Cost of Honda Civic Car Insurance (2024)

USAA, State Farm, and GEICO offer the cheapest car insurance rates for the Honda Civic.

Anna Baluch
Written byAnna Baluch
Photo of an Insurify author
Anna BaluchInsurance Writer
  • 4+ years writing insurance and personal finance content

  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

Featured in

media logomedia logomedia logo
Katie Powers
Edited byKatie Powers
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

media logomedia logo

Updated April 25, 2024

Save up to $717 by comparing quotes from the top 100+ insurance companies

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers
Advertiser Disclosure

At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.

Cheapest recent rates

Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $44/mo for full coverage.

*Quotes generated for Insurify users within the last 10 days. Last updated on April 25, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 25, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on April 25, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 25, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

The Honda Civic is one of the bestselling passenger cars in the U.S. because of its fuel efficiency, interior design, and standard technology.[1]

Civic drivers pay an average monthly cost of $108 for liability insurance and $215 for full coverage. If you’re interested in a Honda Civic or already own one, here’s how to find the most affordable car insurance rates for this popular sedan.

Quick Facts
  • USAA, State Farm, and GEICO offer the lowest auto insurance rates for Honda Civics.

  • Depending on the model year, Honda Civic insurance costs $73 to $112 per month for liability coverage, on average.

  • The 2022 and 2023 Honda Civic models were top safety picks for the Insurance Institute for Highway Safety (IIHS).[2]

Shop for Honda Civic Insurance

Get personalized quotes from top auto insurers in minutes

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Cost of Honda Civic insurance

The average cost of Honda Civic insurance is $108 per month for liability coverage and $215 per month for full coverage. Compare these to the national averages of $104 per month for a liability policy and $213 per month for full coverage, and Honda Civic insurance is more expensive, on average.

Various factors like your location, age, car safety features, model year, and more determine your Honda Civic insurance rate.

2023 Honda Civic insurance

The MSRP of the 2023 Honda Civic ranges from $23,450 to $30,050. The table below shows the average cost of insuring a 2023 Honda Civic with various companies.

Insurance CompanyAverage Monthly Quote
USAA$66
State Farm$75
GEICO$76
Allstate$89
American Family $111
Progressive$123
Liberty Mutual$127
Travelers$130
Farmers$152
The General$174
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

2022 Honda Civic insurance

Depending on the trim level, the 2022 Honda Civic will run you anywhere between $22,550 to $29,150. Here are the average costs from different companies for 2022 Honda Civic car insurance.

Insurance CompanyAverage Monthly Quote
USAA$58
State Farm$65
GEICO$66
Allstate$78
American Family $97
Progressive$107
Liberty Mutual$111
Travelers$114
Farmers$133
The General$152
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

2021 Honda Civic insurance

The original MSRP of the 2021 Honda Civic was $21,050 for the LX trim. Start your search for coverage for your 2021 Honda Civic with the auto insurers in the table below.

Insurance CompanyAverage Monthly Quote
USAA$56
State Farm$63
GEICO$64
Allstate$75
American Family $94
Progressive$104
Liberty Mutual$108
Travelers$110
Farmers$129
The General$147
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

2020 Honda Civic insurance

The 2020 Honda Civic comes with a starting MSRP of $19,750.

Here are the cheapest car insurance companies for 2020 Honda Civic insurance.

Insurance CompanyAverage Monthly Quote
USAA$55
State Farm$63
GEICO$64
Allstate$75
American Family $93
Progressive$103
Liberty Mutual$107
Travelers$109
Farmers$128
The General$146
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

2019 Honda Civic insurance

You can expect an MSRP range of $19,550 to $27,400 for the 2019 Honda Civic. The table below shows average quotes for 2019 Honda Civic insurance.

Insurance CompanyAverage Monthly Quote
USAA$53
State Farm$61
GEICO$62
Allstate$72
American Family $90
Progressive$100
Liberty Mutual$103
Travelers$106
Farmers$123
The General$141
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Estimate your Honda Civic insurance costs

Select discounts that apply to you
Save 25%
Save 4%
Save 19%
Save 38%
Age
Credit Score
Are you insured
Your estimated deal

*Estimate based on a market average of rates provided to other users like you.

Select discounts that apply to you

2018 Honda Civic insurance

For the LX or the 2018 Honda Civic’s base trim, the MSRP is $19,350. The table below shows the average rates for 2018 Honda Civic car insurance from the cheapest companies.

Insurance CompanyAverage Monthly Quote
USAA$49
State Farm$55
GEICO$56
Allstate$66
American Family $82
Progressive$91
Liberty Mutual$94
Travelers$96
Farmers$113
The General$129
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

2017 Honda Civic insurance

The original MSRP for the 2017 Honda Civic was $18,740 for the LX model. The table below shows the average cost of insuring a 2017 Honda Civic with various insurers.

Insurance CompanyAverage Monthly Quote
USAA$48
State Farm$55
GEICO$56
Allstate$65
American Family $81
Progressive$90
Liberty Mutual$93
Travelers$95
Farmers$111
The General$127
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

2016 Honda Civic insurance

Depending on the trim and package, the 2016 Honda Civic costs between $18,640 and $26,500. Here are average quotes from different car insurance companies for the 2016 Honda Civic.

Insurance CompanyAverage Monthly Quote
USAA$48
State Farm$54
GEICO$55
Allstate$65
American Family $80
Progressive$89
Liberty Mutual$92
Travelers$94
Farmers$110
The General$126
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

2015 Honda Civic insurance

For the 2015 Honda Civic LX, the MSRP starts at $18,490. Use the table below to compare average quotes from top car insurance companies for 2015 Honda Civic auto coverage.

Insurance CompanyAverage Monthly Quote
USAA$45
State Farm$51
GEICO$52
Allstate$61
American Family $76
Progressive$84
Liberty Mutual$87
Travelers$89
Farmers$104
The General$119
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

2014 Honda Civic insurance

The MSRP for the 2014 Honda Civic ranges from $18,390 to $26,640. Here’s how much car insurance companies quote, on average, for 2014 Honda Civic insurance coverage.

Insurance CompanyAverage Monthly Quote
USAA$45
State Farm$51
GEICO$52
Allstate$61
American Family $76
Progressive$84
Liberty Mutual$87
Travelers$89
Farmers$104
The General$118
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Compare Top Honda Civic Insurers

Get real-time quotes from top companies in minutes

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Honda Civic car insurance coverages

Auto insurance rates from the top car insurance companies depend on how much car insurance you get and factors like your age, marital status, driving history, safety features, crash test ratings, and insurance company.[3]

Here are several Honda Civic car insurance options you can explore:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage can apply if your vehicle hits another car or object, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage protects you from non-collision events that damage your vehicle. A few examples include fires, floods, theft, or hitting an animal.

  • illustration card https://a.storyblok.com/f/162273/x/e30eeeebc5/personal-injury-protection.svg

    Personal injury protection (PIP) coverage

    Personal injury protection coverage pays for your and your passengers’ medical expenses after an accident, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    If you finance or lease your Honda, gap insurance covers the difference between the insurance settlement and your auto loan in the event of a total loss.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental car reimbursement

    When your car is in the shop for repairs under a covered claim, this coverage pays for a rental car for you to drive in the meantime.

Honda Civic car insurance FAQs

If you’re in the market for Honda Civic insurance, this additional information might help you as you search for the lowest rates and best coverage.

  • Which company has the cheapest Honda Civic insurance?

    USAA continually offers the most affordable premiums for Honda Civic owners. For the 2023 model, the average rate is $66 per month for minimum coverage. Because USAA only serves the military community, you may turn to State Farm and GEICO, two of the top car insurance companies for cheap rates.

  • Are Honda Civics expensive to insure?

    Not really. Compared to similar vehicles on the market, Honda Civics come with affordable car insurance rates. This may be because of their moderate price points and high safety rankings from the National Highway Traffic Safety Administration (NHTSA) and the IIHS.

  • How much does it cost to insure a Honda Civic?

    The average monthly cost of liability-only insurance for a Honda Civic is $108. A full-coverage policy runs an average of $215 per month. Keep in mind your premiums will depend on the model year of your Civic and other factors like your ZIP code, age, driving record, and more.

  • How does the model year of a Honda Civic affect the insurance cost?

    Newer Civic models are typically more expensive to insure than older models. This is because their repair costs tend to be higher. Fortunately, you can still find cheap car insurance coverage for a newer Honda Civic. Shop around and get car insurance quotes from different companies.

  • What factors can potentially lower the cost of insurance for a Honda Civic?

    You can enjoy cheaper car insurance rates for a Honda Civic if you choose an older model and maintain a clean driving record. Take advantage of discounts, like a good student discount or homeowners insurance bundling discount, to lower your Civic car insurance costs even more.

Sources

  1. Honda Auto News. "Civic Leadership: Honda Civic is America’s Best-Selling Retail Passenger Car for 6th Straight Year."
  2. Insurance Institute for Highway Safety. "2022 Honda Civic."
  3. III. "What determines the price of an auto insurance policy?."
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

media logomedia logo

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers