Is Farm Bureau a Good Insurance Company? Reviews From Over 452 Customers

Farm Bureau scores an overall score of 4.2 out of 5, according to reviews for the company on Insurify. Reviews indicate that Farm Bureau has several strengths, including customer service and claims handling.

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Farm Bureau Insurance: Rated 4.2 out of 5 by customers

Category
Average Score
Overall experience rating4.2
Customer service3.5
Value3.4
Claims handling3.8
Coverage options3.8
Discounts3.3
Policy transparency3.7
Policy flexibility3.7
Quick Facts
  • Farm Bureau overall user rating: 4.2 out of 5

  • Insurify Quality (IQ) Score for Farm Bureau: Not rated

  • NAIC complaint index: 0.32 (lower than expected)

  • Average monthly full-coverage premium from Farm Bureau: $191

Our take on Farm Bureau insurance

Customers give Farm Bureau an overall rating of 3.8 and 3.5 out of 5, respectively. Although Farm Bureau has some weaker areas, like discount availability, customers generally have a positive attitude toward the company.

Farm Bureau customer service reviews: Rated 3.5 out of 5

Customers rate Farm Bureau’s customer service 3.5 out of 5. Positive reviews tend to mention specific representatives and quick follow-ups. Negative reviews mostly focus on unreachable offices, unreturned calls, and slow communication. Overall, customers rate Farm Bureau’s customer service positively.

For specific examples of what customers think, look at the reviews below.

View Farm Bureau customer service reviewsexpand/collapse
James
Verified Review
MS Farm Bureau Insurance
Excellent communication and customer service.
Carol
Verified Review
Local Service
It’s excellent having a local agent to help navigate the language and respond in person if needed after an accident.
Bernie
Verified Review
Good Service Insurance
It was a good experience working with them.
Greg
Verified Review
Outstanding Support and Service
Liberty, KY Farm Bureau is the BEST and they are the most helpful people.
William
Verified Review
Reliable and efficient.
Rates are competitive and service has been excellent.
Jill
Verified Review
Service at Farm Bureau
They are a good insurance company, but my rates just keep going up. I'm 53, and I have my 21-year-old daughter who is a nurse with nothing but one claim because she got hit by someone and they ran. In 15 years of having them, that's it, and for two vehicles, it's over $400 a month. They have good service and got my daughter's claim through very fast, but by now I would think my rates would be going down some.
Marvin
Verified Review
Farm Bureau is Awesome
Farm Bureau goes above and beyond. Pricing is always in line with others in the market or less, with a broader scope of coverage.
Elizabeth
Verified Review
Just OK
Always easy to work with. Premium could be better.
Gordon
Verified Review
I wouldn't recommend this agency. They had mediocre customer relations with me. I had been with them for several years. Just about every year, they increased rates. Also, the staff was not too organized.
I wouldn't recommend this agency. They had mediocre customer relations with me. I had been with them for several years. Just about every year, they increased rates. Also, the staff was not too organized.
Teresa
Verified Review
Worst Place for Insurance
Don't go there. They don't know how to resolve issues, especially when you're on a low income.
Michael
Verified Review
Great Service with Farm Bureau
Good service.
Donna
Verified Review
Unsatisfied
I wouldn't recommend Farm Bureau. Their customer service is awful.
Harold
Verified Review
Poor Service for Long-Time Customers
I have been with Farm Bureau for over 30 years and I've noticed a decline in their treatment of long-time customers in the recent years. Despite having no claims, no tickets, and no DUIs, they've made it difficult for people like me, who are on a fixed income, to continue with their service. It's disappointing to see a company treat their loyal customers poorly because of a few bad ones. It's not the way to conduct business and it's disheartening for a loyal customer like me.
Annesa
Verified Review
Aggravated Teacher
It is very hard to get hold of anyone to talk to.
Lance
Verified Review
Adios Amigo
The agent did not call back. I was a customer for more than 35 years.
Tracy A
Verified Review
Could Do Better
There's always an excuse as to why my bill keeps increasing, and despite this, there's never a way to save the customer any headaches or money. If you have concerns or if something happens to you over the weekend, you have to wait until Monday morning to get help.

Farm Bureau customer service reviews vs. State Farm and AAA

Farm Bureau customers often mention a positive, personable customer service experience and give the company a 3.5 out of 5 rating. In comparison to Farm Bureau, State Farm and AAA both have slightly higher customer service ratings.

Here’s how Insurify customers rate these three companies on their customer service.

Farm Bureau customer service reviews vs. State Farm and AAA

Category
Price
Farm Bureau3.5
State Farm4.4
AAA4.5

Farm Bureau discounts reviews: Rated 3.3 out of 5

Customers give Farm Bureau a 3.3 out of 5 for discounts. Positive reviews tend to come from customers who’ve had good experiences with specific discount options. Customers who leave negative reviews are more likely to mention a general lack of savings or an increase in prices over time that discounts don’t help with.

View Farm Bureau customer reviews for discountsexpand/collapse
Paul
Verified Review
20+ years of paying for nothing, with no discounts of any kind
Too expensive. I’ve never filed a claim, though.
Sheri
Verified Review
I do not drive much so they work with me. I have a good driving record
I do not like the yearly membership fee.
Linda
Verified Review
Prices Out of Control
The price is too high, and there are no discounts. You must pay a $35 membership fee!
Edwin
Verified Review
My Review
The service is good, but the cost is not. I have experienced rate increases each year for three years. Then, I was told I would get a discount if I opened a life insurance policy. However, after I did, I received another increase. Plus, with all the increases, a policy change occurred on my last increase and my roofing is not covered anymore. It's crazy.

Farm Bureau discounts reviews vs. State Farm and AAA

Customers give Farm Bureau a rating of 3.3 out of 5 for discount availability. Farm Bureau lags behind State Farm and AAA, but all three companies receive comments about discounts not making a big difference in rates.

The table below shows how customers rate Farm Bureau’s discount availability compared to State Farm and AAA.

Farm Bureau discounts reviews vs. State Farm and AAA

Category
Price
Farm Bureau3.3
State Farm4.0
AAA4.5

Farm Bureau claims handling reviews: Rated 3.8 out of 5

Customers rate Farm Bureau’s claims handling a 3.8 out of 5. Positive reviews emphasize speed and satisfactory claim resolutions. Negative customer reviews mention claim delays and difficulty with communication.

View Farm Bureau customer reviews for claims handlingexpand/collapse
Perry
Verified Review
Good
Good, the only claim we had was caused by vandals. They fixed it.
Kellee
Verified Review
I can't review you, you have done nothing for me, how could I?
They have done well by us when we had a wreck. We have been with them for 20 years.
Gregory
Verified Review
Excellent Customer Service
Pricey, but what insurance company isn't? They handled my claims without any issues. I totaled two vehicles in a span of 2 years; once for my wife and once for me. They replaced two fairly new cars quickly and fairly, and paid what my health insurance didn't cover. They settled with the driver and passenger of the other vehicle without going to court. I could not have asked for better service or a better company. They even provided me with an attorney to fight on my behalf.
Lorna
Verified Review
Standard Insurance Experience
I chose Standard Insurance because it is affordable. There is no car rental available, or if there is, it’s never been offered to me. I’ve never had a claim until 12/29. Comments remain to be seen now that the holidays are over.
Kathryn
Verified Review
Rental Property Coverage
I was impressed when they replaced the roof on my rental property two years after it had hail damage.
Ruby
Verified Review
Good
Past experience with a claim.
Ronnie
Verified Review
Cause for Seeking New Insurance Provider
They are less expensive in some policies like farm and ranch but don’t want to pay out. They even threaten to drop you altogether if you file claims, with comments like “you can file, but it won't be good!” They also make changes to your policy if they see something while out looking at your place. I had a horse barn with weather damage, and they just removed it from my policy without notification. It was added to my policy without me knowing at one time.
Carl
Verified Review
Lower Cost and Lower Accountability
Lower priced but doesn’t honor your claims.
Susan
Verified Review
Increases Not Commensurate with Longevity of Policy
It starts out with good rates, but the increases are excessive with any claims! What is insurance for?
Charles
Verified Review
No Communication with Agent
Once they have you as a customer, you never hear from them until the bill arrives, and it always goes up. I've only had one claim for a windshield in the last 30 years, no accidents, yet they just keep increasing the rates!
Marilyn
Verified Review
Trust Me, Go Elsewhere for Coverage
It was terrible - I had to sue them to get my medical bills paid.
Chris
Verified Review
Think Twice About Farm Bureau!
They handled my claim from hitting a deer very efficiently. However, when I received my policy renewal, I discovered they wanted to raise my bill from $109 to $154! Their explanation was that it raised due to me hitting a deer (I promise, it was not intentional!) and because they paid out so much for storm damage in my state. Why should I have to pay for someone else's claim for an act of God? I feel bad for those people of course, but I never placed a claim of that nature. Their suggestion to lower my bill would be to raise my deductible. I might add, I've only had one claim in the 2+ years I've had them. I called another insurance company and my bill is going to be $103 and I have better coverage!
Leslie
Verified Review
Disappointed with the service
My insurance was cancelled after one claim, despite being a loyal customer for over 20 years.
Gloria
Verified Review
They are not as good as other insurance companies when it comes to handling claims. Their response is very poor.
They are not as good as other insurance companies when it comes to handling claims. Their response is very poor.

Farm Bureau claims handling reviews vs. State Farm and AAA

When it comes to claims, Farm Bureau customers often feel “taken care of,” and the company has a rating of 3.8 out of 5.

But customers give State Farm and AAA higher claims handling ratings.

Below, you can see how Farm Bureau stacks up to State Farm and AAA for claims handling.

Farm Bureau claims handling reviews vs. State Farm and AAA

Category
Price
Farm Bureau3.8
State Farm4.2
AAA4.4

Farm Bureau value for money reviews: Rated 3.4 out of 5

Value is one of Farm Bureau’s weaker categories, earning a customer rating of 3.4 out of 5. Negative reviews often mention frustration that the coverage worth the price. Customers also note that prices often rise at renewal.

Customers tend to report good value when they receive strong support in stressful situations, which helps them feel like they’re receiving value for their premium.

For specific customer feedback, take a look at the reviews below.

View Farm Bureau customer reviews for value for moneyexpand/collapse
Bradley
Verified Review
Indiana Farm Bureau: Best Company Around!
Best quality for the price and unable to find anyone who can compete with them.
Eric
Verified Review
A Little Better Than Okay
They seem to have some of the lowest rates. Just need to continue comparison shopping because insurance rates continue to climb!
William
Verified Review
Farm Bureau of North Carolina Review
Their rates for me are by far the least expensive compared to the other major insurers. Some companies are almost double, others are somewhat close to what I pay for car insurance. Home insurance isn’t anywhere close to what I pay; most are at least double, if not more. I had a couple of claims and they were covered with no serious questions asked. I will be staying with them until something seriously changes.
Tracy
Verified Review
Insurance and My Experience with Looking Around
They work with you to get you the best rate, and I have checked all the other companies for house insurance. Farm Bureau is still the cheapest I can find. Car insurance is basically the same way, with some exceptions where other companies are a little lower. However, when I add the extras I keep on car insurance, such as rental car coverage, the $250 deductibles, and higher limits for uninsured motorists, Farm Bureau is cheaper than the other companies. I've found that all the insurance agents keep adding more and more fees for going through their company to buy insurance. So, go directly through the insurance company itself and not through any agent to get a better price for yourself. That's exactly how all the agents are making hundreds of dollars more for the same coverage you can get by going straight through the insurance company. They do this just because you want lower deductibles and basically anything else they can try to add on. So, go straight to the insurance company to save on premium prices. I know most people know this, but some people don't. So, this is my FYI for the day to help people who aren't aware of the way the agents do this without you even realizing it.
Debra
Verified Review
Great insurance company
Great service, coverage, and rates are cheaper than all the other major insurers.
Johnnie
Verified Review
My Farm Bureau Journey
It's hard to find better rates and discounts. Being a member, I don't think it can be beat.
Robert
Verified Review
Awesome
They are the cheapest you can get. No one else can come close.
Duane
Verified Review
Insurance as a whole can be challenging, but Farm Bureau has provided us with the best rates for the same coverage compared to any other quotes we have received.
Insurance as a whole can be challenging, but Farm Bureau has provided us with the best rates for the same coverage compared to any other quotes we have received.
Bethany
Verified Review
Don't Recommend!
Absolutely do not recommend. My husband and I were taken advantage of. I thought it was normal to pay so much for car insurance. Thankfully, someone I know told me I was paying way too much. Age bracket, more than excellent credit scores, no claims, no tickets, etc. Started getting quotes from other agencies and determined I have been paying 4x the amount that I should have been for YEARS. When I tried to speak to my agent about it, he refused to talk to me. I could only get to the receptionist. Per the receptionist, the agent said they could get it lowered to basically 3x the amount of my online quotes. I have received quotes that bundle 2 full coverage vehicles and my home that carry the same coverage and is STILL cheaper than auto alone with KFB. I’m very disappointed as I have been with KFB since I became a driver. My family has been long-term customers of FB, I moved and joined KFB and have been taken advantage of since. This has certainly opened my eyes and I am learning a lot through this experience.
Larry
Verified Review
Good but pricey.
Overall, they are very good but are much more expensive than others I’ve looked into.
Kevin
Verified Review
NC Farm Bureau Insurance
No other insurance company even comes close to the coverage I have with NC Farm Bureau. The price really needs to be lower, but it works for now.
Jeremy
Verified Review
Hate to go
Excellent customer service with my particular branch. However, I have found that Farm Bureau premiums are almost double.
Charles
Verified Review
$2000 a Year for a Clean Driving Record
I'm frustrated with the cost of my car insurance, which is $2000 a year despite having a clean driving record.
Rebecca
Verified Review
Cost
It gives me coverage, but I think it’s expensive for senior citizens.
Catherine
Verified Review
Trying to save a buck
I tried 6 different companies to check rates. All were higher than my current company.
Warren
Verified Review
Insurance comparisons
My big problem is the high cost of insurance. I'm just looking for a way to pay less and still have the coverage needed. I want to see an apples-to-apples comparison with other companies. I feel the best way for me is to have a face-to-face meeting with my policy in front of me so I can see if anyone has a lower cost but with a company that I can trust to take care of things if I were to have a claim.

Farm Bureau value for money reviews vs. State Farm and AAA

Customers give Farm Bureau a rating of 3.4 out of 5 for the value for the money. Farm Bureau’s rating does lag behind State Farm and AAA. But many reviews mention that Farm Bureau’s customer service makes it worth the money.

The table below shows how customers rate Farm Bureau, State Farm, and AAA on the value for the money.

Farm Bureau value for money reviews vs. State Farm and AAA

Category
Price
Farm Bureau3.4
State Farm3.9
AAA4.4

Farm Bureau policy transparency reviews: Rated 3.7 out of 5

Farm Bureau’s transparency is rated 3.7 out of 5 by customers. Positive reviews for Farm Bureau’s transparency are often tied to clear explanations given by agents. When customers have clear expectations from the start, they’re less likely to feel surprised later on.

Negative reviews say that coverage and pricing details can be confusing and that customers feel caught off guard by price changes.

View Farm Bureau customer reviews for policy transparencyexpand/collapse
Robert
Verified Review
They are astronomically expensive, and I can’t, for the life of me, figure out exactly how much my policy costs for the entire term. It’s impossible to find on their website.
They are astronomically expensive, and I can’t, for the life of me, figure out exactly how much my policy costs for the entire term. It’s impossible to find on their website.
David
Verified Review
FB Summary
Review the agents to determine the best one. Mine has never once called me to see how things were going. They consistently increase rates without explanation.
Alice
Verified Review
Bad Experience
These people lured me in with a different rate, and it has increased twice in 2 months with no claims, accidents, or tickets.
Jane
Verified Review
Dissatisfied
I don't like the yearly membership fee. I also don't like that when I drop coverage, my premium doesn't decrease.
Jason
Verified Review
Average
The two-payment plan doesn't make sense when you pay three times a year.
Janie
Verified Review
Don't Purchase Insurance from Farm Bureau
The insurance is too expensive and they cancelled my policy without any notification. Now, I have to restart my policy and pay their yearly membership again this year. I am not impressed with this company anymore.
Randy
Verified Review
Good
Avoid this place. They charge an unnecessary $25 membership fee.
Sheryl
Verified Review
Too high for my budget
They kept increasing the rates and charged extra in December for farming, even though I don't farm.

Farm Bureau policy transparency reviews vs. State Farm and AAA

Farm Bureau customers give it a rating of 3.7 out of 5 for policy transparency. State Farm and AAA both have higher scores for policy transparency. But policy transparency reviews for all three companies mention confusion over unexpected rate changes.

Here’s how customers rate Farm Bureau’s, State Farm’s, and AAA’s policy transparency.

Farm Bureau policy transparency reviews vs. State Farm and AAA

Category
Price
Farm Bureau3.7
State Farm4.0
AAA4.4

Farm Bureau customer reviews: Read what over 452 Insurify customers have to say about Farm Bureau

Seeing what previous customers have to say about an insurer is one of the best ways to make sure that it will be a good match for you. We’ve gathered recent reviews from over 452 Insurify customers to give you a better idea of how people view Farm Bureau.

Roberta
Verified Review
Farm Bureau has been a great insurance company.
We have been very satisfied with the company.
Daniel
Verified Review
Anything
FL is far too expensive for car insurance.
Jody
Verified Review
Car Insurance
So far, no problems with them.
Gary
Verified Review
Farm burial
My insurer has been great in all ways.
Gary
Verified Review
Excellent
Too expensive.
Yolanda
Verified Review
Stuck in a Rut
When my premium goes up, I call them and ask why it has increased again. They lower it for a couple of months, but then it returns to the high price.
Farmer
Verified Review
Rate Needs Adjustment
Good insurance company. Their rates are a little higher.
Larry
Verified Review
Excellent
Overall good, just looking for a more realistic price.
Douglas Cunningham
Verified Review
I have had Farm Bureau since 1962. Rates have continued to go up. They are a good company, but the rates are out of my reach.
I have had Farm Bureau since 1962. Rates have continued to go up. They are a good company, but the rates are out of my reach.
Jeffrey
Verified Review
Loan Company Runaround
I have been a loyal customer for 23 years, and they have been good to me. They just could not rewrite a policy to show replacement value instead of actual value per my new loan company, or I would still be with them.
Dennis
Verified Review
I would recommend them to anybody; they treat you decently and are good people
They're a good insurance company.
Bonita
Verified Review
Farm Bureau Comments
As a senior, the auto insurance is too high for my monthly budget.
Neal
Verified Review
FBMIC tops in NC, Agents scarce.
Excellent coverage, agents invisible.
Maryrose
Verified Review
Rates Too High
Be sure to check coverage and premium first.
Maryrose
Verified Review
Need Price Reduction
All is well except the premium. It is much too high.
Lawrence
Verified Review
Excellent
So far, they are the least expensive.
Albert
Verified Review
Honest Evaluation
Expensive but thorough.
Gary
Verified Review
Insurance
Easy to use.
Douglas
Verified Review
Excellent service and coverage
Experience has been very good. No problems.
Michael
Verified Review
Cannot beat the price
Shop for prices.
Roger
Verified Review
Excellent
The agent I’m with has always been great.
Barbara
Verified Review
I've been very happy the last 14 years being insured with them. This year, the premiums went up quite a bit, which did not please us.
I've been very happy the last 14 years being insured with them. This year, the premiums went up quite a bit, which did not please us.
Leodis
Verified Review
I would definitely advise a friend to go to Farm Bureau. I've been with them for many years, and I'm truly satisfied with them.
I would definitely advise a friend to go to Farm Bureau. I've been with them for many years, and I'm truly satisfied with them.
Kelli
Verified Review
Excellent
Everyone there is very nice and helpful. They can't help the price rates.
Mike
Verified Review
Sadly…inflated
Like most other insurance agencies, their premiums have become ridiculous.
Jazmin
Verified Review
Excellent
They're great, but prices have increased drastically.
Martha
Verified Review
Best rates
Shop around.
Michael
Verified Review
Farm Bureau Leaving "Little Guys" Behind
Farm Bureau is great with claims processing. We are very happy with how they took care of our several claims over the years. FB used to be very personal, making even me feel like I was important to them. My agent was able to do things to save us a little money. In recent years, things have become more impersonal. The focus has moved to taking care of the most profitable clients. Even with scheduled appointments, I was unable to meet with my agent, whom I had been with for over 30 years. I was only allowed to see the employees at the counter. The premiums for my auto policy are increasing about $5 every couple of months. It adds up and hurts fixed-income people like us.
Shala
Verified Review
Excellent
Always great customer service.
Jack
Verified Review
Sick of high rates
Farm B. has taken care of all my problems quickly and proficiently. I just wish our premium was less, but they don't take into account being in your late 70s and barely traveling in your autos.
Doug
Verified Review
Insurance Got Expensive
They are a good service provider but very expensive this last year.
Larry
Verified Review
My Advice
Stay honest! Always check others!
George
Verified Review
I believe that after researching all the insurance agencies and their offerings, one will find that Farm Bureau is a very viable company. They provide good service, are very responsive, but are slightly expensive.
I believe that after researching all the insurance agencies and their offerings, one will find that Farm Bureau is a very viable company. They provide good service, are very responsive, but are slightly expensive.
Anthony
Verified Review
Entice Me to Stay
I have no problem with Farm Bureau; I'm just looking to save money.
Tony
Verified Review
Excellent
No problem at all.
Bill
Verified Review
Good
I've been with them for 34 years, but recently the rates have increased drastically. I'm considering moving to another provider just because of the rates.
Jackie
Verified Review
Really Good
This insurance is great.
Jimmy
Verified Review
Great
They've done everything.
Sandra
Verified Review
Everything was fine until our house and vehicle insurance rates increased. We didn't even make any claims.
Everything was fine until our house and vehicle insurance rates increased. We didn't even make any claims.
Deidri
Verified Review
Dee
Easy, thank you.
Ralph
Verified Review
I think they’re taking people for a ride. My rates have kept going up at every renewal for the last three years or so, even though I haven’t had any claims or anything. I think they’re going to price themselves out of business one day.
I think they’re taking people for a ride. My rates have kept going up at every renewal for the last three years or so, even though I haven’t had any claims or anything. I think they’re going to price themselves out of business one day.
Marilyn
Verified Review
Costs way too much. Older cars should have lower-cost insurance. I have a higher rate because I didn’t have insurance right before I bought the car, even though I’ve had insurance all my life.
Costs way too much. Older cars should have lower-cost insurance. I have a higher rate because I didn’t have insurance right before I bought the car, even though I’ve had insurance all my life.
Troy
Verified Review
Not Fair
Rates go up even when you're a great driver.
Dianne
Verified Review
Premiums
Charges too much on premiums.
Sharon
Verified Review
Poor
It's too high and keeps going up nearly every month. I have both home and car insurance with them.
David
Verified Review
Do Not Recommend
Stay away from Farm Bureau; constant price increases.
Danny
Verified Review
Farm Bureau High Cost
The cost is always increasing.
Dale
Verified Review
Cheaper Rates
Insurance rates are high.
Paul
Verified Review
False rating
Good, except that you now call my personal truck "commercial," which it is not.
Tina
Verified Review
Review
There are cheaper places, but if you're in a hurry, they will do the job. It will be a high price.
Rick
Verified Review
Good rates for a while, then they go way up
The rates were good initially, but then they increased significantly without any changes in my driving record.
Jim
Verified Review
Insurance Games
I think their fees are high. You have to have a high deductible to get even close to a good price.
Danny
Verified Review
Pitiful
The rates have skyrocketed over the last two years. Pitiful.
Joseph
Verified Review
Rates too high
My insurance has gone up two years in a row. I have one older car and a perfect driving record!
Michael
Verified Review
Overcharged
I was significantly overcharged. I switched to State Farm and saved over 100 dollars.
Peggy
Verified Review
Farm Bureau - Not Worth It
It's too expensive.
Christopher
Verified Review
Poor Loyalty to Long-Time Customer
I've been with them for almost 30 years. I missed one payment due to a new credit card, and they canceled my policy. When it was reinstated, they increased the price.
Darrell
Verified Review
Expensive
The rates are too high and increase annually even without a claim.
Monte
Verified Review
Insurance Shopping
It's way too expensive for the coverage you receive. You can find better prices anywhere, even though I've been a customer for ten years.
Robert
Verified Review
Average
This is a great company, but they are becoming very expensive. I may have to switch.
Allison
Verified Review
Bad Experience
It was a horrible experience. I will never recommend this to anyone again due to the endless issues I have encountered. I was with Geico for 7 years straight and never faced the problems I have had with Farm Bureau in Forrest, MS.
James
Verified Review
Way Too Much for Me
Their rates keep increasing. I would advise considering other options.
Robert W
Verified Review
Limited Monthly Driving
If you drive less than 200 to 300 miles a month, consider another option.
Fred
Verified Review
FB
The price is too high and keeps going up.
Pedro
Verified Review
I can't believe I'm paying so much for liability insurance. I've already found another insurance company that is not only cheaper, but also provides uninsured motorist coverage, and still costs a lot less.
I can't believe I'm paying so much for liability insurance. I've already found another insurance company that is not only cheaper, but also provides uninsured motorist coverage, and still costs a lot less.
Debra
Verified Review
High Rates
My rates have increased significantly, despite never having received a traffic citation. I'm 69 years old and don't travel every day.
Jeffrey
Verified Review
Farm Bureau's Costly Insurance for Debt-Free Homeowners
If you have paid off your home and have no credit cards, Farm Bureau will charge you more for having everything paid off. They seem to only care about your credit score. So, if you're looking for lower insurance per month, you might want to consider a different company. It appears that they prefer to insure people who are in debt for some reason. I'm left to assume that people who have all their debts paid off are now considered high risk?
Janet
Verified Review
Poor
Don't choose them, they canceled my policy.
Marianne
Verified Review
Fair
Be prepared for the representative you call to never respond.
Bill
Verified Review
Been a Customer for Over 40 Years
We are unable to get in touch with our agent! I have purchased two life policies elsewhere because I couldn't get any response from our agent.
Karen
Verified Review
I Switched Insurance Companies Due to Poor Service
When I added an extra vehicle, I initially wanted a quote, even though the truck needed coverage. There were charges on the policy that I neither wanted nor needed. They debited my account a day before the premium was due, even after I had already canceled. Responses to my questions were delayed.
Irene
Verified Review
My Representative is Not Helpful
Find a representative who calls you back and discusses your questions.
Mary
Verified Review
Poor
The customer service at my agent's office is horrible.
Diane
Verified Review
Poor
The cost is too high.
Edward
Verified Review
Average
They need to lower their prices for seniors.
Priscilla
Verified Review
Average
They take too long to get back to you when you call.
Chris
Verified Review
Listen. When I made a claim, they were great and I had no complaints. It's just that I was paying over $180/month more than six other offers I found on a search engine. If they wanted to keep me, they should have tried to be competitive. No one called to let me know the rates went up, so maybe we should look and see what we can do, etc.
Listen. When I made a claim, they were great and I had no complaints. It's just that I was paying over $180/month more than six other offers I found on a search engine. If they wanted to keep me, they should have tried to be competitive. No one called to let me know the rates went up, so maybe we should look and see what we can do, etc.
Susan
Verified Review
Average
They don't seem to make you a priority.
Winna
Verified Review
Average
The customer service is lacking.
Kylee
Verified Review
There are hidden charges and inaccurate information entered by the agency, which causes higher premiums. The discounts are low, and information regarding dues, charges, and the Driveology program is not relayed to the customer. They also avoid answering customer's questions directly.
There are hidden charges and inaccurate information entered by the agency, which causes higher premiums. The discounts are low, and information regarding dues, charges, and the Driveology program is not relayed to the customer. They also avoid answering customer's questions directly.

Farm Bureau vs. State Farm, AAA, and Dairyland

To make sure you’re getting the best deal, it’s always a good idea to compare multiple insurers. To see how Farm Bureau stacks up against some of its competitors, take a look at the table below.

Farm Bureau logo
State Farm logo
CSAA logo
Dairyland logo
Average price
N/A
Average price
$78/mo*
Average price
$197/mo*
Average price
$175/mo*
Overall rating
Overall rating
Overall rating
Overall rating
Value for money
Value for money
Value for money
Value for money
Customer service
Customer service
Customer service
Customer service
Claims handling
Claims handling
Claims handling
Claims handling
Special highlight
AI-generated from 493 user reviews
Customer satisfaction
Special highlight
AI-generated from 21324 user reviews
Customer service
Special highlight
AI-generated from 2979 user reviews
AAA members
Special highlight
AI-generated from 365 user reviews
Hard-to-insure drivers
Data in this table has been sourced from Insurify’s users who have indicated they are insured with the listed providers
User review collection and methodologyexpand/collapse

Insurify collects reviews from users on its platform who have successfully compared quotes, as well as users who have purchased a policy through Insurify.

These users complete an optional survey that asks them to review their experience with their current insurance company and rate the company on factors like customer service, claims handling, coverage availability, discounts, policy flexibility, policy transparency, and value for money. These ratings and reviews are then compiled and cleaned by our data team to bring you company-level insights from over 85,000 Insurify users.

Duncan Brown
Writer: Duncan BrownCopy Editor

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Duncan is an insurance copy editor with a producer‘s license for property and casualty in Massachusetts.

Sara Getman
Editor: Sara GetmanAssociate Editor

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Sara has been an associate editor at Insurify since 2022. She co-launched Insurify‘s podcast “No Dumb Questions“ in 2025.