GMC Acadia Car Insurance Quotes (2026)
It costs $131 per month to insure a GMC Acadia, on average.
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Written byLindsay VanSomeren
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Lindsay VanSomerenInsurance and Personal Finance Writer
8 years in insurance and personal finance writing
Former data scientist for U.S. Geological Survey
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Sara GetmanAssociate Editor
3+ years in insurance content
Host of Insurify‘s podcast “No Dumb Questions“
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John LeachLicensed P&C Agent, Chief Copy Editor
Licensed property and casualty insurance agent
10+ years editing experience
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Featuring abundant safety features and excellent crash-test ratings, the GMC Acadia is an affordable midsize SUV perfect for on-the-go families.[1]
The average monthly premium on a GMC Acadia is $91 for minimum coverage and $171 for full coverage, according to Insurify data. Your specific model year also weighs heavily into each insurer’s methodology for calculating your premium, with older models typically being cheaper to insure.
Here’s how much it costs to insure an Acadia and how to find the cheapest car insurance rates.
Quick Facts
Insuring a GMC Acadia costs slightly less than the national average of $143 per month.
USAA, GEICO, and State Farm charge the lowest rates for Acadias.
The GMC Acadia underwent a major redesign in 2017, which improved its long-term reliability.
Cost of GMC Acadia insurance by model year
Car insurance premiums can vary widely based on the age of your GMC Acadia. In general, USAA offers the lowest rates, but coverage is available only to military members and their families. GEICO offers the next-cheapest rates and is widely available.
Here are the average rates for Acadias by model year.
Model Year | Average Monthly Quote |
|---|---|
| 2025 | $169 |
| 2024 | $163 |
| 2023 | $163 |
| 2022 | $156 |
| 2021 | $148 |
| 2020 | $144 |
| 2019 | $142 |
| 2018 | $138 |
| 2017 | $135 |
| 2016 | $132 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2025 GMC Acadia insurance
A shiny new GMC Acadia comes with a manufacturer’s suggested retail price (MSRP) of $44,495 on the low end and up to $55,595 for the high-end Denali trim package.[2] Here are average monthly quotes from a range of insurers for the 2025 Acadia.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $84 |
| State Farm | $100 |
| Allstate | $111 |
| GEICO | $124 |
| American Family | $128 |
| Progressive | $149 |
| Nationwide | $154 |
| Travelers | $163 |
| Farmers | $195 |
| Liberty Mutual | $246 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2024 GMC Acadia insurance
Drivers who bought a new GMC Acadia in 2024 paid between $43,995 and $55,695. Currently, it has a depreciated MSRP of $41,183 for the base model.
Here’s a sampling of average quotes among insurers for this model year.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $81 |
| State Farm | $97 |
| Allstate | $108 |
| GEICO | $120 |
| American Family | $124 |
| Progressive | $144 |
| Nationwide | $150 |
| Travelers | $158 |
| Farmers | $189 |
| Liberty Mutual | $239 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2023 GMC Acadia insurance
A new 2023 GMC Acadia would set you back between $38,195 and $51,945. Here are typical car insurance quotes for drivers buying a policy for a 2023 Acadia.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $81 |
| State Farm | $97 |
| Allstate | $107 |
| GEICO | $119 |
| American Family | $124 |
| Progressive | $144 |
| Nationwide | $149 |
| Travelers | $157 |
| Farmers | $189 |
| Liberty Mutual | $238 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 GMC Acadia insurance
Dealerships rolled out new 2022 GMC Acadias with a price tag between $36,195 and $49,995. Costs vary depending on coverage options, marital status, gender, driver age, and more. Here are the average rates from top insurance companies.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $78 |
| State Farm | $93 |
| Allstate | $103 |
| GEICO | $114 |
| American Family | $118 |
| Progressive | $137 |
| Nationwide | $143 |
| Travelers | $151 |
| Farmers | $181 |
| Liberty Mutual | $228 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 GMC Acadia insurance
The MSRP on a 2021 GMC Acadia was between $30,995 and $49,795. The basic model has a current depreciated MSRP of $23,906.
Here’s what the average insurance cost is for these SUVs today, based on quotes from popular insurance companies.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $74 |
| State Farm | $88 |
| Allstate | $98 |
| GEICO | $109 |
| American Family | $113 |
| Progressive | $131 |
| Nationwide | $136 |
| Travelers | $143 |
| Farmers | $172 |
| Liberty Mutual | $216 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 GMC Acadia insurance
In 2020, a new GMC Acadia came with an MSRP ranging from $30,995 for the SL Sport Utility 4D package up to $49,495 for the Denali Sport Utility 4D trim level. Here’s what insurance companies are typically charging for this model today.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $72 |
| State Farm | $86 |
| Allstate | $95 |
| GEICO | $106 |
| American Family | $110 |
| Progressive | $128 |
| Nationwide | $132 |
| Travelers | $139 |
| Farmers | $167 |
| Liberty Mutual | $211 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2019 GMC Acadia insurance
The 2019 GMC Acadia came with a starting MSRP of $30,195 and a top MSRP of $48,695.
Currently, it has a much cheaper MSRP of $18,374 for the base model. Companies typically charge the following auto insurance rates for this vehicle.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $71 |
| State Farm | $84 |
| Allstate | $94 |
| GEICO | $104 |
| American Family | $108 |
| Progressive | $125 |
| Nationwide | $130 |
| Travelers | $137 |
| Farmers | $164 |
| Liberty Mutual | $207 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2018 GMC Acadia insurance
Buying a new Acadia in 2018 cost between $29,995 and $48,095, depending on the trim level you chose. Today, insurance companies offer the following car insurance quotes for the average Acadia driver.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $69 |
| State Farm | $82 |
| Allstate | $91 |
| GEICO | $101 |
| American Family | $105 |
| Progressive | $122 |
| Nationwide | $126 |
| Travelers | $133 |
| Farmers | $160 |
| Liberty Mutual | $201 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2017 GMC Acadia insurance
The 2017 GMC Acadia was the first production year of the second-generation redesign. The vehicle manufacturer improved on overall reliability ratings, which is helping the car hold its long-term value better. It sold with an MSRP ranging from $29,995 to $47,995, depending on trim level.
Here’s what insurance companies typically charge for 2017 Acadias.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $67 |
| State Farm | $80 |
| Allstate | $89 |
| GEICO | $99 |
| American Family | $103 |
| Progressive | $119 |
| Nationwide | $124 |
| Travelers | $130 |
| Farmers | $156 |
| Liberty Mutual | $197 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2016 GMC Acadia insurance
The 2016 model year was the last version of the first-generation GMC Acadia. Despite a reputation for poor long-term reliability, it still has a five-star safety rating from the National Highway Traffic Safety Administration. It sold with an MSRP ranging from $31,900 to $51,025 and has a current MSRP of $11,067 for the base model.
Here’s how much companies typically charge to insure a 2016 Acadia.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $66 |
| State Farm | $78 |
| Allstate | $87 |
| GEICO | $97 |
| American Family | $100 |
| Progressive | $116 |
| Nationwide | $121 |
| Travelers | $127 |
| Farmers | $153 |
| Liberty Mutual | $192 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of GMC insurance by state
Insurance companies use your ZIP code when setting your rates, but an even bigger factor is which state you live in. Insurance laws vary by state, so it’s one of the biggest factors affecting your insurance cost.
Here’s how much it costs to insure a GMC across all models by state. Alaska and Hawaii aren’t included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $127 |
| Arkansas | $155 |
| Arizona | $229 |
| California | $215 |
| Colorado | $196 |
| Connecticut | $298 |
| Delaware | $220 |
| Florida | $205 |
| Georgia | $222 |
| Idaho | $112 |
| Illinois | $151 |
| Indiana | $129 |
| Iowa | $108 |
| Kansas | $147 |
| Kentucky | $193 |
| Louisiana | $198 |
| Maine | $134 |
| Maryland | $302 |
| Massachusetts | $159 |
| Michigan | $247 |
| Minnesota | $174 |
| Mississippi | $185 |
| Missouri | $172 |
| Montana | $148 |
| Nebraska | $156 |
| Nevada | $250 |
| New Hampshire | $101 |
| New Jersey | $159 |
| New Mexico | $142 |
| New York | $420 |
| North Carolina | $83 |
| North Dakota | $122 |
| Ohio | $115 |
| Oklahoma | $159 |
| Oregon | $143 |
| Pennsylvania | $154 |
| Rhode Island | $132 |
| South Carolina | $240 |
| South Dakota | $115 |
| Tennessee | $133 |
| Texas | $210 |
| Utah | $163 |
| Vermont | $135 |
| Virginia | $171 |
| Washington | $142 |
| District of Columbia | $307 |
| West Virginia | $140 |
| Wisconsin | $118 |
| Wyoming | $106 |
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How to ensure you have enough coverage on your GMC Acadia
Your state dictates how much insurance you have to buy. It’s usually a certain amount of liability coverage, but your state may require additional coverages.
Additionally, if you’re leasing or paying off your vehicle, your lender may require you to carry full coverage, which includes collision and comprehensive coverage.
You can also purchase higher limits or other types of insurance coverage. It adds to your insurance cost but helps protect everyone further in the event of an accident.
Here are some common coverages to consider:[3]
Liability coverage
Liability insurance pays to reimburse people you injure in an at-fault car accident or for property damage you may cause.
Collision coverage
Collision insurance pays to fix your car after an accident, regardless of fault, or to reimburse you for its value if you total it.
Comprehensive coverage
Comprehensive insurance covers non-vehicle accidents, such as falling trees, wildfires, or even hitting wildlife with your car.
Underinsured/uninsured motorist coverage
Uninsured/underinsured motorist coverage helps if you’re hit by an uninsured driver or a driver who doesn’t carry enough coverage to reimburse you for the damage they cause in an accident.
GMC Acadia car insurance FAQs
If you’re looking for quick information on GMC Acadia insurance costs, here’s what you need to know.
Which company has the cheapest GMC Acadia insurance?
USAA, GEICO, and State Farm offer the lowest average rates for GMC Acadias, according to Insurify data. It’s best to get car insurance quotes from a range of insurance companies, as the cheapest insurer for you depends on many factors.
Are GMC Acadias expensive to insure?
Not necessarily. It costs $131 per month to insure an Acadia, on average.
GMC Acadias are about as expensive to insure as other midsize SUVs, like the Hyundai Santa Fe, Toyota Highlander, and Nissan Murano.
How much does it cost to insure a GMC Acadia?
The average premium on a GMC Acadia is $91 per month for liability coverage and $171 per month for full coverage. It can vary based on many factors, like your vehicle age, mileage, state, driver profile, and more.
Do GMC Acadias last long?
It depends on the model year. GMC Acadias underwent a major redesign in 2017 that improved their reliability. J.D. Power rated the 2022 model an 84 out of 100 for reliability (Great).
The 2016 model has a score of 74 (Average).[4]
Sources
- NHTSA. "2025 GMC ACADIA."
- Kelley Blue Book. "GMC Acadia."
- NAIC. "NAIC Consumer Shopping Tool for Auto Insurance."
- Jdpower.com. "GMC Acadia Reliability, Consumer Ratings & Pricing."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
)
Lindsay VanSomerenInsurance and Personal Finance Writer
8 years in insurance and personal finance writing
Former data scientist for U.S. Geological Survey
Featured in
Sara GetmanAssociate Editor
3+ years in insurance content
Host of Insurify‘s podcast “No Dumb Questions“
John LeachLicensed P&C Agent, Chief Copy Editor
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
Featured in