 per month for liability-only insurance and $222 per month for full coverage. The Porsche Boxster is more expensive to buy and insure than some similar makes and models, like the Chevy Corvette and the BMW Z4.

Here’s what you should know about finding car insurance for your Porsche Boxster, including average rates by model year and location.

Cost of Porsche Boxster insurance by model year

The overall average auto insurance premium for a Porsche Boxster is $170 per month, but rates vary based on insurer, coverage level, location, and more. The cheapest car insurance company for Porsche Boxster insurance is USAA, according to Insurify’s data.

Your vehicle model year is another factor that affects Porsche Boxster insurance premiums.^[1] Drivers with new vehicles typically pay more for coverage than drivers with older vehicle models.

Below, you can see the average Porsche Boxster car insurance rates for recent model years.

Model Year	Average Monthly Quote: Liability Only	Average Monthly Quote: Full Coverage
2025	$161	$303
2024	$155	$291
2023	$150	$283
2022	$142	$268
2021	$140	$264
2020	$130	$246
2019	$129	$244
2018	$126	$237
2017	$129	$242
2016	$127	$238

Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

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Average cost of Porsche insurance by state

The cost of Porsche car insurance depends on a variety of factors, including where you live. Insurance companies consider location-based factors, like your area’s climate risks, accident rates, and more, when determining premiums.

Below, you can find the average cost of Porsche insurance in your state. Alaska and Hawaii aren’t included due to insufficient data.

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How to ensure you have enough coverage on your Porsche Boxster

Porsche Boxsters are expensive vehicles, so it’s important to have enough coverage to protect your car in case of an accident or non-collision damage. Here are some coverages you should consider if you own a Porsche Boxster:

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  Collision

  Collision insurance pays to repair your Boxster after an at-fault accident or single-car crash. A full-coverage policy typically includes both collision and comprehensive insurance.^[3]

• 

  Comprehensive

  Comprehensive insurance covers non-collision damage, such as theft, vandalism, hail, falling objects, and accidents with animals.

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  New car replacement

  If you total your Boxster or someone steals it, new car replacement insurance will provide a higher payout so you can replace the vehicle with a new one of a similar make and model. Normally, collision and comprehensive insurance cover your vehicle based only on its actual cash value (ACV), which factors in depreciation.

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  Rental car reimbursement

  Rental reimbursement insurance pays for a rental car if your Boxster needs repairs after a covered claim.

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  Original equipment manufacturer (OEM)

  OEM insurance can cover the higher cost of using genuine Porsche parts if your Boxster needs repairs after a crash. If you don’t have an OEM endorsement, your insurer might approve the cost of using only cheaper aftermarket parts.

Porsche Boxster car insurance FAQs

If you’re shopping for Porsche Boxster car insurance, the following information may help answer your remaining questions about policies and quotes.

Which company has the cheapest Porsche Boxster insurance?

USAA has the cheapest Porsche Boxster insurance, according to Insurify data, at $114 per month for full coverage and $55 for liability-only coverage. State Farm, Allstate, and GEICO are a few other affordable insurers to consider.

Is the Porsche Boxster expensive to insure?

Porsche Boxsters are more expensive to insure than similar makes and models. For example, the Chevrolet Corvette has average monthly premiums of $208 for full coverage and $111 for minimum coverage, and the BMW Z4 has average premiums of $188 for full coverage and $100 for minimum coverage. The average cost to insure a Porsche Boxster is higher, at $222 for full coverage and $118 per month for liability-only coverage.

How much does it cost to insure a Porsche Boxster?

On average, it costs $170 per month to insure a Porsche Boxster. The average full-coverage premium is $222 per month, and the average liability-only premium is $118 per month.

Is it expensive to maintain a Porsche Boxster?

The average cost of Porsche Boxster maintenance is $952 per year, according to RepairPal.^[4] The Boxster has more expensive repair costs than some similar models, like the Chevrolet Corvette, which costs $737 per year to maintain.