GMC Acadia Car Insurance Quotes (2025)
It costs $131 per month to insure a GMC Acadia, on average.
Secure. Free. Easy-to-use.
Excellent
)
Written byLindsay VanSomeren
)
8 years in insurance and personal finance writing
Former data scientist for U.S. Geological Survey
Lindsay is a freelance personal finance writer currently pursuing her Series 65 license. She enjoys helping readers learn money management skills that improve their lives.
Featured in
){kind=small}
){kind=small}
){kind=small}
){kind=small}
)
Edited bySara Getman
)
Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
Featuring abundant safety features and excellent crash-test ratings, the GMC Acadia is an affordable midsize SUV perfect for on-the-go families.[1]
The average monthly premium on a GMC Acadia is $91 for minimum coverage and $171 for full coverage, according to Insurify data. Your specific model year also weighs heavily into each insurer’s methodology for calculating your premium, with older models typically being cheaper to insure.
Here’s how much it costs to insure an Acadia and how to find the cheapest car insurance rates.
Quick Facts
Insuring a GMC Acadia costs slightly less than the national average of $138 per month.
USAA, GEICO, and State Farm charge the lowest rates for Acadias.
The GMC Acadia underwent a major redesign in 2017, which improved its long-term reliability.
Cost of GMC Acadia insurance by model year
Car insurance premiums can vary widely based on the age of your GMC Acadia. In general, USAA offers the lowest rates, but coverage is available only to military members and their families. GEICO offers the next-cheapest rates and is widely available.
Here are the average rates for Acadias by model year.
Model Year  | Average Monthly Quote |
|---|---|
| 2025 | $169 |
| 2024 | $163 |
| 2023 | $163 |
| 2022 | $156 |
| 2021 | $148 |
| 2020 | $144 |
| 2019 | $142 |
| 2018 | $138 |
| 2017 | $135 |
| 2016 | $132 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance
Protect your Acadia and your wallet
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
A shiny new GMC Acadia comes with a manufacturer’s suggested retail price (MSRP) of $44,495 on the low end and up to $55,595 for the high-end Denali trim package.[2] Here are average monthly quotes from a range of insurers for the 2025 Acadia.
Insurance CompanyAverage Monthly QuoteUSAA $84 State Farm $100 Allstate $111 GEICO $124 American Family $128 Progressive $149 Nationwide $154 Travelers $163 Farmers $195 Liberty Mutual $246 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Drivers who bought a new GMC Acadia in 2024 paid between $43,995 and $55,695. Currently, it has a depreciated MSRP of $41,183 for the base model.
Here’s a sampling of average quotes among insurers for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $81 State Farm $97 Allstate $108 GEICO $120 American Family $124 Progressive $144 Nationwide $150 Travelers $158 Farmers $189 Liberty Mutual $239 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
A new 2023 GMC Acadia would set you back between $38,195 and $51,945. Here are typical car insurance quotes for drivers buying a policy for a 2023 Acadia.
Insurance CompanyAverage Monthly QuoteUSAA $81 State Farm $97 Allstate $107 GEICO $119 American Family $124 Progressive $144 Nationwide $149 Travelers $157 Farmers $189 Liberty Mutual $238 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Dealerships rolled out new 2022 GMC Acadias with a price tag between $36,195 and $49,995. Costs vary depending on coverage options, marital status, gender, driver age, and more. Here are the average rates from top insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $78 State Farm $93 Allstate $103 GEICO $114 American Family $118 Progressive $137 Nationwide $143 Travelers $151 Farmers $181 Liberty Mutual $228 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP on a 2021 GMC Acadia was between $30,995 and $49,795. The basic model has a current depreciated MSRP of $23,906.
Here’s what the average insurance cost is for these SUVs today, based on quotes from popular insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $74 State Farm $88 Allstate $98 GEICO $109 American Family $113 Progressive $131 Nationwide $136 Travelers $143 Farmers $172 Liberty Mutual $216 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2020, a new GMC Acadia came with an MSRP ranging from $30,995 for the SL Sport Utility 4D package up to $49,495 for the Denali Sport Utility 4D trim level. Here’s what insurance companies are typically charging for this model today.
Insurance CompanyAverage Monthly QuoteUSAA $72 State Farm $86 Allstate $95 GEICO $106 American Family $110 Progressive $128 Nationwide $132 Travelers $139 Farmers $167 Liberty Mutual $211 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 GMC Acadia came with a starting MSRP of $30,195 and a top MSRP of $48,695.
Currently, it has a much cheaper MSRP of $18,374 for the base model. Companies typically charge the following auto insurance rates for this vehicle.
Insurance CompanyAverage Monthly QuoteUSAA $71 State Farm $84 Allstate $94 GEICO $104 American Family $108 Progressive $125 Nationwide $130 Travelers $137 Farmers $164 Liberty Mutual $207 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Buying a new Acadia in 2018 cost between $29,995 and $48,095, depending on the trim level you chose. Today, insurance companies offer the following car insurance quotes for the average Acadia driver.
Insurance CompanyAverage Monthly QuoteUSAA $69 State Farm $82 Allstate $91 GEICO $101 American Family $105 Progressive $122 Nationwide $126 Travelers $133 Farmers $160 Liberty Mutual $201 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 GMC Acadia was the first production year of the second-generation redesign. The vehicle manufacturer improved on overall reliability ratings, which is helping the car hold its long-term value better. It sold with an MSRP ranging from $29,995 to $47,995, depending on trim level.
Here’s what insurance companies typically charge for 2017 Acadias.
Insurance CompanyAverage Monthly QuoteUSAA $67 State Farm $80 Allstate $89 GEICO $99 American Family $103 Progressive $119 Nationwide $124 Travelers $130 Farmers $156 Liberty Mutual $197 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 model year was the last version of the first-generation GMC Acadia. Despite a reputation for poor long-term reliability, it still has a five-star safety rating from the National Highway Traffic Safety Administration. It sold with an MSRP ranging from $31,900 to $51,025 and has a current MSRP of $11,067 for the base model.
Here’s how much companies typically charge to insure a 2016 Acadia.
Insurance CompanyAverage Monthly QuoteUSAA $66 State Farm $78 Allstate $87 GEICO $97 American Family $100 Progressive $116 Nationwide $121 Travelers $127 Farmers $153 Liberty Mutual $192 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of GMC insurance by state
Insurance companies use your ZIP code when setting your rates, but an even bigger factor is which state you live in. Insurance laws vary by state, so it’s one of the biggest factors affecting your insurance cost.
Here’s how much it costs to insure a GMC across all models by state. Alaska and Hawaii aren’t included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $127 |
| Arkansas | $155 |
| Arizona | $229 |
| California | $215 |
| Colorado | $196 |
| Connecticut | $298 |
| Delaware | $220 |
| Florida | $205 |
| Georgia | $222 |
| Idaho | $112 |
| Illinois | $151 |
| Indiana | $129 |
| Iowa | $108 |
| Kansas | $147 |
| Kentucky | $193 |
| Louisiana | $198 |
| Maine | $134 |
| Maryland | $302 |
| Massachusetts | $159 |
| Michigan | $247 |
| Minnesota | $174 |
| Mississippi | $185 |
| Missouri | $172 |
| Montana | $148 |
| Nebraska | $156 |
| Nevada | $250 |
| New Hampshire | $101 |
| New Jersey | $159 |
| New Mexico | $142 |
| New York | $420 |
| North Carolina | $83 |
| North Dakota | $122 |
| Ohio | $115 |
| Oklahoma | $159 |
| Oregon | $143 |
| Pennsylvania | $154 |
| Rhode Island | $132 |
| South Carolina | $240 |
| South Dakota | $115 |
| Tennessee | $133 |
| Texas | $210 |
| Utah | $163 |
| Vermont | $135 |
| Virginia | $171 |
| Washington | $142 |
| Washington D.C. | $307 |
| West Virginia | $140 |
| Wisconsin | $118 |
| Wyoming | $106 |
State | Average Monthly Quote |
|---|---|
| California | $215 |
Shop for Cheap GMC Insurance
Insurify partners with 120+ top insurers for real-time quotes
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
How to ensure you have enough coverage on your GMC Acadia
Your state dictates how much insurance you have to buy. It’s usually a certain amount of liability coverage, but your state may require additional coverages.
Additionally, if you’re leasing or paying off your vehicle, your lender may require you to carry full coverage, which includes collision and comprehensive coverage.
You can also purchase higher limits or other types of insurance coverage. It adds to your insurance cost but helps protect everyone further in the event of an accident.
Here are some common coverages to consider:[3]
Liability coverage
Liability insurance pays to reimburse people you injure in an at-fault car accident or for property damage you may cause.
Collision coverage
Collision insurance pays to fix your car after an accident, regardless of fault, or to reimburse you for its value if you total it.
Comprehensive coverage
Comprehensive insurance covers non-vehicle accidents, such as falling trees, wildfires, or even hitting wildlife with your car.
Underinsured/uninsured motorist coverage
Uninsured/underinsured motorist coverage helps if you’re hit by an uninsured driver or a driver who doesn’t carry enough coverage to reimburse you for the damage they cause in an accident.
GMC Acadia car insurance FAQs
If you’re looking for quick information on GMC Acadia insurance costs, here’s what you need to know.
USAA, GEICO, and State Farm offer the lowest average rates for GMC Acadias, according to Insurify data. It’s best to get car insurance quotes from a range of insurance companies, as the cheapest insurer for you depends on many factors.
Not necessarily. It costs $131 per month to insure an Acadia, on average.
GMC Acadias are about as expensive to insure as other midsize SUVs, like the Hyundai Santa Fe, Toyota Highlander, and Nissan Murano.
The average premium on a GMC Acadia is $91 per month for liability coverage and $171 per month for full coverage. It can vary based on many factors, like your vehicle age, mileage, state, driver profile, and more.
It depends on the model year. GMC Acadias underwent a major redesign in 2017 that improved their reliability. J.D. Power rated the 2022 model an 84 out of 100 for reliability (Great).
The 2016 model has a score of 74 (Average).[4]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- NHTSA. "2025 GMC ACADIA."
- Kelley Blue Book. "GMC Acadia."
- NAIC. "NAIC Consumer Shopping Tool for Auto Insurance."
- Jdpower.com. "GMC Acadia Reliability, Consumer Ratings & Pricing."
)
Lindsay VanSomeren
Lindsay VanSomeren is a freelance personal finance writer living in Suquamish, WA. Her work has appeared with FICO, Credit Karma, The Balance, and more. She enjoys helping people learn how to manage their money better so they can live the life they want.
Lindsay has been a contributor at Insurify since October 2022.
Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.