Is Farm Bureau a Good Insurance Company? Reviews From Over 452 Customers

Farm Bureau scores an overall score of 4.2 out of 5, according to reviews for the company on Insurify. Reviews indicate that Farm Bureau has several strengths, including customer service and claims handling.

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Duncan Brown
Written byDuncan Brown
Duncan Brown
Duncan BrownCopy Editor

Duncan is an insurance copy editor with experience in print and digital publications. He pushes for the highest standards of fact-checking in everything that he works on and views clarity as a priority. He is currently pursuing his Insurance Agent license and graduated from Providence College with a degree in English.

Katie Powers
Edited byKatie Powers
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Farm Bureau Insurance: Rated 4.2 out of 5 by customers

Average Score by Category

Category
Price
Discounts3.3
Value for money3.4
Customer service3.5
Policy transparency3.7
Policy flexibility3.7
Claims handling3.8
Coverage options3.8
Overall experience rating4.2
Quick Facts
  • Farm Bureau overall user rating: 4.2 out of 5

  • Insurify Quality (IQ) Score for Farm Bureau: Not rated

  • NAIC complaint index: 0.32 (lower than expected)

  • Average monthly full-coverage premium from Farm Bureau: $191

Our take on Farm Bureau insurance

Customers give Farm Bureau an overall rating of 3.8 and 3.5 out of 5, respectively. Although Farm Bureau has some weaker areas, like discount availability, customers generally have a positive attitude toward the company.

Farm Bureau customer service reviews: Rated 3.5 out of 5

Customers rate Farm Bureau’s customer service 3.5 out of 5. Positive reviews tend to mention specific representatives and quick follow-ups. Negative reviews mostly focus on unreachable offices, unreturned calls, and slow communication. Overall, customers rate Farm Bureau’s customer service positively.

For specific examples of what customers think, look at the reviews below.

  • Dennis
    Verified Review
    I would recommend them to anybody; they treat you decently and are good people
    They're a good insurance company.
    Jeremy
    Verified Review
    Hate to go
    Excellent customer service with my particular branch. However, I have found that Farm Bureau premiums are almost double.
    Gary
    Verified Review
    Insurance
    Easy to use.
    Roger
    Verified Review
    Excellent
    The agent I’m with has always been great.
    Shala
    Verified Review
    Excellent
    Always great customer service.
    Doug
    Verified Review
    Insurance Got Expensive
    They are a good service provider but very expensive this last year.
    Jason
    Verified Review
    Excellent
    The two-payment plan doesn't make sense when you pay three times a year.
    Tony
    Verified Review
    Excellent
    No problem at all.
    Linda
    Verified Review
    Prices Out of Control
    The price is too high, and there are no discounts. You must pay a $35 membership fee!
    Joseph
    Verified Review
    Rates too high
    My insurance has gone up two years in a row. I have one older car and a perfect driving record!
    Christopher
    Verified Review
    Poor Loyalty to Long-Time Customer
    I've been with them for almost 30 years. I missed one payment due to a new credit card, and they canceled my policy. When it was reinstated, they increased the price.
    Anthony
    Verified Review
    Entice Me to Stay
    I have no problem with Farm Bureau; I'm just looking to save money.
    Darrell
    Verified Review
    Expensive
    The rates are too high and increase annually even without a claim.
    James
    Verified Review
    Way Too Much for Me
    Their rates keep increasing. I would advise considering other options.
    Sandra
    Verified Review
    Everything was fine until our house and vehicle insurance rates increased. We didn't even make any claims.
    Everything was fine until our house and vehicle insurance rates increased. We didn't even make any claims.
    Michael
    Verified Review
    Great Service with Farm Bureau
    Good service.

Farm Bureau customer service reviews vs. State Farm and Progressive

Farm Bureau has strong customer service, earning a rating of 3.5 out of 5. Its competitor, State Farm, has a higher rating of 4.2 out of 5, and Progressive has a lower rating of 3.4 out of 5 for customer service.

For more information on how these insurers compare, take a look at the table below.

Farm Bureau customer service reviews vs. State Farm and Progressive

Category
Price
Farm Bureau3.5
Progressive3.4
State Farm4.2

Farm Bureau discounts reviews: Rated 3.3 out of 5

Customers give Farm Bureau a 3.3 out of 5 for discounts. Positive reviews tend to come from customers who’ve had good experiences with specific discount options. Customers who leave negative reviews are more likely to mention a general lack of savings or an increase in prices over time that discounts don’t help with.

The reviews below come from Farm Bureau customers.

  • Johnnie
    Verified Review
    My Farm Bureau Journey
    It's hard to find better rates and discounts. Being a member, I don't think it can be beat.
    Jackie
    Verified Review
    Really Good
    This insurance is great.
    Robert
    Verified Review
    Awesome
    They are the cheapest you can get. No one else can come close.
    Donna
    Verified Review
    Expensive
    I like Farm Bureau, but the price is getting really high.
    Edwina
    Verified Review
    Love Texas Farm Bureau
    Excellent, highly recommended.
    Lawrence
    Verified Review
    Good
    So far, they are the least expensive.
    Larry
    Verified Review
    My Advice
    Stay honest! Always check others!
    Bill
    Verified Review
    Good
    I've been with them for 34 years, but recently the rates have increased drastically. I'm considering moving to another provider just because of the rates.
    Eric
    Verified Review
    A Little Better Than Okay
    They seem to have some of the lowest rates. Just need to continue comparison shopping because insurance rates continue to climb!
    Albert
    Verified Review
    Honest Evaluation
    Expensive but thorough.
    Marvin
    Verified Review
    Farm Bureau is Awesome
    Farm Bureau goes above and beyond. Pricing is always in line with others in the market or less, with a broader scope of coverage.
    Martha
    Verified Review
    Best rates
    Shop around.
    Michael
    Verified Review
    Farm Bureau Leaving "Little Guys" Behind
    Farm Bureau is great with claims processing. We are very happy with how they took care of our several claims over the years. FB used to be very personal, making even me feel like I was important to them. My agent was able to do things to save us a little money. In recent years, things have become more impersonal. The focus has moved to taking care of the most profitable clients. Even with scheduled appointments, I was unable to meet with my agent, whom I had been with for over 30 years. I was only allowed to see the employees at the counter. The premiums for my auto policy are increasing about $5 every couple of months. It adds up and hurts fixed-income people like us.
    George
    Verified Review
    I believe that after researching all the insurance agencies and their offerings, one will find that Farm Bureau is a very viable company. They provide good service, are very responsive, but are slightly expensive.
    I believe that after researching all the insurance agencies and their offerings, one will find that Farm Bureau is a very viable company. They provide good service, are very responsive, but are slightly expensive.
    Robert
    Verified Review
    Average
    This is a great company, but they are becoming very expensive. I may have to switch.
    Kathryn
    Verified Review
    Rental Property Coverage
    I was impressed when they replaced the roof on my rental property two years after it had hail damage.

Farm Bureau discounts reviews vs. State Farm and Progressive

Customers rate Farm Bureau’s discounts 3.3 out of 5. Discounts are one of Farm Bureau’s weaker categories, but there are still some positive reviews that mention specific discount opportunities. State Farm is rated 3.9 out of 5 for discounts, and Progressive is rated 3.4 out of 5 for discounts.

The chart below gives a more complete picture of how customers view these insurers’ discounts.

Farm Bureau discounts reviews vs. State Farm and Progressive

Category
Price
Farm Bureau3.3
Progressive3.4
State Farm3.9

Farm Bureau claims handling reviews: Rated 3.8 out of 5

Customers rate Farm Bureau’s claims handling a 3.8 out of 5. Positive reviews emphasize speed and satisfactory claim resolutions. Negative customer reviews mention claim delays and difficulty with communication.

For more specific feedback, take a look at the reviews below.

  • Ramiro
    Verified Review
    Excellent
    For the most part, good.
    Carla
    Verified Review
    Faithful but Expensive
    The services are wonderful, but the premiums are terrible.
    Carla
    Verified Review
    Faithful
    I have been insured with Farm Bureau for 20 years. They have been wonderful in responding to all the disasters we have had to deal with. However, this year my premiums almost doubled, which I unfortunately cannot afford.
    Irene
    Verified Review
    My Representative is Not Helpful
    Find a representative who calls you back and discusses your questions.
    Dale
    Verified Review
    Cheaper Rates
    Insurance rates are high.
    Jack
    Verified Review
    Sick of high rates
    Farm B. has taken care of all my problems quickly and proficiently. I just wish our premium was less, but they don't take into account being in your late 70s and barely traveling in your autos.
    Deidri
    Verified Review
    Dee
    Easy, thank you.
    Robert W
    Verified Review
    Limited Monthly Driving
    If you drive less than 200 to 300 miles a month, consider another option.
    David
    Verified Review
    Do Not Recommend
    Stay away from Farm Bureau; constant price increases.
    Rebecca
    Verified Review
    Cost
    It provides me with coverage, but I think it’s high for senior citizens.
    Charles
    Verified Review
    No Communication with Agent
    Once they have you as a customer, you never hear from them until the bill arrives, and it always goes up. I've only had one claim for a windshield in the last 30 years, no accidents, yet they just keep increasing the rates!
    Annesa
    Verified Review
    Aggravated Teacher
    It is very hard to get hold of anyone to talk to.
    Chris
    Verified Review
    Think Twice About Farm Bureau!
    They handled my claim from hitting a deer very efficiently. However, when I received my policy renewal, I discovered they wanted to raise my bill from $109 to $154! Their explanation was that it raised due to me hitting a deer (I promise, it was not intentional!) and because they paid out so much for storm damage in my state. Why should I have to pay for someone else's claim for an act of God? I feel bad for those people of course, but I never placed a claim of that nature. Their suggestion to lower my bill would be to raise my deductible. I might add, I've only had one claim in the 2+ years I've had them. I called another insurance company and my bill is going to be $103 and I have better coverage!
    Jeffrey
    Verified Review
    Farm Bureau's Costly Insurance for Debt-Free Homeowners
    If you have paid off your home and have no credit cards, Farm Bureau will charge you more for having everything paid off. They seem to only care about your credit score. So, if you're looking for lower insurance per month, you might want to consider a different company. It appears that they prefer to insure people who are in debt for some reason. I'm left to assume that people who have all their debts paid off are now considered high risk?
    Shirely
    Verified Review
    Trying to Get House Insurance Alongside Car Insurance
    I've received very good service from them.
    Leslie
    Verified Review
    Policy Cancelled After an Accident
    My insurance was cancelled after an accident, despite being a loyal customer for over 20 years.

Farm Bureau claims handling reviews vs. State Farm and Progressive

Customers rate Farm Bureau’s claims handling relatively well, giving it an average score of 3.8 out of 5. Customers of State Farm 4.1 give the insurer a rating of out of 5, and Progressive customers score the insurer a 3.3 out of 5 for claims handling.

For more information on how each insurer is rated, take a look at the chart below.

Farm Bureau claims handling reviews vs. State Farm and Progressive

Category
Price
Farm Bureau3.8
Progressive3.3
State Farm4.1

Farm Bureau value for money reviews: Rated 3.4 out of 5

Value is one of Farm Bureau’s weaker categories, earning a customer rating of 3.4 out of 5. Negative reviews often mention frustration that the coverage worth the price. Customers also note that prices often rise at renewal.

Customers tend to report good value when they receive strong support in stressful situations, which helps them feel like they’re receiving value for their premium.

For specific customer feedback, take a look at the reviews below.

  • Billy
    Verified Review
    Satisfied
    I have had insurance with Farm Bureau for over 45 years and will not be changing.
    Duane
    Verified Review
    Insurance as a whole can be challenging, but Farm Bureau has provided us with the best rates for the same coverage compared to any other quotes we have received.
    Insurance as a whole can be challenging, but Farm Bureau has provided us with the best rates for the same coverage compared to any other quotes we have received.
    Pat
    Verified Review
    Farm Bureau is the Best
    My experience with Farm Bureau has been great, offering great rates and excellent customer service.
    Fred
    Verified Review
    FB
    The price is too high and keeps going up.
    Bill
    Verified Review
    Been a Customer for Over 40 Years
    We are unable to get in touch with our agent! I have purchased two life policies elsewhere because I couldn't get any response from our agent.
    Gordon
    Verified Review
    I wouldn't recommend this agency. They had mediocre customer relations with me. I had been with them for several years. Just about every year, they increased rates. Also, the staff was not too organized.
    I wouldn't recommend this agency. They had mediocre customer relations with me. I had been with them for several years. Just about every year, they increased rates. Also, the staff was not too organized.
    Carl
    Verified Review
    Lower Cost and Lower Accountability
    Lower priced but doesn’t honor your claims.
    Susan
    Verified Review
    Increases Not Commensurate with Longevity of Policy
    It starts out with good rates, but the increases are excessive with any claims! What is insurance for?
    Donna
    Verified Review
    Unsatisfied
    I wouldn't recommend Farm Bureau. Their customer service is awful.
    Debra
    Verified Review
    High Rates
    My rates have increased significantly, despite never having received a traffic citation. I'm 69 years old and don't travel every day.
    Melissa
    Verified Review
    Crunching Finances
    I love the company, I just can't afford it anymore.

Farm Bureau value for money reviews vs. State Farm and Progressive

Farm Bureau’s value is rated a 3.4 out of 5 by customers. State Farm is rated 3.7 out of 5, and Progressive is rated 3.0 out of 5. Rate increases are a hot point for customers of all three insurers.

The chart below provides additional information on how each company is rated.

Farm Bureau value for money reviews vs. State Farm and Progressive

Category
Price
Farm Bureau3.4
Progressive3.0
State Farm3.7

Farm Bureau policy transparency reviews: Rated 3.7 out of 5

Farm Bureau’s transparency is rated 3.7 out of 5 by customers. Positive reviews for Farm Bureau’s transparency are often tied to clear explanations given by agents. When customers have clear expectations from the start, they’re less likely to feel surprised later on.

Negative reviews say that coverage and pricing details can be confusing and that customers feel caught off guard by price changes.

To see what real customers think of Farm Bureau’s transparency, take a look at the reviews below.

  • Edwin
    Verified Review
    My Review
    The service is good, but the cost is not. I have experienced rate increases each year for three years. Then, I was told I would get a discount if I opened a life insurance policy. However, after I did, I received another increase. Plus, with all the increases, a policy change occurred on my last increase and my roofing is not covered anymore. It's crazy.
    Pedro
    Verified Review
    I can't believe I'm paying so much for liability insurance. I've already found another insurance company that is not only cheaper, but also provides uninsured motorist coverage, and still costs a lot less.
    I can't believe I'm paying so much for liability insurance. I've already found another insurance company that is not only cheaper, but also provides uninsured motorist coverage, and still costs a lot less.
    Tracy A
    Verified Review
    Could Do Better
    There's always an excuse as to why my bill keeps increasing, and despite this, there's never a way to save the customer any headaches or money. If you have concerns or if something happens to you over the weekend, you have to wait until Monday morning to get help.
    Karen
    Verified Review
    I Switched Insurance Companies Due to Poor Service
    When I added an extra vehicle, I initially wanted a quote, even though the truck needed coverage. There were charges on the policy that I neither wanted nor needed. They debited my account a day before the premium was due, even after I had already canceled. Responses to my questions were delayed.
    Alice
    Verified Review
    Bad Experience
    These people lured me in with a different rate, and it has increased twice in 2 months with no claims, accidents, or tickets.
    Peggy
    Verified Review
    Farm Bureau - Not Worth It
    It's too expensive.
    Monte
    Verified Review
    Insurance Shopping
    It's way too expensive for the coverage you receive. You can find better prices anywhere, even though I've been a customer for ten years.
    Allison
    Verified Review
    Bad Experience
    It was a horrible experience. I will never recommend this to anyone again due to the endless issues I have encountered. I was with Geico for 7 years straight and never faced the problems I have had with Farm Bureau in Forrest, MS.

Farm Bureau policy transparency reviews vs. State Farm and Progressive

Customers rate Farm Bureau’s transparency 3.7 out of 5. State Farm is rated 3.8 out of 5, and Progressive is rated 3.7 out of 5.

To see more information about how these insurers’ ratings compare, take a look at the chart below.

Farm Bureau policy transparency reviews vs. State Farm and Progressive

Category
Price
Farm Bureau3.7
Progressive3.1
State Farm3.8

Farm Bureau vs. State Farm, Progressive, and Allstate

To make sure you’re getting the best deal, it’s always a good idea to compare multiple insurers. To see how Farm Bureau stacks up against some of its competitors, take a look at the table below.

Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers
  • Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify.

    These users complete an optional survey that asks them to review their experience with their current insurance company and rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.

Farm Bureau customer reviews: Read what over 452 Insurify customers have to say about Farm Bureau

Seeing what previous customers have to say about an insurer is one of the best ways to make sure that it will be a good match for you. We’ve gathered recent reviews from over 452 Insurify customers to give you a better idea of how people view Farm Bureau.

Jimmy
Verified Review
Great
They've done everything.
Randy
Verified Review
Good
Avoid this place. They charge an unnecessary $25 membership fee.
Sheryl
Verified Review
Too high for my budget
They kept increasing the rates and charged extra in December for farming, even though I don't farm.
Amanda
Verified Review
Excellent
This is the cheapest insurance quote I've received since I started driving.
Elizabeth
Verified Review
Excellent
Excellent service and rates.
Ruby
Verified Review
Good
Past experience with a claim.
Gervasio
Verified Review
Excellent
Insurance Wise is alright. It's the extra $50 a year for being a member that's the issue.
Benjamin
Verified Review
Good
The service has been professional and very timely the few times I have needed it.
Michael
Verified Review
Overcharged
I was significantly overcharged. I switched to State Farm and saved over 100 dollars.
Teresa
Verified Review
Worst Place for Insurance
Don't go there. They don't know how to resolve issues, especially when you're on a low income.
Marilyn
Verified Review
Trust Me, Go Elsewhere for Coverage
It was terrible - I had to sue them to get my medical bills paid.
Janie
Verified Review
Don't Purchase Insurance from Farm Bureau
The insurance is too expensive and they cancelled my policy without any notification. Now, I have to restart my policy and pay their yearly membership again this year. I am not impressed with this company anymore.
Harold
Verified Review
Poor Service for Long-Time Customers
I have been with Farm Bureau for over 30 years and I've noticed a decline in their treatment of long-time customers in the recent years. Despite having no claims, no tickets, and no DUIs, they've made it difficult for people like me, who are on a fixed income, to continue with their service. It's disappointing to see a company treat their loyal customers poorly because of a few bad ones. It's not the way to conduct business and it's disheartening for a loyal customer like me.
Lance
Verified Review
Adios Amigo
The agent did not call back. I was a customer for more than 35 years.
Janet
Verified Review
Poor
Don't choose them, they canceled my policy.
Leslie
Verified Review
Disappointed with the service
My insurance was cancelled after one claim, despite being a loyal customer for over 20 years.

Duncan Brown
Written byDuncan BrownCopy Editor
Duncan Brown
Duncan BrownCopy Editor

Duncan is an insurance copy editor with experience in print and digital publications. He pushes for the highest standards of fact-checking in everything that he works on and views clarity as a priority. He is currently pursuing his Insurance Agent license and graduated from Providence College with a degree in English.

Katie Powers
Edited byKatie PowersLicensed P&C Agent, Senior Insurance Editor
Photo of an Insurify author
Katie PowersLicensed P&C Agent, Senior Insurance Editor
  • Licensed auto and home insurance agent

  • 4+ years experience in insurance and personal finance editing

  • NPN: 20564519

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

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