Is GAINSCO a Good Insurance Company? Reviews From Over 188 Customers

GAINSCO Insurance: Rated 3.7 out of 5 by customers

Category	Average Score
Overall experience rating	3.7
Customer service	2.6
Value	3.1
Claims handling	3.2
Coverage options	3.2
Discounts	3.0
Policy transparency	3.3
Policy flexibility	3.3

Our take on GAINSCO insurance

GAINSCO is a non-standard insurer that operates in 19 U.S. states. Insurify customers give GAINSCO a quality score of 7.9/10.

Although GAINSCO can be a great insurer for some, customers give it fairly low ratings across the board, and it scores lower than its competitor GEICO. For its overall value, customers rate it a 3.1 out of 5.

GAINSCO customer service reviews: Rated 2.6 out of 5

GAINSCO customers rate its customer service a 2.6 out of 5. Reviews skew negative, with many customers expressing frustration over responsiveness and feeling dismissed by GAINSCO. Positive reviews note that agents can be helpful if the problems are simple.

Here’s how GAINSCO customers feel about the company’s customer service.

GAINSCO customer service ratings vs. GEICO

When it comes to customer service, GAINSCO’s 2.6 out of 5 score falls behind GEICO. GAINSCO customers report frustrating interactions with agents, while GEICO customers mention smooth and easy customer service.

The table below shows how customers rate GAINSCO’s customer service compared to GEICO.

Company	Average Score
GAINSCO	2.6
GEICO	4.1

GAINSCO discounts reviews: Rated 3.0 out of 5

GAINSCO customers rate its discount availability a 3.0 out of 5. Positive reviews say discounts offer helpful initial savings. But negative reviews say GAINSCO’s discounts don’t deliver meaningful savings after renewal.

Below are reviews from Insurify customers about GAINSCO’s discount availability.

GAINSCO discounts ratings vs. GEICO

Insurify customers rate GAINSCO’s discount offerings worse than GEICO. But customer reviews about discounts are lackluster for both companies — especially after rate hikes.

Here’s how GAINSCO’s 3.0 out of 5 rating for discount availability compares to GEICO.

Company	Average Score
GAINSCO	3.0
GEICO	3.9

GAINSCO claims handling reviews: Rated 3.2 out of 5

GAINSCO customers give the company an OK rating of 3.2 out of 5 for claims handling. Positive reviews focus on a smooth claims experience when the claims are simple. Negative reviews about GAINSCO’s claims handling mention frustration with claim denials and low payouts.

Here are some more detailed reviews about GAINSCO’s claims handling from its customers.

GAINSCO claims handling ratings vs. GEICO

Compared to competitors, customers give GAINSCO a 3.2 out of 5 rating for claims handling, and GEICO has the highest score of 3.3 out of 5.

Here’s how these companies compare for claims handling.

Company	Average Score
GAINSCO	3.2
GEICO	4.1

GAINSCO value for money reviews: Rated 3.1 out of 5

GAINSCO struggles to provide valuable coverage for an acceptable price, according to customer reviews left on Insurify. Customers give GAINSO a 3.1 out of 5 for its value for money. Customers with a negative experience feel they’re paying too much for what they get. Positive experiences with GAINSCO’s value feel that the minimum-level coverage is worth it.

Below are real reviews from GAINSCO customers about its value. 

GAINSCO value for money ratings vs. GEICO

GAINSCO’s 3.1 out of 5 score for value for money falls behind GEICO. But reviews across both companies show that customers’ perceived value for money decreases after rate increases.

Here’s how customers rate GAINSCO and GEICO for their monetary value.

Company	Average Score
GAINSCO	3.1
GEICO	3.8

GAINSCO policy transparency reviews: Rated 3.3 out of 5

GAINSCO customers rate it a 3.3 out of 5 for policy transparency. Customers who have a positive experience with GAINSCO’s transparency mention that basic policies are simple and easy to understand. Negative reviews about GAINSCO’s transparency focus on fees and confusion over what’s covered.

Here are some real reviews about GAINSCO’s policy transparency.

GAINSCO policy transparency ratings vs. GEICO

GAINSCO customers rate the company’s policy transparency lower than GEICO's customers. Customers with GAINSCO mention issues with policy changes.

The table below shows how both companies compare for policy transparency.

Company	Average Score
GAINSCO	3.3
GEICO	3.9

GAINSCO vs. GEICO and Erie

Comparing multiple companies is the easiest way to choose the best insurer for you. Here’s how GAINSCO compares to its top competitors.

GAINSCO customer reviews: Read what over 188 Insurify customers have to say about GAINSCO

Reading customer reviews can give you an accurate view of how an insurer operates. Below are reviews from the last 12 months from over 188 GAINSCO customers.