Cheapest Auto Insurance in Beaverton, Oregon (2025)
Drivers in Beaverton can find the cheapest insurance from Mile Auto, with liability-only rates starting at $86 per month.
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Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.
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5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Table of contents
Beaverton drivers pay an average monthly rate of $127 for a liability auto policy and $163 for full coverage. Compared to the rest of the state, these premiums are more expensive.
This might be due to the city’s higher population and close proximity to Portland, which means more drivers on the road and an increased accident risk. The good news is cheap car insurance does exist in Beaverton, and the best way to find it is by comparing quotes from multiple insurers.
Quick Facts
A full-coverage insurance policy in Beaverton costs $1,957 per year, on average.
Teen and senior drivers can lock in the best prices on car insurance coverage through discounts offered by GEICO, Travelers, and other auto insurance companies.
Oregon prohibits insurers from using drivers’ credit information when setting insurance rates for a policy renewal.
Cheapest car insurance companies in Beaverton
Not all car insurance companies in Beaverton offer the same policies at the same prices. Because rates and coverage levels vary greatly, it’s a good idea to shop around and compare all your options. To help you get started, here are a few of the cheapest car insurance companies in Beaverton.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| USAA | 9.1 | $77 | $69 | Veterans |
| GEICO | 9.2 | $83 | $74 | Senior drivers |
| Travelers | 8.5 | $274 | $130 | Student drivers |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for veterans: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $113/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $141/mo |
4.9
Best choiceBased on 2,220 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,242)
Lana
Verified Review
USAA 50/50
Reviewed in Mississippi on September 2025
Expensive. They are decent if you are in an accident - they arrange a rental (if you have that coverage) and contact the other driver's insurance, and manage the claim. Homeowners - they don't cover wind nor flood (found this out the hard way after the agent neglected to tell me after I returned from an overseas assignment).
Robert
Verified Review
Good
Reviewed in Delaware on September 2025
Safe driving discount.
Natalie
Verified Review
Like any insurance, I feel like I'm dealing with a bookie. They are betting I'm going to screw up, and they adjust for a rock hitting the windshield. I have a 20-year-old Toyota on PLPD, which I call car hospice. I don't feel I should be paying for an agent.
Reviewed in Michigan on September 2025
Like any insurance, I feel like I'm dealing with a bookie. They are betting I'm going to screw up, and they adjust for a rock hitting the windshield. I have a 20-year-old Toyota on PLPD, which I call car hospice. I don't feel I should be paying for an agent.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Beaverton is a veteran-friendly city, thanks to amenities like Veterans Memorial Park and the Veterans of Foreign Wars (VFW). Current military members and veterans in the area can find affordable car insurance with USAA, which specifically serves the military community with a variety of insurance solutions and financial services.
Pros
SafePilot program rewards good drivers with a discount of up to 30%
Convenient mobile app
Cons
Auto insurance only available to active military members, veterans, and their families
No gap insurance
Best insurer for senior drivers: GEICO
| User Reviews | 3.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $120/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $151/mo |
3.9
A solid optionBased on 12,432 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,575)
Gregory
Verified Purchase
Geico
Reviewed in on October 2025
Good rates and service.
Renee
Verified Review
Average
Reviewed in New Jersey on October 2025
Good insurance, but the rates are too high and increase every year.
Mary Ann
Verified Purchase
Satisfied
Reviewed in on October 2025
I am pleased with my car rate. In the past, I’ve paid much more. I am also happy about the roadside service that is offered.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Seniors who are 65 and older make up 14.2% of Beaverton’s population. GEICO offers a number of discounts that may apply to them, including a defensive driving discount, a five-year good driving discount, a retired government and military discount, and a multi-car discount.
Pros
Variety of discounts advertised
24/7 customer service
Cons
Doesn’t offer rideshare or gap insurance
Limited network of local insurance agents
Best insurer for student drivers: Travelers
| User Reviews | 4.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $271/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $343/mo |
4.7
Best choiceBased on 941 verified guest reviews and ratings
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
Reviews (482)
Karen
Verified Review
Undisclosed Price Increase
Reviewed in Wisconsin on October 2025
I just received an email saying they were raising my coverage for 6 months by $445. It just said changes were made, with no new policy or pricing details attached. They plan to take the money out of my account over a month in advance. That is very poor customer communication. I am shopping for new car insurance and not paying for a price increase without a reason why.
Anna
Verified Review
Traveler’s is great!
Reviewed in Texas on October 2025
The agent makes a big difference. I’m happy with mine.
Jack
Verified Review
Our fire claim was handled with the customer in mind.
Reviewed in Ohio on September 2025
Excellent home insurance coverage.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
616NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Beaverton is home to Beaverton High School, which enrolls more than 1,400 students in grades 9–12. Many of these students drive or have plans to get behind the wheel soon. Travelers can accommodate them with discounts like a good student discount and a defensive driving course discount. There’s also an away-at-school discount that can come in handy when these students graduate and go to college more than 100 miles away from home.
Pros
Discounts for student drivers
Highly rated mobile app
Cons
Below-average Better Business Bureau (BBB) rating
No rideshare insurance in Oregon
How to get the cheapest car insurance in Beaverton
It takes a bit of time and effort to lock in low premiums on an auto policy in Beaverton. These tips can help you find the most affordable car insurance for your unique situation and needs:[1]
Shop around. Request quotes from at least three car insurance companies, and compare a number of factors like premiums, coverage levels, deductibles, discounts, and customer satisfaction ratings.
Bundle your home and auto insurance. If you combine your car insurance with homeowners insurance, renters insurance, or even life insurance, you may score a discount on your coverage.
Choose a higher deductible. A higher deductible will lead to lower rates on car insurance. Just make sure you can afford to pay it out of pocket if you need to file a claim.
Maintain a clean driving record. Beaverton drivers with clean records pay the lowest premiums. Drive safely to reduce the risk of speeding, at-fault accidents, and DUIs.
Find Cheap Car Insurance in Beaverton, Oregon
Liability rates start at $86 per month
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Cheapest liability-only car insurance in Beaverton: Mile Auto
Per Oregon law, drivers must purchase and maintain liability car insurance. Liability insurance covers the other driver’s property damage and medical expenses after an auto accident where you’re at fault. Because liability insurance meets the state’s minimum requirements and offers no additional coverage, it’s usually the cheapest auto policy type you can get.
The cheapest insurer for liability-only car insurance in Beaverton is Mile Auto, with an average liability-only premium of $86 per month. The table below shows the most affordable liability-only policies for drivers in Beaverton.
The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Mile Auto | $86 |
| Sun Coast | $93 |
| State Farm | $95 |
| USAA | $113 |
| National General | $115 |
| GEICO | $120 |
| Safeco | $128 |
| Bristol West | $129 |
| Dairyland | $135 |
| Root | $136 |
| The General | $138 |
| COUNTRY Financial | $143 |
| Direct Auto | $146 |
| American Family | $161 |
| Nationwide | $168 |
| Allstate | $186 |
| GAINSCO | $189 |
| Liberty Mutual | $208 |
| Farmers | $221 |
| Travelers | $271 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Beaverton: Mile Auto
Full-coverage car insurance is optional in Beaverton and usually consists of liability, collision, and comprehensive insurance. But if you have a loan or lease on your vehicle, your lender may require it. This type of policy provides extra protection for vehicle damages, including accidents you cause.
Mile Auto is the cheapest full-coverage insurer in Beaverton, with an average cost of $104 per month. Here’s an overview of the cheapest full-coverage car insurance premiums in Beaverton.
The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| Mile Auto | $104 |
| State Farm | $120 |
| USAA | $141 |
| GEICO | $151 |
| COUNTRY Financial | $179 |
| Safeco | $180 |
| National General | $203 |
| American Family | $204 |
| Nationwide | $211 |
| Root | $220 |
| Sun Coast | $220 |
| The General | $226 |
| Allstate | $235 |
| Bristol West | $246 |
| Direct Auto | $251 |
| Liberty Mutual | $258 |
| Farmers | $278 |
| Dairyland | $311 |
| Travelers | $343 |
| GAINSCO | $398 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Beaverton, Oregon
Drivers in and around Beaverton, Oregon have found policies from State Farm, The General, Direct Auto, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Beaverton, Oregon within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Beaverton, Oregon within the last 10 days. Last updated on October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Oregon
Oregon is an at-fault, or tort, state for car insurance. This means your car insurance company will pay for the other party’s property damage and injury costs if you cause an accident.
The Beaver State requires drivers to carry bodily injury liability coverage, property damage liability coverage, personal injury protection, and uninsured motorist coverage. Drivers who fail to show proof of insurance may be on the hook for legal and financial consequences.[2]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $20,000 per accident |
| Personal injury protection | $15,000 per person |
| Uninsured motorist protection bodily injury | $25,000 per person / $50,000 per accident |
Coverage beyond Oregon’s minimum liability requirements is optional in Beaverton but can offer additional peace of mind. Here are several optional car insurance policies you might want to consider:
Comprehensive coverage
Comprehensive insurance protects you from non-accident-related incidents that damage your vehicle, such as theft or fires.
Collision coverage
If your car requires repairs or a replacement after an accident with another vehicle or object, such as a tree or fence, collision coverage will apply, regardless of who’s at fault.
Gap coverage
If you finance your car, gap insurance can cover the difference between the balance on your loan and your insurance settlement after your vehicle is considered a total loss.
Cheapest car insurance for drivers with an incident
At-fault accidents, speeding tickets, and driving under the influence (DUI) convictions are examples of incidents that increase insurance rates.[3] Car insurance companies typically reserve the cheapest coverage for people with clean driving records, but it’s still possible to find competitive rates with incidents on your driving record.
The below rates are estimated rates current as of: Wednesday, October 1 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| Mile Auto | $86 | $108 | $115 | $131 |
| Sun Coast | $93 | $128 | $126 | $150 |
| State Farm | $95 | $124 | $125 | $145 |
| USAA | $113 | $150 | $150 | $173 |
| National General | $115 | $150 | $153 | $176 |
| GEICO | $120 | $163 | $153 | $177 |
| Safeco | $128 | $174 | $180 | $216 |
| Bristol West | $129 | $169 | $171 | $197 |
| Dairyland | $135 | $177 | $180 | $206 |
| Root | $136 | $187 | $177 | $204 |
| The General | $138 | $191 | $191 | $211 |
| COUNTRY Financial | $143 | $197 | $191 | $219 |
| Direct Auto | $146 | $192 | $200 | $223 |
| American Family | $161 | $215 | $214 | $246 |
| Nationwide | $168 | $224 | $224 | $257 |
| Allstate | $186 | $247 | $246 | $284 |
| GAINSCO | $189 | $238 | $245 | $289 |
| Liberty Mutual | $208 | $274 | $277 | $318 |
| Farmers | $221 | $292 | $293 | $338 |
| Travelers | $271 | $361 | $361 | $414 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Beaverton, OR
Monthly rates start at $102 for drivers with an incident
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Average cost of car insurance by age
Compared to older drivers, teen drivers have less experience on the road and pay the highest rates for auto policies as a result. Seniors also face higher rates than middle-aged drivers due to physical and mental impairments that may increase accident risk.[4]
Average car insurance rates tend to decrease around age 35 and pick back up again around age 70. Here’s a look at the average cost of car insurance in Beaverton, organized by driver age.
Age | Average Monthly Quote |
|---|---|
| Teens | $405 |
| 20s | $273 |
| 30s | $213 |
| 40s | $190 |
| 50s | $170 |
| 60s | $161 |
| 70s | $166 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Beaverton car insurance quotes by credit tier
The state of Oregon allows car insurance companies to consider your credit history when they underwrite your policy and determine your rate. Because insurers believe drivers with good to excellent credit are less risky than drivers with poor credit, they offer them cheaper coverage. The table below demonstrates average quotes for Beaverton drivers with different credit scores.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Beaverton car insurance FAQs
If you’re shopping for car insurance in Beaverton, this additional information may help as you research your coverage options.
How much is car insurance in Beaverton?
Car insurance in Beaverton costs $127 per month for liability-only coverage and $163 per month for full coverage, according to Insurify data.
Who has the cheapest car insurance in Beaverton?
Mile Auto, Sun Coast, and State Farm have the cheapest car insurance in Beaverton. Their monthly liability-only rates start as low as $86, $93, and $95, respectively. But the cheapest company for you will depend on many factors, including your location, age, type of car you drive, and chosen coverage.
What are the best car insurance companies in Beaverton?
With affordable rates, an A++ (Superior) rating from AM Best, and a high Insurify Quality (IQ) Score, GEICO is one of the best car insurance companies in Beaverton. Other top insurers include Travelers and USAA.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Insurance Information Institute. "How to save money on car insurance."
- Oregon Driver & Motor Vehicle Services. "Minimum Insurance Requirements."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Centers for Disease Control and Prevention. "Older Adult Drivers."
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Anna BaluchInsurance Writer
Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.
Anna has been a contributor at Insurify since December 2022.
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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